+
upworthy
Joy

A couple in their 50s live permanently on a cruise ship because it's cheaper than a mortgage

They hope to spend around $36,000 a year.

cruise ship, angelyn burk, living on a cruise
via Pexels

The Emperor of the Seas.

Imagine retiring early and spending the rest of your life on a cruise ship visiting exotic locations, meeting interesting people and eating delectable food. It sounds fantastic, but surely it’s a billionaire’s fantasy, right?

Not according to Angelyn Burk, 53, and her husband Richard. They’re living their best life hopping from ship to ship for around $100 a night, depending on the cruise. "Cruise costs vary quite a bit, our goal is to average about $100 per night, for the couple, or less across and entire calendar year," Richard told Upworthy.

The Burks have called cruise ships their home since May 2021 and have no plans to go back to their lives as landlubbers. Angelyn took her first cruise in 1992 and it changed her goals in life forever.

“Our original plan was to stay in different countries for a month at a time and eventually retire to cruise ships as we got older,” Angelyn told 7 News. But a few years back, Angelyn crunched the numbers and realized they could start much sooner than expected.


“We love to travel and we were searching for a way to continuously travel in our retirement that made financial sense,” she said. They looked into deals they could find through loyalty memberships and then factored in the potential sale price of their home and realized their dream was totally affordable.

The rough math makes sense. If the couple hits their goal of spending $100 per night to live on a cruise ship, that’s $36,500 a year. Currently, the average price of a home in Tukwila, Washington—where the couple has a house—is about $607,000. Let's say you moved there today, put down 20% and financed the rest, the mortgage would cost you around $44,000 a year.

Plus, on a cruise ship, the couple doesn’t have to pay for groceries.

The Burks are able to live their dream because they’ve spent a lifetime being responsible. “We have been frugal all our lives to save and invest in order to achieve our goal,” she says. “We are not into materialistic things but experiences.”

Angelyn says that cruising takes the stress out of travel. “It is leisurely travel without the complications of booking hotels, restaurants, and transportation while staying within our budget,” she told 7 News. The couple travels lightly with just two suitcases between them and if they need anything, they just buy it on the ship or in the next port.

The one thing to consider before embarking on a never-ending cruise is COVID-19. The coronavirus is easily spread in close quarters and a cruise ship that recently docked in Seattle had 100 people on board who tested positive for the virus. The CDC recommends that people get vaccinated before going on a cruise and that immunocompromised people should consult with their physicians before traveling.

Richard told Upworthy that he believes COVID-19 safety is still very important and has had both his shots and a booster. "I would suggest wearing a mask at all times when out in public no matter whether on a ship, in a movie theater, at a restaurant or even meeting with friends inside or outside," he said.

After leaving their jobs and the mainland behind, the Burks completed a 21-day cruise via the Panama canal. They look forward to a 50-day cruise around the Adriatic Sea, taking in the sights of Europe, as well as a 51-day cruise from Seattle to Sydney, Australia.

The Burks' favorite destinations, no matter how they get there, are Italy, Canada, Iceland and the Bahamas, but their ultimate favorite is Singapore.

Looking to give it all up and go on a permanent vacation just like the Burks? Angelyn has some advice for those wanting to get started.

This article was updated on May 17, 2022, after a conversation with Richard Burk.

The hosts of our podcast, "Upworthy Weekly" had a pretty funny take on the story.


This article originally appeared on 05.11.22

A young woman drinking bottled water outdoors before exercising.



The Story of Bottled Waterwww.youtube.com

Here are six facts from the video above by The Story of Stuff Project that I'll definitely remember next time I'm tempted to buy bottled water.

1. Bottled water is more expensive than tap water (and not just a little).

via The Story of Stuff Project/YouTube


A Business Insider column noted that two-thirds of the bottled water sold in the United States is in individual 16.9-ounce bottles, which comes out to roughly $7.50 per gallon. That's about 2,000 times higher than the cost of a gallon of tap water.

And in an article in 20 Something Finance, G.E. Miller investigated the cost of bottled versus tap water for himself. He found that he could fill 4,787 20-ounce bottles with tap water for only $2.10! So if he paid $1 for a bottled water, he'd be paying 2,279 times the cost of tap.

2. Bottled water could potentially be of lower quality than tap water.

Keep ReadingShow less
Health

Does your period pain feel ‘as bad as a heart attack’? You’re not imagining it

Some women experience debilitating period cramps, but the medical community isn't helping.

You’re not alone.

Here's an article to send to every jerk in your life who denied you the right to complain about your period cramps: A medical expert says that some women experience menstruation pains that are "almost as bad as having a heart attack." John Guillebaud, who is a professor of reproductive health at University College London, spoke to Quartz on the subject, and said that the medical community has long ignored what can be a debilitating affliction, because it's a problem that mostly inconveniences women.

"I think it happens with both genders of doctor," Guillebaud told Quartz. "On the one hand, men don't suffer the pain and underestimate how much it is or can be in some women. But I think some women doctors can be a bit unsympathetic because either they don't get it themselves or if they do get it they think, 'Well I can live with it, so can my patient.'"

Keep ReadingShow less
@jac.rsoe8/TikTok

Some dads just get it.

There’s no shortage of stories out there showing how emotionally distant or out of touch some baby boomers can be. Younger generations are so fed up with it that they have their own catchphrase of frustration, for crying out loud.

The disconnect becomes especially visible in parenting styles. Boomers, who grew up with starkly different views on empathy, trauma and seeking help, have a reputation for being less than ideal support systems for their children when it comes to emotional issues.

But even if they often have a different way of showing it, boomer parents do have love for their children, and many try their best to be a source of comfort in some way when their kid suffers.

Occupational therapist Jacqueline (@jac.rose8) recently shared a lovely example of this by posting a video of her boomer dad helping her through a divorce in the best way he knew how.

Turns out, it was the perfect thing.

Keep ReadingShow less

A semicolon tattoo

Have you seen anyone with a semicolon tattoo like the one above?

If not, you may not be looking close enough. They're popping up...
Keep ReadingShow less
Family

A letter to the woman who told me to stay in my daughter's life after seeing my skin.

'I'm not a shiny unicorn. There are plenty of black men like me who love fatherhood.'

Doyin Richards

Dad and daughters take a walk through Disneyland.

True
Fathers Everywhere

To a stranger I met at a coffee shop a few years ago who introduced me to what my life as a parent would be like:

My "welcome to black fatherhood moment" happened five years ago, and I remember it like it happened yesterday.

I doubt you'll remember it, though — so let me refresh your memory.

Keep ReadingShow less
Democracy

Single mom perfectly explains to Congress why the U.S. poverty line needs a total rehaul

"I'm not asking you to apologize for your privilege but I'm asking you to see past it."

Photo by Ev on Unsplash

Nearly 12 percent of the U.S. population lives in poverty. That's more than one in ten Americans—and the percent is even higher for children.

If you're not up on the current numbers, the federal poverty line is $12,760 for an individuals and $26,200 for a family of four. If those annual incomes sound abysmally low, it's because they are. And incredibly, the Trump administration has proposed lowering the poverty line further, which would make more poor Americans ineligible for needed assistance.

Keep ReadingShow less