upworthy

Internet

Internet

TikTok 'no-buy quarter' trend is inspiring some brilliant ideas to save money in 2025

Viral 'no-buy quarter' hacks show how to avoid spending money for months at a time

Photo by Nina Uhlikova

Going outside is free, and in April your wallet will feel the gains.

As we move into the middle of December and hopefully start winding down the annual holiday spend-a-palooza, many are already looking ahead to their 2025 savings goals. In the spirit of Movember or Dry January — those feel-good challenges that mix self-improvement with a bit of group accountability — TikTok has given us a viral phenomenon: the “no-buy quarter.”

But, as the name implies, this time the challenge goes beyond a single month. Participants commit to three months of reduced spending, with some hardcore enthusiasts even extending it for a whole year! If you went a little too hard on spending during the holiday season, think of this as the perfect detox for your battered finances.

What is a no-buy quarter?

At its core, the no-buy quarter isn't about cutting out essential purchases. Groceries, medical expenses, and other necessities remain untouched. Instead, the goal is to reduce or eliminate non-essential spending. Think fewer splurges on coffee, takeout, home decor, or trendy gadgets.

@MckenzieMack

For TikTok creator @stephen_spann, a no-buy plan begins with making the most of what you already have. “Use up the food we already have before buying more,” Spann advises, noting the often-forgotten freezer items many households accumulate. He also emphasizes tackling beauty and health products stockpiled in bathroom cabinets before succumbing to the allure of the latest trends.

"If I see something new in the store, I get sucked into that... I need to use up what I already have first."

— @stephen_spann

Save with intention

For TikTok creator Mckenzie Mack, the no-buy quarter is a powerful tool for meeting ambitious financial goals. Mack plans to use the first three months of the year to frontload contributions to her 401(k).

@MckenzieMack

Her method? Increasing contributions to 26% during January through March to take advantage of a large bonus and reduce her contribution rate to 6-7% for the rest of the year.

“To max out your 401(k) in 2025, you need to contribute $23,500,” Mack explains. “By committing to a no-buy quarter, I’m ensuring a large chunk of my bonus goes directly toward my 401k.”

"This is a use-it-or-lose-it situation... I’m leaving a little extra in my fun money bucket, but once it’s gone, it’s gone."

— @MckenzieMack

Break free from spending cycles

Both Mack and Spann point out the emotional and behavioral shifts that come with embracing a no-buy lifestyle. Mack recommends cutting down on streaming services and finding joy in low-cost hobbies like hiking or game nights.

@stephen_spann

Spann, on the other hand, calls attention to the subtle temptations of shopping apps and notifications. “Remove shopping apps from your phone,” he says. “They’re just tempting me.”

"Just because I can get it on sale doesn’t mean I should buy it."

— @stephen_spann

Both creators agree that breaking the consumerist cycle is about appreciating what you already own. By doing so, they say, you save money and cultivate contentment.

How to start your own no-buy quarter

If the idea of a no-buy quarter appeals to you, here are some steps to get started:

  • Identify your essentials: Separate necessary expenses (groceries, rent) from discretionary ones.
  • Set clear rules: Decide what’s off-limits — dining out, clothing purchases, or subscription services.
  • Create a goal: Link your savings to something tangible, like paying down debt or increasing your emergency fund.
  • Track progress: Monitor your spending and celebrate milestones, no matter how small.
  • Find support: Share your plan on social media or with friends. Accountability can help you stay motivated.
  • Choose a cheat: Research shows that making a new routine too difficult is a recipe for bailing on it. Choose one spend to keep you sane.

From clearing out freezers and unsubscribing from services to making coffee at home, the no-buy quarter trend is more than a fleeting challenge. It’s a chance to rethink your relationship with money and discover the joys of intentional living.

Whether you take it on for three months or use it as a launchpad for a year of mindful spending, it could be the reset you need to make 2025 your best financial year yet.

15 things Europeans really like about America.

Even though European countries and America are roughly on the same level regarding development, there are still some stark differences in their ways of life. Americans may look to Europe and feel a bit jealous over their free healthcare systems and more laid-back approach to their professional lives.

But Europeans who visit America are also in awe of some of the everyday things that Americans take for granted, which seem to be luxuries. A Reddit user named Prof_XdR asked Europeans on the AskReddit subforum to share the everyday American things that they believe are luxuries, and the question received nearly 13,000 responses.

Clearly, Europeans admire many things about the American way of life.

Here are 15 of the best responses to the question: “Europeans of Reddit, what do Americans have every day that you see as a luxury?”

1. Disability access

"Disability access everywhere. I can go to any place -- theater, store, office, school, whatever -- with confidence that I'll be able to navigate fine in my wheelchair. They'll have ramps and/or elevators." — 5AgainstRhoneIsland

"Of all the things in this thread, the disability access is it IMO. The Americans with Disabilities Act of 1990 was an absolute game changer, and European countries and the EU as a whole should be embarrassed for not having something like it." — Jedrekk

2. Climate changes

"You can pretty much choose to live in any climate you like when you live in the USA and still be in the same country. You like 4 seasons: Move to the Northeast. You like the humid ocean climate - move to Seattle. You like dry warm weather - move to Los Angeles. You like deserts, move to Arizona. You like warm and humid weather - move to the Southeast." — DachauPrince

"I work as an ecologist and the amount of biodiversity in California is insane. I'll do biological surveys a few hundred miles apart and see so many different plants and animals at each site. I've even done work at sites fairly close to each other (sub 50 miles apart) and will still find stark differences between sites. It's a magic state for wildlife biologists." — Skinsnax

3. Big kitchens

"Big kitchens and big refrigerators/ freezers. Even in my student apartment, we had a pretty good-sized kitchen. I was dating a Czech girl and her parents came to visit. When they went to my apartment for dinner, the mom was just amazed at the size of my fridge. They were amused when I dumped the scraps in the sink and turned on the garbage disposal. They’d heard about it but had never seen one." — Granadafan

4. Square footage

"The massive houses, a special room just for your massive washer and dryer units, 2 car garage, basically you have tons of space." — Howiebledsoe

"The size of your homes in places like Utah and Texas. There's a dedicated room for everything. Kids playroom that isn't the living room or the kid's bedroom, walk-in pantry room, a laundry room." — mcnunu

5. Free refills

"As an American, it's so easy to take this for granted. Similarly, getting free ice water in the US as well is something I often forget isn't exactly a thing in many other parts of the world." — Gaveuptheghost

6. National parks

"There’s just human development on virtually every inch of large parts of Europe. So even when there are parks, they’re not always as untouched as American parks. And the population density in large parts of Europe means you see a lot more people in the parks. America has national parks that are so untouched and massive that you can really be alone if you want to be." — CactusBoyScout

7. A/C

"Americans pump it all summer long." — Websurfer49

8. Two peaceful neighbors (Mexico and Canada)

"Remember, the world's longest undefended border is between Canada and the United States. That says something about our relationship." — Dervishler

"We Europeans both love and hate each other in ways that Americans will never understand. But basically, not being French should be enough." — TitanFox98

10. Big schools

"My high school just had a pool, 3 gyms, an agricultural barn with stalls for students to keep the animals they were raising to show at the rodeo, a few labs, a theater, a full-size kitchen that was used for the culinary classes to share (not the cafeteria), 3 tennis courts, 2 soccer fields that were also used for football practice, and a football stadium with a Jumbotron. At the end of the year, the culinary classes would cook breakfast for the graduating class." — Elephantepiphany

11. Free bathrooms

"As an American who lived in Europe with little kids, this was frustrating. My wife found an app of free public restrooms in Europe." — QuotidianPain

12. Mexican food

"Real Mexican food. We have Mexican restaurants in my home country, but the owners are usually not Mexican and it’s just not the same. Now, I’m living in Japan and it’s the same problem… Mexican food is so delicious." — punpun_Osa

13. Supermarkets

"Enormous supermarkets with abundant choice. I always feel like I'm in Willy Wonka's chocolate factory when I enter one. There's so much stuff!" — Better protection

14. Big showers

"This stands out - I have two really great friends (an expat woman and her husband) that live in the UK, and when I went to stay at their first place together, their shower was like a 2-foot-wide plastic shield outside of the bathtub. I had to stay so close to the wall, so I didn't spray water all over the bathroom." — IGNSolar7

15. Money

"There’s a huge gap between the volume of physical/material stuff Americans count as normal and what Europeans consider normal. An American home might have three TVs versus one, six or seven rooms full of furniture instead of two or three, extra small appliances added all the time like air fryers and espresso machines, new PCs and phones every couple of years because of constant upgrade marketing … the American perception that there’s not enough money is partly down to the giant volume of things Americans regard as minimum equipment." — AnotherPint

"In effect, when you account for wages and cost of living, luxuries (which usually have similar prices around the world) are proportionally cheaper for Americans. They make up less of their wage and, therefore, make less of a difference. Standard of living is completely different for a working-class American because they can afford luxuries people from working class in other countries can't." — ltlyellowcould

This article originally appeared in January.

A beautiful ocean liner

Upworthy has covered a few stories about people who decided to live permanently on cruise ships because it's cheaper than living on land or in a nursing home. These stories have connected with millions because they say a lot about the modern cost of living but are also aspirational.

Christine Kesteloo has become popular on TikTok with over 680,000 followers because she shares what living on a cruise ship is really like. Kesteloo is the wife of the ship’s Staff Chief Engineer, so she gets to live on the boat for free. She only has to pay for alcohol and soda, which she gets for half off.

“I live on a cruise ship for half the year with my husband, and it's often as glamorous as it sounds,” she told Insider. “After all, I don't cook, clean, make my bed, do laundry or pay for food.“

Kesteloo’s life seems pretty stress-free. After all, she's basically on a permanent vacation. However, even though she lives on a cruise ship as a “wife on board,” there are a few things she either can’t or shouldn’t do.

She shared these four things in a TikTok video with nearly 10 million views.

@dutchworld_americangirl

I go through four things I can, and cannot do it while living on the cruise ship with my husband #weliveonacruiseship #4things #alaskacruise #cruiseship #cruiseshiplife #cruise #alaska #caribbeancruise #cruiselife #livingstsea #getreadywithme

1. No gambling

Kesteloo says she cannot sit at a slot machine and “play my heart out until I win.” She believes it would “look a little weird if I, as the wife of the staff chief engineer, won a big jackpot.”

2. Can’t leave the ship with the guests

When the ship arrives at a destination, she can't get off with the guests. She must wait about an hour and exit the vessel with the crew. When returning to the ship, she also has to be on time. “No, they will not wait for us,” she says. And the same goes for her husband, if they “miss the ship, someone else will take over the role.”

3. Sit in a crowded pool

Although Kesteloo has access to the pool, gym, and all the ship’s amenities, she’s cautious not to interfere with the guests' good time. She’ll exit the pool if it’s busy because “it’s just the right thing to do.”

4. Must have international traveler insurance

She must have insurance in case of a misfortune on the ship. But as a citizen of the Netherlands, they already have coverage and just have to pay a few extra dollars a month.

Some of the most popular commenters on the video were from women regretting that they married men who aren’t chief engineers on cruise ships or those who want to know where to find a single one.

"OK, can you explain how to marry a cruise ship engineer?" one female commentator wrote.

"How. in. the. H E double hockey sticks do I become the wife of a cruise ship engineer???? I don’t have to work AND cruise for free!" Cute_n_catchy added.

"Does he have any single friends with same job??? Asking for me." Hannah LaCaze asked.


This article originally appeared last year.

Internet

Man jumps into dancer's video on a subway platform and does so well people think it was planned

"Yeah right, and he knew exactly the choreography and where to stand to be seen on the background."

Man jumps into dancer's video and kills it

We've all seen people posting videos of them dancing in a very public place, in the middle of a busy sidewalk or train station. Usually people watch the free show and go on about their day but one dancer got a surprise when he set his camera up in a subway station–a bystander jumped in.

J. Dash uploaded a video on Instagram of him dancing to "Wop," a popular song that has fairly specific choreography, though Dash was adding his own spin. When the stranger jumped into the video it was so seamless that people in the comments are arguing over if it was staged or not. People are asking how the stranger knew the dance moves and the answer is pretty simple, TikTok.

"Wop" made its rounds as a viral TikTok sound that came with the choreography that was seemingly on an endless loop with every swipe. So it's quite likely someone out in the wild also knows the dance.

"Yeah right, and he knew exactly the choreography and where to stand to be seen on the background," one person disputes.

"Honestly this is dope. I believed it for a second! And their acting/performance skills are on point. Can’t knock them for that! Let people have some joy," another person says seemingly questioning if it was planned but enjoying it nonetheless.

The video, whether it's staged or not is still one that will put a smile on your face and of course not everyone thought the smooth choreography was a set up.

One person says, "Random dude timed it perfectly...even missed the train."

"Freaking love this. Ultimate connection through music and dance - there’s nothing like it a shared musical experience is everything," another gushes.

You can watch the surprise dance duo below:

This article originally appeared in January.