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Joy

Writer lives in vacation rentals and Airbnbs because it's cheaper than rent or a mortgage

She stayed 31 days in a 'ski town' AirBnB for $1200. That's $600 cheaper than her mortgage.

michelle joy, digital nomad, travel hacks

A woman looks out into a beautiful canyon.

Can you imagine living life as a digital nomad? You have a job, but your office changes month to month. You spend a few weeks at a ski resort and then a month on the beach. In between, you make a stop in Europe to visit the Christmas markets. It sounds like a millionaire's fantasy, right?

Not according to Michelle Joy, 35, a travel writer based in Houston, Texas. She recently explained to Business Insider how she cracked the code on how to stay in vacation rentals and Airbnbs long-term while making it cost less than the $1,800 a month she was spending on a mortgage payment, taxes and utilities.

Joy is the founder of Harbors and Heavens, a blog that documents her travels, inspires “others to see more of the world,” and shares tips and tricks on how to do so affordably.


“When I started researching places to stay, I quickly decided it would be much cheaper to slow travel and take advantage of long-stay discounts at vacation rentals—so much cheaper, actually, that it made me question whether I ever wanted to pay rent or a mortgage again,” Joy wrote in Business Insider.

Her math also works for the average renter in Houston, where the average property will set you back $1,795 a month. Further, living at other people’s properties means you don’t have to pay for costly home repairs, new furniture or gas and electric bills.

Joy’s trick is finding places in the offseason with plenty of available units that can be rented at a lower rate. She may miss out on some seasonal activities but is still on a permanent vacation.

“When I'm searching for a long-term stay at a bargain, I look for popular and seasonal vacation destinations with a large concentration of short-term rentals, like Daytona Beach, Florida, and Myrtle Beach, South Carolina,” she wrote for Business Insider. “Towns with a lot of individually owned condos typically have plenty of rentals on sites like Airbnb, the platform I typically book on.”

“To get a good deal, I make my reservations for the offseason and book for at least a month at a time,” Joy continued. “Many rentals give weekly discounts, but the nightly rate bottoms out once you hit the monthly rental rate, typically at the 28- or 30-day mark.”

For example, Joy recently stayed at a vacation rental in Snowshoe, West Virginia, between the summer and ski seasons. Her 31-day stay cost her around $1200—that’s $600 cheaper than her mortgage, taxes and utilities.

She also recently stayed in Myrtle Beach, South Carolina, for 35 nights and paid just $1,360.

Joy’s new life as a digital nomad started when things began to open up in the waning days of the COVID pandemic, and she felt the itch to “revenge” travel. Since then, she’s paid off her home in Texas and has no plans to return to living her old lifestyle anytime soon. She looks forward to living in vacation rentals in affordable international tourist destinations such as Thailand, Indonesia, Croatia and Portugal.

“Being nomadic and hopping from rental to rental may not suit everyone, but my lifestyle and schedule are flexible, so it allows me to combine housing and travel costs into one expense and experience living in different places,” she wrote.

But she hopes her travels inspire others to leave their comfort zones and see the world. “It's time to make your dreams happen,” she wrote on Instagram. “Don't put it off until or wait for someone else to do it for you. You are capable of creating a life you love on your own.”

Identity

Celebrate International Women's Day with these stunning photos of female leaders changing the world

The portraits, taken by acclaimed photographer Nigel Barker, are part of CARE's "She Leads the World" campaign.

Images provided by CARE

Kadiatu (left), Zainab (right)

True

Women are breaking down barriers every day. They are transforming the world into a more equitable place with every scientific discovery, athletic feat, social justice reform, artistic endeavor, leadership role, and community outreach project.

And while these breakthroughs are happening all the time, International Women’s Day (Mar 8) is when we can all take time to acknowledge the collective progress, and celebrate how “She Leads the World.

This year, CARE, a leading global humanitarian organization dedicated to empowering women and girls, is celebrating International Women’s Day through the power of portraiture. CARE partnered with high-profile photographer Nigel Barker, best known for his work on “America’s Next Top Model,” to capture breathtaking images of seven remarkable women who have prevailed over countless obstacles to become leaders within their communities.

“Mabinty, Isatu, Adama, and Kadiatu represent so many women around the world overcoming incredible obstacles to lead their communities,” said Michelle Nunn, President and CEO of CARE USA.

Barker’s bold portraits, as part of CARE’s “She Leads The World” campaign, not only elevate each woman’s story, but also shine a spotlight on how CARE programs helped them get to where they are today.

About the women:

Mabinty

international womens day, care.org

Mabinty is a businesswoman and a member of a CARE savings circle along with a group of other women. She buys and sells groundnuts, rice, and fuel. She and her husband have created such a successful enterprise that Mabinty volunteers her time as a teacher in the local school. She was the first woman to teach there, prompting a second woman to do so. Her fellow teachers and students look up to Mabinty as the leader and educator she is.

Kadiatu

international womens day, care.org

Kadiatu supports herself through a small business selling food. She also volunteers at a health clinic in the neighboring village where she is a nursing student. She tests for malaria, works with infants, and joins her fellow staff in dancing and singing with the women who visit the clinic. She aspires to become a full-time nurse so she can treat and cure people. Today, she leads by example and with ambition.

Isatu

international womens day, care.org

When Isatu was three months pregnant, her husband left her, seeking his fortune in the gold mines. Now Isatu makes her own way, buying and selling food to support her four children. It is a struggle, but Isatu is determined to be a part of her community and a provider for her kids. A single mother of four is nothing if not a leader.

Zainab

international womens day, care.org

Zainab is the Nurse in Charge at the Maternal Child Health Outpost in her community. She is the only nurse in the surrounding area, and so she is responsible for the pre-natal health of the community’s mothers-to-be and for the safe delivery of their babies. In a country with one of the world’s worst maternal death rates, Zainab has not lost a single mother. The community rallies around Zainab and the work she does. She describes the women who visit the clinic as sisters. That feeling is clearly mutual.

Adama

international womens day, care.org

Adama is something few women are - a kehkeh driver. A kehkeh is a three-wheeled motorcycle taxi, known elsewhere as a tuktuk. Working in the Kissy neighborhood of Freetown, Adama is the primary breadwinner for her family, including her son. She keeps her riders safe in other ways, too, by selling condoms. With HIV threatening to increase its spread, this is a vital service to the community.

Ya Yaebo

international womens day, care.org

“Ya” is a term of respect for older, accomplished women. Ya Yaebo has earned that title as head of her local farmers group. But there is much more than that. She started as a Village Savings and Loan Association member and began putting money into her business. There is the groundnut farm, her team buys and sells rice, and own their own oil processing machine. They even supply seeds to the Ministry of Agriculture. She has used her success to the benefit of people in need in her community and is a vocal advocate for educating girls, not having gone beyond grade seven herself.

On Monday, March 4, CARE will host an exhibition of photography in New York City featuring these portraits, kicking off the multi-day “She Leads the World Campaign.

Learn more, view the portraits, and join CARE’s International Women's Day "She Leads the World" celebration at CARE.org/sheleads.


Health

Over or under? Surprisingly, there actually is a 'correct' way to hang a toilet paper roll.

Let's settle this silly-but-surprisingly-heated debate once and for all.

Elya/Wikimedia Commons

Should you hang the toilet paper roll over or under?



Upworthy book

Humans have debated things large and small over the millennia, from the democracy to breastfeeding in public to how often people ought to wash their sheets.

But perhaps the most silly-yet-surprisingly-heated household debate is the one in which we argue over which way to hang the toilet paper roll.

The "over or under" question has plagued marriages and casual acquaintances alike for over 100 years, with both sides convinced they have the soundest reasoning for putting their toilet paper loose end out or loose end under. Some people feel so strongly about right vs. wrong TP hanging that they will even flip the roll over when they go to the bathroom in the homes of strangers.

Contrary to popular belief, it's not merely an inconsequential preference. There is actually a "correct" way to hang toilet paper, according to health experts as well as the man who invented the toilet paper roll in the first place.

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Photo from Pexels.

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When Hassell gave her daughter the pencil case, she threw it in the bin complaining that everyone already had it. That's when Hassell decided to teach her daughter the perfect lesson.

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For brevity’s sake, we’ll call our main character YBC.

One night, the six girls went bar and club hopping and met some new friends. “We met some young people, and they invited us to a party. We went and danced and met more people. The night kept going on longer, and we were very far from our lodgings. These young men with 2 women in their group told us to stay with them for the night,” she wrote.

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Photo via iStock.

Freddie was doing tricks down the stairs of his front porch when he fell off his bike — and his bike fell on him.

"[He was] just crying, wouldn't let us touch his leg, couldn't put any weight on his leg. We knew," mom Ashley says.

Ashley rushed Freddie to the emergency room, where an X-ray confirmed the bones in his left shin were broken in half. He needed to be sedated, his bones set and put in a cast. It was an agonizing day for the Teers. But it's what happened next that was truly inspiring.

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