Couple retires to live on cruise ships because it's 'cheaper than a nursing home'
It's actually a lot cheaper than assisted living.
The cost of living in the United States has gone up so much in recent years that living on a cruise ship has become a reasonable idea for some retirees. When Nancy and Robert Houchens of Charlottesville, Virginia, retired, they decided to sell almost everything they had and live out their golden years hopping from cruise ship to cruise ship.
"We had a 3,000-square-foot home full of furniture...and everything we own now would fit in the back of a pickup truck," Robert told USA Today.
āWe sold all of our estates except for a little condominium we have in Florida, so when we get too old to cruise, we have somewhere to live,ā Nancy added. āAnd we did keep two vehicles, and what we kept is in half of (Robert's mother's storage unit), which is, I don't know, 10x10 or something. We just walked away from everything.ā
Life on a cruise ship is stress-free for the couple because their needs are taken care of on the ship. "It's been great. I don't cook. I don't clean," Nancy told the Miami Herald.
The couple has found that living on a cruise ship isnāt as expensive as some may assume. Even though inflation has driven up the cost of travel in the U.S., it hasnāt significantly impacted the cruise industry.
āIt's much cheaper than a nursing home or assisted living. It was just a good fit for us. It's a good fit for a lot of people,ā Robert told the Miami Herald.
The couple plans their trips differently than someone who is going on vacation. āWe look for the best deal, not the destination,ā Nancy told Cruise Passenger.
The couple initially planned to spend $4,000 a month living on the ships. āOur original budget was $4,000 a month. This included gratuities. Of course, things are more expensive now, so that budget has had to increase a little. Depending on where we go, we may or may not need the internet,ā she told Cruise Passenger.
āOur phone plan covers most everywhere for 25 cents a minute to call with free internet and texting,ā Nancy continued. āWe have an annual travel insurance plan, and one of our credit cards also has travel insurance.ā
For the Houchens, living on board a cruise ship is definitely cheaper than assisted living. According to the 2020 Genworth Cost of Care Survey, the average monthly cost per person to live in assisted living in Virginia is $5,250 a month, which would cost Houchens over $10,000 a month as a couple.
Further, the roughly $4,000 the couple spends a month includes food, and they donāt have to bother paying for a car. They also try to book their cruises consecutively so they donāt waste money paying for expensive hotels when transferring between cruise lines.
Last July, the Houchens celebrated their 1,000th day sailing with Carnival Cruise Line since the 1980s, and they look forward to countless more days at sea with each other and the new friends theyāve made on their never-ending cruise.
āWe cruise Carnival because of the people,ā Richard told Travel Pulse. āIt isnāt the destinations for us anymore, itās the journeyāand the biggest part of the journey is the people.ā
This article originally appeared on 7.19.23
- Couple says living on a floating cabin saves a ton of money and is great for their mental health āŗ
- 28-year-old buys cruise ship apartment because it's less than renting and he can see the world āŗ
- A couple in their 50s live permanently on a cruise ship because it's cheaper than a mortgage āŗ
- Retired couple books 51 back-to-back cruises - Upworthy āŗ
- Woman goes on 9 month cruise after double mastectomy - Upworthy āŗ
- Student flies to college bi-weekly to save on rent - Upworthy āŗ
- Retired couple lives on cruise ships - Upworthy āŗ
- Teen leaves parents behind in Caribbean while on cruise - Upworthy āŗ
- āCouple buys small island because it was cheaper than a house - Upworthy āŗ