This 83-year-old spent his life helping others. After a stroke, he found himself in need.

Julius Gaines devoted his entire life to helping others. After a stroke, he needed a little help himself. So Meals on Wheels stepped in.

83-year-old Julius Gaines has always thrown himself into everything he's involved with.

A Berkeley graduate, Julius spent most of his career as a psychologist in the Berkeley school district. In 1982, he pioneered the development of a program to help kids develop healthy ways to process their emotions during difficult times (it had the cheerful acronym WINGS — winning, interacting, noting, growing, smiling).

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Getting older isn't easy, but it can be especially complicated if you identify as gay, lesbian, bisexual, or transgender.

"We never thought that marriage was gonna be possible," Christian Halvorsen, 62, told The Chicago Reader. "We didn't think adoption was gonna be possible. Two guys sitting in a restaurant could never hold hands. That has all changed."

While the possibilities and opportunities have increased dramatically since Halvorsen's youth, heteronormativity is still the name of the game when it comes to senior options for housing, medical care, and resources. But with more out LGBT adults reaching retirement age, there's a monumental shift in the making.

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The truth about millennials and money is complex.

Millennials face different economic challenges than older generations did. I can speak from experience. Pensions feel like unicorns to us, and most of us live with a little monster called student debt on our backs that eats away at our paychecks. As a result, we have different financial priorities and goals, especially when it comes to retirement.

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