There's no doubt that millennials are one of the most talked about generations.

But millennials are also one of the most misunderstood. They are often mischaracterized as "lazy, entitled, and narcissistic." They are accused of killing a whole ton of industries ranging from diamonds to beer. The list goes on and on.

But one of the most bothersome misconceptions about millennials is about the alleged reasons they can't afford to buy homes.

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I swapped out 'millennials' in headlines for something better. It made a huge difference.

Some buzzwords have gotten a bit loaded. 'Millennial' is one of them.

Ah, millennials...

At once destroyers of worlds and lazy slackers who won't move out of our parents' houses, we're all-purpose punching bags for society at large.

We're also ferocious killers. Did you know that we're responsible for the death of consumerism, the American Dream, Applebee's, marriage, boobs, beer, home ownership, the oil industry, and the future of humanity itself? Not bad, right? With so many contradictions, we're what Winston Churchill might have described as a "riddle wrapped in a mystery inside an enigma."

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Julia Foos saw a need in her community, so she decided to fill it.

For the 17-year-old bookworm, the idea that some kids don’t have any books of their own is unfathomable — and unacceptable. When Foos was 14 and a freshman in high school, she read an article about how many children in the Cleveland area don't have easy access to books. That reality lit a fire in her to do something.

"I think that kids who don't have access to books are missing out on opportunities to learn new things, explore different worlds, and increase the use of their imagination," says Foos. "Books can pull you into another world or teach you things you might never have thought of before."

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While Americans sat enthralled in front of their TV screens on June 8, watching James Comey testify in front of the U.S. Senate Intelligence Committee, shocking general election results began trickling in from across the pond.

U.K. Prime Minister Theresa May. Photo by Justin Tallis/AFP/Getty Images.

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