Man lives on a cruise ship 300 days a year because it costs the same as renting in Florida
He told Insider it only costs him about $30,000 a year.

A ship crusing beautiful blue waters
Living permanently on a cruise ship seems like a dream of the uber-wealthy. You spend your days lounging on the deck by the pool or touring an exotic location. Nights are spent dancing in the nightclub or enjoying live entertainment. You no longer have to worry about traffic, cooking or laundry. Your life has become all-inclusive as long as you’re on board.
At Upworthy, we’ve shared the stories of a handful of people who’ve been able to spend their lives on a permanent cruise because they’ve figured out how to do so affordably. Or, at least, at about the same cost of living on land. Insider recently featured the fantastic story of Ryan Gutridge, who spends about 300 nights a year living on Royal Caribbean’s Freedom of the Seas. He only leaves the ship for a few weeks a year during the holidays.
Gutridge works in IT as an engineer for a cloud solution provider and can do his full-time job right from the ship. “I do meetings in the morning and afternoons, but I can also go to lunch and socialize or meet people at the gym,” he tells Insider. “I've even met people that I stay in contact with and that have come back and cruised on this ship with me multiple times since.”
Gutridge says that living and working on a cruise ship has improved his mental health. “Working from home was isolating. I don't have kids or pets, so it's easy to become somewhat introverted, but cruising has really helped and made me a lot more social,” he says.
So, how does he afford life on a permanent vacation?
“I have a spreadsheet that automatically records all my expenses, which helps. I also set a budget every year,” he says. “This year, my base fare budget is about $30,000, and last year when I started really looking at the numbers and evaluating how much base fare I paid to be on a ship for 300 nights, I found it was almost neck-and-neck with what I paid for rent and trash service for an apartment in Fort Lauderdale, Florida.”
Currently, the average price for a one-bedroom apartment in Fort Lauderdale is $2,088 which would cost Gutridge about $25,000 a year.
Gutridge believes that the key to living on the ship affordably is loyalty programs. He’s actually spending less in 2023 than he did in 2022, even though he’s spent more time cruising.
“Now, because I cruise so often with Royal Caribbean, I've moved up in its loyalty program. My drinks and internet are free. If people are going to do something like what I do, I recommend trying different brands because they all offer something different. But once you commit to one, you should stick to it so you reach those loyalty levels,” he says.
When he’s not on the ship, he makes doctor and dentist appointments and spends time with his friends. Then, it's back on the high seas, where he has a routine. Monday through Friday, he works, eats healthy, and goes to the gym. On the weekends he'll let loose and have a few drinks.
If the ship arrives at a location he enjoys, he’ll take a PTO day from work and go sightseeing.
Eventually, Gutridge wants to get rid of his apartment and sell his car, so his primary residence is a Royal Caribbean ship. “I have a strong relationship with the crew on this ship,” he says. “It's become a big family, and I don't want to rebuild those relationships on another ship — I joke that I have 1,300 roommates.”
This article originally appeared two years ago.
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Communications expert shares the 7-word phrase to shoot down anyone being disrespectful
Try this method next time someone says something rude.
A woman can't believe what she just heard.
Getting caught off guard by a rude comment from a coworker, family member, or total stranger can throw you for a loop. You immediately start wondering how you should respond. Should I insult the person right back or play it cool without stooping to their level? Everyone is going to be thrown by a disrespectful comment at some point, so it’s good to have a response in your back pocket for that moment when it comes.
Communications expert Jefferson Fisher provided a great response that we can all use recently on the Mel Robbins Podcast. Fisher is a Texas board-certified personal injury attorney and one of the most respected voices on argumentation and communication in the world. He is also the bestselling author of The Next Conversation: Argue Less, Talk More.
How to respond to a rude or disrespectful comment
Fisher told Robbins that the first step in responding to the comment is nonverbal. You say nothing. “A lot of silence. So often, if you just wait 10 seconds that you're gonna add distance between what they said and how you're going to respond,” Fisher said. “They're saying this to get something out of you, cause in that moment, they're feeling something, whether it's a fear or an insecurity, whatever it is, you're not going to deliver on that same plane that they are.”
The next step is to let the rude person know that their behavior will not be tolerated in a confident manner.
“So somebody says something disrespectful, you give enough silence to make sure that it's a little awkward, and then you're going to say something to the effect of, ‘That's below my standard for a response.’ All of a sudden, you're now making it clear that what you just said was beneath me. And I don't respond to things that are beneath me in that way.”
Throw it back on them
If you prefer to put someone back on their heels instead of squelching the situation as Fisher recommends, John Bowe, a speech trainer, award-winning journalist, and author of I Have Something to Say: Mastering the Art of Public Speaking in the Age of DisconnectionI Have Something to Say: Mastering the Art of Public Speaking in the Age of Disconnection, says that you should respond with a question: “Do you really mean that?”
“Say it with outrage or dripping sarcasm, with raised eyebrows or deadpan calm. It doesn’t matter. This phrase is quietly disarming and deceptively powerful,” Bowe writes for CNBC. Bowe says the response does two great things for you. First, it gives them a chance to reconsider their words because most rude comments are said without thinking. “By responding with curiosity instead of defensiveness, you’re holding up a mirror. Often, that’s all it takes for the other person to walk back their offense,” he writes.
After the person is asked if they meant what they said, they can double down on their rude comment, but they are probably more likely to backpedal or apologize.
Unfortunately, it’s a fact of life that, unless you live under a rock, you’ll have to deal with people making rude comments. But the best thing you can do is to prepare yourself to confidently put someone in their place so they’ll think twice about ever being rude to you again.