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A couple in their 50s live permanently on a cruise ship because it's cheaper than a mortgage

They hope to spend around $36,000 a year.

cruise ship, angelyn burk, living on a cruise
via Pexels

The Emperor of the Seas.

Imagine retiring early and spending the rest of your life on a cruise ship visiting exotic locations, meeting interesting people and eating delectable food. It sounds fantastic, but surely it’s a billionaire’s fantasy, right?

Not according to Angelyn Burk, 53, and her husband Richard. They’re living their best life hopping from ship to ship for around $100 a night, depending on the cruise. "Cruise costs vary quite a bit, our goal is to average about $100 per night, for the couple, or less across and entire calendar year," Richard told Upworthy.

The Burks have called cruise ships their home since May 2021 and have no plans to go back to their lives as landlubbers. Angelyn took her first cruise in 1992 and it changed her goals in life forever.

“Our original plan was to stay in different countries for a month at a time and eventually retire to cruise ships as we got older,” Angelyn told 7 News. But a few years back, Angelyn crunched the numbers and realized they could start much sooner than expected.


“We love to travel and we were searching for a way to continuously travel in our retirement that made financial sense,” she said. They looked into deals they could find through loyalty memberships and then factored in the potential sale price of their home and realized their dream was totally affordable.

The rough math makes sense. If the couple hits their goal of spending $100 per night to live on a cruise ship, that’s $36,500 a year. Currently, the average price of a home in Tukwila, Washington—where the couple has a house—is about $607,000. Let's say you moved there today, put down 20% and financed the rest, the mortgage would cost you around $44,000 a year.

Plus, on a cruise ship, the couple doesn’t have to pay for groceries.

The Burks are able to live their dream because they’ve spent a lifetime being responsible. “We have been frugal all our lives to save and invest in order to achieve our goal,” she says. “We are not into materialistic things but experiences.”

Angelyn says that cruising takes the stress out of travel. “It is leisurely travel without the complications of booking hotels, restaurants, and transportation while staying within our budget,” she told 7 News. The couple travels lightly with just two suitcases between them and if they need anything, they just buy it on the ship or in the next port.

The one thing to consider before embarking on a never-ending cruise is COVID-19. The coronavirus is easily spread in close quarters and a cruise ship that recently docked in Seattle had 100 people on board who tested positive for the virus. The CDC recommends that people get vaccinated before going on a cruise and that immunocompromised people should consult with their physicians before traveling.

Richard told Upworthy that he believes COVID-19 safety is still very important and has had both his shots and a booster. "I would suggest wearing a mask at all times when out in public no matter whether on a ship, in a movie theater, at a restaurant or even meeting with friends inside or outside," he said.

After leaving their jobs and the mainland behind, the Burks completed a 21-day cruise via the Panama canal. They look forward to a 50-day cruise around the Adriatic Sea, taking in the sights of Europe, as well as a 51-day cruise from Seattle to Sydney, Australia.

The Burks' favorite destinations, no matter how they get there, are Italy, Canada, Iceland and the Bahamas, but their ultimate favorite is Singapore.

Looking to give it all up and go on a permanent vacation just like the Burks? Angelyn has some advice for those wanting to get started.

This article was updated on May 17, 2022, after a conversation with Richard Burk.

The hosts of our podcast, "Upworthy Weekly" had a pretty funny take on the story.


This article originally appeared on 05.11.22

popular

Scientists tested 3 popular bottled water brands for nanoplastics using new tech, and yikes

The results were alarming—an average of 240,000 nanoplastics per 1 liter bottle—but what does it mean for our health?

Suzy Hazelwood/Canva

Columbia University researchers tested bottled water for nanoplastics and found hundreds of thousands of them.

Evian, Fiji, Voss, SmartWater, Aquafina, Dasani—it's impressive how many brands we have for something humans have been consuming for millennia. Despite years of studies showing that bottled water is no safer to drink than tap water, Americans are more consuming more bottled water than ever, to the tune of billions of dollars in bottled water sales.

People cite convenience and taste in addition to perceived safety for reasons they prefer bottle to tap, but the fear factor surrounding tap water is still a driving force. It doesn't help when emergencies like floods cause tap water contamination or when investigations reveal issues with lead pipes in some communities, but municipal water supplies are tested regularly, and in the vast majority of the U.S., you can safely grab a glass of water from a tap.

And now, a new study on nanoplastics found in three popular bottled water brands is throwing more data into the bottled vs. tap water choice.

Researchers from Columbia University used a new laser-guided technology to detect nanoplastics that had previously evaded detection due to their miniscule size. The new technology can detect, count and analyze and chemical structure of nanoparticles, and they found seven different major types of plastic: polyamide, polypropylene, polyethylene, polymethyl methacrylate, polyvinyl chloride, polystyrene, and polyethylene terephthalate.

In contrast to a 2018 study that found around 300 plastic particles in an average liter of bottled water, the study published in the journal Proceedings of the National Academy of Sciences in January of 2024 found 240,000 nanoplastic particles per liter bottle on average between the three brands studied. (The name of the brands were not indicated in the study.)

As opposed to microplastics, nanoplastics are too small to be seen by microscope. Their size is exactly why experts are concerned about them, as they are small enough to invade human cells and potentially disrupt cellular processes.

“Micro and nanoplastics have been found in the human placenta at this point. They’ve been found in human lung tissues. They’ve been found in human feces; they’ve been found in human blood,” study coauthor Phoebe Stapleton, associate professor of pharmacology and toxicology at Rutgers University’s Ernest Mario School of Pharmacy told CNN Health,

We know that nanoplastics are making their way into our bodies. We just don't have enough research yet on what that means for our health, and we still have more questions than answers. How many nanoplastics does it take to do damage and/or cause disease? What kinds of damage or disease might they cause? Is whatever effect they might have cumulative? We simply don't have answers to these questions yet.

That's not to say there's no cause for concern. We do know that certain levels of microplastic exposure have been shown to adversely affect the viability of cells. Nanoplastics are even smaller—does that mean they are more likely to cause cellular damage? Science is still working that out.

According to Dr. Sara Benedé of the Spanish National Research Council’s Institute of Food Science Research, it's not just the plastics themselves that might cause damage, but what they may bring along with them. “[Microparticles and nanoparticles] have the ability to bind all kinds of compounds when they come into contact with fluids, thus acting as carriers of all kinds of substances including environmental pollutants, toxins, antibiotics, or microorganisms,” Dr. Benedé told Medical News Today.

Where is this plastic in water coming from? This study focused on bottled water, which is almost always packaged in plastic. The filters used to filter the water before bottling are also frequently made from plastic.

Is it possible that some of these nanoplastics were already present in the water from their original sources? Again, research is always evolving on this front, but microplastics have been detected in lakes, streams and other freshwater sources, so it's not a big stretch to imagine that nanoplastics may be making their way into freshwater ecosystems as well. However, microplastics are found at much higher levels in bottled water than tap water, so it's also not a stretch to assume that most of the nanoplastics are likely coming from the bottling process and packaging rather than from freshwater sources.

The reality is, though, we simply don't know yet.

“Based on other studies we expected most of the microplastics in bottled water would come from leakage of the plastic bottle itself, which is typically made of PET (polyethylene terephthalate) plastic,” lead author Naixin Qian, a doctoral student in chemistry at Columbia University, told CNN Health. “However, we found there’s actually many diverse types of plastics in a bottle of water, and that different plastic types have different size distributions. The PET particles were larger, while others were down to 200 nanometers, which is much, much smaller.”

We need to drink water, and we need to drink safe water. At this point, we have plenty of environmental reasons for avoiding bottled water unless absolutely necessary and opting for tap water instead. Even if there's still more research to be done, the presence of hundreds of thousands of nanoplastics in bottled water might just be another reason to make the switch.

Image from YouTube video.

What is your biggest regret?

"Make the most of your regrets; never smother your sorrow, but tend and cherish it till it comes to have a separate and integral interest. To regret deeply is to live afresh."

—Henry David Thoreau

No one escapes this world without a regret or two.

Time and time again, when we hear the final regrets of the dying, they're not about wishing they'd made money or worked more hours.

They're almost always about wishing they had the self-confidence to pursue their dreams or the time to stay in touch with loved ones.

community, culture, honesty, collaboration, art

Here are some thoughts on the subject.

Image from YouTube video.

Recently, A Plus in partnership with Strayer University's Ideal Year Initiative, put up a chalkboard on a New York City street and asked passersby to write down their biggest regrets. The people who wrote on the blackboard were from different walks of life, but their regrets were alarmingly similar.

Watch the full video below:

This article first appeared on 9.16.17

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