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People share the most hilariously out-of-touch advice given for saving money

'If you think gas is too expensive, just buy an electric car.'

Photo by Andre Taissin on Unsplash

People share out-of-touch money advice.

People have all sorts of advice on saving, and when doling it out, money experts often overlook those living paycheck to paycheck. I saw one of these experts on television recently saying people should have three separate savings accounts for their home expenses—one each for appliances, furniture and home repairs. These in addition to your emergency savings fund and likely your regular savings account. The advice, while acceptable for some, is comical for the rest of us. For even more hilarious money advice, people on Reddit came up with some doozies.

Reddit user u/Salazard260 posed the question "What's the most comically out of touch 'advice' you've been given by someone wealthier?" Most of the responses were eyebrow-raising, and if you've ever been poor—whether it be working poor or below poverty line poor—the advice was hilarious. User blezmalfoy said they were told, "That I need to buy several apartments and rent them out. Unfortunately, he did not tell me where to get money to buy several apartments." You do have to wonder, where does one simply get money to buy multiple apartments? Maybe the money tree our parents told us didn't exist is actually in a forest of other money trees and we just don't know it.

Remember the controversy several years ago when a financial advisor told millennials to stop buying coffees and avocado toast in order to afford purchasing a home? This approach may work for some people who might save a couple hundred dollars by the end of the year, but it's hardly enough to make a downpayment on a new house. It makes you wonder how much this person thinks lattes cost.

Screenshot from Reddit

The Lending Club reported that in June 2022, 61% of Americans were living paycheck to paycheck, and the Census Bureau states that 11.4% of Americans were living in poverty in 2020. People in these two categories don't have any room to save for a rainy day when they're focused on surviving until payday, so the advice given from people far removed from the poverty line can seem a little tone deaf.

In the Reddit thread, a commenter explained advice given to them when they complained of gas prices. "If you think gas is too expensive, just buy an electric car." They lamented, "If I'm unable to pay $50 for a tank of gas, I'm certainly not going to be able to buy a new car, whether it's electric or not."

Another user was told, "Start putting money away for retirement now asap!!" To which the commenter responded, "my brother in christ i cant even put money away for Christmas presents."

Screenshot from Reddit

The one that takes the cake is a commenter who revealed his college roommate said, “When your parents send you your allowance each month, just set a thousand aside each time.” I bet this commenter never thought to do that. Also, how much are wealthy people sending their kids to college with? The way prices are right now, my children will be sent off to college with a box of ramen and a crisp $5 bill.

The thread is full of real-life experience and responses that will make you chuckle, especially if you grew up less wealthy or are currently poor. Starting a business and buying rental property costs money, as does paying off all of your debt to free up money to save. It would seem that most people understand that concept and yet it appears to be lost if you're reading the encounters on Reddit.

Just know, if you truly want to save money, quit your job and take a six-month sabbatical to wait for the perfect idea to come to you. I'm kidding. Don't do that.


This article originally appeared two years ago.

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Mental Health

27-year-old who died of cancer left behind final advice that left the internet in tears

"Don't feel pressured to do what other people might think is a fulfilling life. You might want a mediocre life and that is so OK."

Photo courtesy of Remembering Holly Butcher/Facebook used with permission.

Holly Butcher left behind her best life advice before she passed away at 27.

The world said goodbye to Holly Butcher, a 27-year-old woman from Grafton, Australia.

Butcher had been battling Ewing's sarcoma, a rare bone cancer that predominantly affects young people. In a statement posted on Butcher's memorialized Facebook account, her brother, Dean, and partner, Luke, confirmed the heartbreaking news to friends.

"It is with great sadness that we announce Holly's passing in the early hours of this morning," they wrote on Jan. 4, 2018. "After enduring so much, it was finally time for her to say goodbye to us all. The end was short and peaceful; she looked serene when we kissed her forehead and said our final farewells. As you would expect, Holly prepared a short message for you all, which will be posted above."

Butcher's message, which Dean and Luke did, in fact, post publicly shortly thereafter, has brought the internet to tears.

We believe her powerful message — which has amassed an incredible 72,000 Likes and 56,000 shares across the world so far — deserves to be spread far and wide.

Butcher used her final post to reflect on what she's learned in her short but beautiful life, offering some advice to those of us who are willing to listen.

"It's a strange thing to [realize] and accept your mortality at 26 years young," she began. "I always imagined myself growing old, wrinkled and gray — most likely caused by the beautiful family (lots of kiddies) I planned on building with the love of my life. I want that so bad it hurts. That's the thing about life; It is fragile, precious and unpredictable and each day is a gift, not a given right."

Butcher's poignant post is definitely worth reading in full. But here are 16 especially powerful points:

1. "I just want people to stop worrying so much about the small, meaningless stresses in life and try to remember that we all have the same fate after it all, so do what you can to make your time feel worthy and great, minus the bullshit. ... Those times you are [whining] about ridiculous things (something I have noticed so much these past few months), just think about someone who is really facing a problem. Be grateful for your minor issue and get over it. It's OK to acknowledge that something is annoying but try not to carry on about it and negatively affect other people's days."

2. "Once you do that, get out there and take a freaking big breath of that fresh Aussie air deep in your lungs, look at how blue the sky is and how green the trees are; It is so beautiful. Think how lucky you are to be able to do just that — breathe. You might have got caught in bad traffic today, or had a bad sleep because your beautiful babies kept you awake, or your hairdresser cut your hair too short. ... I swear you will not be thinking of those things when it is your turn to go. It is all SO insignificant when you look at life as a whole. I'm watching my body waste away right before my eyes with nothing I can do about it and all I wish for now is that I could have just one more birthday or Christmas with my family, or just one more day with my partner and dog. Just one more."

cherishing today, thoughts on life, premature death, youth, family

Holly Butcher shares a big smile for the camera.

Photo courtesy of Remembering Holly Butcher/Facebook used with permission.

3. "I hear people complaining about how terrible work is or about how hard it is to exercise — be grateful you are physically able to. Work and exercise may seem like such trivial things…until your body doesn't allow you to do either of them… Appreciate your good health and functioning body — even if it isn't your ideal size. Look after it and embrace how amazing it is."

4. "Give, give, give. It is true that you gain more happiness doing things for others than doing them for yourself. I wish I did this more. Since I have been sick, I have met the most incredibly giving and kind people and been the receiver of the most thoughtful and loving words and support from my family, friends and strangers; more than I could ever give in return. I will never forget this and will be forever grateful to all of these people."

5. "This year, our family agreed to do no presents and despite the tree looking rather sad and empty (I nearly cracked Christmas Eve!), it was so nice because people didn't have the pressure of shopping and the effort went into writing a nice card for each other. Plus, imagine my family trying to buy me a present knowing they would probably end up with it themselves ... strange! ... but those cards mean more to me than any impulse purchase could. ... Anyway, moral of the story — presents are not needed for a meaningful Christmas."

6. "Use your money on experiences ... or at least don't miss out on experiences because you spent all your money on material shit. Put in the effort to do that day trip to the beach you keep putting off. Dip your feet in the water and dig your toes in the sand. Wet your face with salt water."

7. "Try just enjoying and being in moments rather than capturing them through the screen of your phone. Life isn't meant to be lived through a screen nor is it about getting the perfect photo."

music is therapy, love, courtesy, life and death, positive messages

"Try just enjoying and being in moments rather than capturing them..." Holly Butcher.

Photo courtesy of Remembering Holly Butcher/Facebook used with permission.

8. "Listen to music ... really listen. Music is therapy."

9. "Cuddle your dog. Far out, I will miss that."

10. "Talk to your friends. Put down your phone. Are they doing OK?"

11. "Travel if it's your desire, don't if it's not."

12. "Work to live, don't live to work."

13. "Seriously, do what makes your heart feel happy."

14. "Don't feel pressured to do what other people might think is a fulfilling life. You might want a mediocre life and that is so OK."

15. "Tell your loved ones you love them every time you get the chance and love them with everything you have."

16. "Oh and one last thing. If you can, do a good deed for humanity (and myself) and start regularly donating blood. It will make you feel good with the added bonus of saving lives. Blood donation (more bags than I could keep up with counting) helped keep me alive for an extra year — a year I will be forever grateful that I got to spend here on Earth with my family, friends and dog. A year I had some of the greatest times of my life."

Butcher may be gone, but her impact will live on in the hearts and minds of people around the world.

"Never [met] her, but I am very touched and in tears," one Facebook user commented. "Such a bright light for a seemingly dark world at times," another chimed in. "Beautiful."

"What a wise soul she is," someone concluded. "I'm off to donate my blood."

Rest in peace, Holly. You made this world a better place. ❤️

If you are in the U.S. and inspired by Butcher's message, consider finding a blood donation center near you. You could save a life.



This article originally appeared on 01.08.18


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Health

6 too-real comics show what happens when work gets too heavy

Finding a good balance between working and relaxing can be difficult, but it doesn't have to be.

Image courtesy of College Humor

A reason to be late... tasty treats.


Everyone gets antsy about their jobs sometimes.

Maybe you notice you're less motivated than usual. Maybe you acknowledge that you're no longer going the extra mile, and you're not quite sure why. Maybe professionalism is a term you've long since forgotten.

For many of us, the struggle can be so, so real. That's why Willie Muse wrote these all-too-relatable comics for College Humor, illustrated by Karina Farek.

These six funny comics perfectly illustrate what a typical first day at your job looks like versus the 101st day:

1. Who doesn't look at at least one viral video a day?

music, work, employee rights, jobs

To tune or not to tune.

Image courtesy of College Humor

2. You suddenly find the time to fit in a breakfast sandwich.

breakfast, fast food, time

How do you miss out on a breakfast quickly served?

Image courtesy of College Humor

3. You go from wanting your boss's approval to hating his or her guts.

boss, employee, friendship, community

Getting to know your coworkers...

Image courtesy of College Humor

4. All the details that were once so important become nuisances.

job requirements, nuisances, work vacation

An evolution in responsibility and ethics?

Image courtesy of College Humor

5. Your (lack of) motivation can take you from hero to zero — quick!

motivation, work-life-balance, career

When an opportunity evolves into a responsibility.

Image courtesy of College Humor

6. And you most certainly DO NOT want to end up like this.

advice, labor, qualifications

Getting on the right side of fear.

Image courtesy of College Humor

Let's be real: These comics are funny, but they also aren't ideal.

In a perfect world, we'd all have jobs that still look and feel like Day 1 on Day 101. And one of the only ways to get there is to intentionally strive for a life that's full of work-life balance. We really do have the power to not let things play out like this.

What can we do?

At a most basic level, we can make sure we're getting enough sleep, eating well, and doing at least a little exercise. We also shouldn't underestimate the benefits of detaching from computer screens and smartphones every once in a while. Plus, we can also minimize our stress levels by not multitasking and instead concentrating on one task at time.

The most overlooked advice for maintaining a healthy work-life balance is to actually take time off.

Disconnect from your daily work routine. Make a conscious effort to recharge.

Perhaps if we dedicate more time to enjoying life outside of work, there's more of a chance that we'll be on Day 1 for months, feeling grateful for our jobs rather than impatiently waiting for the clock to strike 5. Let's get to it!


This article originally appeared on 10.25.16

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Gen X advice for Gen Z: Woman shares the things she wishes 'somebody told me in my twenties’

'You date people you think you deserve. You deserve better.'

via MelodyNoteVintage/TikTok

Gen Xer shares some timeless advice for Gen Z.

Meghan Smith is the owner of Melody Note Vintage store in the eternally hip town of Palm Springs, California, and her old-school Gen X advice has really connected with younger people on TikTok.

In a video posted in December 2022, she shares the advice she wishes that “somebody told me in my twenties” and it has received more than 13 million views. Smith says that she gave the same advice to her partner's two daughters when they reached their twenties.

The video is hashtagged #GenX advice for #GenZ and late #millennials. Sorry older millennials, you’re too old to receive these pearls of wisdom.

Here is some of the timeless advice that Smith shares in the video.

Perfection is bullshit.

You will never be more good-looking than you are today.

Put your phone down and enjoy your life.

Don't change for anybody.

Don't worry about making mistakes.

Laugh at yourself.

If somebody shows you their true colors, believe them.

Travel.

You end up dating the people you think you deserve. Usually, you deserve better.

Don’t forget to always wear your sunscreen.

@melodynotevintage

This might only help one person and thats ok. Advice I wish somebody told me in my twenties. #genx advice for #genz and late #millennials #adviceforyour20s #lifeadvice #fyp dont be an asshat in the comments if you are older, its not helpful.

She followed up the video with a sequel with even more sage advice.

Know who's on your side and who you can ask for help.

Don't smoke.

Don't spend longer than one year with the wrong person.

Find your own style.

Don't stress over the small stuff.

Good manners don't go out of style.

Do the work that it takes to be really good at something.

Your happiness is more important than other people's disappointment.

@melodynotevintage

This might only help one person and thats ok. Advice I wish somebody told me in my twenties part 2 #genx advice for #genz and late #millennials #adviceforyour20s #lifeadvice #fyp

This article originally appeared on 1.18.23

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