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Frugal people share their best unexpected money-saving tips.

Frugal people are experts at saving money. From being mindful about how much and how often they make purchases to adopting no-buy lifestyles, they know all the practical ways to save money

But they also have some creative and overlooked ways to save even more. In the subreddit thread r/Frugal, members opened up about some of the most underrated and self-proclaimed 'weird' ways they've been able to put more money away.

These are some of the most unexpected and underrated ways to save money, according to 20 frugal people.

- YouTube www.youtube.com

"Multiply supposedly low monthly costs by 12. The yearly cost is often a wake up that I don’t need something." - SCNewsFan

"Buying or making snacks, meals and drinks ahead of time for road trips." - ReadingConstantly

"To ease the transition to eating out less, try to recreate similar meals at home as a treat. If you try to go cold turkey from eating out frequently to nothing but beans at home, it’ll be hard to sustain long term. Store bought frozen chicken tenders (for example) are more expensive than homemade lentil soup, but they’re also a lot cheaper than chicken tenders at a restaurant." - PollardPie

"Being content and not going in an inner complaint spiral." - kehrw0che

@alisontalksmoney

More unhinged hacks for saving money #personalfinance #moneytips #budgetingforbeginners

"I started saving veggie scraps in the freezer to make broth, and it’s cut down on food waste and my grocery bill." - radik266

"Use the app toogoodtogo as well for cheap takeout. If you’re flexible, you basically sign up for a cheap meal of whatever excess a restaurant has. I’ve done this with Indian joints and it’s great. Usually $7-10 for multiple servings of food." - treedoct-her

"The public library. Many now offer free streaming services, audio books, and ebooks for free." - ObjectiveUpset1703

"I think mine would be hauling my own trash to the landfill. I used to have trash service that cost $33 a month with recycling picked up twice a month. So the cost came out to $7.50 per week for household trash and $1.50 biweekly for recycling. I haul my own trash 2-3 a month and spend less than $5 total." - Ok-Box6892

"Borrow this book from the library: Make The Bread , Buy The Butter. The woman has gone to great lengths to figure out the cost of making tons of different things (including gas for the stove). She's straight up if something is worth the cost and or hassle to make it from scratch or purchase it. Her everyday bread recipe is super easy, makes two loaves in under 15 minutes (plus only 2 hours to rise, then an hour to bake) I make it once a week and use one, freeze one. It's delicious toasted and I've started adding in extras like chopped walnuts for a taste change." - k8ecat

- YouTube www.youtube.com

"As a gardener, I got tired of wasting money on annuals, especially the modern kind of seed that doesn't reseed itself. Flower companies hate selling plants that reseed themselves. I started buying old-fashioned, heirloom annual and perennial seeds that reseed themselves yearly. Google heirloom or reseeding seeds to find places that sell the older kind of flowers - I go with Seed Savers in Iowa. Additionally, I buy annuals that can be taken indoors during the winter (geraniums and begonias mainly). After the summer, take them inside and prune them back by 1/3 to keep them healthy. Many gardeners will also share starts or extra bulbs with other people - get to know your neighbors for this, or go on a neighborhood website and ask if anyone has perennials they need to divide or extra bulbs. Using seeds does mean a slower growing time, so you have to learn to be patient and live like our great grandparents did, with the rhythm of nature instead of forcing it to move ahead of schedule with pre-grown nursery plants." - StartledDungbeetle

"I don't buy any drinks or snacks at the grocery store. I buy meal food only, and tea bags. I make fresh fridge tea every day, a small thing of caffeinated and a small pitcher of SleepyTime or some other decaf for the evenings. It's delicious, no sugar, and VERY cheap. My grocery bills are about half of what they once were." - Soft-Craft-3285

"I spend money on just 1 day per week." DutchBelgian

"Buying things second hand from Facebook marketplace or while it's on liquidation. Also getting free stuff from the free local Facebook groups. I got so many helpful things over the years! Buying Christmas and birthday gifts for people throughout the year when I find the gifts on sale. Not being addicted to alcohol and soft drinks is a big money saver too :) Also knowing how to do own aesthetic services (I do my own eyebrows, I shave my own legs, I don't get my nails done, I straighten my own hair instead of getting salon blowouts, etc). Freezing leftovers!" - psykolojist

"Same answer I always give; switching away from cartridge razors and going to double-edge (DE). It's a bit more upfront (anywhere from $50-$100 trying to find the best razor/blade/soap combination that works for you) but the long term savings more than make up for it." - neekogo

- YouTube www.youtube.com

"Get at least a basic tool kit. That along with YouTube and Amazon and you can learn how to fix basic things instead of calling someone or throwing it away and buying another. Just fixed the wheel on my suitcase instead of spending on a new one." - rich22201

"See if there any 'discount grocers' in your area. We're lucky to have several. They buy food in lots from supermarkets that are near or past expiration, discontinued items, damaged packages, etc. We've rarely gotten any food that was stale and the savings can be pretty big. They'll also have restaurant-sized items like huge cans of baked beans for a couple of bucks, which we'll divide out and freeze." - p38-lightning

"Ordering groceries online. I’m guilty of impulse buys and simply ordering groceries for pickup saves me $20+ dollars each time." - RightToBearGlitter

"When I go grocery shopping, I only buy sensible things. Except I allow myself one candy/cake/treats every time. It feels like splurging and a bit of cheating. It makes it much easier for me to stay on track with the strict buying habits." - Sagaincolours

"When I get a rotisserie chicken from Sam's Club, I save the skin, bones, etc. to use to make chicken stock. They're already roasted and seasoned so they make great stock." - gt0163c

"Double check your insurance policies annually. Do you still drive x amount of miles a year? Some people who now work from home drive much less, but are still paying commuter rates. Consider removing collision insurance from very old vehicles, unless you absolutely need it. If you are paying separately for an emergency roadside assistance program, see if your auto insurance offers similar coverage for less." - BestReplyEver

A mom shared five years of daycare pickups, with her son squealing in delight every time.

There is nothing more pure in this world than the love between a child and a caring parent. But even in the world of healthy attachments and strong family bonds, this viral video takes the cake. Twitter user @TeesePeese shared a compilation of highlights showing her son's reaction at daycare pickup, and it's seriously the most precious thing ever.

"I really do love this video," she wrote. "I recorded my son's pick up almost every day and this is his reaction every single time. For his 5th bday (yesterday) I took my favorites and made a lil compilation, from infancy to just last week." The squeals. The smiles. The skipping for joy. Gracious, it doesn't get any sweeter.

Clearly that's a boy who adores his mama—and also has an adorable sense of enthusiasm.

Some new parents may worry that sending their child to daycare will negatively affect their child's attachment to them, but according to psychologist Noam Shpancer Ph.D, that worry is unfounded as long as the family environment is healthy at home.

"Available data indicate that, for most children, parental attachment processes are not disrupted by daycare participation," Shpanccer noted in a 2017 article for Psychology Today. "Home variables, such as maternal sensitivity, are the strongest predictors of parent-child attachment, even for daycare children."

Clearly this kiddo's parent-child attachment hasn't suffered from being in daycare. Research also shows what common sense should also tell us—the quality of daycare matters.

daycare, kids, parenting, quality, childcare Kids in daycare. Canva Photos.

Unfortunately, quality daycare can be prohibitively expensive, which is why the proposed affordable childcare provisions in former President Joe Biden's 2021 Build Back Better plan were a huge deal during his administration. Millions of parents have to work to support their families and middle-class American families spent an average of 14% of their income on childcare in 2021—double what the limit was under the Build Back Better framework. in 2025, that number has ballooned to 22% according to Care.com's annual Cost for Care Report.

The U.S. remains an outlier in this area. According to The New York Times in 2021, other wealthy nations contribute an average of $14,000 per year for a toddler's child care costs, while the U.S. contributes merely $500. In 2024, Statista revealed U.S. couples with two children must spend 20% of their disposable income on childcare while single parents spend 37%, according to data gathered in 2022 from the OECD. In comparison, in Switzerland, the second most expensive OECD country in the world, single parents must contribute only 18% of their income if working full-time. It's a huge difference no matter how you look at it, and in 2023, former U.S. Treasury Secretary Janet Yellen called the state of childcare in the U.S. a "broken market."

finances, childcare, costs, parenting, daycare The state of childcare in the U.S. has been called a "broken market."Canva Photos.

The virtues of stay-at-home motherhood versus working motherhood have been debated for decades, but no one can deny that childcare should be high quality and affordable whether a parent chooses to work or has to work. Personally, I was able to and chose to stay home during my kids' early childhoods, but I would be thrilled for my tax dollars to go toward helping all families get the support and childcare they need to make their individual situations work.

At any rate, we love seeing kiddos loving on their mamas, especially ones with infectious grins and delight-filled squeals. Thanks for capturing your sweet boy's joy and sharing it with the rest of us @TeesePeese. You brought smiles to so many faces.

This article originally appeared four years ago. It has been updated.

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Frugal people open up about how they save money.

Saving money is never a bad thing. And for those looking for economical solutions for how to cut back on spending, a smart place to start is taking an inventory of your spending habits and what you buy.

In an online forum of frugal people, member TS1664 posed the question to fellow savvy financial members: "What’s something you stopped buying completely and don’t miss at all?"

They continued, "For me it’s paper towels. Switched to rags and microfiber cloths a year ago and haven’t looked back. I used to go through a roll a week without thinking, now I just toss the cloths in with regular laundry. Saves money and space."

And they ended the post with some more insight. "It made me realize how many things I was buying out of habit, not need. What things others have cut out completely that turned out to be no big deal or even better without. Could use some inspiration!"

The callout garnered some excellent real-life advice from frugal people. These are 30 things that thrifty people shared they stopped buying completely that helped save them money.

save money, saving money, money habits, money advice, saving Make It Rain Money GIF by A Little Late With Lilly Singh Giphy

"Dryer sheets." Super-Examination594

"Starbucks - bought an espresso machine, took some time to learn how to dial it in and pull a proper shot. It’s been 4+ Years and don’t miss it one bit." Fox_137

"Makeup! Used to wear it every day and buy tons of it to try new products and such. Now I only wear it for special occasions. It works great — even just a little bit of makeup really pops when you hardly ever wear any." VerschwendeMeineZeit

"Soda. Too expensive now. Pre-pandemic, sometimes Kroger would have a sale (4) 12-packs for $10." NotJimIrsay

"Cigarettes 😊." rickety_picket

bottled water, bottled waters, water, plastic water bottle, water martial arts water GIF Giphy

"Bottled water." WorriedPermission872

"Most fast food but especially McDonald's and bk. When I paid $20 for two adults' meals, it stopped making sense, and I'll cook better burgers and better sides fries at home for less." diegothengineer

"Cable tv subscription." nombreusuario

"Pizza delivery service. Frozen meals are just as unhealthy, but much cheaper." The_Keri2

"We started our pizza making journey by buying dough (under $2) at trader joe's. it really lowered the barrier to entry. once we kind of perfected the bake etc, we started playing with dough recipes until we found one we loved. it sounds painful but it was a good learning experience and fun to do together." suddenlymary

candles, candle, scented candle, buying candles, glass candle christmas sniffs GIF by Target Giphy

"I stopped buying scented candles. I used to grab them all the time on impulse, but they’re expensive, don’t last that long, and honestly gave me headaches half the time. Now I just open a window or boil some citrus peels with cloves if I want the place to smell nice." HollisWhitten

"Cigarettes and nicotine pouches! Been smoke free since august 2021 and pouch free since July 2024 :)." HueLord3000

"Amazon Prime. We stopped paying for the privilege of shopping and making money for Bozo. Now, we just put stuff in the cart until there is enough for free shipping. I don’t miss Prime, I never found anything on Prime video I wanted to watch once that wasn’t a rental. We live in a rural village, so online is cheaper than driving 25 to 50 miles to a store." cwsjr2323

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"Lottery tickets." evissamnoisis

"Hair color. I’ve embraced the gray!" phishinfordory

"I’ll add sandwich bread. I started making my own. It costs just over $1 for me to make a small loaf that’s just enough for the 2 of us for a week. Plus no additives or preservatives." BeerWench13TheOrig

"Books. I go to the library." Significant-Emu1855

library, library card, library book, books, reading Dog Glasses GIF by County of Los Angeles Giphy

"Broth. Have an ongoing 'broth bag' going in the freezer. Once I run out of frozen broth cubes, I make another round." Colorfulplaid123

"New clothes from shops! I'm now a charity shop and Vinted gal, my clothes are so much better quality and I spend less." CorinaPhoto

"Bidet toilet seat is cheap, easy to install, much easier and faster to use, and most importantly will keep you far cleaner while not wasting any toilet paper." hopopo

"Menstrual products. Bought a menstrual cup back in 2016 and have not looked back." simply-misc

"Chip clips. I buy cheap old wooden clothespins! Works great and if they break, no biggie. It’s $2 for 24. I also use clear shower caps for dishes I have no lids for or it’s something that can’t have a lid, like deviled eggs. I use the shower caps. Much cheaper than those bowl covers they sell 8-12 in a pack for $1.25. Those bowl covers are kind of pricey and you get 1 large and 2 mediums and a bunch of tiny ones!!" Florida1974

alcohol, quit alcohol, drinks, pour out, drinking Pour One Out Malt Liquor GIF Giphy

"Alcohol." Fit_Artichoke_523

"Baked beans in the can, I literally keep everything on hand to make it so it was an excess purchase. Instant rice packs, I make regular rice, 20 minutes is not that long 😆 We keep getting gifted napkins but we don’t purchase them." Miss_Pouncealot

"Soap in a pump bottle. Switched to bars (Costco). So much value, less trash and plastic, and a better experience. Why did we invent pump bottle soap??" thebiglebowskiisfine


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Boomers and Gen Xers share financial advice for making it through hard economic times.

Surviving hard economic times builds grit and character, and almost every generation has had to deal with difficult financial challenges. Two generations who are especially equipped to offer their wisdom about weathering through tough times, though, are Boomers and Gen Xers.

In a Reddit forum, member @Fit_Trifle2469 posed the question to followers: "Dear Boomers and Gen X: What got you through tough economic times?"

They followed up with more explanation behind the prompt. "Millennial here (33). I wanted to reach out and hear from those of you who’ve lived through major recessions, such as 2000 and 2008," they wrote. "I'm really interested in your perspective — not just for myself, but for others who might stumble across this thread someday when times get rough again."

Boomers and Gen Xers who have been through difficult financial times and hardships opened up to share their wisdom. These are some of their best pieces of advice for tough economic times.

penny pinch, save, money advice, saving, count money Money Management GIF by Robert E Blackmon Giphy

"When I graduated HS in 1981, unemployment was 10 percent and mortgages were 17 percent. Inflation was 8 percent. I had no job and couldn't find one. That's when my step-father threw me out. I was going to be homeless so I joined the Army. It was one day at a time, one foot in front of the other and I marched on. What else can you do? Eventually things got better. Much, much better." —@Distwalker

"Perseverance. One of our best traits." —@SharonWit

"Downsize everything ......phone...phone plan.... car.... cook food at home .....pack a lunch for work....debt consolidation and make that one payment........no credit card usage..... entertainment was checking out free library books and reading them......thrift store shopping......trade/barter services and items on craigslist." —@Express-Rutabega-105

meal prep, prep meals, food prep, cheap meals, food savings GIF by NRDC Giphy

"Don’t waste any food - plan meals accordingly so as not to waste anything, buy discounted meat, bread, fruit and veg. All meat gets cut up for meals so it can last longer - nobody gets a steak for themselves, one cheap, marinated steak cut into strips and added to rice and veggies for 3-4 meals. Eggs (they’re still cheap where I live) and a 50lb bag of potatoes are your new best friends unless you like pasta then you are much easier to feed. Get condiment packets from restaurants -my partner made an order and forgot to grab ketchup etc. I don’t miss being poor but I can still feed the fam relatively well on a very, very tight budget." —@drivingthelittles

"Living as cheap as possible out of sheer spite."—@OldLadyMorgendorffer

"I'll be adding to this list with edits as my brain dump continues:

  1. Everyone will lie to your face brazenly about layoffs - don't believe anyone when they say things are fine. The more they say everything is fine, the worse it actually is.
  2. Understand when your industry is getting f@cked and start developing alternatives or fallback options early, not AFTER you get laid off. (Software engineers right now should have realized a year ago at least their industry was getting screwed, as a specific example)
  3. Know the impact of systemic shifts (outsourcing and drive to the internet previously, AI now) and how you can counteract those as best possible, move to a role that isn't as likely to be clobbered as hard.
  4. Learn to cook healthy meals on the cheap - take out is $, but so is eating like sh!t. You can cook en-masse on Sunday and freeze for the week, but work on a plan to move to "high efficiency meal planning".
  5. Reduce your systemic expenses - if you've had "lifestyle creep" ratchet that crap back before you are in the crosshairs financially.
  6. Do your planned maintenance of stuff - now now now, later is NOT going to be better. If it's due, get it done." —@GreatResetBet

rolling stones, cant always get what you want, mick jagger, rolling stones gif, jagger the rolling stones GIF Giphy

"Live within your means. Avoid debt. Don’t worry about keeping up with the Jones. Focus on your partner. We in our mid 60s, lived through tough times and even though we didn’t have the income to support it, put both their children through private high school at their request. Money was tight, but there’s a lot of ways to enjoy life that don’t include having a lot of money. Remember the line from the Rolling Stones: 'you can’t always get what you want, but if you try, sometimes, you get what you need'." —@ethanrotman
"Save during the good times. During the ‘08 crash, we had several friends who lost their homes to foreclosure. These were all hardworking people. We had been very good about saving and living below our means. The rainy day fund helped tremendously. They say, pay yourself first. I know it can be difficult but even 50/week will grow over time." —@joysheart

potluck, potluck dinner, potlucks, potluck meal, potluck meals Pot Luck GIF by Partiful Giphy

"Do everything to keep a job, when the recession hits if you at least have a job you can pay the bills. Stop buying things except for food and must haves. Do you really need a lot of cleaning supplies? Makeup? Clothes? Dinner out? No. Cook your own food, learn to enjoy the outdoors, have pot luck dinners with friends." —@eatmore-plants
"It's honestly just lowering expectations and cutting out all but necessary expenses and shopping sales. We're still in our starter home because of the housing collapse. We were underwater for years and then the kids started school. It's about appreciating the little things." —@whatevertoad

grit, understanding, hard work, perspective, resilient Robert Redford Yes GIF by GritTV Giphy

"The things that get you through tough times emotionally are your social network, keeping perspective, and your own personal grit. The things that get you through tough times financially are things like keeping your living expenses relatively low, living below your means, putting money away for hard times, and keeping up your job skills and professional networks." —@Shot-Artichoke-4106
"We got hit hard in both recessions and it was really hard to rebound because we were young and not well-established. We made it through by living as frugally as possible and avoiding 'lifestyle creep.' Also, one thing we got in a habit of doing was every year when we got our income tax refund (back when we still got refunds), we’d pay our car insurance in full for the year, put some in the kids’ college accounts, and put the rest in our house down payment fund." —@Mammoth-Ad-4806