From legalizing marriage equality to advocating for society to better understand the fluidity of gender and sexuality, activists have made incredible strides for queer and trans rights and success in the U.S.

But there's a group of LGBTQ individuals that's struggling, and it's clear that changes need to be made.

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I recall preparing over two Olympic quadrennials to get ready for the 1980 and 1984 Olympic Games.

I trained as a shooter for the boycotted Moscow Games (a team I did not make) and the Los Angeles Games (which I did make and later medalled in). It was not a financially comfortable time in my life.

I supported myself with a mix of funding from the G.I. Bill, a graduate assistantship teaching physical education classes, and work as a shooting coach. I also served part-time as a member of the U.S. Army Reserves. All told, from working three jobs, I earned $500 a month (around $1,500 today), plus the cost of tuition.

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It's April, which begs the question how are you going to spend your tax refund this year?

(If, of course, you're fortune enough to get a refund. My condolences if you end up owing Uncle Sam.)

Bills need to be paid. And the zeroes in your student debt total should, at least in theory, keep dwindling. You should probably stock the pantry while you're at it, and make sure the gas tank is filled, too.

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5 ways financial literacy could make your relationship better than ever.

Aside from politics and religion, what is more polarizing than money?

A 2013 survey found that money is the #1 cause of stress in a relationship.

More so than in-laws or whose turn it is to do the dishes. In fact, arguing about money is easily the top predictor of divorce. Yipes.

But, a deeper understanding of how money works can affect our lives in many surprising ways.

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