Do you stress about money? A 'money coach' might be the remedy.
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Capital One

Like many people, Dana Nielsen had spent much of her life struggling with her relationship with money. "It was this object way outside of me that I didn't have control over," she says. "It was something that I needed but didn't value. And I didn't know how to have a relationship with something that I needed but didn't value."

Little did Nielsen know that exploring her relationship with money, figuring out what mental or behavioral obstacles were getting in her way, and forming a plan of action would give her power over her finances for the first time. But that's how she felt after three Money Coaching sessions in a Capital One Café—empowered.


"It gave me confidence," she says. "It gave me trust in myself and trust in money in a way that I had not had in the past. It really connected the dots for me."

Nielsen was just launching her own private psychotherapy practice when she decided to try out the Money Coaching program. She says she was surprised by what it felt like when she arrived at the Capital One Café in San Francisco.

"It was a really different experience of being in a bank than I had had in the past," said Nielsen. "Very calm and casual."

Instead of a sterile atmosphere, Capital One Cafés feel like cool coffee shops, complete with cozy nooks, quality coffee, free WiFi and good lighting. Nielsen was offered a beverage, then her Money Coach invited her to a private space to chat about her goals and values, and how to use money to create a life she would love.

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The Money Coach didn't tell Nielsen much to contribute to her 401K or which stocks she should buy. Instead, the coach helped her explore her beliefs and emotions around money, set financial goals, and make an action plan for reaching them. She left feeling empowered and confident about her finances in a way she never have before — and it didn't cost her a dime.

Nielsen says she had a lot of limiting beliefs about money, and her Money Coaching sessions helped her have a more positive outlook. They allowed her to set a different bar for herself and to align herself with the belief that she could create abundance and have control over her financial life. And it was fun, she says. "I loved bringing play to something that has historically and culturally so dry and so serious. Making it into something personable that I could work with was just so encouraging."

That change in mindset resulted in real-life change. Since completing her Money Coaching sessions, Nielsen has opened a high-interest savings account, paid off a private business loan, raised her fees, and adjusted her sliding scale spots. She has also become more purposeful about where she chooses to spend her money, focusing on conscious brands and supporting more minority-run businesses, to align her spending with her values.

Now Nielsen recommends Money Coaching to people on a regular basis.

"Money is a foundational issue for a lot of people," says Nielsen. "It's in the same kind of belief categories as our sense of safety, sense of belonging, sense of home." She has clients who make a lot of money but also have a lot of debt, and their relationship with money is messy. "For clients and friends that have issues in that department," she says, "I refer them to Money Coaching as a supplement to therapy."

Similar Money Coaching experiences are happening in Capital One Cafés across the U.S., and the program is the brainchild of a team of Capital One creatives and financial advisers who set out to explore what kinds of financial services people really need.

Through their research, the team found that people of all ages and life stages struggle with financial anxiety. If people don't look at their emotional relationship with money, it doesn't matter what changes they make on paper. People's financial success won't budge if they don't address the thoughts, beliefs, and patterns of behavior they have around money.

Mira Lathrop, a co-founder of the Money Coaching program, worked as a financial planner for ten years prior to collaborating on the program, helping people manage their money. That experience, along with a degree in psychology and her work as a certified life coach, made Lathrop the perfect person to help build what has become Capital One's Money Coaching service.The team created the Money Coaching service to help people move from stress to confidence in their relationship with money. This "money journey" is a free service available to the public, even if you're not a Capital One customer. Anyone can come in for three in-person sessions with a Money Coach at no cost and with no further commitment.

Here's how it works:

You set up a time to meet with a Money Coach at a Capital One Café near you. When you arrive for your appointment, an Ambassador in the Café will ask if you want something to drink, give you a tour of the Capital One space if you'd like, and then you meet your Money Coach — a certified coach who has been trained to help people work through beliefs and feelings about money.

You'll be asked a series of open-ended questions and then the coach will help you choose from 10 tools the program has designed to help you discover an alternative perspective. The tools are interactive on an iPad, and include things like; Clear Your Path, Chart Your Values or Looking at your Future. The purpose is to help facilitate an honest, deep-dive into your hopes, fears, and goals — and ultimately leave you feeling empowered in your financial life.

"In coaching, we really believe that you are the driver of your life," says Lathrop. "You know what's best for you. Of course, there are answers that you might need to get, feedback you'd be interested in, and things you need to dive deeper in. But we're facilitating a journey for you and walking alongside you, reminding you that you have access to what you need. You're empowered to find out what's the next best step for you."

Capital One

Lathrop says the most consistent feedback from people coming out of sessions is that it wasn't at all what they were expecting, but they are "surprised and delighted" by the experience. People find having an authentic, honest conversation about money refreshing, which is exactly why Capital One designed the program.

"There's a lot of financial advice available, but learning how to engage with money is not something we're taught, she says. It's not taught in school, and it's not very comfortably talked about or taught in families."

"I feel like this is such a rare and beautiful opportunity we're offering," she adds. "Everyone has a powerfully unique experience."


To find a Capital One Café near you and make a free Money Coaching appointment, go to CapitalOne.com/MoneyCoaching.

Few child actors ever get to star in an award-winning film, much less win a prestigious award for their performance. That fact appeared to hit home for 8-year-old Alan Kim, as he broke down in tears accepting his Critics' Choice Award for Best Young Actor/Actress, making for one of the sweetest moments in awards show history.

Kim showed up to the awards (virtually, of course) decked out in a tuxedo, and his parents had even laid out a red carpet in their entryway to give him a taste of the real awards show experience. When his name was announced as the Critics' Choice winner for his role in the film "Minari," his reaction was priceless.

Grinning from ear to ear, Kim started off his acceptance speech by thanking "the critics who voted" and his family. But as soon as he started naming his family members, he burst into tears. "Oh my goodness, I'm crying," he said. Through sobs, he kept going with his list, naming members of the cast, the production company, and the crew that worked on the film.

"I hope I will be in other movies," he added. Then, the cutest—he pinched his own cheeks and asked, "Is this a dream? I hope it's not a dream."

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We're redefining what normal means in these uncertain times, and although this is different for all of us, love continues to transform us for the better.

Love is what united Marie-Claire and David Archbold, who met while taking a photography class. "We went into the darkroom to see what developed," they joke—and after a decade of marriage, they know firsthand the deep commitment and connection romantic love requires.

All photos courtesy of Marie-Claire and David Archbold

However, their relationship became even sweeter when they adopted James: a little boy with a huge heart.

In the United States alone, there are roughly 122,000 children awaiting adoption according to the latest report from the U.S Department of Health and Human Services. While the goal is always for a child to be parented by and stay with their biological family, that is not always a possibility. This is where adoption offers hope—not only does it create new families, it gives birth parents an avenue through which to see their child flourish when they are not able to parent. For the right families, it's a beautiful thing.

The Archbolds knew early on that adoption was an option for them. David has three daughters from a previous marriage, but knowing their family was not yet complete, the couple embarked on a two-year journey to find their match. When the adoption agency called and told them about James, they were elated. From the moment they met him, the Archbolds knew he was meant to be part of their family. David locked eyes with the brown-eyed baby and they stared at each other in quiet wonder for such a long time that the whole room fell silent. "He still looks at me like that," said David.

The connection was mutual and instantaneous—love at first sight. The Archbolds knew that James was meant to be a part of their family. However, they faced significant challenges requiring an even deeper level of commitment due to James' medical condition.

James was born with congenital hyperinsulinism, a rare condition that causes his body to overproduce insulin, and within 2 months of his birth, he had to have surgery to remove 90% of his pancreas. There was a steep learning curve for the Archbolds, but they were already in love, and knew they were committed to the ongoing care that'd be required of bringing James into their lives. After lots of research and encouragement from James' medical team, they finally brought their son home.

Today, three-year-old James is thriving, filled with infectious joy that bubbles over and touches every person who comes in contact with him. "Part of love is when people recognize that they need to be with each other," said his adoptive grandfather. And because the Archbolds opted for an open adoption, there are even more people to love and support James as he grows.

This sweet story is brought to you by Sumo Citrus®. This oversized mandarin is celebrated for its incredible taste and distinct looks. Sumo Citrus is super-sweet, enormous, easy-to-peel, seedless, and juicy without the mess. Fans of the fruit are obsessive, stocking up from January to April when Sumo Citrus is in stores. To learn more, visit sumocitrus.com and @sumocitrus.

There's an old saying that luck happens when preparation meets opportunity.

There's no better example of that than a 2016 discovery at the University of California, Irvine, by doctoral student Mya Le Thai. After playing around in the lab, she made a discovery that could lead to a rechargeable battery that could last up to 400 years. That means longer-lasting laptops and smartphones and fewer lithium ion batteries piling up in landfills.

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Tory Burch

Courtesy of Tory Burch

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This March marks one year since the start of the pandemic… and it's been an incredibly difficult year: Over 500,000 people have died and hundreds of thousands have lost their jobs. But the pandemic's economic downturn has been disproportionately affecting women because they are more likely to work in hard-hit industries, such as hospitality or entertainment, and many of them have been forced to leave their jobs due to the lack of childcare.

But throughout all that hardship, women have, over and over again, found ways to help one another and solve problems.

"Around the world, women have stepped up and found ways to help where it is needed most," says Tory Burch, an entrepreneur who started her own business in 2004.

Burch knows a thing or two about empowering women: After seeing the many obstacles that women in business face — even before the pandemic — she created the Tory Burch Foundation in 2009 to empower women entrepreneurs.

And now, for International Women's Day, her company is launching a global campaign with Upworthy to celebrate the women around the world who give back and create real change in their communities.

"I hope the creativity and resilience of these women, and the amazing ways they have found to have real impact, will inspire and energize others as much as they have me," Burch says.

This year's Empowered Women certainly are inspiring:

Shalini SamtaniCourtesy of Shalini Samtani

Take, for example, Shalini Samtani. When her daughter was diagnosed with a rare immune disorder, she spent a lot of time in the hospital, which caused her to quickly realize that there wasn't a single company in the toy industry servicing the physical or emotional needs of the 3 million hospitalized children across America every year. She was determined to change that — so she created The Spread the Joy Foundation to deliver free play kits to pediatric patients all around the country.

Varsha YajmanCourtesy of Varsha Yajman

Varsha Yajman is another one of this year's nominees. She is just 18 years old, and yet she has been diligently fighting to build awareness and action for climate justice for the last seven years by leading school strikes, working as a paralegal with Equity Generations Lawyers, and speaking to CEOs from Siemen's and several big Australian banks at AGMs.

Caitlin MurphyCourtesy of Caitlin Murphy

Caitlin Murphy, meanwhile, stepped up in a big way during the pandemic by pivoting her business — Global Gateway Logistics — to secure and transport over 2 million masks to hospitals and senior care facilities across the country. She also created the Gateway for Good program, which purchased and donated 10,000 KN95 masks for local small businesses, charities, cancer patients and their families, immunocompromised, and churches in the area.

Simone GordonCourtesy of Simone Gordon

Simone Gordon, a domestic violence survivor and single mom, wanted to pay it forward after she received help getting essentials and tuition assistance — so she created the Instagram account @TheBlackFairyGodMotherOfficial and nonprofit to provide direct assistance to families in need. During the pandemic alone, they have raised over $50,000 for families and they have provided emergency assistance — in the form of groceries — for numerous women and families of color.

Victoria SanusiCourtesy of Victoria Sanusi

Victoria Sanusi started Black Gals Livin' with her friend Jas and the podcast has been an incredibly powerful way of destigmatizing mental health for numerous listeners. The podcast quickly surpassed a million listens, was featured on Michaela Coel's "I May Destroy You," won podcast of the year at the Brown Sugar Awards, and was named one of Elle Magazine's best podcasts of 2020.

And Upworthy and the Tory Burch are just getting started. They are still searching the globe for more extraordinary women who are making an impact in their communities.

Do you know one? If you do, nominate her now. If she's selected, she could receive $5,000 to give to a nonprofit of her choice through the Tory Burch Foundation. Submissions are being accepted on a rolling basis — and one Empowered woman will be selected each month starting in April.

Nominate her now at www.toryburch.com/empoweredwomen.