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'Thrown into adulthood without a map': Americans share why they live paycheck to paycheck

"Lord help you if you don’t have dental insurance and need root canals."

broke, bills, paycheck to paycheck, scared woman, finances, american life
via Canva/Photos

A woman and her husband doing their bills.

It’s a little tricky to determine how many Americans live paycheck to paycheck because the term is vague. Some people, who have plenty of money in savings, say they live paycheck to paycheck because they spend all of their money before their next check arrives. However, they make ample contributions to their savings accounts and are in good financial shape. Others genuinely spend every dime they make and have very little savings to deal with an emergency.

How many Americans live paycheck to paycheck?

The Federal Reserve found that 54% of Americans have emergency savings to cover three months of expenses, and Bankrate found that, while 59% of Americans are uncomfortable with their level of emergency savings, 34% are living paycheck to paycheck. According to CNN, the paycheck-to-paycheck problem isn’t getting any better. The drastic increase in the cost of living since the pandemic has a growing number of people living paycheck to paycheck.

A Reddit user recently tried to understand why so many people in the wealthiest country on Earth are financially stretched thin.

broke, bills, paycheck to paycheck, scared woman, finances, american lifeA couple who needs financial help. via Canva/Photos

Why are Americans living paycheck to paycheck?

“At first glance, it seems obvious: people just don’t make enough money, right? But the more I read and the more conversations I had, the more I realized that income is only one piece of a much bigger puzzle,” they wrote. “For a lot of Americans, the real issue is a mix of rising living costs, debt, and—most importantly—a lack of financial education. Most of us aren’t taught how to manage money. We don’t learn how to budget, save, plan for emergencies, or even think long term. Schools rarely touch on it, and if our families didn’t model strong financial habits, we’re basically thrown into adulthood without a map. So people just figure it out as they go — often by trial and error. And when that ‘error’ is maxing out a credit card or missing rent, the consequences are heavy.”

Over 1,100 people shared why they’ve lived paycheck to paycheck. It’s sad to see so many people struggling, but it paints a clear picture of a complex problem. We collected 13 of the best responses to the question: “What is the main cause of Americans living paycheck to paycheck?”

13 reasons why Americans are living paycheck to paycheck

1. One emergency to the next

"Bills. Lord help you if you don’t have dental insurance and need root canals. Which will always be followed by car repairs or home maintenance. There goes the emergency savings account."

"THIS !!! I was just starting to feel good! Caught up on bills, saving for emergencies, finally contributing to my retirement then a random light flashes on my Car dashboard. There goes all the emergency money I built up ………sigh it’s just always something."

2. Scarcity mindset

"For me it is largely scarcity mindset from a childhood of poverty. I learned that money doesn't stick around. If you have $100 then you need to spend it on what it needs to go to or something else will 'eat it.' Some fee, or unexpected cost will always be around the corner, and there is never enough money to do everything, so spending us constantly triage."

"This is 100% the difference in the mindset of poor people and rich people. Poor people think of money as just something to spend. Rich people think of it as something to accumulate and put to work for themselves."

broke, bills, paycheck to paycheck, scared woman, finances, american lifeA couple looking at bills/via Canva/Photos

3. The system sets people up

"The overall system sets people up for becoming interest and profit generators for wealth holders of all kinds. The power is completely lopsided, and the rules are set up to deliberately turn customers into cash machines. Regular folks aren't equipped to protect themselves from it, thanks to taboos around talking openly about money and finances as well as the finance industry's slick bait, hook, and land tactics."

4. Car payments

"Sooo many people buying waaaaay too much car. Everyone needs a huge luxury SUV for their three-person family, apparently. Or a giant truck because they're towing once a year. What makes it even worse is that those more expensive cars have more expensive maintenance and repairs and tires and gas bills. You also see people do this with houses. So many posts from people trying to justify buying a much larger house than they need and trying to make the financials with. 'How much house can I afford?' instead of 'how much house do it really need?'"

5. The rent is too high

"Rent has gone thru the roof and in order to get approved to live anywhere or buy your own home, you need to make 3x the rent. The grocery list that would cost you $50 5 years ago now costs you $100. God forbid you have a medical problem."

"I was going to say it's primarily rent and groceries for a lot of folks. Rent is really high a lot of places for pretty basic dwellings."

broke, bills, paycheck to paycheck, scared woman, finances, american lifeA woman who has run out of money.via Canva/Photos

6. Paycheck to paycheck is a broad term

"Because there is no standard definition of paycheck to paycheck. A lot of people who live 'paycheck to paycheck' have a ton of deductions for things like 401k and IRA along with spending on non essentials like expensive car payments, private schools, etc."

"This is a good point. I considered myself 'paycheck to paycheck' because (and I'm working on changing this) I literally get my account to 0 before each paycheck. Yes, that's after 401k, savings, paying off debt, and other luxuries like getting my nails done and steaming services. But you make a good point that if I locked in and cut all "extra" I would not be paycheck to paycheck in the slightest. Compared to growing up where when my mom paid most of the bills, we would have like $3 left for anything else. That's paycheck to paycheck."

7. Constant emergencies

"If emergency items stopped happening, I could actually save something. Medical bills, dental bills, car repairs, home repairs, just when we get a bit saved it goes to something else."

"Every. Single. Time. And it’s always the exact amount that I have in my savings."

broke, bills, paycheck to paycheck, scared woman, finances, american life, purseA woman who has no money.via Canva/Photos

8. Healthcare costs

"For me it’s healthcare that makes me live paycheck to paycheck. I have had two random emergency surgeries in the last 3 years. With a 10k deductible on my health insurance I’m 20k in debt and having to make $400 payments per month on it on top of my $490 a month premium. Before that first surgery I was debt free and doing ok. I have now accumulated about $5000 on a card too just trying to keep up with bills."

"I paid 20% of my take home pay for insurance. Then I pay another 10 to 20% for medical expenses to keep my disabled husband alive. So 1/3 of my income goes towards medical expenses. That's the problem and I can't do anything about it. I have super premium insurance at my job which pays terribly. If I got another job, it might not cover some of the things my husband needs or I might have to work so much that I would have to pay a caregiver."

9. Cost of living is too high

"Never being in a position where you are ahead of all the bills. A person makes $30 an hour, works 20-30 hours of overtime, had a $600-1000 car payment, rent is probably $1500-2000 per mo., electricity bill $140 per mo. month, car insurance $120 per mo. Gas $140 per mo. Phone bill $150 per mo. Food $500-1000 per mo."

10. Living high on the hog

"I’ll take a differing take here then a lot of comments and agree with OP that financial habits are often very poor. I work in a field that has a lot of pretty high income earners in a MCOL city (>80k starting).

"I see a ton of people who complain about being broke that do a lot of the following
  • Order out, especially with apps like DoorDash becoming ubiquitous, they are a massive cost and are well hidden enough that people miss it. Like upping the price of the menu items, most people don’t know the price of the food if you ordered in the restaurant.
  • Cars, both too much car, but also frequently trading vehicles in. Cars have gotten a lot better in the past decade but there is no way I’m trading in my vehicle when it’s paid off, as long as it’s reliable. Safety features would be nice, but not at that significant of a net worth hit.
  • Not putting away money for retirement, even with company matches. Company matches are a huge free return on your investments. Paying more now means paying much less later.
  • General luxuries, I had a coworker state she didn’t match her 401k because she couldn’t afford it, but later said she had very very expensive kitchenware. Lifestyle creep is real, and we are all susceptible to it.
There is a large element to the economy that is completely out of one’s control, but to take all personal responsibility out of the equation misses a big chunk of why we are in such a massive boom and bust with personal debt."

broke, bills, paycheck to paycheck, scared woman, finances, american life, coupleA couple arguing over money.via Canva/Photos

11. Starbucks

"I know you’re being half-hyperbolic, but I had a coworker who spent well over $100 on Starbucks in the morning and takeout/delivery for lunch every week. She was always complaining about money being tight. I’m not a cheapskate by any means, but I’m sure as hell not spending nearly $20 for some shitty meal from Panera delivered by DoorDash when I can pack my own lunch for like $3."

12. Consumerism

"My opinion as an outsider who moved here two years ago from the UK. Seems like money and work work work seems to be the focal point and consumerism is HUGE out here with a lot of waste. Maybe it's the social circle I'm in but it seems like people also spend silly throwing more than what they can afford on loans and cars etc."

13. Daycare

"For me, it is a daycare costs. We have to pay $720 a week for 2 kids in a standard daycare. We did not live paycheck to paycheck before having kids."

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Gen X has been designated the 'worst grandparents.' Sadly, their explanation makes sense.

The latch-key generation doesn't hate their family, they're burnt out.

Photo credit: Canva

Gen X designated the 'worst grandparents' by Millennials

Generation X, typically the children of Baby Boomers born between the years of 1965-1980 tend to have a complicated reputation depending on who you ask. Some view them as a feral generation never to be spoken of poorly without consequence, while others view them as innovators pushing us into the future. But in recent years, Gen Xers have been dubbed the "worst grandparents" by social media users.

This multi-year conversation started when a video went viral calling Gen X out for being "terrible" grandparents, claiming that they never want to help with grandchildren. It didn't take long before other Millennials piled on to air their own grievances about Gen X grandparents. Most people criticizing the "new grandparents" were genuinely perplexed as to how they did not want to be more involved in the lives of their grandchildren.

Gen X; Gen X grandparents; absent grandparents; Gen X worst grandparents; Millennials; worst grandparents; Gen ZFamily baking fun in the kitchen.Photo credit: Canva

Kylie Muse reveals in a video that she felt neglected by her Gen X parents growing up, saying, "It's quite a common theme for Gen X parents to be neglectful in some capacity and it's just crazy to me how more of them haven't learned from the past 20 to 30 years, instead of these grandparents seeing their kids having kids as an opportunity to restore the health in their relationships with their kids by showing up and helping them during the hardest transition of their lives, they would rather double down and compromise their relationship with that next generation. All for the sake of hyper-individualism and pride."

@kylies.muse Gen x grandparents and their beloved empty nest 🥴 just say you hate having a family 😭 #grandparents #grandparentsoftiktok ♬ original sound - Kylie ꩜

The critique coming from the younger generation is not lost on Gen X, and they started coming out in force to respond with such vigor you'd think John Hughes had just announced the re-release of The Breakfast Club. It would seem that some of the people complaining of the lack of involvement have not considered that Gen X could have valid reasons for not immediately jumping in to take on grandparenting in the way some expect. A man by the name of John S. Blake gives a candid look into why Gen X was neglected as children and, in turn, became hype-independent at an early age.

"As a Gen X who's been on this earth long enough to have some hindsight I can tell you this, being independent at a young age is not a flex, what it actually means is capitalism is so brutal that our parents were forced to neglect their own children to stay alive. My generation was struggling so much that we had to leave our children unattended in order to produce enough so that we could afford to exist," Blake says.

@blackfluidpoet Replying to @ellens0061 #foryoupage #homealone #fyp #foryou ♬ Slippin' - Re-Recorded - DMX

But perhaps one of the most heart wrenching explanations comes from an elder Millennial who goes by the name Amazing Dea. In response to another Millennial who asks about Gen X being let off the hook, Dea shares, "Being as though you look like you might be a younger Millennial, let me go ahead and enlighten you. Generation X and older Millennials had to live through more than just this pandemic. We had the crack epidemic, we had the AIDS epidemic and let me tell you something, it was scary as f***."

Dea went on to explain that there were apartment complexes burned due to high populations of people with AIDS living in them and how they would witness people go from being completely normal to being addicted to crack in a matter of weeks. It seems that depending on socioeconomic status, Gen Xers lived wildly different lives with the common theme being growing up entirely too fast at an extremely young age.

Gen X; Gen X grandparents; absent grandparents; Gen X worst grandparents; Millennials; worst grandparents; Gen ZThree generations smiling by the sea.Photo credit: Canva

Another person kindly breaks down the confusion over why Gen X isn't rising to the occasion of being award-winning grandparents. In response to the criticism she replies, "We grew up in a different time, first of all. A lot of us, meaning me, Gen X, I was raised by boomers. A lot of us did not get raised by our grandparents. We were like the feral kids, like by 7 and 9 years old we were actually babysitting our brothers and sisters, alright."

The woman explains further in the video that Gen X doesn't want to raise their grandchildren or simply be babysitters, that there's a difference between expecting grandparents to be involved and expecting them to be babysitters.

@that1crazy72 Let’s take it a step further. You share DNA with your grandkids they are part of you not everyone gets the privilege of being a grandparent so if you are one take that as a blessing #genxgrandparents ♬ original sound - That1crazy72

In many of the response videos shared by Gen Xers, they certainly seem to love their grandchildren and children alike, but there's a discrepancy in expectation. The consensus of the forgotten generation seems to be that they had adult responsibilities much too early, were exposed to adult life experiences at a young age, and were often left to their own devices for long periods of time while also being told that their voices didn't matter.

While the argument seems to be around their lack of involvement as grandparents, they appear to be saying that they want to enjoy the freedom they didn't have as children, while being valued as a person and not a babysitter. In many follow up videos, Gen Xers gushed over their grandchildren and how they loved when they were around. It's just that they draw the line at raising them. Maybe for some, their experiences with their own childhood isn't enough to move Gen X out of the "worst grandparents" category, but for others it provides much needed context.

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Pop Culture

Boomers and Gen Xers wish young people could experience these 7 things they grew up with

"The satisfaction that comes with slamming down a landline phone receiver."

Photo credit: Canva

kids playing in the woods

Those of us who grew up in the age before the internet have memories that today's young people will likely never have. Boomer and Gen X childhoods were simpler in many ways, not having access to endless entertainment or the pitfalls of the online world to contend with on a daily basis.

The internet has arguably made human life better in many ways, but it has also fundamentally changed what growing up looks like. Where the older generations had a handful of TV shows at set times on limited channels, younger folks can binge watch streaming shows and YouTube channels 24/7. Boomers used manual typewriters while millennials had laptops. Gen X carried Walkmans while Gen Z carries smartphones.

And that's just technology. The world has changed in other ways, too, including greater safety awareness that's changed the way people parent and kids having less access to untouched nature. Change isn't inherently good or bad, but there are definitely some nostalgic elements of boomer and Gen X upbringings that those older generations wish today's young people could enjoy.

Here are some top answers to the question, "What is something you grew up with that you wish younger generations to experience?" from people born before 1980 on Reddit.

Being unreachable

80s kids, 80s nostalgia, gen x, gen x kids, nostalgia, boomers, boomers vs gen x, generational differencesTwo young boys leaving homePhoto credit: Canva

"The freedom to be unreachable and unaware of what everyone on earth is doing at any given time, meaning ... life pre-iphone and pre-social media."

"Pre CELL phone. Pre pager. (I mean, I know early cell phones were around but virtually no one had them pre-1993 and certainly no one expected or even considered them except high paid business folk)."

"Yes, I came here to say anonymity but being unreachable was so nice."

"I remember leaving my phone home and not thinking anything of it. Now it’s not even ‘optional’. Phone is firmly a part of the ‘keys, wallet’ checklist before leaving the house."

"Yes, having people be able to reach out to you 24/7 is not a good thing."

Unrestricted, unsupervised outside exploration

80s kids, 80s nostalgia, gen x, gen x kids, nostalgia, boomers, boomers vs gen x, generational differencesKids exploring in the woodsPhoto credit: Canva

"Running wild outside in the country for entire day without even considering anything that could go wrong."

"We used to just run around the woods by my friends house, and had tree forts and rode bikes around to the neighborhood kids houses. No concept of time outside of sunset. I think that might get lost in the shuffle more today."

"This would be mine as well. Hop on your bike with a friend or two and head out. Maybe to the creek or the woods or the dime store downtown. Just an amazing aimless wandering with no fear of being accosted by anyone. A quick ten cent phone call home to let mom know where you were. Just be home for dinner. Our era had the best childhood ever."

"This is true. I would wander for miles. But the thing is, looking back I can now see more than a handful of incidents that I was very lucky to escape by the skin of my teeth. I’m talking about hitchhiking or telling my parents I was sleeping over someone’s house, them telling their parents they were sleeping at mine and then staying out all night. Stuff like that. It was fun- good times but when I think of MY kid or grandkids doing the same thing I want to throw up."

The joy of wonder without answers

80s kids, 80s nostalgia, gen x, gen x kids, nostalgia, boomers, boomers vs gen x, generational differencesA child wonderingPhoto credit: Canva

"Wonder. Sometimes we would just wonder about something. Watching a movie with friends. Someone says 'I wonder if William Holden is still alive?' Everybody would shrug and say 'I don’t know' and you go on with your lives."

"Something humbling and wonderful about not knowing. Now with so much knowledge literally in our hands, we have this anxious 'need to know' everything. And everyone has become a Tik Tok expert."

"Or allowing mysterious, wondrous stuff exist without explanations that are instantly available to remove the sense of awe about how odd, crazy, wonderful, talented, insane, or whatever our world can be."

"The world was more of a mystery back then. That has both its upsides and downsides, but I can't help but feel that some of the wonder has dissipated."

The gift of boredom

80s kids, 80s nostalgia, gen x, gen x kids, nostalgia, boomers, boomers vs gen x, generational differencesA bored little boyPhoto credit: Canva

"Boredom. Boredom breeds creativity. Boredom has been removed from their lives."

"The skills you gain from the experience of being bored, every now and then. Principally, how you can develop that inner voice, which has been my friend on many occasions and saved my bacon many more. If you always rely on external sources for information or support you’ll surely get stuck when things go wrong or you have to make a decision quickly."

"Boredom leads to reading plus learning to play instruments."

"While I’m happy my kids made friends online the desperation of boredom and creating your own things was really important for me."

"Boredom. The number of times I whined to my parents I was bored and their answer was just 'then go find something to do' led to all kinds of fun."

The freedom to make mistakes

80s kids, 80s nostalgia, gen x, gen x kids, nostalgia, boomers, boomers vs gen x, generational differencesA young girl embarrassedPhoto credit: Canva

"Being able to make a mistake without it going viral online."

"Experiencing awkward coming of age scenarios without being documented in a server farm somewhere with world wide access."

"I'm sorry kids don't have the chance to make mistakes and correct them without it being memorialized online to follow them forever."

"Being able to break things and make mistakes... the cost is way too high now."

Tactile pleasures

80s kids, 80s nostalgia, gen x, gen x kids, nostalgia, boomers, boomers vs gen x, generational differences A little girl readingPhoto credit: Canva

"The satisfaction that comes with slamming down a landline phone receiver."

"Encyclopedias."

"Paper maps. I’d love to see someone in this day and age successfully use (and fold back to its original form) a paper map."

"Reading a book instead of playing video games (most useless invention possible). I'm actually old enough to remember no TV in the house and no radio either (my parents read newspapers and magazines instead for their news but it's a much slower feed and more local)."

"The thrill of buying a vinyl album. I know you can still do that, but it just doesn't seem the same. Back in the '60s and '70s they were absolute TREASURES."

"Sleeping on sheets that had been dried out on a clothesline in spring. The scent on those sheets was intoxicating."

Travel feeling more adventurous

80s kids, 80s nostalgia, gen x, gen x kids, nostalgia, boomers, boomers vs gen x, generational differencesFriends going on a road tripPhoto credit: Canva

"Going on a road trip with your friends to somewhere you've never been, navigating your way there with a road atlas, and then exploring it without consulting any online reviews or suggestions from Google Maps."

"Experience world travel the way it used to be. There was a time when traveling to another country was a big deal and it was adventurous.

Now, we can buy a last minute ticket on a flash sale, read about the destination on the way to the airport, watch Hollywood movies on the plane, rent a car from a familiar brand, stay at a known hotel chain, eat familiar food and use your GPS to guide you around while you chat in real time with your friends.

Travel is still fun but the magic and romance are mostly gone. That feeling of being far away and completely submerged in a strange culture almost doesn't exist anymore. It's too easy and homogenized now."

"So true. Even back in the early 2000s I remember being on a bus in South America with an American 19 year old who was really captivated by the idea that I travelled in the 1970s "before email." You had to wait two weeks to receive any kind of letter at the General Delivery post office of whatever country you were in. There was so much freedom in that, and a real submersion into the local culture, an ability to let go of your cultural touchstones and become someone new."

"The old way of traveling meant there was a lot of serendipity happening. You’d head to some town you knew nothing about and get chatting with someone on the bus who would then invite you to stay at their house. They would feed you and show you around, help you navigate whatever you needed to head on your way. A lovely way to meet people and learn about nearby treasures to see that you knew nothing about. Now , everything can be researched and plotted out beforehand. I still travel in an unplanned way, with no agenda, no lodgings figured out, but when I mention it, other people shudder and say their anxiety wouldn’t allow it. Did we not have anxiety in the old days? Yes, we did, but it was all part of taking risks in life."

There's a lot that's better, easier, faster and more convenient about life in the 21st century, but there really was something special about growing up in the pre-internet days, wasn't there?

This article originally appeared last year.

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Planet

Heartbroken weatherman stops mid-report to explain on live TV why he 'can't' forecast anymore

"We may be flying blind" from now on.

NBC6 & Canva Photos

John Morales stopped his report to educate viewers on what budget cuts really mean.

I hardly ever watch the news on television, especially not for the weather. It's just so much easier to pick up my phone and check Google or The Weather Channel. I just want to know how warm it's going to be or how likely it is to rain. These days, I can find that out in about 10 seconds and go about my day.

But when there's potential danger—hurricanes, storms that might knock out the power of topple over trees, tornado warnings, or threats of ice and snow—my trusty local meteorologist or weatherman is always there. All of that said, I've never once considered that I might not be able to get my weather forecast from either source, at least not accurately. It's 2025—our weather modeling should be better than ever, state of the art, right?

John Morales, a meteorologist and hurricane specialist with NBC6 in South Florida, was reporting on an upcoming storm when he suddenly shifted gears, right in the middle of the broadcast.

weatherman, weather, meteorologist, news, tv news, news anchor, viral videos, trump, doge, governmentWithout good data, we can't accurately predict the paths of hurricanes. Photo by NASA on Unsplash

Morales explains that in his 34 years of presenting the weather, he's always been able to confidently tell his viewers when a hurricane might hit, or when it might turn away. He's always been able to stand behind his data, modeling, and forecast in order to help protect the people of South Florida.

"I am here to tell you that I am not sure I can do that this year."

Why? "Because of the cuts, the gutting, the sledgehammer attack on science in general."

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Morales then pulled up a graphic instead of his usual weather map. It laid out some stark realities about severe understaffing of the National Weather Service, and the National Oceanic and Atmospheric Administration. Between brutal layoffs, employees accepting the recent DOGE buyout, and straight-up resignations, the agencies responsible for collecting weather data have lost hundreds and hundreds of valuable experts.

He also explained that due to federal government budget cuts, there's been a sizeable decrease in weather balloon launches across the country. Weather balloons are instruments that take crucial measurements of the upper atmosphere and send data that helps with forecasting. With less data available, and lower quality data, Morales say that "the quality of forecasts is becoming degraded."

That's a pretty scary thought, especially in a place like South Florida. What do you do when your local meteorologist can't predict what a powerful hurricane will do next?

"This is a multi-generational impact on science in this country," Morales warns.

Watch his passionate plea here:

Almost nine million people viewed the powerful clip on X. It was reshared over 26,000 times. Morales' message is definitely getting the attention it deserves.

It's not just the National Weather Service that's bleeding. In the name of efficiency, The White House has slashed budgets at the CDC, the National Institutes of Health, and more. Trimming the federal budget sounds well and good until you realize that we won't be making any major cancer breakthroughs any time soon without funding the research. And we won't be able to protect people from hurricanes and tornadoes without complete weather data.

(And yes, even the Weather app on your iPhone needs a database to pull from.)

Meanwhile, we're spending $1 trillion—yes, trillion— per year on our military. This is the anti-science, anti-expert sentiment Morales is talking about. It's been building for years and is just now coming to a head in the worst way.

We still need meteorologists and weather experts like Morales. We still need scientists.

weatherman, weather, meteorologist, news, tv news, news anchor, viral videos, trump, doge, governmentWe still need human scientists and experts that can compile and read maps like this one. Photo by Brian McGowan on Unsplash

ChatGPT can pull weather data from Google and tell you if there's going to be a thunderstorm, but can it tell you when the data behind that forecast is incomplete or unreliable? That's the reality we're facing right now, and we might not know the forecast isn't reliable until it's too late in some cases.

TV weathermen who live in our communities and can put crucial context behind the weather and help keep us safe still matter. Not only that, but they are ambassadors for science, and they still have a big platform in many communities around the country. Morales is making sure he makes the most of his.

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Joy

People share 19 everyday things from the 90s and early 2000s that are now considered 'luxuries'

Remember happy hour specials and real wood furniture?

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Really should have appreciated some of these things when they were commonplace.

Bob Dylan sang that the times are a-changin' back in the late 70s, and since then, they haven't ever stopped a-changin'. And yes, change has been a constant for all of humanity's existence, but things certainly seem to be progressing a whole heck of a lot faster, don't they?

Before ya know it, those once fashion-forward pants you purchased are now retro, you don't understand any of the slang the kids are spouting, and you're doing your taxes, grocery planning and work meetings all from your phone. You know, that device that once only…gasp…called people.

It certainly feels like more than simply growing older, too. Technology is evolving at a rapid pace, to the point where human beings are finally having a hard time keeping up. Combine that with uncertain economic times, and it's no wonder that some folks are left reminiscing about how, in some (not all or even most, but some) ways, the good old days really were good.

Take for instance this interesting question posed by a user over on Ask Reddit. They asked: "What was normal 20 to 30 years ago but is considered a luxury now?"

Thousands of people chimed in with fascinating bits of bittersweet nostalgia. Some were monetary — just think that the price of most everyday items has increased 2-3x since the 90s. Other memories were more intangible, based on experiences you just don't get very often anymore.

Here are some of the best answers.

1. "New furniture made out of real wood."

If you regularly traffic in furniture from Target, IKEA, Wayfair, and other relatively affordable places like that, you'll recognize that furniture these days is more often than not made from particle board or fiber board, not real wood. That makes it convenient and relatively cheap, but not very durable.

90s trends, 00s trends, 00s nostalgia, 90s nostalgia, 90s, 2000s, millennials, generations, economyReal wood furniture.Giphy

2. "Owning the software you purchased."

Remember the days when you just bought Microsoft Office once and were set for years? Today, the SAAS (Software As A Service) model has us paying recurring monthly fees for a million different subscriptions, for things we used to own outright. It's maddening.

3. "Paying no more than 30% of your income in rent."

One user added: "I lived in poverty housing and this was how they determined our rent. It was 30% of mom's income, regardless of how much she was making. That was 20 years ago, not sure what starving kids do today."

4. "Concert ticket prices."

The entire concert-going experience has gotten completely out of hand due to high-tech scalpers and unregulated reseller markets.

90s trends, 00s trends, 00s nostalgia, 90s nostalgia, 90s, 2000s, millennials, generations, economyGoing to a concert.Giphy

One person added: "17 years ago I spent $30 to see an internationally touring band play a concert, and I thought that was way too high. Now I’m spending minimum $20 to see local bands. Just on admission."

The New York Times writes that the average concert ticket for a mainstream show costs a staggering, ridiculous $135.

5. "Household products that don't break within the first few years of use."

One user wrote: "My grandma had the same fridge from 1993 before deciding to switch to a newer, bigger one two years ago. My mom's wedding cookware is still going strong 25 years later, but whenever she needs new pans, they start flaking Teflon into the food within a few months."

Today, modern refrigerators are only expected to last about 10 years and gennerally aren't worth repairing.

6. "Not being expected to be reachable 24/7."

Ah, yes, being completely unreachable was the ultimate luxury. Most of us have actually forgotten what it feels like.

7. "Being able to afford going out every Friday after work."

Remember happy hour specials? Dollar beer nights? It was easy to go out with friends or colleagues when a single beer didn't cost $11 with tip.

90s trends, 00s trends, 00s nostalgia, 90s nostalgia, 90s, 2000s, millennials, generations, economyGrabbing a drink after work.Giphy

8. "Farmer's markets."

"You used to be able to go down and get fruit and vegetables cheaper than the grocery store. Now it seems like they charge 3x more than stores do," one user noted.

9. "Single income families buying a home."

Another user read everyone's mind by adding: "Buying a home in general"

If you thought inflation on everything else was bad, housing prices might be the worst of all. They've ballooned far faster than salaries have, putting owning a home completely out of reach for many young people.

10. "Good quality fabric in clothing."

"I have clothes from the 90s (and 80s from my mother) that still hold up today. These days, I'm lucky if my shirt isn't saggy and misshapen within a year," one user wrote.

Fast-fashion is everywhere now! Like appliances, our clothes used to be built to last.


90s trends, 00s trends, 00s nostalgia, 90s nostalgia, 90s, 2000s, millennials, generations, economyClothes that lasted.Giphy

11. "Items not requiring a subscription each month."

I'd love to see the average bank or credit card statement from the 90s. It must have been stunningly simple without a dozen recurring charges, from iCloud storage to Netflix.


12. "Legroom on an airplane."

You're not crazy. Flying used to be more comfortable. Planes have given up about 1-2 inches of legroom over the years, making passengers cramped and grumpy.

13. "Free driver’s education classes taught in all high schools."

Private driver's ed can cost anywhere from $500-1000 where it used to be much more commonly provided for free. Shouldn't giving the next generation of drivers thorough safety training be considered a public necessity?

14 . "Family vacations."

"I remember going on road trips regularly as a kid and even flying once or twice. Now that I have kids, I cannot afford a weeklong trip to the Badlands, Grand Canyon, Disney/Universal Studios, etc. The best I can do is a day trip to the Wisconsin Dells maybe once a year," one user wrote.


90s trends, 00s trends, 00s nostalgia, 90s nostalgia, 90s, 2000s, millennials, generations, economyTaking vacations.Giphy

14. "Apartments."

"I could get a one-bedroom apartment in Wisconsin back in 1997 for under $500. Now that same apartment is at least $2,000."

Apartments are supposed to be the affordable thing! What happened?!

15. "Affordable healthcare."

Even "good" healthcare these days leaves you paying enormous of out of pocket expenses. I'm not sure healthcare in America was ever great, but it's definitely gotten worse.


16. "People making friends with one another purely because they enjoy their companionship and not because of networking."

Hustle culture has really changed the way we think about friends and leisure time.


17. "Calling a company and getting a person on the other end of the phone.

Another problem that's only getting worse with AI! They even have AI instead of people working at drive-thrus now.


90s trends, 00s trends, 00s nostalgia, 90s nostalgia, 90s, 2000s, millennials, generations, economyTalking to humans on the phone.Giphy

18. "Drinking water from the tap without filters and softeners."

More and more people are using home water filters for taste and, more importantly, because they don't trust the local drinking water. Gee, wonder why?

19. "Being able to dance and have a good time without having the risk that it will end up being recorded and put on social media."

Every time you leave your house you're at risk of being pranked for TikTok or ending up in one of those life-ruining drunk "street interviews."

The 90s and 2000s were a simpler time. Not everything was better, or even great, but there was something real about it. People were more authentic, things we bought weren't so cheaply made yet expensive, and your hard-earned dollar went a lot further than it did today. We can't go back, but it's sure nice to visit every now and then.

This article originally appeared two years ago. It has been updated.


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Psychology reveals surprising personality traits of people who still write grocery lists by hand

Could this really be relevant? Yes.

Photo credit: Canva

Phone or handwritten? The great debate ensues.

Are you the type of person who always writes grocery lists by hand? Perhaps on the back of a receipt, in a special notebook, or on an index card? Do you insist on this method, even though you’re the only one in the store unfurling paper like an ancient scroll while everyone has their heads down, tapping away at their phones?

Lists are undoubtedly important. In a recent poll, research revealed that the average British adult writes an average of three to-do lists a week—which, in some cases, can add up to 9,766 lists in a lifetime. “Evidently, we all rely on lists for one aspect of life or another,” commented Shahbaz Khan from STABILO, a high-quality pen and pencil company.

But when it comes to the actual list-making, does the method in which you create it really matter? Apparently, yes. And your choice, handwritten or digital, can say a lot about your personality.


grocery list, grocery, lists, handwritten, handwritingPeople who write their lists by hand might be able to remember them better.Photo credit: Canva

If you prefer handwriting, you’re likely…

To have a mind that operates like a filing cabinet.

In 2024, two professors at the Norwegian University of Science and Technology, Dr. Audrey L.H. Van der Meer and F.R. (Ruud) Van der Weel, found that handwriting activates more elaborate and widespread brain connectivity patterns compared to typing. They suggest that the physical act of moving your hand while writing creates spatial and temporal patterns in the brain that promote learning.

In a similar study, Japanese researchers found that participants who wrote calendar events by hand on paper showed increased brain activity—particularly in memory regions—compared to those who recorded the same information on smartphones. The hand writers also recalled the information 25% faster than those who typed. Writing by hand triggers extra neural activity in regions tied to learning and memory. So, no matter how messy your handwriting might be, that grocery list might also be giving your memory a little work-out.

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To be naturally conscientious and understand the secret to success.

Conscientiousness isn't the same as self-control or self-restraint—rather, it refers to a person's tendency to be organized, reliable, goal-directed, and self-disciplined. It's no surprise, then, that those who score highly in conscientiousness tend to be successful: they aim for high-profile outcomes and have the ability to develop well-thought-out plans to accomplish their goals.

Comfortable getting tactile.

Nothing quite compares to writing with your perfect pen. (By the way, what's yours? A Pilot G2-2? Uni-ball Vision Elite? Or perhaps something fancy, like the Squire Classic Pen from Baronfig?) It's a complete sensory experience as your pen glides across paper. This physical connection helps create a deeper engagement with the task at hand.

woman, child, grocery, shopping, listWriting your list by hand could curb impulse shopping. Photo credit: Canva

To not buy on impulse.

Yanliu Huang and Zhen Yang from the LeBow College of Business at Drexel University examined how handwritten shopping lists differ from digital ones. Their research showed that people who write lists on paper tend to make more planned purchases and fewer impulse buys.

However, there are a few downsides to a handwritten grocery list…

Let's face it: sometimes you can't read your own handwriting. When rushing, you might scribble illegibly, forget items, or leave the paper at home entirely. (Pro tip for forgetful hand-writers: snap a photo of your list before heading out, just in case.)

Paper lists are also cumbersome to update on the go. Picture this—you've just remembered you need onions while backing out of the driveway, but now you're scrambling for a pen. Don't do this. Plus, paper lists make it difficult to coordinate shopping with other people.


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If you’re #DigitalForever, you’re likely…

In a poll of 2,000 people in the United Kingdom, researchers found that when it comes to list-making, only 40% use their phones, while 63% write on notepads and 24% use sticky notes. So congrats—you're right in the middle!

Extremely efficient and organized.

Your phone is a miracle list-maker: people who use digital lists value practicality over sentimentality—they appreciate the power of automatic sorting, expense tracking, and integrated coupon features. These lists can be updated instantly and accessed from almost any device, making them the most efficient, streamlined option.

Someone who uses data to make decisions.

Beyond expense tracking, many apps provide nutritional data, meal planning suggestions, and inventory management—helping you make smarter, healthier food choices. You're not just shopping anymore; you're strategically planning your nutrition.

groceries, grocery shopping, produce, lists, shopping, nutritionDigital lists are perfect for collaborations. Photo credit: Canva

Collaborating with someone in the kitchen.

The beauty of a digital list is that it can be shared with others in real time, allowing multiple people to add items seamlessly. This eliminates miscommunications and duplicate purchases while reducing paper waste and promoting environmentally friendly habits.

The digital life has its downsides, too…

Taking a break from your phone can be refreshing, but keeping your grocery list there means more screen time—potentially leading to digital fatigue or distractions from notifications and other apps. There's also the practical concern: what if your phone dies, you lose Internet connection, or your service drops out while shopping?

Grocery shopping can be such a treat. Whether you use digital lists, handwritten scribbles, or memory tricks to track what you need, there's no wrong approach. The “best” way to write a grocery list depends on you: your personal preferences, your lifestyle, and what works for your routine. Ask yourself, “What will make me feel the most organized and calm?” Then let your grocery list lead the way.


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