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6 states where the minimum wage and cost of living offer the best bang for your buck

The highest state minimum wage in the U.S. is now $16.28 per hour, but some cities are even higher.

map of u.s. showing minimum wage by state

State minimum wages range from $7.25/hr to $17.00/hr in 2024.

Public discourse about minimum wage and living wages has been ongoing for years, with people debating whether the government should mandate a minimum hourly pay for workers. President Franklin D. Roosevelt signed the first federal minimum wage law in 1938, setting the lowest wage a worker could be paid at 25 cents per hour. Nearly a century later, the federal minimum wage is $7.25/hr, holding steady since 2009, with people lobbying to raise it to at least $15/hr for over a decade.

However, in addition to federal law, each state has its own laws, a handful of which establish a state minimum wage higher than $15, a handful of which don't have a set minimum wage at all and everything in between. Cost of living has also been a hot topic as inflation has squeezed everyone's wallets and certain cities and states have become utterly unaffordable, especially for people in low-wage jobs or who who are just starting out in their careers. So how do minimum wage and cost of living correlate state-by-state? Are there any sweet spots with a high(er) minimum wage and low(er) cost of living?

While there’s no perfect storm of super low cost of living and super high minimum wage—for instance, Washington, D.C. has the highest state minimum wage at $17/hr, but housing costs 140% more than the national average—there are some states where the ratio is far more favorable than others. According to Insider Monkey, here are the top six states where you can get the most bang for your minimum wage buck.

6. New Mexico

The Land of Enchantment offers a relatively decent living for its $12/hr minimum wage thanks to the state's below average cost of living. According to Rent Cafe, housing in New Mexico is 8% lower than the national average, monthly utilities are 9% lower, food is 4% lower, transportation is 3% lower and healthcare, goods and services are 2% lower.

According to Smart Asset, Albuquerque, New Mexico ranks as No. 10 in U.S. cities where minimum wage goes the furthest.

5. New Jersey

The Garden State's relatively higher-than-average cost of living is counteracted by relatively solid minimum wage of $14.13/hr. Most of the cost of living in New Jersey is wrapped up in housing, which is 30% higher than the national average, according to Rent Cafe, and utilities, which are 12% higher. Goods and services are 5% higher, but healthcare is 2% lower than the national average. Food and transportation are 1% and 2% higher, respectively.

4. Connecticut

With both a cost of living and minimum wage slightly higher than New Jersey, Connecticut rolls in at No. 4 with a $15/hr minimum wage. Where the Constitution State hits hardest is in utilities, which Rent Cafe places at 30% higher than the national average, and housing, which is 24% higher. Healthcare and goods and services are both 9% higher, while transportation and food are just 1% and 2% above average.

3. Missouri

The Show-Me State says, "Show me the money!" with its somewhat respectable $12/hr minimum wage, which goes pretty far with its relatively low cost of living. Housing is the biggest cost benefit Missouri offers at 18% lower than the national average. But utilities, food, healthcare, and goods and services are also all below average, with only transportation landing right at the national average.

Additionally, St. Louis clocked in at No. 5 for a minimum wage real-world value of $13.68 when adjusting for the city's lower-than-average cost of living.

2. Washington

With the highest state minimum wage in the nation (unless you count Washington, D.C.), Washington's $16.48/hr puts it in second place when accounting for cost of living. Make no mistake, Washington isn't cheap overall, with a cost of living 15% higher than the national average. Housing and transportation hit hard at 29% and 27% higher than the national average, respectively. Healthcare is pricey as well at 20% higher than average. Food costs 12% more, but utilities clock in at 7% less than the national average.

Two cities in Washington hit the top 15 for highest real minimum wage value, though, with Seattle at No. 13 and Spokane at No. 2.

map of united states with these states highlighted in green: Washington, New Mexico, Missouri, Illinois, New Jersey and Connecticut

These six states offer the best minimum wage to cost of living ratio.

Created with mapchart.net

1. Illinois

If you want the best bang for your minimum wage buck, head to the Prairie State with its $13/hr minimum wage and 8% lower than average cost of living. Housing in Illinois is 22% lower than average and utilities are 10% lower. The only expense that comes in higher than average for Illinois is transportation at 3% above average, which isn't enough to keep it out of the top spot.

However, there are some minimum wage sweet spots in certain U.S. cities that aren't reflected in these state rankings. According to Smart Asset, Denver, CO, is the city where minimum wage goes the farthest in the nation. Colorado comes in at a respectable 7th place in state minimum-wage-to-cost-of-living ratio, but Denver has its own mandatory minimum wage of $18.29/hr.

A citywide minimum wage is part of what puts Seattle at the No. 13 spot on that same list. Seattle is one of the most expensive cities in the U.S., but its $19.97 minimum wage for most workers changes the ratio in its favor.

Other cities in the top 10 include Buffalo, NY; Minneapolis, MN; Tucson, AZ; St. Paul, MN; Phoenix, AZ and Stockton, CA.

The minimum wage conversation may vary widely across the U.S., with different costs of living and different state laws on the books. But if you're looking to move someplace where your wage will go the furthest, these six states will likely be your best bet to check out first.


This article originally appeared last year.

Screenshots via @castrowas95/Twitter

A seal escaping a killer whale attack.

In the Pacific Northwest, orca sightings are a fairly common occurrence. Still, tourists and locals alike marvel when a pod of "sea pandas" swims by, whipping out their phones to capture some of nature's most beautiful and intelligent creatures in their natural habitat. While orcas aren't a threat to humans, there's a reason they're called "killer whales." To their prey, which includes just about everything that swims except humans, they are terrifying apex predators who hunt in packs and will even coordinate to attack whales several times their own size.

So if you're a human alone on a little platform boat, and a sea lion that a group of orcas was eyeing for lunch jumps onto your boat, you might feel a little wary. Especially when those orcas don't just swim on by, but surround you head-on.

Watch exactly that scenario play out (language warning, if you've got wee ones you don't want f-bombed):


 

Ummm, yeah. An orca sighting is one thing, but this is a whole other story. Orcas have been known to knock large prey off of icebergs, so the whole "orcas don't hurt humans" thing doesn't feel super reassuring in this scenario.

The footage came from TikTok user @nutabull, whose now-deleted account stated she was from Vancouver Island.

The viral video sparked a debate about whether the sea lion should be kicked off the boat or not. The woman kept telling the sea lion it "had to go" with a frank "Sorry, buddy, that's life," message, though she never actively tried to push it off. Many commenters joked about yeeting the sea lion off the boat to avoid a potentially disastrous encounter with the orcas. Others were on #teamsealion, saying they wouldn't have the heart to boot the poor thing.

It's a big philosophical question. The philosophical underpinnings of the belief that humans should stay out of the matters of wild animals, so as not to interrupt the delicate balance of nature, is called "relational non-interventionism." The philosophy holds that we have no general obligation to alleviate animal suffering, and that we typically do not have special obligations to ease the suffering of wild animals. Therefore, we generally do not have a duty to intervene in nature to ease the suffering of wild animals. That's one thing to believe, but who wants to see animals suffer?


The reality is orcas eat sea lions—the circle of life and whatnot. Most of us just don't find ourselves in the middle of that circle, having to figure out whether the apex predators surrounding our boat are going to patiently wait for their lunch to come back or take it upon themselves to bump it back into the water.

Thankfully for the woman, the sea lion seemed to decide on its own that its options were limited and dove back in to take its chances with the orcas. But phew, that encounter would be harrowing for just about anyone.

Best of luck, sea lion. Hope you're an exceptional swimmer.

This article originally appeared four years ago.

@misswinans_teach/TikTok

Not all heroes wear capes. Some wear a bonnet and PJs.

While we often think of test day as purely a stressful day for students, teachers definitely feel the pressure too. Just take middle school teacher Sarah Ashley Winans’ word for it.

Winans recently went viral on TikTok after sharing a video of herself entering the school she works at in the middle of the night, donning her pajamas and a sleeping bonnet. No, this wasn’t a bizarre episode of sleepwalking—Winans woke up from her pre-test day slumber and realized she had forgotten to plug in her computer charging cart that would be vital for students to take the exam.

Luckily, the crisis was somewhat easily averted. In the clip we see her hop out of her car, unlock the building, walk down the hall and into her classroom, and in two seconds flat she comes out flashing an “all is well” peace sign to the security camera. Phew.



“Test anxiety isn’t just for kids,” her caption read.

In an interview with Today, Winans shared how this test anxiety comes from a place of wanting all her students to feel at ease. "I don't really sleep the week of testing, because I want them to be OK, and I want them to feel confident, not to be nervous and worried. I know testing can really put a lot of pressure on people."

 teachers, teacher of tiktok, test day, test anxiety, state testing, prepping for test, funny teachers, state exam, chromebook Sarah Ashley Winans.Courtesy of Sarah Ashley Winans

Down in the comments, people really felt for Winans’ plight.

"I just know you were stress texting your principal,” one person wrote. Another echoed, "Yall know she was (on the phone) with someone bc she was scared to death."

Indeed, Winans did call her administrator before making her adventure to the school (luckily only a five minute drive away), and that was actually how she got this hilarious footage. "She let me look at it, and then I said, 'I have to record it,'" Winans told the outlet

Viewers who were not feeling secondhand anxiety just chimed in with pure appreciation.

“This is so Janine coded,” one person wrote, referencing Quinta Brunson's character in Abbott Elementary.

 teachers, tests, testing, abbott elementary, gif Janine from Abbott Elementary. media.giphy.com  

“Not all heroes wear capes, they’re in bonnets plugging in the chromebook cart at 10pm,” quipped another.

Still another said, “Just so you know, you’re an amazing teacher because WHO would go late at night when you’re already in your jammies? You’re awesome.”

Following the huge response to her video, Winans told Today, that she hopes it humanizes teachers a bit and reminds folks they aren’t perfect, but still do everything they can to provide for their students.

"This is just something we do. Teachers, you make mistakes, and you forget to do things and, I mean, you just do what you have to do to make sure your kids are successful. And I was just doing my job."

So, in addition to providing education, therapy, and mentorship, teachers also have to do a little recovery missions from time to time. That’s just reason #509 that they deserve more.

This article originally appeared in May.

A woman in a hot car.

Cars can become unbearably hot in the summer. Even at a seemingly mild 80 degrees outside, the temperature inside can soar to a scorching 109°F within 20 minutes. According to the CDC, in just 40 minutes it can escalate to a blistering 118°F. After an hour, it can peak at a searing 123°F. And that’s just the air temperature; a dark dashboard or seat can reach a staggering 200°F.

"These objects (e.g., dashboard, steering wheel, child seat) heat the adjacent air by conduction and convection and also give off longwave radiation (red) which is very efficient at warming the air trapped inside a vehicle," the CDC explained in their report. It can take five to 10 minutes for your car to cool down on a hot day by turning on the air conditioning, which probably means you burn your buttocks and thighs on the hot seat. That’s why Hannah Fry shared an amazing hack on TikTok, demonstrating how to cool your car down in seconds using the laws of thermodynamics.

Fry is Professor of the Public Understanding of Mathematics at the University of Cambridge. She is a mathematician, a best-selling author, an award-winning science host, and the host of numerous popular podcasts and television shows.

@fryrsquared

That age-old dilemma of choosing between having a non-sweltering car or baffling a passerby because you look like a fool who doesn't know how to use a door

Fry suggests that instead of turning on the air conditioning, which she claims is “not worth it” because of the time it takes, open one of the windows on the opposite side of the door. Then, rapidly open and close the driver’s side door, so it moves back and forth like a fan.

“The reason why it works is that when you open and close the door, especially if you do it quickly, the door, as it's moving outwards, it sweeps out all of the air that's in its way, creating this sort of area of low pressure that you get here,” Fry said. “And then that sets up something called bulk flow, which is where all of the hot, sweaty, horrible air inside the car is drawn outwards.”

 hot car, hot steering wheel, hot man, sweat, summer,  A man sweating in his car.via Canva/Photos

Fry’s super practical approach to a problem everyone deals with blew many people’s minds in the comments. “If I ever catch someone in real life doing this, I’m gonna know they’ve watched this exact video,” a commenter wrote. “I will give it a go, but while opening and closing the door, scream, ‘Be gone, heat demons! BE GONE!’” another added. “Going to remember this the next time my partner farts in the car,” someone joked.

The fact that the inside air temperature in a car and the outside temperature are often drastically different, especially in the summer, serves as a crucial reminder to dog owners everywhere to never leave their pet unattended in a parked car. "Most dog owners know that you can’t leave a pet in a hot car," the American Kennel Club writes. "Temperatures can rise to dangerous levels in just minutes, putting your dog at risk of heatstroke. But what if you open a window a little bit? Does that make it safe to leave your dog in the car? The answer is simple. You should never leave a dog alone in the car, even with the windows cracked. In some states, it’s even illegal."

The following video by The Dodo explains why leaving a dog in a hot car can be deadly, even when it doesn’t feel that hot outside.

  - YouTube  www.youtube.com  

A stressed mother and her baby boomer parents.

There is a strange phenomenon that occurred in the 1970s, 1980s, and 1990s, when Gen Xers and older millennials were raised: their baby boomer parents were not around very much. This generation of children was often taken care of by daycares or attended school with keys strung around their necks, and when they came home, they were told not to answer the door until a parent arrived. They were the children raised during both the divorce epidemic and the time when, for many families, both parents had to work.

However, the least parented generation in American history had great relationships with their grandparents, who loved to spend time with them and take on babysitting duties. But now that the kids raised in the ‘70s, ‘80s, and '90s have children, they’re noticing something interesting: the parents who weren’t around to raise them aren’t that into being grandparents either.

There is a lot of talk about the differences between baby boomers as grandparents and their parents from the Silent Generation. Some believe it’s because baby boomers have more money than their parents, who were raised at a time when grandparents played a more significant role in child-rearing. After all, they didn't expect to travel or have busy social lives.

 baby boomers, parenting, grandparents, baby boomer grandparents, me generation A baby boomer couple.via Canva/Photos

This generation trend begs the question: Why do boomer parents beg their kids to have children, but shy away when it comes to spending time with them? An upset mother shared about the double standard on Reddit.

“My mother, a devout Christian, always preached the importance of getting married and having children. Now that I’ve done both (and happily so) and moved to be closer to her, she has very little interest in hanging out with us and never, ever offers to watch her grandkids,” she wrote. “I’ve been reading up on this, and it seems that it’s not uncommon. After moving across the country during COVID, I had dreams of my mom wanting to be an active part of our lives. The sad truth of it is, is that I see her maybe once more a year than when I lived across the country…and it’s not for lack of trying on my part.”

The post resonated with many mothers her age who had experienced the same problem. Their boomer parents begged them to have children, but they won’t lift a finger to see them.

“Yup, completely describes my boomer parents. They begged and begged for us to relocate back to my home city. Still, as we began searching for new job opportunities/places to live, we naturally discussed the possibility of them spending some alone time with the grandkids from time to time,” another mom wrote. “That was a full stop for them. Both my parents insisted they’d retired from child watching duties and would not ever be utilized as ‘babysitters.’ The only acceptable option for them was for us to be present the entirety of the time their grandkids were interacting with them.”

 baby boomers, parenting, grandparents, baby boomer grandparents, me generation, grandma, gardening A grandma in the garden. via Canva/Photos

“I think you hit the nail on the head. A lot of the boomers want to be 'seen' as 'good grandparents' while not doing a damn thing,” another mom added.

Another mom noted that their grandparents were amazing, but their parents are the exact opposite. “What’s crazy is I spent TONS of time with my grandparents as a child. I’d routinely be dropped off on the weekends and weeknights,” the mother wrote. “My grandparents picked me up from school regularly. It’s not like my grandparents were doing the same behavior, and therefore it’s a learned generational thing.”

 baby boomers, parenting, grandparents, baby boomer grandparents, me generation,  Baby boomers throwing up a peace sign. via Canva/Photos

One mother in the thread had some sympathy for baby boomers who felt a lot of pressure to have children, regardless of whether they wanted them or not. She believes that now they’re getting their time back. “It’s because even though Boomers had the physical choice to become parents, they didn’t have the cultural/social choice. Whenever I hear this story, I figure the grandparents didn’t really want children. It also explains why we were at our grandparents so often: anything they could do to not be around us, they took it up,” she wrote.

It’s wrong to paint an entire generation with the same brush, and there are, no doubt, plenty of wonderful baby boomer grandparents out there. However, it’s not surprising that a group of people once called the “Me Generation” is more reluctant to spend time with their families than those who came before them. One wonders if their feelings toward family will change when they become the ones who need to be cared for?

This article originally appeared in May.

A woman looks very embarrassed.

Maggie Perkins, 32, made headlines in 2022 when she quit the teaching profession to work at Costco, and showed no interest in looking back. "The conditions were worsening rapidly, and I realized they weren't getting better, and nobody seemed alarmed enough to do anything. I was 29 when I decided to leave," she told People, noting she was making $47,000 at the time.

"The more I learned about Costco and the different roles at the company, the happier I was at the idea of working there, whether at the warehouse or corporate, for the rest of my career," she added. "I feel like there was a great potential reward for pursuing it." Now, three years later, she trains fellow employees and has no regrets about leaving her former career.

Now that Perkins has been out of the classroom for a few years, she can say the things she couldn't when she was working as an educator. So, she created a video where she revealed four big things that she had to keep to herself, and all of them are centered around kids’ hygiene. "I used to be a teacher, and I couldn't have said any of these things to your kid or to you while I was a teacher,” she opens her video.

@itsmaggieperkins

Things I couldn’t say while I was a teacher: 1. Cut your kids nails 2. Get them deodorant before they start really stinking 3. Start wearing a bra before it’s really noticeable 4. Wash those hoodies. #teachersoftiktok #formerteacher #teacherlife #teachertok #middleschoolteacher

What do teachers want to tell their students and parents but can’t?

1. Cut your child’s nails

“If your kid's nails are long and dirty, other kids are noticing, and also it is gross. Kids literally get impetigo from their own fingernails,” she said.

2. Start using deodorant before they smell

“Please start putting deodorant on your kids before you notice that they need it,” she said. “Fifth grade, guys, fifth grade, deodorant.”

3. Your child needs to start wearing a bra sooner than you think 

“It doesn’t have to be like a real bra. This is just like a soft, athleisure-type situation,” she said. “No one wants to be made fun of because it looks like they should be wearing a bra and they're not.”

4. Wash that sweatshirt and hoodie often

“Once those cuffs start to be like literally brown and ratty, wash the jacket. I am watching them wipe their snot on the jacket sleeve day after day after day,” she said. “They're walking around in a dirty snot rag.”

 girl hoodie, young girl sweatshirt, girl in orange, young sassy girl, hand signals  A young girl posing in an orange sweatshirt.via Canva/Photos

Perkins’ advice is for the child’s health, but also to save them from embarrassment. “There's no worse feeling than being a sixth grader who has this like acute sense of being different than others and criticized,” she said. “Your child is probably more aware of it than you are, and they're just not talking to you about it, because kids don't talk to their parents that much.”

The post was popular on TikTok, garnering over 2.4 million views, and it resonated with Perkins’ followers, who shared how hygiene issues had caused them a lot of embarrassment when they were young. "Parents, please also teach your kids to be compassionate because not all kids come from a loving home. Be the love they don’t receive and don’t make fun of the kids who may smell or are not wearing a bra,” one viewer wrote. "I would have loved for a teacher to tell this to my mom. I went to middle school without a bra, and I was so embarrassed to change in the locker rooms," another added.

 boy at lunch, school lunch, embarassed student, salad, middle-school boy, middle school girls A child pre-teen serving himself lunch. via Canva/Photos

Ultimately, Perkins’ tips are all about helping parents anticipate and address any potential hygiene or attire issues their child may encounter before they become a problem, whether that’s causing illness or embarrassment. The former teacher’s tips are a great reminder that a little extra care at home can make things a lot easier for kids on the playground and in the classroom.

This article originally appeared in May.