These before-and-afters will make you question everything about how our economy works
You'd think it was some sort of natural disaster. Nope. Totally man-made.

Yup. These images were taken only two years apart. And what you're seeing was not an accident.
When the economy crashed in 2008, it was because of shady financial practices like predatory lending and speculative investing, which is basically gambling, only the entire economy was at stake.
When the recession hit, it literally hit home for millions of people. And Detroit was right in the middle of it.
I spoke with Alex Alsup, who works with a Detroit-based tech company that's mapping the city's foreclosed homes to help city officials see the bigger picture and find solutions. He also runs the Tumblr GooBingDetroit, where he uses Google Street View's time machine to document the transformation of Detroit's neighborhoods over the last few years.

"There's a common sentiment that Detroit's looked the way it does for decades, but it's just not true," Alsup said.
It's astonishing to see how quickly so many homes went from seemingly delightful to wholly unlivable.

When the recession went into full force, home values took a nosedive. But the city expected homeowners to pay property taxes as if they hadn't.
Not only does the situation defy logic, but it's like a brass-knuckled face punch to the people the city is supposed to be looking out for. Alsup explains:
"You had houses — tens of thousands of them — that were worth only $20,000 or so, yet owed $4,000 a year in taxes, for which very few city services were delivered (e.g. police, fire, roads, schools). Who would pay that?"
Indeed.

A local group calls what happened to Detroit a "hurricane without water."
And like a real hurricane, homeowners aren't the ones to blame. They're even calling for what is essentially a federal disaster response.
Here are the three strategies they want to see in action — and they can work for basically anywhere in the country that's struggling with a housing crisis.
1. Stop kicking people out of their homes.
They want the city to end foreclosures and evictions from owner-occupied homes. Many people aren't just losing their homes — they've lost jobs, pensions, and services because of budget cuts. Putting them on the street is like a kick in the teeth when they're down.
2. If a home is worth less on the market than what the homeowner owes on their loan, reduce what they owe.
Those are called underwater mortgages. Banks caused this mess, and governments ignored it. It's only fair that people's mortgages be adjusted based the current value of their home.
3. Sell repossessed homes at fair prices to people who actually want to live in them.
Selling to banks and investors only encourages what led to the financial crisis in the first place. Wouldn't it make more sense to sell to people who are going to live in them and have a genuine interest in rebuilding the community?
Housing is a human right. And an economy based on financial markets doesn't care about human rights. Maybe it's time for a new economy?
Click play below for a silent cruise down a once lovely residential block in Detroit.
This article originally appeared on 12.15.14




Student smiling in a classroom, working on a laptop.
Students focused and ready to learn in the classroom.
Fish find shelter for spawning in the nooks and crannies of wood.
Many of these streams are now unreachable by road, which is why helicopters are used.
Tribal leaders gathered by the Little Naches River for a ceremony and prayer.

Communications expert shares the perfect way to gracefully shut down rude comments
Taking the high ground never felt so good.
A woman is insulted at her job.
It came out of nowhere. A coworker made a rude comment that caught you off guard. The hair on the back of your neck stands up, and you want to put them in their place, but you have to stay tactful because you're in a professional setting. Plus, you don't want to stoop to their level.
In situations like these, it helps to have a comeback ready so you can stand up for yourself while making making sure they don't disrespect you again.
Vince Xu, who goes by Lawyer Vince on TikTok, is a personal injury attorney based in Torrance, California, where he shares the communication tips he's learned with his followers. Xu says there are three questions you can ask someone who is being rude that will put them in their place and give you the high ground:
Question 1: "Sorry, can you say that again?"
"This will either make them have to awkwardly say the disrespectful remark one more time, or it'll actually help them clarify what they said and retract their statement," Xu shares.
Question 2: "Did you mean that to be hurtful?"
The next step is to determine if they will repeat the disrespectful comment. "This calls out their disrespect and allows you to learn whether they're trying to be disrespectful or if there's a misunderstanding," Xu continues.
Question 3: "Are you okay?"
"What this does, is actually put you on higher ground, and it's showing empathy for the other person," Xu adds. "It's showing that you care about them genuinely, and this is gonna diffuse any type of disrespect or negative energy coming from them."
The interesting thing about Xu's three-step strategy is that by gracefully handling the situation, it puts you in a better position than before the insult. The rude coworker is likely to feel diminished after owning up to what they said, and you get to show them confidence and strength, as well as empathy. This will go a lot further than insulting them back and making the situation even worse.
Xu's technique is similar to that of Amy Gallo, a Harvard University communications expert. She says that you should call out what they just said, but make sure it comes out of their mouth. "You might even ask the person to simply repeat what they said, which may prompt them to think through what they meant and how their words might sound to others," she writes in the Harvard Business Review.
More of Gallo's suggested comebacks:
“Did I hear you correctly? I think you said…”
“What was your intention when you said…?”
“What specifically did you mean by that? I'm not sure I understood.”
“Could you say more about what you mean by that?”
Ultimately, Xu and Gallo's advice is invaluable because it allows you to overcome a negative comment without stooping to the other person's level. Instead, it elevates you above them without having to resort to name-calling or admitting they got on your nerves. That's the mark of someone confident and composed, even when others are trying to take them down.