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Frugal woman shares the one critical question she asks herself before making any purchase

"It’s such a simple question, but it’s changed my spending habits completely."

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Image via Canva/Delmaine Donson

Frugal woman shares question she asks herself before impulse buying.

Being a smart and savvy shopper is one of the cornerstones of living a frugal lifestyle. And one of the biggest financial downfalls that can prevent you from living a frugal life is impulse shopping. But one frugal woman may have found the key to curbing it.

"I started asking 'Do I actually need this?' before every purchase. It’s saved me hundreds," user sarah_west_1 wrote in a Reddit forum dedicated to frugal living tips and stories. She went on to explain, "For years, I’d buy things just because they were on sale, looked cute, or felt like a good deal. I didn’t really think about whether I’d use them or if they were actually necessary."

However, things changed when she started intentionally asking herself this one question. "Now, before I buy anything, I pause for 10 seconds and ask: 'Do I really need this right now?' It’s such a simple question, but it’s changed my spending habits completely," she shared. "Most of the time, the answer is no and I just walk away without feeling like I’m missing out. This little habit has helped me save more than I expected and made me more mindful about what I bring into my life."

don't buy, no buying, no buy, smart shopping, frugal shopper Debbie Downer Reaction GIF by Saturday Night Live Giphy

And her wise frugal advice resonated with fellow frugal shoppers. One commented, "I do the same, asking myself if I will actually use this item everyday, or at least often enough to be worth the money and space, because I'm going for minimalism too. No books, no decorative items, no knickknacks. Minimal amount of kitchen gear, egged before I had ice cream maker, pasta maker, ice maker, bread maker, not to mention tons of kitchen gadgets that I can't ever find when I need it." And another added, "My money saving mantra: 'you can go broke saving money'. Just because it's for sale at a 'great' price does not mean you should buy it."

And her insightful post inspired other frugal shoppers to share the questions that they ask themselves before making any purchases. These are 10 more frugal questions they offered that have also helped save them lots of money.

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"I started asking 'how many hours of work does it cost me to buy this?' Know your rate." - kickit

"That ['how many hours of work does it cost me to buy this?'] and how long it lasts. A quick $5 purchase every day for a year is $1,825. In 10 years, it's $18,250. A product that costs $1000 and lasts you 10 years, comes down to $0.274/day. If you replace the same product at 2 years because you wanted a new one, now it's $1.37/day. (But less if you sell the old one)." - hatemakingnames1

"This is how I frame it for myself. That ['how many hours of work does it cost me to buy this?'] and 'what else can I buy with 'X' dollars instead?'. I've avoided a bunch of impulse purchases this way 😂." - cakeversuspie

cost, how much, how much does it cost, cost savings, cost questions Finance How Much Does It Cost GIF by StickerGiant Giphy

"Let me take you to the next level, grasshopper: now ask, 'how many hours of use/enjoyment will I get out of it?' I'm currently buying a TV, will probably spend about $2k including tax. but if it lasts as long as my current TV, it will only cost about 40 seconds of work per hour of enjoyment I get out of it, not even counting anyone else in my household. that is a deal I am willing to make 🧘." - kickit

"I always use the 'wants and needs' method, do I need it or do I want it, that has saved me a lot of money over the years." - Oldmantim

"One thing I do is create a 'wishlist' where I write down what I feel like buying and why (including the date). A lot of the time I forget about half the things on the list within a week. For the ones I still really want, I know it's more than just an impulse buy!" - HolidayExtrasTravel

add to cart, impulse buy, impulse shopping, shopping, online shopping Add To Cart Black Friday GIF by Rooster Teeth Giphy

"My question is 'When does this become landfill?'" - VapoursAndSpleen

"And 'Do I already have something like this I could use instead?'" - Human_Bad5547

"Yes! This! I also tack on….'where will I put this?'" - trig72

"I try to ask 'what problem does this solve?'" - PeitriciaMae

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Dogs really do have favorite people, and here's how they decide who it will be

Sometimes their favorite people don't live in their house.

Photo credit: Canva

Dogs really do have favorite people. Here's how they decide

When my sister's dog, Junior, was on this side of the Rainbow Bridge, I was one of his favorite people. This dog would get full body wags every time I came around, and we'd spend most of the day cuddled up with each other. Now my dog, Cocolina, behaves in the same way whenever my sister comes to visit. But what goes into a dog deciding who their favorite person is? Spoiler, it's not always the person they live with.

Like humans, animals have their own personalities. You might rescue a dog thinking it will be the perfect companion, only to have the furry adoptee spend every waking moment following your partner around. You could spend hundreds of dollars on vet checkups, new harnesses, treats, and all the squeaky dog toys you can find, but that still won't be enough to convince a dog to love you. Instead of showering the giver of treats with kisses, they make goo-goo eyes at the pet sitter. It turns out they have their reasons.

dogs; dogs favorite; dog's best friend; pets; people and pets; rescue animals Corgi cuddles spreading joy and smiles!Photo credit: Canva

Since our canine friends can't talk, we have to rely on the experts to explain what the deal is with how dogs pick their favorite human. Carol Erickson, a Pennsylvania SPCA animal advocate, gave a brief interview with CBS News Philadelphia to explain her take on how dogs determine their bestest, most favorite person.

"What it comes down to for all dogs is they decide their very favorite family member by who gives the most consistent, high-quality attention, play, and physical affection: ear rubs, scratches, that sort of thing. Dogs get positive associations from being around people who consistently provide positive experiences, including treats, meals, play that they enjoy, and remember also that early association in those first six months can influence who a dog may like better later on," she tells the outlet.

Rover backs up Erickson's claim that the first six months are crucial in determining who will become the dog's favorite person later in life. The website says, "Many dogs bond hardest to whoever cares for them during their key socialization period, which occurs between birth and six months." However, they later note that dogs can still be socialized appropriately even as adults.

The dog-sitting website also explains that it's not uncommon for people who are not the dog's primary caregiver to be their favorite person. Pointing out that physical affection is vital to dogs, if the mailman gives out head scratches daily but the owner doesn't, the mailman may become the dog's favorite person. While physical affection and treats go a long way for some pooches, those aren't the only things that get puppy eyes melting with love.

dogs; dogs favorite; dog's best friend; pets; people and pets; rescue animals Joyful moments with furry friends! 🐶❤️Photo credit: Canva

"While positive experiences play a big role, a dog’s favorite person isn’t always just the one holding the treat bag. Dogs also respond to emotional connection, tone of voice, and even body language. Their preferences are shaped by a mix of familiarity, trust, and how well a person understands their needs," explains Elle Vet Sciences. They later add, "Dogs also take emotional cues from us. If a person is stressed, loud, or inconsistent, a dog may be less likely to form a deep bond with them. On the other hand, someone who offers reassurance and stability often earns the title of 'favorite' without even realizing it."

In short, if you want to be your dog's bestie, being consistent with affection, actions, and even training and grooming will get you there a lot faster than treats alone. Dogs aren't trying to be persnickety; just like humans, they enjoy being around people who show them that they enjoy their company—and maybe some treats.

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Expert shares the simple small talk mistake almost everyone makes—and how to fix it

"It’s a natural impulse—we want to relate, to show we understand."

via Canva/Photos

A group of friends having a chat.

You might be shocked to learn that many people don’t like making small talk. Surprise, right? They either believe it’s beneath them to talk about mundane subjects or don’t see the benefit of discussing the weather, sports, or television with people they hardly know.

However, these folks are missing a very valuable form of interaction that can help them with their love lives, friendships, and careers. They also remove themselves from situations where they can elevate small talk to something more valuable and meaningful.

Jefferson Fisher, a Texas personal injury attorney and communications expert, has become massively popular on Instagram—with nearly 6 million followers—for sharing tips “to help people argue less and talk more.” While promoting his new book, The Next Conversation: Argue Less, Talk More, Fisher discussed the number one problem people have while making small talk.

What's the biggest mistake people make during small talk?

"They unknowingly turn the conversation back to themselves too quickly," Fisher tells Parade. "It’s a natural impulse—we want to relate, to show we understand. But what often happens is that we hijack the conversation."

- YouTube www.youtube.com

"For example, someone says, 'I just got back from a trip to Italy,' and instead of asking about their experience, we jump in with, 'Oh, I’ve been to Italy several times, it’s great.' It’s well-meaning, but it can come across as dismissive,” Fisher said. “Instead, focus on them. Ask open-ended questions like, 'That’s wonderful, what was your favorite part?' Small talk isn’t about impressing people, it’s about making them feel seen and heard."

Fisher’s advice echoes that of the great Dale Carnegie, author of the 1936 classic How to Win Friends and Influence People. In the book, Carnegie says, “To be interesting, be interested.” Carnegie’s advice is counterintuitive because we are taught to believe that being likable means dominating conversations and entertaining the other person. However, Carnegie thinks that people who are generous listeners tend to make a better first impression.

How to be more likable

Researchers at Harvard University found that when you ask someone a question, people will like you more if, after they answer, you ask them two more follow-up questions. So, if you ask, “Where did you go last summer?” And they reply, Italy, you can follow that up with two questions about their favorite city and the restaurant they’ll never forget. Then, you can tell them that you’ve been there, too.

“We identify a robust and consistent relationship between question-asking and liking,” the study's authors write. “People who ask more questions, particularly follow-up questions, are better liked by their conversation partners.”

conversation, small talk, chatting, discussion, communication Two people have a conversation. Credit: Fauxels/Pexel

People will take a shine to you after you ask a few questions because it shows that you are listening and interested in what they say. “Follow-up questions are an easy and effective way to keep the conversation going and show that the asker has paid attention to what their partner has said,” the researchers write.

While at first, it may take a little practice to ask follow-up questions instead of turning the conversation to your experiences and opinions, it should take some pressure off the need to be interesting. Now, instead of trying to wow people with your stories, all you have to do is listen to theirs, and they’ll like you all the more for it.

This article originally appeared in May. It has been updated.

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These 4 words can keep a conversation flowing forever no matter how bad you are at small talk

There's literally no way to screw this up.

Credit: Canva

A couple talking over coffee.

Many people find making small talk to be an excruciating experience. They think it’s boring to talk with a stranger about the weather, sports, or weekend plans. They may also feel like they don’t have anything to contribute to the conversation, or they don’t understand the point of having one in the first place.

However, those who excel at making small talk have a tremendous advantage in their professional and romantic relationships, as well as forming new friendships. Most importantly, small talk is a window to transition into medium talk or, eventually, deep, meaningful conversations. The problem is that many people get stuck in small talk, and things stall before progressing to something beneficial.

conversation, friends, small talk, chatting Two women chatting in front of a fire. Credit: Atlantic Ambience/Pexels

How to get better at small talk

The great thing is that, like anything, making small talk is a skill that we can all improve by learning some simple conversation techniques. One technique that is great for keeping a conversation going, like hitting a ball back and forth past a net in tennis, is a simple statement:

"It reminds me of…”

A Redditor recently shared some great examples of how the phrase can be used to turn a mundane topic, such as the weather, into something much more fun:

Them: "It's been really rainy, huh?"

You:

Option 1 (Personal Story): "Yeah, it reminds me of a time I went on a run in the rain and nearly got hit by a car."

Option 2 (Music / Pop Culture): "It reminds me of every Adele song. When I'm driving, I feel like I'm in a music video."

Option 3 (Family): "It reminds me of my dad, he used to love playing with us in the rain as kids."

Option 4 (Thing you watched / World News): "It reminds me of this documentary I saw where they're trying to make it rain in the Sahara Desert.”

Option 5 (Place you lived): “It reminds me of when I lived in Australia, it barely ever rained there. I actually love this weather.”


- YouTube www.youtube.com

You see in this example that using “It reminds me of…” opened up the conversation to five potential new and more exciting topics. The “You” in the story could have responded with, “Yeah, it sure is rainy,” and the conversation would have ended right there. But instead, branching off the topic of rain into something a bit deeper took the conversation to the next level. You get extra points if you can take the “reminds me of” into a topic that you assume the other person will be interested in.

What’s a polite way to change the topic in a conversation?

Using “this reminds me of…” is also a polite way to move the topics in another direction, especially when it's a topic that you don’t want to discuss or one that makes you feel a bit uncomfortable. Or, if it’s a situation where the other person is monologuing on one topic for a very long time, this makes it easy to transition away from their diatribe.

conversation, small talk, chatting, cafe Two guys chat at a cafe. Credit: Helena Lopes/Pexels

Ultimately, the phrase is an excellent way for you to save the person you’re talking to from being stuck in the small talk rut as well. It shows you understand that when someone brings up the weather, they are merely getting things started with something both of you have in common. They probably don’t want to talk about the weather for 30 minutes, unless they are a meteorologist. “It reminds me of…” is an invitation to go a bit deeper and shows the other person that you’d like to learn more about them.

This article originally appeared in April. It has been updated.


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Dutch 'dementia village,' a whole neighborhood designed for memory loss, is a game-changer

The Hogeweyk provides a sense of "normalcy" for people living with dementia.

Photo credit: Canva

People with dementia can roam freely in a dementia village.

There are a lot of extremely challenging things about getting older, but one stands about the rest. Living with dementia is not easy, nor is living with someone living with dementia. No matter how much caregivers may want to keep a loved one with dementia in their home, it's not always feasible. But moving them into a traditional care facility isn't always ideal, either.

That's where a "dementia village" comes in as an alternative. Instead of trying to fit a person with dementia into a living situation that either isn't designed for them or is overly focused on their limitations, a dementia village is an environment designed specifically to help people with severe dementia feel safe and free and live as normal a life as possible.

dementia, dementia care, alzheimer's disease, dementia village, memory care People with dementia tend to remember distant memories and forget recent ones.Photo credit: Canva

The Hogeweyk was the world's first dementia village, founded in 2009. Since then, the idea has been replicated in dozens of locations all over the world. The concept is quite simple: A full, self-contained neighborhood where people with dementia can walk around freely without fear of getting lost, where everyone from shopkeepers to restaurant servers to salon workers are trained in dementia care, and where people who are losing their memory to dementia diseases are treated as people who still have aspirations.

Eloy van Hal, one of the founders of the Hogeweyk, explained to Vox how the guiding principle of the village is "normalcy." Traditional nursing homes keep all residents under one roof, and they are subject to do whatever program the institution provides for them. In the Hogeweyk, people live in small groups of six or seven in apartments with furnishings like they'd have at home. Distinct landmarks in the public space help residents know where they are, and putting a theater, grocery store, barber shop, etc. in separate buildings encourage movement through the neighborhood.

"It's about choice, choice, choice, where you want to be during the whole day and with whom," said van Hal. The idea is to balance safe design with controlled risk, allowing for as much of a normal life as possible.

- YouTube youtu.be

The one downside to the village concept, of course, is cost. Without adequate funding assistance from governments, living in a dementia village can be prohibitively expensive.

Does it really make a difference for residents, though? Has it been proven that outcomes are better than traditional care models? With dozens of villages now being used around the world, research is ongoing but the data from the Hogeweyk is promising. People in the comments of Vox's by Design video shared how such facilities have been life-changing for their loved ones and how traditional care doesn't always meet the needs of people with dementia.

"My grandmother had dementia and when her caretaker who was my grandfather (her husband) passed unexpectedly we had to scramble to get her into a memory care facility in the US. The first place she was in temporarily was so sad, I could see her spirit drain but after about a year we were able to get her into a "village" and the quality of life difference is nothing short of ASTOUNDING! She could function in a way that was familiar and comfortable to her and not be in a foreign hospital setting. The abrupt change from a home where they are familiar, to a clinical setting must be very disorienting and upsetting to these people. That side of my family had mental health issues and memory loss starts early, so I know it will happen to me to some extent and I only hope I can have people take care of me as well as in this Hogeweyk."

"I've worked in a nursing home through high school and college. While I can't say it was the worst place for dementia patients, it certainly did not work well for all of them. One patient once tried to wedge herself through the door begging to go outside with me and I even had patients confide in me that they hated being institutionalized, they missed being able to live a normal life, being part of a real community, and being able to come and go as they pleased. This concept is probably the closest thing possible to a normal life a dementia patient could ever have."

dementia, dementia care, alzheimer's disease, dementia village, memory care All the workers in a dementia village are trained in memory care.Photo credit: Canva

"A relative of mine used to get aggressive, violent and angry when she would encounter a locked door in the institution she was in. She couldn't understand why there would be a locked room in what she understood to be 'her home', this would take a lot of calming down and management, only for her to discover another locked door, and kick off again. I love these village based models as they allow autonomy for residents, and have an individual experience. Just because someone has a brain disease doesn't mean they aren't entitled to the very best care. I hope the govt spends far more on these establishments in the future."

"As he said at the end, people with dementia are still people—even if there is proven to be no benefits to this model over a care home, I would much prefer to have dignity in my final days than live in a clinical trap. Love all the incredible ideas the Netherlands come up with."

Dementia care is something Americans are going to have to look at closely. According to The Alzheimer's Association, the number of people living with Alzheimer's is set to nearly double from seven million to 13 million by the year 2050. As more of our elders require full-time care, the more we'll have to consider prioritizing putting resources into things like dementia villages.

Everyone deserves safety and a good quality of life. The Hogeweyk is a great example of what it looks like to view people with dementia as people first and to care for them accordingly.

This article originally appeared in April. It has been updated.

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Neuroscientist breaks down why 'normal tween girl drama' deserves a lot more compassion

“Most parents do not realize that between the ages of 8 and 12, your daughter's brain is rewiring itself while her confidence forms."

Photo credit: Canva

The science behind why they need more empathy.

If you’ve ever raised tween girls, been a tween girl yourself, or watched any shows with tweens in them, you’ll be all too familiar with tween girl drama. The eye rolling, the aloofness, the cattiness, the meltdowns…you get the idea.

But what if this newfound attitude isn’t just preteen girls being difficult, but a symptom of chronic dysregulation?

That was the insight recently given by Dr. Chelsey Hauge Zavaleta, who argued that most parents don’t understand that between the ages of 8 and 12, their daughter's brain is “rewiring itself while her confidence forms.”

And because of that, Zavaleta explained, her “nervous system is stuck in a constant state of overwhelm.”

“She will be unable to cooperate, not that she won't, not that she's being bratty, refusing, defiant, rude, she cannot cooperate. Her nervous system is too overwhelmed, and your task is to help her bring it down.”

Zavaleta then listed the five typical “tween drama” behaviors that, when constant and persistent, could be signs of an overworked nervous system.

1. She can't do basic routines that she has always done before.

preteen girls, tween girls, preteens, parenting, parenthood, motherhood, kids, neuroscience, psychology It's not just laziness. Photo credit: Canva

While it might be irksome for parents to now give reminder after reminder for something they know their daughter knows about, Dr. Zavaleta kindly offered the reminder that, “This isn't defiance. She's too dysregulated to access her thinking brain.”

2. She makes nasty comments during family time.

preteen girls, tween girls, preteens, parenting, parenthood, motherhood, kids, neuroscience, psychology It's not just sibling rivalry. Photo credit: Canva

This doesn’t come from meanness so much as deep insecurity.

“She's sitting there in your family, feeling judged and alone. The attention feels overwhelming when her nervous system is already maxed out,” said Zavaleta.

3. She doesn't care about stuff she used to care about.

preteen girls, tween girls, preteens, parenting, parenthood, motherhood, kids, neuroscience, psychology It's not just depression.Photo credit: Canva

Contrary to what it looks like, she actually cares so much that it is unbearable. To cope, she willfully disconnects.

“She cares so much, it hurts, but caring feels dangerous right now. Disconnection is protection when everything feels too intense.”

4. She is constantly picking fights with her siblings.

preteen girls, tween girls, preteens, parenting, parenthood, motherhood, kids, neuroscience, psychology It's not just an attitude. Photo credit: Canva

“She's looking for connection, but she only knows how to get attention through conflict. Her nervous system is seeking regulation through the friction created by drama,” Zavaleta explained.

5. She cries over “nothing.”

preteen girls, tween girls, preteens, parenting, parenthood, motherhood, kids, neuroscience, psychology It's not just a meltdown. Photo credit: Canva

“Spilled milk becomes a huge meltdown,” said Zavaleta, painting a picture.

Thing is, “when your system is already flooded, the smallest thing is gonna tip you right over,” she added.

“Those tears aren't about the milk, they're about everything else.”

When put through this lens, it’s easy to see how “these are not behavior problems to be fixed with consequences,” as Zavaleta put it. Rather, they're “regulation problems” that need co-regulation support from the parents. After all, at this age kids are still hardwired to their parents' nervous systems, making it all the more imperative for parents to model healthy regulation practices.

“When you stay calm and grounded, she can access that state as well. When you are also dysregulated because parenting a dysregulated tween is hard, you're both stuck in survival mode.”

@drchelsey_parenting Join me for my LIVE webinar DECODING TWEEN GIRLS Comment TWEENGIRL for the registration link- and clear your calendars- being there live is the best thing!
♬ original sound - Dr. Chelsey HaugeZavaleta, PhD

Bottom line: when you think about all the inner “construction” going on, in addition to external factors—more and more school responsibilities, increasingly complicated friendships, a transforming body, etc.—there’s no doubt that young girls didn’t suddenly become ornery for no reason.

When parents feel that a boundary needs to be made, child counselor Katie Lear suggests offering a chance for “do-overs” when they catch an attitude. This helps preteens become more aware and gives them another opportunity to communicate calmly. Alternatively, parents can offer “natural consequences” that help preteens better understand cause and effect. She uses the example of not being available to drive her to a friend if you’re spending time doing the chores she fails to do.

None of this makes parenting during the tween phase any easier, per se. However, it does hopefully provide insight and tools that can elicit compassion, strengthen relationships, and offer an opportunity for both parents and children to emerge from a notoriously tumultuous chapter a little more grounded.

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