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She told a little girl that everything would be OK. The little girl was herself 10 years ago.

After being confronted with homophobia online, Lyra McKee wrote an open letter to herself.

She told a little girl that everything would be OK. The little girl was herself 10 years ago.

Lyra McKee was happily walking through the Internet when she stumbled on some pretty mean comments coming from a vocal pastor who said, “Two lesbians living together are not a family. They are sexual perverts playing Let's Pretend."

Lyra was hurt and responded with a tweet:


It prompted some attention, so she decided to write a post explaining her comment and hope a teenager might read it and not feel alone.

Here's her letter, written from her 24-year-old self to her 14-year-old self.

Kid,

It's going to be okay.

I know you're not feeling that way right now. You're sitting in school. The other kids are making fun of you. You told the wrong person you had a crush and soon, they all knew your secret. It's horrible. They make your life hell. They laugh at you, whisper about you and call you names. It's not nice. And you can't ask an adult for help because if you did that, you'd have to tell them the truth and you can't do that. They can't ever know your secret.

Life is so hard right now. Every day, you wake up wondering who else will find out your secret and hate you.

It won't always be like this. It's going to get better.

"It won't always be like this. It's going to get better."

In a year's time, you're going to join a scheme that trains people your age to be journalists. I know the careers teacher suggested that as an option and you said no, because it sounded boring and all you wanted to do was write, but go with it. For the first time in your life, you will feel like you're good at something useful. You'll have found your calling. You'll meet amazing people. And when the bad times come again — FYI, your first girlfriend is not “the one" and you will screw up that History exam — it will be journalism that helps you soldier on.

In two years time, you will leave school and go to a local technical college. Don't worry — you're going to make friends. These will be your first real friends in semi-adulthood, the people who will answer your calls at 4 O'Clock in the morning. In the years to come, you'll only keep in touch with Gavyn and Jonny but you'll remember the others fondly. When you're 17, you'll tell them your secret and they won't mind. It will take courage but you will do it. Gavyn will become Christian and you will fear that he will hate you but one afternoon, you'll receive a text message saying: “This changes nothing. You'll always be my friend." Accept him for what he is as he has accepted you.

You'll go to university, like you always planned to, but you'll drop out because it reminds you of school where people were cold and you had few friends. The campus is just too big and scary. But this experience will be the making of you. You'll be making your way in the world for the first time. Through this, you will meet the people who become your best friends. They'll help you replace all the bad memories with good ones. For the first time in your life, you will like yourself.

"For the first time in your life, you will like yourself."

Three months before your 21st birthday, you will tell Mum the secret. You will be sobbing and shaking and she will be frightened because she doesn't know what's wrong. Christmas will be just a couple of weeks away. You have to tell her because you've met someone you like and you can't live with the guilt anymore. You can't get the words out so she says it: “Are you gay?" And you will say, “Yes Mummy, I'm so sorry." And instead of getting mad, she will reply “Thank God you're not pregnant". You will crawl into her lap, sobbing, as she holds you and tells you that you are her little girl and how could you ever think that anything would make her love you any less? You will feel like a prisoner who has been given their freedom. You will remember all the times you pleaded with God to help you because you were so afraid and you will feel so foolish because you had nothing to worry about.

"You will tell your siblings. No one will mind."

You will tell your siblings. No one will mind. Mary will hug you in the food court in Castlecourt as you eat KFC together and tell you she's so proud of you. The others will joke about how they always knew. They will all say some variation of "I love you," "I'm so proud of you", "This doesn't change a thing."

You will feel so lucky. You watched James get thrown out of his house after coming out to his parents. You were in Michael's house the night his Mum said she would "beat the gay out of him." You will feel guilty for being the lucky one and getting it easy in the end, even though you went through hell to get there.

You will fall in love for the first time. You will have your heart broken for the first time and you will feel like you might die of the pain. You won't. You will get over it.

Right now, you're wondering if you'll ever be "normal". You are normal. There is nothing wrong with you. You are not going to hell. You did nothing to deserve their hate.

"Right now, you're wondering if you'll ever be 'normal'. You are normal. There is nothing wrong with you."

Life will not only get easier, it will get so much better. You will walk down the street without fear. Teenage boys you've never met will not throw things at you and shout names. Your friends will be the best anyone could ask for. You will be invited to parties. You will have a social life. You will be loved. People will use words like "awesome" and "cool" and "witty" to describe you and you'll forget the times the other kids said you were "weird" and "odd" and a "lesbo".

You will do "normal" things. You will spend time with your Mum. You will go to work and pay your bills. You will go to the cinema with your best friend every week because that's your ritual — dinner then an action movie where things explode. You will fall in love again. You will smile every day, knowing that someone loves you as much as you love them.

Keep hanging on, kid. It's worth it. I love you.

True

2020 was difficult (to say the least). The year was full of life changes, losses, and lessons as we learned to navigate the "new normal." You may have questions about what the changes and challenges of 2020 mean for your taxes. That's where TurboTax Live comes in, making it easy to connect with real tax experts to help with your taxes – or even do them for you, start to finish.

Not only has TurboTax Live helped millions of people get their taxes done right, but this year they've also celebrated people who uplifted their communities during a difficult time by surprising them with "little lifts" to help out even more.

Here are a few of their stories:


Julz, hairdresser and salon owner

"As a hairdresser and salon owner, 2020 was extremely challenging," says Julz. "Being a hairdresser has historically been a recession-proof industry, but we've never faced global shut down due to health risk, or pandemic, not in my lifetime. And for the first time, hairdressers didn't have job security."

Julz had to shut down her salon and go on unemployment benefits for the first time. She also had to figure out how she was going to support herself, her staff and her business during this difficult time. But many other beauty industry professionals didn't have access to the resources they needed, so Julz decided to help.

"My business partner and I began teaching basic financial literacy to other beauty industry professionals," she says. "Transitioning our business from behind the chair to an online academy was a challenge we tackled head-on so that we could move hairdressers into this new space of education, and create a more accessible curriculum to better serve our industry.

Julz connected with a TurboTax Live expert who helped her understand how unemployment affected her taxes and gave her guidance on filing quarterly estimated taxes for her small business. "I was terrified to sit at a computer and tackle this mess of receipts," Julz says, so "it was great to have some virtual handholding to walk me through each question."

In addition to giving Julz the personalized tax advice she needed, TurboTax Live surprised her with a "little lift" that empowered her to help even more beauty professionals. "When my tax expert Diana surprised me with a little lift, I was moved to tears," says Julz. "With that little lift, I was able to establish a scholarship fund to help get other hairdressers the education they deserve."


Alana, new mom

Alana welcomed her first child in 2020. "I think my biggest challenge was figuring out how to be a mom, with no guidance," she says. "My original plan was to have my mom by my side, teaching me the ropes, but because of COVID, she wasn't able to come out here."

She was also without a job for most of 2020 and struggled to find something new.

So, Alana took it as a sign: she decided to launch her own business so she could support her new baby, and that's exactly what she did. She started a feel-good company that specializes in creating affirmation card decks — and she's currently in the process of starting a second, video-editing business.

TurboTax Live answered Alana's questions about her taxes and gave her some much-needed advice as she prepared to launch her businesses. Thanks to their "little lift," they provided her with a little emotional support too.

"I got my mom a plane ticket to finally [have her] meet [my daughter] for her first birthday," Alana says. "I was also able to get a new computer," which helped her invest in her new business and work on her video editing skills. "It's helped my family and me so much," she says.


Michael, science teacher

When schools shut down across the country last year, Michael had to learn how to adapt to a virtual classroom.

"As a teacher, I had to completely revamp everything," he says, so that he could keep his students engaged while teaching online. "At the beginning, it was a nightmare because I had no idea. I had to go from A-Z within a couple of weeks."

Michael's TurboTax Live expert answered his questions about how working from home affected his taxes and helped him uncover surprising tax deductions. To top it all off, his expert surprised him with brand new science equipment and supplies, which allowed him to create an entire line of classes on YouTube, TikTok, Instagram, and Facebook. "Now I can truly potentially reach millions of children with my lessons," he says. "I would never have taken that leap if not for the little lift from TurboTax Live."



Ricky, motivational youth speaker

As a motivational speaker, Ricky was used to doing his job in person, but, he says, "when COVID-19 hit, it altered my ability to travel and visit schools in person [because] schools moved to fully virtual or hybrid models."

He knew he had to pivot — so he began offering small virtual group workshops for student leadership groups at middle and high schools.

"This allowed me to work with student leaders to plan how they would continue making a positive impact on their school community," he says. He wasn't sure how being remote would affect his taxes, but TurboTax Live Self-Employed gave him the advice and answers that he needed to keep more money in his pocket at tax time — and the little lift he received from them has helped him serve even more students.

"[It] has been a major blessing," he says "There will be multiple schools and student groups from across the country that I can hold leadership workshops with to empower them with the tools to be inspirational leaders in their school, community, and world."

Plus, he says, it was great knowing he had an expert to help him figure out how being remote affected his taxes. "I felt confident and assured in the process of filing my taxes knowing I had an expert working with me, says Ricky. "There were things my expert knew that I would not have considered when filing on my own."

Filing your taxes doesn't have to be intimidating, especially after a year like 2020. TurboTax Live experts can give you the "little lift" you need to get your taxes done. File with the help of an expert or let an expert file for you! Go to TurboTax Live to get started.

via Wikimedia Commons and Goalsetter

America's ethnic wealth gap is a multi-faceted problem that would take dramatic action, on multiple fronts, to overcome. One of the ways to help communities improve their economic well-being is through financial literacy.

Investopedia says there are five primary sources of financial education—families, high school, college, employers, and the military — and that education and household income are two of the biggest factors in predicting whether someone has a high level of financial literacy.

New Orleans Saints safety, two-time Super Bowl Champion, and social justice activist Malcolm Jenkins and The Malcolm Jenkins Foundation hope to help bridge the wealth gap by teaching students about investing at a young age.

Keep Reading Show less
True

2020 was difficult (to say the least). The year was full of life changes, losses, and lessons as we learned to navigate the "new normal." You may have questions about what the changes and challenges of 2020 mean for your taxes. That's where TurboTax Live comes in, making it easy to connect with real tax experts to help with your taxes – or even do them for you, start to finish.

Not only has TurboTax Live helped millions of people get their taxes done right, but this year they've also celebrated people who uplifted their communities during a difficult time by surprising them with "little lifts" to help out even more.

Here are a few of their stories:


Julz, hairdresser and salon owner

"As a hairdresser and salon owner, 2020 was extremely challenging," says Julz. "Being a hairdresser has historically been a recession-proof industry, but we've never faced global shut down due to health risk, or pandemic, not in my lifetime. And for the first time, hairdressers didn't have job security."

Julz had to shut down her salon and go on unemployment benefits for the first time. She also had to figure out how she was going to support herself, her staff and her business during this difficult time. But many other beauty industry professionals didn't have access to the resources they needed, so Julz decided to help.

"My business partner and I began teaching basic financial literacy to other beauty industry professionals," she says. "Transitioning our business from behind the chair to an online academy was a challenge we tackled head-on so that we could move hairdressers into this new space of education, and create a more accessible curriculum to better serve our industry.

Julz connected with a TurboTax Live expert who helped her understand how unemployment affected her taxes and gave her guidance on filing quarterly estimated taxes for her small business. "I was terrified to sit at a computer and tackle this mess of receipts," Julz says, so "it was great to have some virtual handholding to walk me through each question."

In addition to giving Julz the personalized tax advice she needed, TurboTax Live surprised her with a "little lift" that empowered her to help even more beauty professionals. "When my tax expert Diana surprised me with a little lift, I was moved to tears," says Julz. "With that little lift, I was able to establish a scholarship fund to help get other hairdressers the education they deserve."


Alana, new mom

Alana welcomed her first child in 2020. "I think my biggest challenge was figuring out how to be a mom, with no guidance," she says. "My original plan was to have my mom by my side, teaching me the ropes, but because of COVID, she wasn't able to come out here."

She was also without a job for most of 2020 and struggled to find something new.

So, Alana took it as a sign: she decided to launch her own business so she could support her new baby, and that's exactly what she did. She started a feel-good company that specializes in creating affirmation card decks — and she's currently in the process of starting a second, video-editing business.

TurboTax Live answered Alana's questions about her taxes and gave her some much-needed advice as she prepared to launch her businesses. Thanks to their "little lift," they provided her with a little emotional support too.

"I got my mom a plane ticket to finally [have her] meet [my daughter] for her first birthday," Alana says. "I was also able to get a new computer," which helped her invest in her new business and work on her video editing skills. "It's helped my family and me so much," she says.


Michael, science teacher

When schools shut down across the country last year, Michael had to learn how to adapt to a virtual classroom.

"As a teacher, I had to completely revamp everything," he says, so that he could keep his students engaged while teaching online. "At the beginning, it was a nightmare because I had no idea. I had to go from A-Z within a couple of weeks."

Michael's TurboTax Live expert answered his questions about how working from home affected his taxes and helped him uncover surprising tax deductions. To top it all off, his expert surprised him with brand new science equipment and supplies, which allowed him to create an entire line of classes on YouTube, TikTok, Instagram, and Facebook. "Now I can truly potentially reach millions of children with my lessons," he says. "I would never have taken that leap if not for the little lift from TurboTax Live."



Ricky, motivational youth speaker

As a motivational speaker, Ricky was used to doing his job in person, but, he says, "when COVID-19 hit, it altered my ability to travel and visit schools in person [because] schools moved to fully virtual or hybrid models."

He knew he had to pivot — so he began offering small virtual group workshops for student leadership groups at middle and high schools.

"This allowed me to work with student leaders to plan how they would continue making a positive impact on their school community," he says. He wasn't sure how being remote would affect his taxes, but TurboTax Live Self-Employed gave him the advice and answers that he needed to keep more money in his pocket at tax time — and the little lift he received from them has helped him serve even more students.

"[It] has been a major blessing," he says "There will be multiple schools and student groups from across the country that I can hold leadership workshops with to empower them with the tools to be inspirational leaders in their school, community, and world."

Plus, he says, it was great knowing he had an expert to help him figure out how being remote affected his taxes. "I felt confident and assured in the process of filing my taxes knowing I had an expert working with me, says Ricky. "There were things my expert knew that I would not have considered when filing on my own."

Filing your taxes doesn't have to be intimidating, especially after a year like 2020. TurboTax Live experts can give you the "little lift" you need to get your taxes done. File with the help of an expert or let an expert file for you! Go to TurboTax Live to get started.