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'The Rich Had It Rough During The Recession,' Said No Credible Economist Ever

What is this “net worth”thing of which you speak?


To give you a little bit of context, this chart showing the bottom 25th, middle 50th, and upper 90th percentiles of American net worth was part of a presentation by Professor Amir Sufi explaining the causes behind this net wealth decline, and the American economy’s sluggish pseudo-recovery afterwards. Cliffs for those who don’t speak Econ:


  • Giving banks access to cheap and free money is overrated because of the vicious cycle of lending restraint. Borrowers with recession-devastated credit are now riddled with debt; stingy banks do not give borrowers the money they need to stimulate the economy, which would give them more income to save. So with less savers depositing, the banks have less capital to disburse to an increasingly uncreditworthy customer base, as borrowers are now largely underwater on their mortgages. Wash, rinse, repeat.
  • Debt affects the lower classes far more than the upper class because most of the lower 90 percentiles’ net worth is tied up in their homes of now questionable value.
  • If any significant changes are to be made, Sufi says they need to come from fiscal (government) policy rather than monetary (Federal Reserve) policy. It's time to stop focusing on the banks; the true problem lies with the burden of American household debt.
Pets

The most inspiring pet stories of 2024

Leading pet brand Nulo knows every cat and dog has the power to be incredible.

Incredible pets deserve incredible food.

2024 was a year filled with heartwarming stories that reminded us of the incredible bond between humans and their furry companions. From acts of bravery to heartwarming gestures, these pets made a huge impact on the lives of their owners… and the lives of many, many more.

It’s stories like these that continue to inspire leading pet nutrition brand Nulo, which is committed to helping pets live their best lives with functional, delicious and nutritious food. Through their innovative and intentional formulas, Nulo fuels incredible cats and dogs just like the ones below each and every day.

Enjoy some stories below of 2024’s goodest boys and girls — courageous dogs, trauma-informed kitties and much, much more —that really show the unwavering love and loyalty animals bring into our lives. Their inspiring actions fuel incredible.

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When a 71-year-old man went unconscious and collapsed during a steep hike, his golden retriever and a black labrador instinctively broke up into a rescue team — the smart and resourceful labrador going off to look for help, and the loyal goldie staying by its owner's side. Sometimes it’s smart to have two of “man’s best friends.”

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Marley, a seven-year-old, black and white feline known for his "incredible gift of empathy” won Cat Protection's National Cat of the Year 2024 for the way he comforts women who have been enslaved, exploited and trafficked and staying at the Caritas Bakhita Safe House in London. He’s known to often leave a reassuring paw on guests’ legs to “let them know they’re not alone,” a gesture often called “the first kindness they’ve experienced in years.”

- YouTubewww.youtube.com

In early 2024, Kobe, a four-year-old husky with an extraordinary sense of smell, began digging obsessively in the yard. At first the pooch’s owner, Chanell Bell, thought this was just typical behavior, but soon discovered that Kobe had indeed detected a dangerously large cloud of natural gas that would have not only been seriously life-threatening to her, but the entire neighborhood. It’s like they say, “the nose knows.”

Eight-year-old golden retriever Roger, may have failed his drug-sniffing training in Taiwan, but it turns out he has a knack for rescue operations during natural disasters. After a 7.4-magnitude earthquake struck, Roger dug through the rubble of a collapsed building to locate the body of one of the 13 people killed in the quake, offering closure to a grieving family. This earned him the nickname of “the pride of Taiwan” on social media.

Dogs don’t only save humans — sometimes they rescue other animals as well.

When folks scrolling through the X account called “Animals Dying” saw a video of a creature swimming through murky water with a deer fawn in its jaws, they probably assumed it was an alligator enjoying its latest meal. But to everyone’s surprise and delight, it was actually a Labrador Retriever making sure the sweet little fawn didn’t drown.

Once a stray, 12-year-old Cilla found her home at Outwoods Primary School in Warwickshire, England, where she calms anxious students, inspires a community of cat lovers on X, and has even used her social media celebrity to help raise £5,000 to restock the school library — a place she loves to lounge in.

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In July, Bloodhound puppy and K-9 unit member Remi used his powerful nose to help an autistic and non-verbal boy who had gotten lost find his way back home. Deputy B. Belk, Remi’s partner, used a piece of sterile gauze to collect the scent from the boy’s forearms and the back of his neck and had Remi “reverse” track backwards for about half a mile to locate the child’s home in a nearby neighborhood.

- YouTubewww.youtube.com

When a beautiful pooch named Gita saw her 84-year-old owner fall and hurt his leg, she ran down to the main road, and refused to move until someone stopped to help. Eventually she was seen by a man named Deputy Wright, who tried to get Gita into his patrol car, but the dog wouldn’t budge. When Gita did finally bolt off, Wright followed her down to where the man had been stranded, and was able to help him. Without her protection, who knows if the man would have been found in time? “The loyalty and heroism of our furry friends never cease to amaze us,” Wright would end up writing on Facebook.

If there’s an incredible furry friend in your own life, nothing says “thank you” quite like a nourishing meal. Check out Nulo for a variety of recipes sure to be loved by your beloved pet.

Health

Doctor breaks down how to recognize ADHD in adults. The symptoms may be surprising.

"75% of adults with anxiety actually have ADHD as the cause of their anxiety."

Doctor breaks down how to recognize ADHD in adults

If it seems that everyone is being diagnosed with Attention Deficit Hyperactivity Disorder (ADHD), there may be a reason and it's likely not the reason people think. Diagnostic criteria were initially based off of how ADHD presented in white children who were mostly male, so if you fell outside of that box your diagnosis was often overlooked. This is especially true in girls who then turned into undiagnosed or misdiagnosed women.

But it's not just women who were undiagnosed since the criteria mostly included ways in which hyperactivity showed up—you know, the "H" in ADHD. But not everyone with ADHD presents with the stereotypical hyperactivity bit. Dr. Heather Brannon breaks down ways in which ADHD is missed and how to identify it in adults.

In the first few minutes of the video, Brannon drops a statistic that feels mind-boggling: "75% of adults with anxiety actually have ADHD as the cause of their anxiety." Even though I fit into that category, consider my mind completely boggled because I thought I was a rarity and my psychiatrist was a magician. Turns out, he was probably just up to date on his continuing education credits.

Brannon talks about how people who may express feelings of overwhelm, anxiousness, and tiredness and who are easily frustrated may actually have undiagnosed ADHD.

It's pretty easy to overlook ADHD that presents with more of the attention deficit part of the diagnosis than the hyperactivity part. When someone is having difficulty sitting still, talking so fast that you can barely keep up and is constantly on the go, it's pretty easy to pinpoint there may be an issue.

But when the person is quiet, sits still but misses large chunks of conversations or is chronically forgetful and sleepy, it's much easier to miss the signs, according to Brannon.

Brannon says many people feel bad about themselves without knowing why, so having an answer for why you're feeling this way can be helpful.

The video is really fascinating and may help others recognize signs within themselves or with loved ones.

Give it a gander below:

This article originally appeared last year.

Joy

The 17 harsh truths about aging that people were never 'prepared' for

"How your mind stays young while your body starts to slow down."

A woman contemplating aging

Many of us feel invincible when we are young, believing we can control the aging process so that we’ll always stay forever young, as Bob Dylan once sang. But there’s a moment when everyone realizes aging is an inevitable process and that, eventually, we will have to deal with a slow decline in our physical and, quite possibly, mental capabilities.

This realization and understanding that we won’t be here forever can profoundly change one’s perspective on life. Even though aging is inevitable, studies show how we think about the process can significantly impact our longevity. People with a positive view of aging live an average of 7.5 years longer than those without.

Things happen as we age that are impossible to describe to younger people. However, a group of Redditors did an excellent job of explaining the truths about aging that they were not “prepared” for in a recent thread that made a lot of people feel seen. A user named sofiagympixie asked the AskReddit forum, “What’s a truth about aging that no one prepared you for?” and it received over 2,700 responses.

A big takeaway is that many people feel like they stop mentally aging at a certain point, usually in their late 20s. Still, the continued physical aging they experience makes them feel like they cannot relate to the person in the mirror.



Here are 17 of the most profound responses to the question: What’s a truth about aging that no one prepared you for?

1. There is an end

"You start to realize the older you get that the end is closer than the beginning and you still feel like you have so much more to do."

"That moment where you start to get a sense that there is an end."

2. It takes energy to keep everything afloat

"No one prepared me for how much energy and time it takes to maintain everything—like health, relationships, and just staying organized. It’s way more work than I expected!"

3. Mind/body detachment

"How your mind stays young while your body starts to slow down. You still feel like the same person you’ve always been, but suddenly you notice little things changing."

"This was such a surprise to me. I really expected to feel psychologically older as I aged. But physically, oh my body has betrayed me... Eyes... hair (gray, but at least I still have it)... back... knees... hips... prostate."



4. The past feels closer than it is

"When you get a flashback of a good memory and you realize that was over 10 years ago."

"When I told my daughter about something I did 24 years ago, I had to pause for a moment."

Time flies isn't just a saying. Psychologists agree that our minds lump time together based on novel experiences. When we are older, the days are a lot more similar than when we were young children. That's why when you're 80, time moves a lot faster than it did when you were 8.

5. Stuck in the wrong time

"I’m 61, and sometimes I feel like this world is not for me anymore. I feel almost like an imposter. For example, I can’t find clothes I like that fit correctly, TV is abhorrent, only old music sounds pleasant, shoes are uncomfortable, I don’t recognize most celebrities or famous people in the news or tabloids, and I don’t understand the need for most new and supposedly exciting products. I’m an educated person, I still work and have an active life. I’m not a recluse. But a little at a time, I feel the world is moving on without me. I finally understand why, in her final years, my mother only watched movies from the 1950s and reminisced about the past more than she talked about the present. Her world was long gone."



6. You lose friends

"If you choose not to have kids, you may end up losing your friends. I turn 40 this year, and my partner and I don't see many folks these days. Parents like to hang out with other parents. And I don't have a grudge, I totally see the value for playdates, etc. But it can be a little lonely."

"To be fair, I have 2 kids and lost a lot of friends because we simply don’t have the time/energy to connect regularly enough to maintain a healthy friendship. It instead falls into an awkward acquaintance stage where enough time passes between communication, and you’re not sure if reaching out to connect comes across weird."

7. Your parents are aging, too

"It's not just you who is getting old. Your parents are getting even older."

"I feel this. Lost my mom 2 weeks before my 21st birthday. 40 now with 2 kids. I get angry/sad at a lot of milestones like my wedding and kids' stuff ‘cause my mom was robbed of them, and I was robbed of her."

8. Time wasted caring about other people's opinions

"It’s so freeing when that old twinge of 'why don’t they like me' pops up, and then I remember that I can not be bothered by that anymore, and magically, I don’t care!"

"Just wasting time in general. No thanks. I want to do as many things as possible!"



9. Your friends die

"Your friends start to die. It's something I never thought about."

10. Time flies

"Man. I don’t even feel like the days are long anymore. I just keep blinking and the weeks go by."

"Yup, wake up, eat breakfast, do a couple things. Wait, it’s lunch already? Eat lunch, do a couple more things, time to prep dinner. Eat dinner, clean up, fix a few things, it’s 9 pm. I guess it’s almost time to get ready for bed? This times 10,000 for me."

11. The monotony sets in

"You will realize that you hate planning meals and making food every single day. It's boring, and it's too easy to fall into monotony. But you have to make lunch again and then plan for dinner again then make dinner again and what do you want to eat tomorrow so you plan for breakfast tomorrow and get up and make breakfast again and then plan for lunch again...."

12. You become invisible to much of society

"I wondered what felt off the last year. Gen Z is everywhere now, and I'm still asking myself when that happened."



13. Adults aren't real

"When you're a kid, you can't wait to 'grow up,' and then you do, and you're still you, just older. That voice inside your head doesn't change, but what you see in the mirror does. Only now you're just older and saddled with bills and stress and all of life's 'surprises.' On top of this, everyone is winging it. Absolutely everyone. Because the idea of order and a civilized society is an illusion. We're all playing by made up rules and making imaginary money and all the rest of it. A one-dollar bill costs just as much to print as a hundred-dollar bill."

14. Priorities change

"Things that seemed so important when you were younger, really are not important."

15. Younger people's reverence

"I'm middle-aged, and a funny thing is how younger people get self-conscious or apologize when there is no need. For example, they will apologize for swearing around me or mentioning something like (gasp) drinking, or drugs, or sleeping around. I think it's funny. Why would being on earth longer make me easier to scandalize? I've seen and done things that would shock them, lol, but to them I'm a very proper-looking classy older lady."

16. Ageism

"Doors start closing once you reach a certain age."

"Ageism is real. I just turned 50 and am in a young person's career (software development). I feel how hiring managers look at me when asked to turn my camera on, during an interview that was going very well and suddenly it's 'we'll get back to you.'"

17. It all catches up

"Things like drinking, eating unhealthily, smoking, spending ... they will catch up. When you're young you think you're different, or you think that when it does catch up you'll be old so who cares, I won't care when I'm old anyway. You will care, though. You'll still be you. Those things won't seem like an issue right up to the moment they are. And then it's too late to take them back."

This article originally appeared in September.
Pop Culture

'Wicked' author reveals how one line in 'The Wizard of Oz' inspired Elphaba and Glinda's story

Gregory Maguire says he "fell down to the ground" laughing when the idea hit him.

Public domain

Gregory Maguire was inspired by a line in the original 1939 film "The Wizard of Oz."

Have you ever watched a movie or read a book or listened to a piece of music and wondered, "How did they come up with that idea?" The creative process is so enigmatic even artists themselves don't always know where their ideas come from, so It's a treat when we get to hear the genesis of a brilliant idea straight from the horse's mouth. If you've watched "Wicked" and wondered where the idea for the friendship between Elphaba (the Wicked Witch) and Glinda (the Good Witch) came from, the author of the book has shared the precise moment it came to him.

The hit movie "Wicked" is based on the 20-year-old hit stage musical, which is based on the novel "Wicked: The Life and Times of the Wicked Witch of the West" written by Gregory Maguire. While the musical is a simplified version of the 1995 book, the basic storyline—the origins of the two witches from "The Wizard of Oz"—lies at the heart of both. In an interview with BBC, Maguire explained how Elphaba and Glinda's friendship popped into his head.

Maguire was visiting Beatrix Potter's farm in Cumbria, England, and thinking about "The Wizard of Oz," which he had loved as a child and thought could be an interesting basis for a story about evil.

"I thought 'alright, what do we know about 'The Wizard of Oz' from our memories,'" he said. "We have the house falling on the witch. What do we know about that witch? All we know about that witch is that she has feet. So I began to think about Glinda and the Wicked Witch of the West…

"There is one scene in the 1939 film where Billie Burke comes down looking all pink and fluffy, and Margaret Hamilton is all crawed and crabbed and she says something like, 'I might have known you'd be behind this, Glinda!' This was my memory, and I thought, now why is she using Glinda's first name? They have known each other. Maybe they've known each other for a long time. Maybe they went to college together. And I fell down onto the ground in the Lake District laughing at the thought that they had gone to college together."

In "Wicked," Glinda and the Wicked Witch, Elphaba, meet as students at Shiz University, a school of wizardry. They get placed as roommates, loathe each other at first, but eventually become best friends. The story grows a lot more complicated from there (and the novel goes darker than the stage play), but it's the character development of the two witches and their relationship with one another that force us to examine our ideas about good and evil.


- YouTubeyoutu.be

Maguire also shared with the Denver Center for Performing Arts what had inspired him to use the "Wizard of Oz" characters in the first place.

"I was living in London in the early 1990’s during the start of the Gulf War. I was interested to see how my own blood temperature chilled at reading a headline in the usually cautious British newspaper, the Times of London: 'Sadaam Hussein: The New Hitler?' I caught myself ready to have a fully formed political opinion about the Gulf War and the necessity of action against Sadaam Hussein on the basis of how that headline made me feel. The use of the word Hitler – what a word! What it evokes! When a few months later several young schoolboys kidnapped and killed a toddler, the British press paid much attention to the nature of the crime. I became interested in the nature of evil, and whether one really could be born bad. I considered briefly writing a novel about Hitler but discarded the notion due to my general discomfort with the reality of those times. But when I realized that nobody had ever written about the second most evil character in our collective American subconscious, the Wicked Witch of the West, I thought I had experienced a small moment of inspiration. Everybody in America knows who the Wicked Witch of the West is, but nobody really knows anything about her. There is more to her than meets the eye."

Authors and artists—and their ideas—help hold a mirror up to humanity for us to see and reflect on who we are, and "Wicked" is one of those stories that makes us take a hard look at what we're seeing in that mirror. Thanks, Gregory Maguire, for launching us on a collective journey that not only entertains but has the potential to change how we see one another.

Pets

Pet cockatiel is obsessed with singing 'September' by Earth, Wind and Fire

Kiki remembers the 21st night of September ALL. THE. TIME. and it's actually quite impressive.

Representative hoto by Saqib Iqbal Digital on Unsplash

Apparently, "September" is all the rage with cockatiels.

“Do you remember…the 21st night of September?” has been one of the most iconic song openings of the past 45 years, as the R&B hit by Earth, Wind and Fire perpetually serves as a catchy favorite for dance clubs, movie scenes and TikTok clips alike. However, "September" has also gained wild popularity among an unlikely group—pet cockatiels.

One cockatiel in particular has taken a shining to the song to the point of obsession, to the combined delight and chagrin of his owner. You see, Kiki doesn’t just like listening to the song, he sings and dances to it. Loudly. Over and over. At uncomfortable hours of the morning.

Kiki’s owner has shared multiple examples of her pet bird reveling in his favorite song, and it’s hilarious every time.

Watch:

@kiki.tiel

Send help plz wheres the off button on parrot #fyp #foryou #bird #cockatiel #parrotsoftiktok #birdsoftiktok

"Kiki…it's 7 o'clock in the morning…" Yeah, Kiki does not care. Kiki is feelin' the groove.

This isn't just a one-off and it's also not just a random song. Here we can see that Kiki recognizes it and sings it when his owner plays it. (Just after pooing on her leg—the reality of having a bird, in case these videos make you want one).

@kiki.tiel

Babywipes handy at all hours 🫡 #bird #cockatiel #fyp #foryou #september #parrot

But Kiki doesn't even need anyone else around in order to sing his favorite song. Here he is singing and dancing all by himself when his owner left the room and left her camera running to see what he would do.

@kiki.tiel

Partying without me :( #cockatielsoftiktok #birds #fyp #for you

As cute and hilarious as this is, it surely gets old after a while, right? It's one thing to watch in a video—it's got to be entirely another to hear it all the time at home.

It's also not just a Kiki quirk. Apparently, "September" is a "thing" among cockatiels. Other cockatiels have been known to love it and sing it, though not quite as well as Kiki does.

Someone on Reddit asked why so many cockatiels love the song—one person even said it was basically the cockatiel national anthem at this point. No one knows exactly why, but this explanation by Reddit user nattiecakes is as good an explanation as any:

"Yeah, cockatiels genuinely like the song in a way they don’t universally take to many other songs. My cockatiel is 17 and early in life basically seemed to max out his harddrive space learning a little bit of La Cucaracha, The Flintstones theme, the phrase 'pretty bird,' and this horrible alarm clock sound that is similar to the hungry baby cockatiel sound. We thought we could not get him to learn anything else because they do have some limits.

Then 'September' came. Every cockatiel loved it. We decided to see if our cockatiel loved it.

I sh*t y’all not, within a DAY he whistled the first three notes, which is really all that matters. He hasn’t been able to learn more, but he loves it.

Now our African grey whistles it to him constantly. He used to reliably whistle La Cucaracha to our cockatiel when our cockatiel would get angry and upset, and our cockatiel would start singing instead and forget he’d been upset. But almost immediately our grey switched to using 'September' 90% of the time. Like, it’s so plain even to our grey that 'September' is the song to unlock a cockatiel’s better nature. I think the grey likes it a lot too, but he has many other songs he likes better.

As for why cockatiels like this song so much… all I can guess is it really resonates with their cheery vibe. I think the inside of a cockatiel’s mind is usually like a disco."

Rock on, Kiki. Just maybe not so early in the morning.


This article originally appeared in April.

The real reason American kids are developing British accents

If you're a parent or grandparent of a little one than you've probably seen an episode or 30 of the preschool shows "Peppa Pig" and "Bluey." Peppa is...as the name suggests, a pig. She lives with her brother George along with Mummy and Daddy pig somewhere on a cartoon hill in England. She speaks with an adorable British accent and the American kid that faithfully tune in to her daily adventures do as well.

Bluey is an Australian Blue Heeler who lives with her sister Bingo, dad Bandit and mum Chilli somewhere in Australia. This show really focuses on highlighting the parent's reactions to their children's behaviors. In many ways making the show for parents just as much as it is for children, but it's the kids that walk away speaking in an Aussie accent.

Don't worry American parents, Ms. Rachel's YouTube show "Songs for Littles" has kids across the pond speaking in American accents so the adorably vernacular swap goes both ways. But what's the real reason these chubby cheeked little humans are picking up accents from exposure to one show when they're exposed more often to their own native accent through their caregivers, sibling and local television programming?

Happy Dance GIF by XboxGiphy

According to Dr. Erica Brozovsky, the host of "Otherwords" a PBS YouTube show, children learn language in multiple stages starting from birth. From birth to six months babies recognize all the different sounds words can produce from multiple languages but by six months they only recognize the sounds from their native language. In the next stage kids begin to learn the rules of their native language in a simplistic way before once again building on that gained knowledge. By the time kids are preschool aged, they've started learning the patterns of language and starting to use things like past, present and future tenses.

Enter those cartoons with the fancy talking characters right when their brains are building on those new uses of words. It's a perfect circumstance for these attentive learners to pick up on new things.

Be Kind Love GIF by Peppa PigGiphy

"This long iterative process of pattern recognition may play a role in the Bluey effect. When they hear a word on TV like 'brekky' or 'rubbish,' kids pay attention to new linguistic information and try it out in their own speech, especially when a show presents a new word they've never encountered in their own dialect," Brozovsky says.

Though the accents that toddlers may pick up from their favorite characters on TV, Brozovsky assures parents that they're not here to stay. Eventually they drop the accent to mimic the ones around them, "while they may have fun imitating their favorite characters, at the same time kids are sorting IRL speech into one category and that as seen on TV dialect into another. When Peppa Pig says mummy, but their siblings, friends and teachers say mom, they'll eventually start to replicate the accents and speech patterns of those around them."

So if you've ever been curious why American kids picked up those random accents from preschool shows, now you know. It's just a normal part of brain development, but as Brozovky mentions during the episode, watching these shows with your kids can help with speech and language development.

A bonus advantage of watching "Bluey" with your little is that when the characters call a trash can a rubbish bin, you can clarify in real time what the term means if needed. In the meantime, enjoy those adorable imitated accents while they still have them because soon enough they'll be speaking like everyone else in your house and you just might miss these days.