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TikTok 'no-buy quarter' trend is inspiring some brilliant ideas to save money in 2025

Viral 'no-buy quarter' hacks show how to avoid spending money for months at a time

Photo by Nina Uhlikova

Going outside is free, and in April your wallet will feel the gains.

As we move into the middle of December and hopefully start winding down the annual holiday spend-a-palooza, many are already looking ahead to their 2025 savings goals. In the spirit of Movember or Dry January — those feel-good challenges that mix self-improvement with a bit of group accountability — TikTok has given us a viral phenomenon: the “no-buy quarter.”

But, as the name implies, this time the challenge goes beyond a single month. Participants commit to three months of reduced spending, with some hardcore enthusiasts even extending it for a whole year! If you went a little too hard on spending during the holiday season, think of this as the perfect detox for your battered finances.

What is a no-buy quarter?

At its core, the no-buy quarter isn't about cutting out essential purchases. Groceries, medical expenses, and other necessities remain untouched. Instead, the goal is to reduce or eliminate non-essential spending. Think fewer splurges on coffee, takeout, home decor, or trendy gadgets.

@MckenzieMack

For TikTok creator @stephen_spann, a no-buy plan begins with making the most of what you already have. “Use up the food we already have before buying more,” Spann advises, noting the often-forgotten freezer items many households accumulate. He also emphasizes tackling beauty and health products stockpiled in bathroom cabinets before succumbing to the allure of the latest trends.

"If I see something new in the store, I get sucked into that... I need to use up what I already have first."

— @stephen_spann

Save with intention

For TikTok creator Mckenzie Mack, the no-buy quarter is a powerful tool for meeting ambitious financial goals. Mack plans to use the first three months of the year to frontload contributions to her 401(k).

@MckenzieMack

Her method? Increasing contributions to 26% during January through March to take advantage of a large bonus and reduce her contribution rate to 6-7% for the rest of the year.

“To max out your 401(k) in 2025, you need to contribute $23,500,” Mack explains. “By committing to a no-buy quarter, I’m ensuring a large chunk of my bonus goes directly toward my 401k.”

"This is a use-it-or-lose-it situation... I’m leaving a little extra in my fun money bucket, but once it’s gone, it’s gone."

— @MckenzieMack

Break free from spending cycles

Both Mack and Spann point out the emotional and behavioral shifts that come with embracing a no-buy lifestyle. Mack recommends cutting down on streaming services and finding joy in low-cost hobbies like hiking or game nights.

@stephen_spann

Spann, on the other hand, calls attention to the subtle temptations of shopping apps and notifications. “Remove shopping apps from your phone,” he says. “They’re just tempting me.”

"Just because I can get it on sale doesn’t mean I should buy it."

— @stephen_spann

Both creators agree that breaking the consumerist cycle is about appreciating what you already own. By doing so, they say, you save money and cultivate contentment.

How to start your own no-buy quarter

If the idea of a no-buy quarter appeals to you, here are some steps to get started:

  • Identify your essentials: Separate necessary expenses (groceries, rent) from discretionary ones.
  • Set clear rules: Decide what’s off-limits — dining out, clothing purchases, or subscription services.
  • Create a goal: Link your savings to something tangible, like paying down debt or increasing your emergency fund.
  • Track progress: Monitor your spending and celebrate milestones, no matter how small.
  • Find support: Share your plan on social media or with friends. Accountability can help you stay motivated.
  • Choose a cheat: Research shows that making a new routine too difficult is a recipe for bailing on it. Choose one spend to keep you sane.

From clearing out freezers and unsubscribing from services to making coffee at home, the no-buy quarter trend is more than a fleeting challenge. It’s a chance to rethink your relationship with money and discover the joys of intentional living.

Whether you take it on for three months or use it as a launchpad for a year of mindful spending, it could be the reset you need to make 2025 your best financial year yet.

Happy woman in blue long sleeve blouse holding money.

There isn't a person on the planet who doesn't have some trouble with the basics in life, whether it's time management, focus, money, health, children, waking up, staying organized, getting enough exercise, or making sure they can find their car keys.

Some of us do better than others, but we could all help with the basics. The good thing is that we have each other to help us along the way. One of the great things about the internet is that it allows us to crowd-source great advice on conquering life’s struggles from strangers.

Now, imagine how extraordinary our lives would be if we could only put them into practice.


A Reddit user called angelicasibs asked people on the LifeProTips forum to share their “favorite” life hack that has “saved you money, time, or made your day-to-day activities easier.” They received over 3,300 responses, and many were super practical but not necessarily obvious, life hacks they swear by.

Many of the hacks are for developing the focus and dedication it takes to handle small tasks before they get out of hand. A lot of times, it’s not the big things in life that cause us stress, but a dozen small things that add up to a big headache.

People also shared their tips on how to save money, keep their kids on task and stay hydrated. So, here are 19 of the best life hacks to give you money and time or make your day-to-day activities easier.

1.

"When my kids started school, I set an alarm on my phone for about 10 minutes before we had to leave. That way, it was only the clock/alarm telling them to hurry up, not their mother. They’re in their final years of schooling now, I still have the alarm and in those 13 years, I’ve only had to yell to get ready maybe 5 times and my kids have only been late for real reasons (car trouble etc). It really helped us." — Technical-General-27

2.

"I keep a $2 Great Value feather duster in the glove box of my car. At the first sign of dust accumulation on my dash, vvvt vvvt my dashboard and vents are pristine again. Learned this LPT from the most awful woman I've ever had the displeasure of dating, which just goes to show you can learn something from everyone, folks." — NeverEnoughCharacter

3.

"When the butter is cold use a potato peeler to get a nice thin slice that spreads easier." — ldawg413

4.

"'Just 10 minutes': Put on a timer, and start doing what needs to be done in the house. Folding the laundry, washing dishes, putting away clutter, etc. When the timer goes off, you can stop. But far more often I'll just keep going until everything is done." — feestfrietje

5.

"Mine is 'Might as Well' when walking past laundry on the floor, might as well take it to the bin if I am heading that way. Walking past trash on the floor, I Might as Well pick it up and put it in the bin. Going downstairs Might as Well take a cup and put it in the sink. Trying to compress multiple activities into one when it is convenient." — w13szczus

6.

"Batch cook lunches. It takes an hour out of your Sunday but is so much cheaper and ensures you don't just eat junk food because it's easier." — looj87

7.

"Stop caring if things go well or not. Literally revolutionized my life and how I enjoy the world. Being frustrated by circumstances out of your control will drive you insane. And if you look closely, basically everything in your life is out of your control. It’s just raining circumstances on you every day." — unnameableway

8.

"For dealing with emails: The Four Fs - Finish it (read and reply), Forward it, File it, F… it (delete it)." — knownuthinatall

9.

"When my 3 kids were little, and there were lots of taco Tuesdays and spaghetti dinners, I would buy hamburger meat in bulk and go ahead and cook it and then freeze the cooked burger crumbles in 1-2 cups freezer bags. Easy to pull out, defrost and reheat." — srchd4

10.

"Don’t drink your calories. A small glass of orange juice is 130 calories. A can of soda is 140. A bottle of beer is 160. Swap those out for water/tea/black coffee and that’s 430 calories you didn’t consume each day." — ernurse748

11.

"Weekly menu planning combined with meal prep. Once a week, my fiance and I go through our pantry and freezer, and plan out a menu for our evening meal. This allows us to grocery shop once a week for only the items we need for said meals that we don't already have in the house. When we make those meals, we make enough to have a couple leftover containers for the next day's lunch, or put in the freezer for a future meal." — 306ughmyknees

12.

"Lifting weights. It literally makes every aspect of my life better." — marshall_chaka

13.

"At stores or anywhere that has a membership connected to a phone number, I always use whatever area code I’m in + 867-5309, usually someone has it set up to that number and you get the discount." — UhOh_its_Rambo

14.

"Floss. Get some floss picks and use them after every meal. It doesn't have to be a crazy process. I'm in my late 40s and still have all of my teeth, and when I go to the dentist, they always say, 'Whatever you're doing, keep doing it.' There is a lot of evidence that poor gum health can lead to heart disease and other issues. Lazily using a floss pick after meals can make a huge difference." —LostMyKarmainElSegundo

15.

"Minimalism and going low waste. Both saves a ton of money, minimalism saves a lot of time as well (managing and cleaning a household becomes way easier and faster)." — SquirrelTail13

16.

"Always put your keys, wallet, phone, or any other everyday important item in the same place every time. Don't put it down anywhere else, but its designated place. This will save you 5-10 minutes searching for any one of these items on a regular basis. This time adds up and helps prevent you from being late to things. It very well might save you from losing your job." — ShiverMeTimberz

17.

"Deleted all social media. Do not regret it at all. Have so much more time, concentration has improved drastically, and mental health has improved." — jmffett

18.

"Home automation definitely; robot vacuum and turning on ACs before I come back home." — Legitimate-Station45

19.

"The quicker you do it, the quicker it's over with. You still have to do it if you put it off, but now instead of sitting there dreading doing the thing you can be glad it's already done. Exercising is a good example. Do it in the morning and the rest of the day you don't have to think about how much you don't want to." — ThatVaultGirl101