So THAT'S Why Everybody Is So Poor

Income inequality might seem like a major factor in why rich people are rich and poor people are poor, but a huge piece of the puzzle is a thing called "debt inequality." It's harder to measure because income inequality is practically as simple as "how much money do you make," but as real income starts to dip for the middle class, a bad thing happens. The middle class borrows money from the only people who can lend it: the upper class. It's times like this I wish I had a billion dollars. Also, every other time.

So THAT'S Why Everybody Is So Poor

The graph represents how the debt-to-income ratio is getting farther and farther apart for higher and lower income earners. As the lower income households rack up more debt, they borrow money from those with higher income, and the lines diverge farther due to the interest. As the blue line creeps over a ratio of 100%, the average household is simply going deeper and deeper into debt.
via Pixabay

As people get older, social isolation and loneliness become serious problems. Many find themselves living alone for the first time after the death of a spouse. It's also difficult for older people to maintain friendships when people they've known for years become ill or pass away.

Census Bureau figures say that almost a quarter of men and nearly 46% of women over the age of 75 live alone.

But loneliness doesn't just affect those who reside by themselves. People can feel lonely when there is a discrepancy between their desired and actual relationships. To put it simply, when it comes to having a healthy social life, quality is just as important as quantity.

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