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So THAT'S Why Everybody Is So Poor

Income inequality might seem like a major factor in why rich people are rich and poor people are poor, but a huge piece of the puzzle is a thing called "debt inequality." It's harder to measure because income inequality is practically as simple as "how much money do you make," but as real income starts to dip for the middle class, a bad thing happens. The middle class borrows money from the only people who can lend it: the upper class. It's times like this I wish I had a billion dollars. Also, every other time.

So THAT'S Why Everybody Is So Poor


The graph represents how the debt-to-income ratio is getting farther and farther apart for higher and lower income earners. As the lower income households rack up more debt, they borrow money from those with higher income, and the lines diverge farther due to the interest. As the blue line creeps over a ratio of 100%, the average household is simply going deeper and deeper into debt.
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If the past year has taught us nothing else, it's that sending love out into the world through selfless acts of kindness can have a positive ripple effect on people and communities. People all over the United States seemed to have gotten the message — 71% of those surveyed by the World Giving Index helped a stranger in need in 2020. A nonprofit survey found 90% helped others by running errands, calling, texting and sending care packages. Many people needed a boost last year in one way or another and obliging good neighbors heeded the call over and over again — and continue to make a positive impact through their actions in this new year.

Upworthy and P&G Good Everyday wanted to help keep kindness going strong, so they partnered up to create the Lead with Love Fund. The fund awards do-gooders in communities around the country with grants to help them continue on with their unique missions. Hundreds of nominations came pouring in and five winners were selected based on three criteria: the impact of action, uniqueness, and "Upworthy-ness" of their story.

Here's a look at the five winners:

Edith Ornelas, co-creator of Mariposas Collective in Memphis, Tenn.

Edith Ornelas has a deep-rooted connection to the asylum-seeking immigrant families she brings food and supplies to families in Memphis, Tenn. She was born in Jalisco, Mexico, and immigrated to the United States when she was 7 years old with her parents and sister. Edith grew up in Chicago, then moved to Memphis in 2016, where she quickly realized how few community programs existed for immigrants. Two years later, she helped create Mariposas Collective, which initially aimed to help families who had just been released from detention centers and were seeking asylum. The collective started out small but has since grown to approximately 400 volunteers.