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You'd Be Shocked To Learn Why You're Better Off With Credit Cards Than With An Education

The amount of student debt has been rising for years, but has the amount of our concern been rising with it? I think it's time it should.PS - I'm just kiddin' about you being better off with a credit card than an education!


Americans Now Have More Student Debt Than Credit Card Debt

And Here's Why:



Share this now to raise awareness about this growing problem.
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3 organic recipes that feed a family of 4 for under $7 a serving

O Organics is the rare brand that provides high-quality food at affordable prices.

A woman cooking up a nice pot of pasta.

Over the past few years, rising supermarket prices have forced many families to make compromises on ingredient quality when shopping for meals. A recent study published by Supermarket News found that 41% of families with children were more likely to switch to lower-quality groceries to deal with inflation.

By comparison, 29% of people without children have switched to lower-quality groceries to cope with rising prices.

Despite the current rising costs of groceries, O Organics has enabled families to consistently enjoy high-quality, organic meals at affordable prices for nearly two decades. With a focus on great taste and health, O Organics offers an extensive range of options for budget-conscious consumers.

O Organics launched in 2005 with 150 USDA Certified Organic products but now offers over 1,500 items, from organic fresh fruits and vegetables to organic dairy and meats, organic cage-free certified eggs, organic snacks, organic baby food and more. This gives families the ability to make a broader range of recipes featuring organic ingredients than ever before.


“We believe every customer should have access to affordable, organic options that support healthy lifestyles and diverse shopping preferences,” shared Jennifer Saenz, EVP and Chief Merchandising Officer at Albertsons, one of many stores where you can find O Organics products. “Over the years, we have made organic foods more accessible by expanding O Organics to every aisle across our stores, making it possible for health and budget-conscious families to incorporate organic food into every meal.”

With some help from our friends at O Organics, Upworthy looked at the vast array of products available at our local store and created some tasty, affordable and healthy meals.

Here are 3 meals for a family of 4 that cost $7 and under, per serving. (Note: prices may vary by location and are calculated before sales tax.)

O Organic’s Tacos and Refried Beans ($6.41 Per Serving)

Few dishes can make a family rush to the dinner table quite like tacos. Here’s a healthy and affordable way to spice up your family’s Taco Tuesdays.

Prep time: 2 minutes

Cook time: 20 minutes

Total time: 22 minutes

Ingredients:

1 lb of O Organics Grass Fed Ground Beef ($7.99)

1 packet O Organics Taco Seasoning ($2.29)

O Organics Mexican-Style Cheese Blend Cheese ($4.79)

O Organics Chunky Salsa ($3.99)

O Organics Taco Shells ($4.29)

1 can of O Organics Refried Beans ($2.29)

Instructions:

1. Cook the ground beef in a skillet over medium heat until thoroughly browned; remove any excess grease.

2. Add 1 packet of taco seasoning to beef along with water [and cook as directed].

3. Add taco meat to the shell, top with cheese and salsa as desired.

4. Heat refried beans in a saucepan until cooked through, serve alongside tacos, top with cheese.

tacos, o organics, family recipesO Organics Mexican-style blend cheese.via O Organics

O Organics Hamburger Stew ($4.53 Per Serving)

Busy parents will love this recipe that allows them to prep in the morning and then serve a delicious, slow-cooked stew after work.

Prep time: 15 minutes

Cook time: 7 hours

Total time: 7 hours 15 minutes

Servings: 4

Ingredients:

1 lb of O Organics Grass Fed Ground Beef ($7.99)

1 ½ lbs O Organics Gold Potatoes ($4.49)

3 O Organics Carrots ($2.89)

1 tsp onion powder

I can O Organics Tomato Paste ($1.25)

2 cups water

1 yellow onion diced ($1.00)

1 clove garlic ($.50)

1 tsp salt

1/4 tsp pepper

2 tsp Italian seasoning or oregano

Instructions:

1. Cook the ground beef in a skillet over medium heat until thoroughly browned; remove any excess grease.

2. Transfer the cooked beef to a slow cooker with the potatoes, onions, carrots and garlic.

3. Mix the tomato paste, water, salt, pepper, onion powder and Italian seasoning in a separate bowl.

4. Drizzle the mixed sauce over the ingredients in the slow cooker and mix thoroughly.

5. Cover the slow cooker with its lid and set it on low for 7 to 8 hours, or until the potatoes are soft. Dish out into bowls and enjoy!

potatoes, o organics, hamburger stewO Organics baby gold potatoes.via O Organics


O Organics Ground Beef and Pasta Skillet ($4.32 Per Serving)

This one-pan dish is for all Italian lovers who are looking for a saucy, cheesy, and full-flavored comfort dish that takes less than 30 minutes to prepare.

Prep time: 2 minutes

Cook time: 25 minutes

Total time: 27 minutes

Servings: 4

Ingredients:

1 lb of O Organics Grass Fed Ground Beef ($7.99)

1 tbsp. olive oil

2 tsp dried basil

1 tsp garlic powder

1 can O Organics Diced Tomatoes ($2.00)

1 can O Organics Tomato Sauce ($2.29)

1 tbsp O Organics Tomato Paste ($1.25)

2 1/4 cups water

2 cups O Organics Rotini Pasta ($3.29)

1 cup O Organics Mozzarella cheese ($4.79)

Instructions:

1. Brown ground beef in a skillet, breaking it up as it cooks.

2. Sprinkle with salt, pepper and garlic powder

3. Add tomato paste, sauce and diced tomatoes to the skillet. Stir in water and bring to a light boil.

4. Add pasta to the skillet, ensuring it is well coated. Cover and cook for about 10 minutes, stirring occasionally.

5. Remove the lid, sprinkle with cheese and allow it to cool.

o organics, tomato basil pasta sauce, olive oilO Organics tomato basil pasta sauce and extra virgin olive oil.via O Organics

This could be the guest house.


Inequality has gotten worse than you think.

An investigation by former "Daily Show" correspondent Hasan Minhaj is still perfectly apt and shows that the problem isn't just your classic case of "the rich get richer and the poor get poorer."


As much as we hear about wealth inequality these days, one disparity remains mostly ignored: the gap between the wealthy and the ridiculously wealthy.

Minhaj spoke to Richard Reeves, an economist with the Brookings Institute, who painted a dark picture:

wealth, comedy, Hasan Minhaj

Wealth inequality on the rise.

All GIFs via Comedy Central.

The study Reeves refers to points to the growing wealth of the top 10th of the top 1%:

"The rise of wealth inequality is almost entirely due to the rise of the top 0.1% wealth share, from 7% in 1979 to 22% in 2012 — a level almost as high as in 1929. The bottom 90% wealth share first increased up to the mid-1980s and then steadily declined."

And no one's paid any attention.

Between the cries of the 45.3 million people in poverty and a dwindling middle class inevery state, the voice of the average millionaire is all but drowned out.

the one percent, inequality, investment

Millionaires unconcerned with financial disparity.

All GIFs via Comedy Central.

But not all millionaires are worried about growing inequality in the top 1%.

In his search for a concerned millionaire, Minhaj met Morris Pearl, a retired investment banking director and member of an organization called The Patriotic Millionaires. Minhaj was baffled by what Pearl had to say:

resources, rich, Ronald Reagan

Investment banking pays well.

All GIFs via Comedy Central.

What about trickle-down economics?

Trickle-down theory was popularized under Ronald Reagan's presidency. The idea was that clearing a path for the rich to make more money would spur more private investment, which would lead to more jobs and higher wages for all workers.

tax breaks, income, classism

Attempting the preach the reverse.

All GIFs via Comedy Central.

Reagan put trickle-down theory into practice in two basic ways: by lowering taxes for the wealthy and by freezing wages for the poor.

In 1981, he cut the top marginal income tax rate — which only applies to the highest-income households — from 70% to 50%. Then in 1986, he more than doubled-down by slashing the rate to 28%. (The current rate is 39.6%.) And under Reagan's leadership, the minimum wage was frozen, even as costs of living were rising.

Pearl and other so-called Patriotic Millionaires think top one-percenters like themselves should pay more taxes.

trickle-down theory, financial institutions, comedy show

Making rich people richer.

All GIFs via Comedy Central.

Not only that, they believe raising the minimum wage is critical to reducing inequality.

OK, maybe not everyone — including millionaires — are convinced that giving more money to the rich will fix the economy. So why do our policies do just the opposite?


This article originally appeared on 3.23.15

Images provided by P&G

Three winners will be selected to receive $1000 donated to the charity of their choice.

True

Doing good is its own reward, but sometimes recognizing these acts of kindness helps bring even more good into the world. That’s why we’re excited to partner with P&G again on the #ActsOfGood Awards.

The #ActsOfGood Awards recognize individuals who actively support their communities. It could be a rockstar volunteer, an amazing community leader, or someone who shows up for others in special ways.

Do you know someone in your community doing #ActsOfGood? Nominate them between April 24th-June 3rdhere.Three winners will receive $1,000 dedicated to the charity of their choice, plus their story will be highlighted on Upworthy’s social channels. And yes, it’s totally fine to nominate yourself!

We want to see the good work you’re doing and most of all, we want to help you make a difference.

While every good deed is meaningful, winners will be selected based on how well they reflect Upworthy and P&G’s commitment to do #ActsOfGood to help communities grow.

That means be on the lookout for individuals who:

Strengthen their community

Make a tangible and unique impact

Go above and beyond day-to-day work

The #ActsOfGood Awards are just one part of P&G’s larger mission to help communities around the world to grow. For generations, P&G has been a force for growth—making everyday products that people love and trust—while also being a force for good by giving back to the communities where we live, work, and serve consumers. This includes serving over 90,000 people affected by emergencies and disasters through the Tide Loads of Hope mobile laundry program and helping some of the millions of girls who miss school due to a lack of access to period products through the Always #EndPeriodPoverty initiative.

Visit upworthy.com/actsofgood and fill out the nomination form for a chance for you or someone you know to win. It takes less than ten minutes to help someone make an even bigger impact.

When the attack on Pearl Harbor began, Doris "Dorie" Miller was working laundry duty on the USS West Virginia.

He'd enlisted in the Navy at age 19 to explore life outside of Waco, Texas, and to make some extra money for his family. But the Navy was segregated at the time, so Miller, an African-American, and other sailors of color like him weren't allowed to serve in combat positions. Instead, they worked as cooks, stewards, cabin boys, and mess attendants. They received no weapons training and were prohibited from firing guns.


As the first torpedoes fell, Dorie Miller had an impossible choice: follow the rules or help defend the ship?

For Miller, the choice was obvious.

Pearl Harbor attack

USS West Virginia and USS Tennessee surrounded in smoke and flames following the surprise attack by Japanese forces.

Photo courtesy of the U.S. National Archive and Records Administration.

First, he reportedly carried wounded sailors to safety, including his own captain. But there was more to be done.

In the heat of the aerial attack, Miller saw an abandoned Browning .50 caliber anti-aircraft machine gun on deck and immediately decided to fly in the face of segregation and military rules to help defend his ship and country.

Though he had no training, he manned the weapon and shot at the enemy aircraft until his gun ran out of ammunition, potentially downing as many as six Japanese planes. In the melee, even Miller himself didn't know his effort was successful.

"It wasn't hard," he said after the battle. "I just pulled the trigger and she worked fine. I had watched the others with these guns. I guess I fired her for about 15 minutes. I think I got one of those [Japanese] planes. They were diving pretty close to us."

attack on Pearl Harbor

A cartoon memorializing the attack on Pearl Harbor

Image courtesy of the U.S. National Archives and Records Administration.

Original newspaper reports heralded a hero "Negro messman" at Pearl Harbor, but no one knew who Miller was.

The Pittsburgh Courier, an African-American paper in wide circulation, sent a reporter to track down and identify the brave sailor, but it took months of digging to uncover the messman's identity.

Eventually, Miller was identified. He was called a hero by Americans of all stripes and colors. He appeared on radio shows and became a celebrity in his own right.

Pearl Harbor hero

Doris "Dorie" Miller.

Photo courtesy of the U.S. National Archives and Records Administration.

Miller's heroism and bravery didn't go unnoticed in Washington, D.C., either.

In March 1942, Rep. John Dingell, a Democrat from Michigan, introduced a bill authorizing the president to present Miller with the Congressional Medal of Honor. Sen. James Mead introduced a similar measure in the Senate. While Miller did not receive the Congressional Medal of Honor, he became the first African-American sailor to receive the Navy Cross.

"This marks the first time in this conflict that such high tribute has been made in the Pacific Fleet to a member of his race, and I'm sure that the future will see others similarly honored for brave acts," said Pacific Fleet Admiral Chester Nimitz following Miller's pinning ceremony.

Pearl Harbor hero U.S. Navy

Miller receiving the Navy Cross from Admiral Nimitz.

Courtesy of the U.S. National Archives and Records Administration.

Following a brief tour of the country, giving speeches and pushing war bonds, Miller returned to Navy life.

In May 1943, Miller reported for duty on the Liscome Bay, an escort carrier.

Pearl Harbor World War II

The USS Liscome Bay prepares for action.

assets.rebelmouse.io

On Nov. 24, during Operation Galvanic, a Japanese torpedo struck the Liscome Bay, sinking the ship. 644 men were presumed dead. 272 survived. Miller did not.

On Dec. 7, 1943, two years after the attack on Pearl Harbor, Millers' parents received word of their son's death.

Doris "Dorie" Miller gave his life for a country that didn't always love him back.

Miller posthumously received a Purple Heart, the Asiatic-Pacific Campaign Medal, the American Defense Service Medal, Fleet Clasp, and the World War II Victory Medal. There is also a frigate and a neighborhood on the U.S. Naval Base in Pearl Harbor named in his honor.

Though his Navy Cross was never elevated to a Congressional Medal of Honor, as recently as 2014, the Congressional Black Caucus moved to waive the statute of limitations to make it possible.

Pearl Harbor hero

Dorie Miller

Image courtesy of the U.S. National Archives and Records Administrations.

While there are medals, movies, and statues celebrating Miller, it's important to remember and honor the man himself — a 22-year-old black sailor who set aside the rules to do what's right.Poet Gwendolyn Brooks wrote a poem from Miller's perspective, the conclusion of which perfectly captures the young hero's courage in the face of bigotry and uncertainty:Naturally, the important thing is, I helped to save them,them and a part of their democracy,Even if I had to kick their law into their teeth in order to do that for them.And I am feeling well and settled in myself because I believe it was a good job,Despite this possible horror: that they might prefer thePreservation of their law in all its sick dignity and their knivesTo the continuation of their creedAnd their lives.


This article originally appeared on 12.06.16

It's rare enough to capture one antler being shed

For those not well versed in moose facts, the shedding of antlers is normally a fairly lengthy process. It happens only once a year after mating season and usually consists of a moose losing one antler at a time.

It’s incredibly rare for a bull moose to lose both at the same time—and even more rare that someone would actually catch it on film.

That’s why shed hunter (yes, that’s a real term) and woodsman Derek Burgoyne calls his footage of the phenomenon a “one-in-a-million” shot.



According to The Guardian, Burgoyne was flying his drone through a remote patch of forest in Canada when he spotted three moose in a clearing. His drone followed one of the bulls, who began doing the wobbly little shake thing that signals these antlers are going bye-bye.

Burgoyne knew he had to keep his camera on the moment—but he had no idea that he’d hit the jackpot.

Watch below:

It’s hard to tell which is more fun to watch— the super rare moment in nature or Burgoyne’s pure passion for his hobby.

“I shook a little bit. It was an adrenaline rush for sure,“ he told CBC News, sharing that he has previously found hundreds of shed antlers in his life.

Antler hunting has become a hot and profitable pastime over the past few years, although Burgoyne affirms that his shed hunting ambitions are born from a desire for well-being, not monetary gain.

“I enjoy being in the woods. It’s great exercise and it’s fun tracking the moose through the winter and looking for their sheds in the spring. Each one you find feels like the first one. It never gets old,” he told The Guardian.

Well Derek Burgoyne, thank you for doing what you love. Thanks to your passion, we too can share this once-in-a-lifetime moment. Here’s to good moose news!


This article originally appeared on 1.20.23

Photo via Canva, @WhattheADHD/Twitter

The 'bionic reading' font is designed to help keep you focused and read faster.

Reading is a fundamental tool of learning for most people, which is why it's one of the first things kids learn in school and why nations set literacy goals.

But even those of us who are able to read fluently might sometimes struggle with the act of reading itself. Perhaps we don't read as quickly as we wish we could or maybe our minds wander as our eyes move across the words. Sometimes we get to the end of a paragraph and realize we didn't retain anything we just read.

People with focus or attention issues can struggle with reading, despite having no actual reading disabilities. It can be extremely frustrating to want to read something and have no issues with understanding the material, yet be unable to keep your mind engaged with the text long enough to get "into" what you're reading.


But what if there were a font that could help you stay focused? That could help you not only read faster but better retain what you've just read?

That's what the creators of Bionic Reading claim is possible with their font tool."Bionic Reading revises texts so that the most concise parts of words are highlighted," the Swiss company's website reads. "This guides the eye over the text and the brain remembers previously learned words more quickly."

Give it a try:

@WhattheADHD/Twitter

The gist is that our eyes don't need to focus on the entire word because our brains can fill in the rest for us. By bolding the first part of the word, we're more quickly able to move from word to word.

"Bionic Reading aims to play a supporting role in the absorption of volume text," states the website. "We see technological progress as an opportunity for all those who want to increase the pleasure of reading in a noisy and hectic world in a focused way and without distraction."

While there are no studies cited on this method of reading, there are plenty of anecdotes about it being helpful. The example shared by @WhattheADHD on Twitter got people's attention and many people responded with enthusiasm at how much easier the bionic reading text was for them to read.

"This is amazing! I have ADHD and I didn’t even realize that I was having trouble fixating when I read," wrote one person. "My eye latches right on to the bold face. Can’t wait to try reading a book again. It’s been all audiobooks for a while."

"It's incredible how reading this feels like finally unlocking 100% of your brain," wrote another.

@juanbius/Twitter

However, not everyone was impressed or thrilled with the sample. Some people said that they had a harder time reading the bionic text or that it distracted or slowed them down. Both positive and negative responses came from a diverse pool of people. Some who described themselves as neurodivergent said that they loved it and some said it was harder. The same went for people who said they were neurotypical, so it's hard to say who this tool may specifically help the most. Everyone's brains work differently, and different people will find different things helpful.

Bionic reading might be a game-changer for some, but it's not the only tool of its kind. There are speed-reading programs that train you to stop reading each word and allow your brain to read visually instead of auditorily. There are also various methods of making reading easier by adjusting how your eyes move across the text.

For instance, check out this "space reading" technique:

@uxjavi/Twitter

Bionic Reading has a free text converter on its website that you can use to try out its font changes. A YouTube clip from the company also shows possibilities for how the font can be adjusted to individual preferences, making more or less of the initial letters bolded.

And again, if this doesn't work for you, then it's probably not made for you. For people who struggle with reading, something like Bionic Reading could make a huge difference.

Three cheers for technology being used to help people overcome difficulties and make learning easier and more efficient.


This article originally appeared on 5.30.22.

Science

Pennsylvania home is the entrance to a cave that’s been closed for 70 years

You can only access the cave from the basement of the home and it’s open for business.

This Pennsylvania home is the entrance to a cave.

Have you ever seen something in a movie or online and thought, "That's totally fake," only to find out it's absolutely a real thing? That's sort of how this house in Pennsylvania comes across. It just seems too fantastical to be real, and yet somehow it actually exists.

The home sits between Greencastle and Mercersburg, Pennsylvania, and houses a pretty unique public secret. There's a cave in the basement. Not a man cave or a basement that makes you feel like you're in a cave, but an actual cave that you can't get to unless you go through the house.

Turns out the cave was discovered in the 1830s on the land of John Coffey, according to Uncovering PA, but the story of how it was found is unclear. People would climb down into the cave to explore occasionally until the land was leased about 100 years later and a small structure was built over the cave opening.



The idea was to make it accessible to visitors and use the cave as a tourist attraction, and the small structure was eventually built into a two-story house. But it was closed to the public in 1954 after the land was purchased for limestone mining and it remained closed for nearly 70 years. (In the words of Stephanie Tanner, "How rude.") Sometime during that 70-year closure, the home that contains the cave was purchased by Dara Black, and in 2021, it reopened to the public.

Currently, the home is occupied by Black, but to gain access to the cave you can simply book a tour. The best part about booking a tour is that you only have to make a donation to enter. It's a pay-what-you-can sort of setup, but since someone actually lives in the home, you can't just pop in and ask for a tour. You have to go during the "open house" times available.

According to the Black-Coffey Caverns Facebook page, they treat the tours truly as an open house, complete with snacks and drinks. There's a waiting room area where people can chat and eat their snacks while they wait for the tour to start. They also offer cave yoga once a month. According to Uncovering PA, the tour takes about 45 minutes to complete and there are about 3,000 feet worth of passageways.

Imagine living on top of a cave and just taking strangers on a waltz under your floorboards essentially. It makes me wonder if the house is quiet at night or if you can hear echoes of the cave sounds while you're trying to sleep. From the Facebook page, it appears that the cave doesn't have any lights, but there were pictures with some Christmas lights mounted to the cave walls. Otherwise, you have to use flashlights.

Hopefully, no mischievous children decide to play hide and seek or you just might have to call in a rescue crew. Literally. But what an unbelievable "pics or it didn't happen" kind of story to tell. It's not every day you run into someone that has a door that leads you to an underground cave.

If you want to see what a cave tour looks like starting from the outside of the house, check out the video below:

This article originally appeared on 1.30.23