We could be saving a lot of money by living a cleaner, greener lifestyle — like in the trillions.
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Natural Resources Defense Council

Look, I get it: Cleaning up your carbon footprint feels like a lot of work.

What with all the dividing up your plastics and cans and cardboard and glass and dragging that bright green or blue bin out to the curb once a week.

Hell, I'm not even sure what goes where at my co-working space:



Is there a difference between the blue and the green? What about all the biodegradable cups and utensils? Where do I put those when I'm done? I'M SO OVERWHELMED — ooooh, look! Reese's Peanut Butter Pumpkins...

And sure, maybe you'd buy an electric car if there were more options or if they weren't so much more expensive at the lot.

But as cool as your neighbor's solar panels look, you can't imagine that the maintenance and installation costs could really make it worth it. Besides, your standard electric bill is easier, and it's not even that bad anyway. Right?

But what if I told you that clean, green living will actually save you money?

GIF from "The Matrix."

I think it's fair to assume that most people think that greenhouse gases are cheap and easy, so they're willing to go along with the undeniable damage that they do to the planet because, hey, money's tight. I get that.

But guess who benefits from that belief? (Hint: It's the people making money off of it.)

As it turns out, renewable energy is significantly more cost-effective than fossil fuels.

And the price is only going down (which in turn makes the price of fossil fuels rise even more because the market says so — shout-out to all my free-market capitalist homies!)


Clearly Beyoncé was singing about renewal energy and the changing climate, which is decidedly not "chill." GIF via Destiny's Child.

So much so that it has cost us over $300 trillion — and counting! — for not doing the green thing.

A new economic study has valued the cost of our continued environmental destruction at a whopping $326 trillion dollars (over two centuries, but still).

Specifically, the study from the University of Cambridge and the National Snow and Ice Data Center applied theoretical economic models to predict the cost of climate change over the next 185 years on agriculture, air conditioning (to counter the rising global temperatures), human health care and medical coverage for new and evolving diseases, and more.

What's more, their model showed that if we don't find a way to slow the increasing thaw of Arctic permafrost and the resulting carbon emissions, it'll add an additional $43 trillion to that already hefty sum.

It should be noted that these numbers are ignoring the cost of inflation; presumably private colleges will cost $43 trillion per semester in the year 2100, but that's like comparing a nickel today to a nickel in 1830.


GIF from "Eastbound and Down."

"We want to use these models to help us make better decisions — linking scientific and economic models together is a way to help us do that," Chris Hope, one of the authors of the paper, said in a press release. Ya know, better decisions like not destroying the planet while also paying out of pocket to subsidize our own demise.

At the end of the day, the facts are clear: Clean, green living is not a partisan problem. It's actually better for everyone.

"Reducing fossil fuel emissions and stopping climate change is not a stark choice between jobs and the environment," said Kevin Schaefer, another author of the paper. “Rather, we can simultaneously reduce emissions and grow the economy by harnessing the same market forces that created the problem in the first place. [...] This will create an environment where consumers will naturally choose the low-carbon option because it is the best economic choice available."

When you put it that way, it's kind of hard to argue. It is literally a win-win for everyone.


GIF from "Parks and Recreation."

The return on investment for clean energy is worth it — but the benefits are that much better when we all work together.

Time for some real talk: One electric car or residential solar panel is not going to save us from the $326 trillion doom of our fiery future.

But if the world around us keeps going about things as they have been, these small pockets of change will only serve to slightly offset the inevitable — particularly when about 30% of the greenhouse gas emissions on the planet come from factories (including their share of emissions from electricity) — the largest contributor of any sector.

So as long as money talks, let's put our money where our mouths are and invest it in cleaner, greener lifestyles.

Let's pledge our support for a clean energy future — we can start by putting a stop to offshore drilling in the Arctic. By coming together and pledging ourselves toward a better future, we can implement greater and more far-reaching changes than me trying to understand the difference between the green and blue recycling bins.

But I'm still going to do that, of course. Because it still makes a difference.

True

2020 was difficult (to say the least). The year was full of life changes, losses, and lessons as we learned to navigate the "new normal." You may have questions about what the changes and challenges of 2020 mean for your taxes. That's where TurboTax Live comes in, making it easy to connect with real tax experts to help with your taxes – or even do them for you, start to finish.

Not only has TurboTax Live helped millions of people get their taxes done right, but this year they've also celebrated people who uplifted their communities during a difficult time by surprising them with "little lifts" to help out even more.

Here are a few of their stories:


Julz, hairdresser and salon owner

"As a hairdresser and salon owner, 2020 was extremely challenging," says Julz. "Being a hairdresser has historically been a recession-proof industry, but we've never faced global shut down due to health risk, or pandemic, not in my lifetime. And for the first time, hairdressers didn't have job security."

Julz had to shut down her salon and go on unemployment benefits for the first time. She also had to figure out how she was going to support herself, her staff and her business during this difficult time. But many other beauty industry professionals didn't have access to the resources they needed, so Julz decided to help.

"My business partner and I began teaching basic financial literacy to other beauty industry professionals," she says. "Transitioning our business from behind the chair to an online academy was a challenge we tackled head-on so that we could move hairdressers into this new space of education, and create a more accessible curriculum to better serve our industry.

Julz connected with a TurboTax Live expert who helped her understand how unemployment affected her taxes and gave her guidance on filing quarterly estimated taxes for her small business. "I was terrified to sit at a computer and tackle this mess of receipts," Julz says, so "it was great to have some virtual handholding to walk me through each question."

In addition to giving Julz the personalized tax advice she needed, TurboTax Live surprised her with a "little lift" that empowered her to help even more beauty professionals. "When my tax expert Diana surprised me with a little lift, I was moved to tears," says Julz. "With that little lift, I was able to establish a scholarship fund to help get other hairdressers the education they deserve."


Alana, new mom

Alana welcomed her first child in 2020. "I think my biggest challenge was figuring out how to be a mom, with no guidance," she says. "My original plan was to have my mom by my side, teaching me the ropes, but because of COVID, she wasn't able to come out here."

She was also without a job for most of 2020 and struggled to find something new.

So, Alana took it as a sign: she decided to launch her own business so she could support her new baby, and that's exactly what she did. She started a feel-good company that specializes in creating affirmation card decks — and she's currently in the process of starting a second, video-editing business.

TurboTax Live answered Alana's questions about her taxes and gave her some much-needed advice as she prepared to launch her businesses. Thanks to their "little lift," they provided her with a little emotional support too.

"I got my mom a plane ticket to finally [have her] meet [my daughter] for her first birthday," Alana says. "I was also able to get a new computer," which helped her invest in her new business and work on her video editing skills. "It's helped my family and me so much," she says.


Michael, science teacher

When schools shut down across the country last year, Michael had to learn how to adapt to a virtual classroom.

"As a teacher, I had to completely revamp everything," he says, so that he could keep his students engaged while teaching online. "At the beginning, it was a nightmare because I had no idea. I had to go from A-Z within a couple of weeks."

Michael's TurboTax Live expert answered his questions about how working from home affected his taxes and helped him uncover surprising tax deductions. To top it all off, his expert surprised him with brand new science equipment and supplies, which allowed him to create an entire line of classes on YouTube, TikTok, Instagram, and Facebook. "Now I can truly potentially reach millions of children with my lessons," he says. "I would never have taken that leap if not for the little lift from TurboTax Live."



Ricky, motivational youth speaker

As a motivational speaker, Ricky was used to doing his job in person, but, he says, "when COVID-19 hit, it altered my ability to travel and visit schools in person [because] schools moved to fully virtual or hybrid models."

He knew he had to pivot — so he began offering small virtual group workshops for student leadership groups at middle and high schools.

"This allowed me to work with student leaders to plan how they would continue making a positive impact on their school community," he says. He wasn't sure how being remote would affect his taxes, but TurboTax Live Self-Employed gave him the advice and answers that he needed to keep more money in his pocket at tax time — and the little lift he received from them has helped him serve even more students.

"[It] has been a major blessing," he says "There will be multiple schools and student groups from across the country that I can hold leadership workshops with to empower them with the tools to be inspirational leaders in their school, community, and world."

Plus, he says, it was great knowing he had an expert to help him figure out how being remote affected his taxes. "I felt confident and assured in the process of filing my taxes knowing I had an expert working with me, says Ricky. "There were things my expert knew that I would not have considered when filing on my own."

Filing your taxes doesn't have to be intimidating, especially after a year like 2020. TurboTax Live experts can give you the "little lift" you need to get your taxes done. File with the help of an expert or let an expert file for you! Go to TurboTax Live to get started.

via Forbes / YouTube

Swedish climate activist Greta Thunberg, 18, gave a blistering critique to a House of Representatives panel on Thursday, focusing on the country's fossil fuel subsidies.

Thunberg appeared virtually at the two-day Earth Day summit where the Biden Administration announced its pledge to slash U.S. greenhouse gas emissions in half by 2030.

Thunberg has become an international climate icon after delivering impassioned speeches to the United Nations and inspiring the largest climate change protest in history in 2019.

Keep Reading Show less
True

2020 was difficult (to say the least). The year was full of life changes, losses, and lessons as we learned to navigate the "new normal." You may have questions about what the changes and challenges of 2020 mean for your taxes. That's where TurboTax Live comes in, making it easy to connect with real tax experts to help with your taxes – or even do them for you, start to finish.

Not only has TurboTax Live helped millions of people get their taxes done right, but this year they've also celebrated people who uplifted their communities during a difficult time by surprising them with "little lifts" to help out even more.

Here are a few of their stories:


Julz, hairdresser and salon owner

"As a hairdresser and salon owner, 2020 was extremely challenging," says Julz. "Being a hairdresser has historically been a recession-proof industry, but we've never faced global shut down due to health risk, or pandemic, not in my lifetime. And for the first time, hairdressers didn't have job security."

Julz had to shut down her salon and go on unemployment benefits for the first time. She also had to figure out how she was going to support herself, her staff and her business during this difficult time. But many other beauty industry professionals didn't have access to the resources they needed, so Julz decided to help.

"My business partner and I began teaching basic financial literacy to other beauty industry professionals," she says. "Transitioning our business from behind the chair to an online academy was a challenge we tackled head-on so that we could move hairdressers into this new space of education, and create a more accessible curriculum to better serve our industry.

Julz connected with a TurboTax Live expert who helped her understand how unemployment affected her taxes and gave her guidance on filing quarterly estimated taxes for her small business. "I was terrified to sit at a computer and tackle this mess of receipts," Julz says, so "it was great to have some virtual handholding to walk me through each question."

In addition to giving Julz the personalized tax advice she needed, TurboTax Live surprised her with a "little lift" that empowered her to help even more beauty professionals. "When my tax expert Diana surprised me with a little lift, I was moved to tears," says Julz. "With that little lift, I was able to establish a scholarship fund to help get other hairdressers the education they deserve."


Alana, new mom

Alana welcomed her first child in 2020. "I think my biggest challenge was figuring out how to be a mom, with no guidance," she says. "My original plan was to have my mom by my side, teaching me the ropes, but because of COVID, she wasn't able to come out here."

She was also without a job for most of 2020 and struggled to find something new.

So, Alana took it as a sign: she decided to launch her own business so she could support her new baby, and that's exactly what she did. She started a feel-good company that specializes in creating affirmation card decks — and she's currently in the process of starting a second, video-editing business.

TurboTax Live answered Alana's questions about her taxes and gave her some much-needed advice as she prepared to launch her businesses. Thanks to their "little lift," they provided her with a little emotional support too.

"I got my mom a plane ticket to finally [have her] meet [my daughter] for her first birthday," Alana says. "I was also able to get a new computer," which helped her invest in her new business and work on her video editing skills. "It's helped my family and me so much," she says.


Michael, science teacher

When schools shut down across the country last year, Michael had to learn how to adapt to a virtual classroom.

"As a teacher, I had to completely revamp everything," he says, so that he could keep his students engaged while teaching online. "At the beginning, it was a nightmare because I had no idea. I had to go from A-Z within a couple of weeks."

Michael's TurboTax Live expert answered his questions about how working from home affected his taxes and helped him uncover surprising tax deductions. To top it all off, his expert surprised him with brand new science equipment and supplies, which allowed him to create an entire line of classes on YouTube, TikTok, Instagram, and Facebook. "Now I can truly potentially reach millions of children with my lessons," he says. "I would never have taken that leap if not for the little lift from TurboTax Live."



Ricky, motivational youth speaker

As a motivational speaker, Ricky was used to doing his job in person, but, he says, "when COVID-19 hit, it altered my ability to travel and visit schools in person [because] schools moved to fully virtual or hybrid models."

He knew he had to pivot — so he began offering small virtual group workshops for student leadership groups at middle and high schools.

"This allowed me to work with student leaders to plan how they would continue making a positive impact on their school community," he says. He wasn't sure how being remote would affect his taxes, but TurboTax Live Self-Employed gave him the advice and answers that he needed to keep more money in his pocket at tax time — and the little lift he received from them has helped him serve even more students.

"[It] has been a major blessing," he says "There will be multiple schools and student groups from across the country that I can hold leadership workshops with to empower them with the tools to be inspirational leaders in their school, community, and world."

Plus, he says, it was great knowing he had an expert to help him figure out how being remote affected his taxes. "I felt confident and assured in the process of filing my taxes knowing I had an expert working with me, says Ricky. "There were things my expert knew that I would not have considered when filing on my own."

Filing your taxes doesn't have to be intimidating, especially after a year like 2020. TurboTax Live experts can give you the "little lift" you need to get your taxes done. File with the help of an expert or let an expert file for you! Go to TurboTax Live to get started.