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Family

Family saves at least $1,000 a month on rent by living on a decommissioned military tugboat

They have a view that's worth millions.

tugboat, family on tugboat, living on a boat

Taryn Collins, Jason Loger and their son Russell are living the "tug life."

A family in Northern California has found a way to beat the high price of rent and live a life of freedom on a 65-foot decommissioned U.S. Coast Guard tugboat. According to a recent story by South West News Service, Jason Loger, 37, and his wife, Taryn Collins, 36, bought the boat for $35,000 at an auction in 2019. Since moving to the boat, they’ve had a son Russell who’s two years old.

They purchased the vessel on their second date.

“When I first saw the boat in pictures I thought it was a floating tetanus shot,” Taryn said according to Metro. “But once I got in there and saw Jason’s love and his passion for it and saw the ability to move on water, I fell in love with the whole idea of it.”


Jason is a railroad engineer obsessed with maritime history, and Taryn is a stay-at-home mother. Taryn estimates that living on the boat costs the family about $1,300 a month, including the slip fee, liveaboard fee, and electricity. That saves them about $1,000 over the cost of renting the average two-bedroom home in California ($2,405), and $2,700 over the same house in the San Francisco Bay Area is over $4,000.

@taryndownwalls

The engine room gets it’s own video. #livingaboard #tuglife #raisingababy #momtok #momsoftiktok #babylove #babyboy #boatbaby #MaiselChallenge

The monthly cost for the boat is a steal, especially in the area where they dock, but there were some initial costs in making it a comfortable place for the family. The ship was commissioned in 1962 and decommissioned in 1982. From 1982 to 2019, it was an oceanographic research vessel.

“The haul-out, dry docking and launch, inspection, sanding and painting of the underwater portion of the boat for routine maintenance was about $20K,’ Taryn said, according to Metro. “Another $30,000 was spent on materials and equipment for things like shore power transformers to be able to plug into a regular marina, paint, steelwork, a full-sized washer and dryer, flooring, HVAC repairs and equipment.”

Living on the boat allows the family to pick up and go wherever and whenever they like.

@taryndownwalls

In between all that we decided to also add *a kid* into the mix. Cant wait for good weather and more hands *even tiny ones* for upgrade projects. #liveaboard #tugboat #fyp

"We have easy access to quick mobility. We can throw off our lines and go watch the sunset without so much as packing or finishing dinner,” Taryn told South West News Service. They also enjoy hanging out with their new friends living on the water. "We also have an incredible live-aboard neighborhood filled with drinks on the back deck and a ton of camaraderie."

Some think living on a boat with such a young child is downright dangerous. But Taryn and Jason have no time for their critics.

“After posting to TikTok, I’m hearing comments saying that it’s delusional and not safe,” Tarn told The New York Post. “[But] what part of it isn’t safe? Everything I’m doing is safe and it’s just as safe as what you would be in a house.”

“No matter if you live in a boat or a house, you need to supervise your children. We have doors and we have brains,” she continued. “I would say about 95% of the people would say that they wish they could do this, and that I’m a good mum to give my son this awesome adventure.”

The couple hopes that living the “tug life,” as they call it, inspires others to live out their dreams as well. They document their unique living situation on Taryn’s TikTok channel, which has over 70,000 subscribers.

“I wanted to show people that they can do this,” Taryn said, according to Metro. “It’s not super expensive if you’re not afraid of water.”

All images provided by Prudential Emerging Visionaries

Collins after being selected by Prudential Emerging Visionaries

True

A changemaker is anyone who takes creative action to solve an ongoing problem—be it in one’s own community or throughout the world.

And when it comes to creating positive change, enthusiasm and a fresh perspective can hold just as much power as years of experience. That’s why, every year, Prudential Emerging Visionaries celebrates young people for their innovative solutions to financial and societal challenges in their communities.

This national program awards 25 young leaders (ages 14-18) up to $15,000 to devote to their passion projects. Additionally, winners receive a trip to Prudential’s headquarters in Newark, New Jersey, where they receive coaching, skills development, and networking opportunities with mentors to help take their innovative solutions to the next level.

For 18-year-old Sydnie Collins, one of the 2023 winners, this meant being able to take her podcast, “Perfect Timing,” to the next level.

Since 2020, the Maryland-based teen has provided a safe platform that promotes youth positivity by giving young people the space to celebrate their achievements and combat mental health stigmas. The idea came during the height of Covid-19, when Collins recalled social media “becoming a dark space flooded with news,” which greatly affected her own anxiety and depression.

Knowing that she couldn’t be the only one feeling this way, “Perfect Timing” seemed like a valuable way to give back to her community. Over the course of 109 episodes, Collins has interviewed a wide range of guests—from other young influencers to celebrities, from innovators to nonprofit leaders—all to remind Gen Z that “their dreams are tangible.”

That mission statement has since evolved beyond creating inspiring content and has expanded to hosting events and speaking publicly at summits and workshops. One of Collins’ favorite moments so far has been raising $7,000 to take 200 underserved girls to see “The Little Mermaid” on its opening weekend, to “let them know they are enough” and that there’s an “older sister” in their corner.

Of course, as with most new projects, funding for “Perfect Timing” has come entirely out of Collins’ pocket. Thankfully, the funding she earned from being selected as a Prudential Emerging Visionary is going toward upgraded recording equipment, the support of expert producers, and skill-building classes to help her become a better host and public speaker. She’ll even be able to lease an office space that allows for a live audience.

Plus, after meeting with the 24 other Prudential Emerging Visionaries and her Prudential employee coach, who is helping her develop specific action steps to connect with her target audience, Collins has more confidence in a “grander path” for her work.

“I learned that my network could extend to multiple spaces beyond my realm of podcasting and journalism when industry leaders are willing to share their expertise, time, and financial support,” she told Upworthy. “It only takes one person to change, and two people to expand that change.”

Prudential Emerging Visionaries is currently seeking applicants for 2024. Winners may receive up to $15,000 in awards and an all-expenses-paid trip to Prudential’s headquarters with a parent or guardian, as well as ongoing coaching and skills development to grow their projects.

If you or someone you know between the ages of 14 -18 not only displays a bold vision for the future but is taking action to bring that vision to life, click here to learn more. Applications are due by Nov. 2, 2023.
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