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A senior citizen was about to be scammed out of $9,000. A Canadian bank teller saved the day.

"His biggest blessing is losing a couple of hundred and not thousands."

Photo Credit: Canva

A scammer on the computer. A senior citizen falls for it.

Scam artists have gotten more advanced when it comes to diabolically tricking people out of their money, especially senior citizens. And now with cryptocurrency, which is confusing to many and completely accessible online, there's an added layer of concern for the most vulnerable.

Which is why, more than ever, people need to be on the lookout for swindlers. Luckily, some really good folks are stepping up. On the subreddit r/scams, there are 1.6 million weekly visitors; time and time again, they help alert people to perpetual fraud.

One bank teller posted, "You all saved my customer today" and then told a heroic story about an elderly customer attempting to deposit a check.

"I had a customer come in today and he had a cheque that he wanted to deposit," the bank teller wrote. "Super normal, no red flags. He asked about how long the hold will be. Still, no red flags. Since we're in Canada and we celebrate Victoria Day, the banks are closed on Monday. So, his 5 business day hold will take us to May 21."

banks, bank teller, elderly, senior citizens, scams A bank teller dispenses money at a bank. www.flickr.com

Here's where things took a turn. "I told him that and he said he needs at least $9000 released right away," the bank teller added. "Now I'm even more curious and I asked why. He said he needs 10% to send to his crypto account so he can withdraw the $90,000 USD that his crypto account has generated."

Luckily, this bank teller's antenna went up. "Skeptical, I asked what account, how he opened it, the website—the whole ordeal," the bank teller wrote. "To my surprise, he told me. He clicked on a FACEBOOK AD and deposited a couple of $100 back a few months ago and now it's generated to $90,000 USD. But in order to get the $90,000—he needs to deposit $9,000."

"Yeah, no. I told him he's being scammed, grabbed my phone, and showed him the numerous crypto scams posted on reddit," the bank teller added. "I said his biggest blessing is losing a couple of $100 and not thousands."

There are over one hundred comments on this thread alone. One pointed out: "We all have a blind spot. In reality, most of us over fifty are hesitant to listen to our family members and neighbors. Stubborn. We think we are so smart, and gotta maintain that street cred. It took a nurse I had never met to get my attention about a health issue. It may take a bank employee to open my eyes about something like this. Thank you for diving into his problem."

This person noted how refreshing it was to see that the customer, who had truly gotten their hopes up, actually listened to the teller: "The biggest surprise here is that he actually listened and was willing to believe he'd been scammed. We see so many horror stories about people sticking their heads in the sand and refusing to accept reality, it's such a nice change of pace."

There are so many other stories that run the gamut of scams across every platform. One person told a harrowing story of their mother who got defrauded out of her entire retirement fund. The thread has over 500 comments of suggestions, as well as communal support.

@droidsavvy

Some have no idea about these 🫡

The good news is there are ways to combat these fraudsters. First, it's important to know what to look for.

The National Council on Aging (NCOA) recently posted the top five scams targeting seniors. These include "The Grandparent Scam," in which someone impersonates a grandchild asking for help, scams that appear to be loans from reputable banks, "tech support scams" (which I have personally fallen for), government scams asking for private information like Social Security numbers, and one of the most upsetting—the romance scam.

"As more people turn to online dating, con artists are seizing the opportunity," NCOA's Jessica Johnson wrote. "Romance scammers create fake social media profiles and use them to gain trust and steal money. In some cases, these scammers may be (or pretend to be) overseas. They may ask their victims to pay for visas, medical emergencies, and travel expenses to come to the U.S."

Johnson adds that as of two years ago, these scams have totaled well over one billion dollars in loss.

-Dr. Regina Koepp gives tips on scammers. www.youtube.com, Dr. Regina Koepp

As for what you can do? First, know—and let those in your life know—that if you get scammed, don't be embarrassed. Have consistent conversations about how clever these scammers have become and how common they are. Advise anyone who might be vulnerable to never give out important information to someone emailing or calling for it.

If it happens, contact local police, banks, and the Federal Trade Commission. Adult Protective Services also has resources on how to get started.

The FTC also posted these helpful tips:

  1. "Never transfer or send money to anyone, no matter who they say they are, in response to an unexpected call or message. Even if they say it’s to 'protect it.'"
  2. "Hang up and verify. Hang up the phone and call the company or agency directly using a phone number or website you know is real. Don’t trust what an unexpected caller says, and never use the phone number in a computer security pop-up or an unexpected text or email."
  3. "Block unwanted calls. Learn about your call blocking options to stop many of these scammers before they reach you."

The topic gained extra attention last year with the film Thelma, in which actress June Squibb plays a woman on a mission to recover her scammed money (her methods are not recommended, but the film, based loosely on a true story, is aces).

June Squibb stars in the movie Thlema. www.youtube.com, Magnolia Pictures

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10 corporate secrets to moving up quickly in your career—while others don’t

“Knowing how to play the game is an extremely valuable skill.”

Photo credit: Canva

Why do some people shoot up to manager positions while others stay behind?

Following the smashing television sensation, Succession, and later, Industry, it’s no surprise that everyone is clamoring for their way up the corporate ladder. However, real life is nothing like the glossy—albeit, depressing—floors of Waystar Royco; in the real world there are evil bosses, annoying coworkers, and pesky KPIs that need to be dealt with, leaving many workers wondering, “Is this really what I signed up for?”

That’s at the heart of this question posted to r/careerguidance on Reddit, anyway. User @Ok-Living5146 asked, “What is the secret to some people moving up fast in their careers while others don’t?”

They added some context, writing, “I’ve been in the same ‘level’ of job for years, and it has been frustrating watching people with less experience or less education soar up into these big roles. I’ll often see Directors who have less education or years in the field than I do, or people who randomly shoot up into manager positions or even higher. What exactly is the secret?”

Reddit, as it frequently does, responded in droves. We’ve compiled 10 of the best advice nuggets, below.


team, corporate, business, meeting, skills How much does "being good and looking tall" matter in a corporate setting?Photo credit: Canva

“Charisma, communication skills…”

For @fortyeightD, success in a corporate context looks an awful like a grocery shopping list. The user rattles off different attributes to succeeding at work, writing:

“Charisma. Communication skills. Building rapport with the right people. Being good and looking tall. Confidence. Ability to make a decision under pressure. Public speaking skills. Being someone who others respect and look up to. Good grooming and dress sense and hygiene. Being reliable. Being positive and not complaining. Sharing the CEO’s LinkedIn posts. Sucking up. Matching the manager’s biases/preferences for age/race/religion/gender. Giving the appearance of going above and beyond for the company. Nepotism. Attending all social functions and chatting to senior leaders and telling them their ideas are brilliant. Taking on extra responsibilities like joining committees. Working on high-visibility projects. Being the spokesperson in any group situation.”

They also added,

“Record metrics for anything that you work on, so you can tell your manager hard numbers about how you have improved things. For example customer satisfaction, reducing expenses, increasing sales, reducing tickets, etc.”

Easy, right?

Another person jokingly replied, “Yea, I’m not moving up.”


via GIPHY


“Be the squeaky wheel”

User @Deep-Library-8041 shared a great anecdote:

“Only thing I’d add is being vocal about career goals and wanting to move up. I was on a small team of three—me and another person with the same title, plus our manager. After getting settled into the role, in our 1:1’s I shared my career goals and asked for help getting there. So over the course of three years she introduced me to people; when an opportunity popped up she put me forward, supported me when I had new ideas, etc. And at each annual review, I put a lot of effort into showing evidence of my growth, ambition, and results.

My colleague stayed silent. She never spoke up, tried to gain visibility, said no to new projects, etc. I know she’s resentful, but people aren’t mind readers. Be the squeaky wheel—know what you want and ask to be coached how to get there.”

Another prescient commenter added,

“Sounds like you had an excellent manager.”

To which, @Deep-Library-8041 replied, “Yes—should edit to add that you need a supportive manager to make this happen!”

“An ongoing problem with yes-men…”

This one unfolded like a duet, told in two parts. The first, from @billsil, who wrote:

“I asked my friend who was in a VP level role at 27. She told me she knew the product top to bottom better than anyone because she had done such a variety of things on it. The CEO trusted her to tell her the truth, which was an ongoing problem of yes-men.

She had quite the target on her back and dealt with a lot of shit from other people, but she only took shots at people who deserved it. Having dealt with them, I was happy someone could put them in their place.”


team, corporate, business, meeting, skills If you find a company that values your contributions, you will know. Photo credit: Canva

Then, @tennisgoddes1 replied,

“Spot on for generally any company. If you work at a good company that values your contributions and leadership skills, you will know immediately if you are at one of those companies because your skills will be recognized. Respect for your input and experience will be given. It’s quite refreshing.”

“You do not progress simply because you are good at your work”

A dose of reality, shared by @senpai07373:

“You need to realize one important thing. You do not progress simply because you are good at your work, and you work for many years. If you want to progress, you have to show that you have skills needed to level up job. You can be the most brilliant specialist with 15 years of experience, yet you still might not have the capacity to be manager, not to mention director. Being great at your work can and should give your bonus, can and should get you a raise. But just being great at your work is not the most important thing when you look for progress.”

via GIPHY


“Knowing how to play the game…”

Some career coaching, courtesy of @throwawayOnTheWayO (who seems like they read Machiavelli’s The Prince or The Art of War a few hundred times):

“Knowing how to play the game is an extremely valuable skill, the most valuable skill, in fact.

No one cares how long you’ve worked at a company. Why would they? If someone came in and was able to learn in 1 year everything that you did in your 5 years, then more power to them. The state of the company right now is probably nothing like it was 5 years ago, and leadership’s plans for the future may include not wanting anything from the past to keep it down.

Companies that grow and make money do so because of smart decisions by competent leadership. They don’t just happen to make money and happen to stay in business for years or decades on dumb luck. It is not easy to keep a company up and running. Once you recognize that most leaders are actually competent and are dealing with numerous variables that you have no knowledge or understanding of, then you can drop your cynicism and start to move up.

Leadership requires effective social skills and the ability to navigate hierarchies, in addition to the skills necessary to handle the day to day of the job.”

“Career movement itself is a skill”

User @Momjamoms offered some wisdom, commenting:

“Through my decades in corporate America, I've seen lots of people work really really hard hoping they'll be noticed and promoted because they were taught that hard work pays off. In reality, it never works that way. Career movement itself is a skill that requires stellar communication skills and constant, active campaigning.”

via GIPHY

To which, another user replied:

“This. It has nothing to do with your ability to do your job. It is all about people skills.”

“Why should they promote you?”

Sometimes, the grass really is greener in the other pasture, reminds user @Ok_Push2550. They wrote,

“Changing jobs.

If you've been there for years (5 or more), and haven't left, why should they promote you? If you're doing well enough to not get fired, then they can hire from outside to get someone with more talent and drive to do something big.

If you go somewhere else, it signals to your new employer (and old employer) that you're not satisfied with what you have, and want more.”

via GIPHY

A different user agreed, commenting:

“Exactly this. That is how I got promoted twice over the past 7 years, applying for a better position in two companies. That's also how I doubled my salary while my colleague from the first job is still in the same position even though we started on the same day.”

“Confidence.”

For a more measured, achievable response, look to @OGP01, who wrote:

“Multiple moves into slightly bigger roles. Makes them look experienced.

Building good relationships with senior leaders. Talking to them regularly.

Being known for their team's achievements that they enabled. But at the same time praising members of their team for delivering these results.

Confidence. Being able to bullshit their way through anything, even if they haven’t got a clue what they’re talking about.”

“Build a relationship with someone in the C-Suite…”

Although, if you want a true cheat code, @Willing-Bit2581 has the answer:

“Build a relationship with someone in the C-Suite, that can put you on a track… I've witnessed a 35-year-old woman got from Audit Manager to Sr. Manager to Director to AVP in less than 5 years. She’s clearly being groomed for higher roles.

Saw another woman in late thirties, some went from Sr. Analyst to VP in less than 10 years.”

via GIPHY


“Education and experience matter, but they’re table stakes”

Another dose of likeability reality, this time, from @Significant_Soup2558:

“Likability often trumps competence. People promote people they enjoy working with, people who make their lives easier, and people who fit the company culture.

This is how you do it. Favor visibility over competence. Treat networking as part of the job, both within and outside the company. Understand that perception is reality. Be strategic about job changes. Use a service like Applyre to job search passively.

Your education and experience matter, but they're table stakes. The people passing you by figured out that career advancement is a different skill set entirely from doing the actual work well.”


team, corporate, business, meeting, skills People skills matter in workplace. Photo credit: Canva

So, will you be taking the advice from these expert corporate Redditors? See you in the C-Suite.

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Psychologist shares 15-second trick to make kids of any age less rude and more cooperative

All it takes is a single question.

via Hunter Johnson/Unsplash

This trick can fix any attitude.

Sometimes, it can feel like half of parenting is repeating yourself over and over again, asking your child to brush their teeth or take a dish from the living room to the sink. It’s exhausting and makes you feel like a nag. Don't you wish there was a simple way to make your kids listen the first time?

Dr. Rebecca Kennedy, aka “Dr. Becky,” is a clinical psychologist and founder and CEO of Good Inside who says she has a quick way to make your kids more cooperative and less rude. Talk about killing two soul-crushing birds with one parenting stone. Dr. Becky got into psychology after struggling with anorexia as a teenager.

“Okay, no matter how old your kid is, you can use this 15-second tip to decrease rudeness and increase cooperation,” she says in a TikTok video with over 32,000 views. “Find your child today and ask them this question. 'Hey, I was just wondering, what could I do better as your parent?'”

parents, children, child, parenting, trick, communication A mom and son talk on the couch.Canva Photos

The psychologist says that even if the child has a random or impractical answer such as “Let me stay up ‘til midnight” or “I’d like to eat macaroni and cheese for breakfast, lunch and dinner,” just to listen. Simply by listening, you can change your child’s behavior.

She says we should also ask more questions to further the conversation: “Tell me more. What would that be like?”

@drbeckyatgoodinside

Want to improve your relationship with your kid in less than 15 seconds? Watch this reel for a quick-win strategy. The best part: When we use strategies like this in calm moments, we reduce the frequency of difficult moments with our kids. Of course, I’m a realist… I know you need in-the-moment strategies too! Cue: My Conquering Problem Behaviors Workshop. You’ll get an entire toolbox of in-the-moment and outside-the-moment strategies for reducing outbursts and strengthening your bond with your kid. Learn more in the link in bio!

“I mean, imagine your boss coming to you randomly and asking how they could be a better manager to you. Just by asking the question and listening,” she continued. Dr. Becky says that asking our kids how we’re doing as parents communicates three essential ideas: “I care about you. I respect you. I'm invested in this relationship.”

This type of questioning builds a connection with a child that can spill over into other behaviors. “You're building connection. And with more connection always comes more cooperation,” she ends the video.

The big takeaway from the video is that when we enhance our connection with our kids, they will be less likely to disobey or be rude because they feel heard and respected, so there’s no need to act out. They will also return that respect by listening to you when you have a request, such as taking out the trash or putting down their phone and coming to dinner.

Some people in the comments got funny responses when they asked their kids what they could improve. “I asked my 5yr old. I got a mildly scathing look and she said ‘erm, maybe try and burn dinner less next time?’” one parent wrote. “My 5 yo told me to look better and get a haircut,” another added.

Dr. Becky’s quick question is a great way for parents to strengthen their relationships when things are going well instead of trying to forge connections during conflict. It’s a great reminder that even when parenting, an ounce of prevention is a pound of cure.

family, parents, kids, parenting, bonding A happy family.Canva Photos

Dr. Becky sums up the importance of prevention in her TikTok caption: “When we use strategies like this in calm moments, we reduce the frequency of difficult moments with our kids,” she wrote.

This article originally appeared last year.

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Server accepts huge tip from a 'creepy' man, making her coworker angry. Was she right?

"Don’t spill your business to others. Your money is your money."

via Canva/Photos

A customer and a server at a restaurant.

A 27-year-old female server disagreed with a coworker over whether she should accept a large tip from a customer who flirted with her. This raised a good question: If someone wants to give you a large tip, should the reason why matter? Even if it’s because the man thought she was “pretty”?

After all, if a man is throwing around his money, he has to have some hope that she’ll be impressed enough to go out with him or that she’d be willing to make another financial arrangement. But in the same scenario, he also runs the considerable risk that the woman will pocket the cash and have nothing to do with him, which is what she did.

The woman shared her story on Reddit to see if commenters thought she was in the wrong for accepting the large tip. “I (27f) am a waitress. Friday night, I served this table. It was a middle-aged woman and a very handsome middle-aged man. A guy I would have gone out with if he wasn't so creepy. He had made sure to mention that the woman he was dining with was his sister. After the meal, he gave me a $500 (US dollar) tip,” the woman wrote.

tip, bill, restaurant, server, waitress, bill, gratuity A credit card and a bill.via Canva/Photos

“The tip was almost twice the price of the meal,” she continued. “He told me the tip was because I was so pretty. After work, I told a fellow waitress (32f), and she was angry. She told me it was a stupid decision to accept that. She said I made it seem like behavior like that is acceptable by accepting it. I probably would never accept a tip like that under those circumstances again. Am I [in the wrong]?”

The good news for the server was that the commenters overwhelmingly supported her decision, but with a caveat. She should take this opportunity to learn that, in the future, she should be quiet about the money she makes at work, especially when talking to her coworkers.

“It’s not like you asked for the big tip or agreed to do anything for it. If he’s wealthy and wants to leave a big tip, all the better for you. You did nothing wrong here,” the most popular commenter wrote. Other commenters felt that the coworker was simply jealous.

server, waitress, restaurant, tip, service, smile, brunette woman A smiling server.via Canva/Photos

“As a former server, [you’re not wrong]. This was never about her principles; it was about her being upset you got a huge tip and she didn't. Your fellow servers care about their money, so you don't need to tell them about yours. Bragging about your huge tips is a good way to make enemies or get robbed after work when one of the shady ones sends a text to their friend or partner and has them waiting by your car outside," the commenter wrote. "Never talk about how much you made in tips. No one needs that information but you, the IRS, and your boss. I guarantee she would have kept the tip herself if she had been the one serving him.”

When talking about tips at work, many commentators said keep it to yourself because you’re only going to make people jealous, and in the worst-case scenario, jealous coworkers could put you in grave danger. “Don’t spill your business to others. Your money is your money,” a commenter wrote.

woman, laptop at night, popcorn, woman smiling laptop, late night snack, A woman eating popcorn while looking at her laptop.via Canva/Photos

Ultimately, most people are okay with the server accepting the large tip because nothing was attached to it. She was free to pursue a relationship with the man and chose not to, which was smart because he seemed like a creep. For the rest of us, the story is also a great reminder to keep your business to yourself. There isn’t much to gain from discussing your money with coworkers.

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