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People share the most hilariously out-of-touch advice given for saving money

'If you think gas is too expensive, just buy an electric car.'

money; financial advice; funny
Photo by Andre Taissin on Unsplash

People share out-of-touch money advice.

People have all sorts of advice on saving, and when doling it out, money experts often overlook those living paycheck to paycheck. I saw one of these experts on television recently saying people should have three separate savings accounts for their home expenses—one each for appliances, furniture and home repairs. These in addition to your emergency savings fund and likely your regular savings account. The advice, while acceptable for some, is comical for the rest of us. For even more hilarious money advice, people on Reddit came up with some doozies.


Reddit user u/Salazard260 posed the question "What's the most comically out of touch 'advice' you've been given by someone wealthier?" Most of the responses were eyebrow-raising, and if you've ever been poor—whether it be working poor or below poverty line poor—the advice was hilarious. User blezmalfoy said they were told, "That I need to buy several apartments and rent them out. Unfortunately, he did not tell me where to get money to buy several apartments." You do have to wonder, where does one simply get money to buy multiple apartments? Maybe the money tree our parents told us didn't exist is actually in a forest of other money trees and we just don't know it.

Remember the controversy several years ago when a financial advisor told millennials to stop buying coffees and avocado toast in order to afford purchasing a home? This approach may work for some people who might save a couple hundred dollars by the end of the year, but it's hardly enough to make a downpayment on a new house. It makes you wonder how much this person thinks lattes cost.

Screenshot from Reddit

The Lending Club reported that in June 2022, 61% of Americans were living paycheck to paycheck, and the Census Bureau states that 11.4% of Americans were living in poverty in 2020. People in these two categories don't have any room to save for a rainy day when they're focused on surviving until payday, so the advice given from people far removed from the poverty line can seem a little tone deaf.

In the Reddit thread, a commenter explained advice given to them when they complained of gas prices. "If you think gas is too expensive, just buy an electric car." They lamented, "If I'm unable to pay $50 for a tank of gas, I'm certainly not going to be able to buy a new car, whether it's electric or not."

Another user was told, "Start putting money away for retirement now asap!!" To which the commenter responded, "my brother in christ i cant even put money away for Christmas presents."

Screenshot from Reddit

The one that takes the cake is a commenter who revealed his college roommate said, “When your parents send you your allowance each month, just set a thousand aside each time.” I bet this commenter never thought to do that. Also, how much are wealthy people sending their kids to college with? The way prices are right now, my children will be sent off to college with a box of ramen and a crisp $5 bill.

The thread is full of real-life experience and responses that will make you chuckle, especially if you grew up less wealthy or are currently poor. Starting a business and buying rental property costs money, as does paying off all of your debt to free up money to save. It would seem that most people understand that concept and yet it appears to be lost if you're reading the encounters on Reddit.

Just know, if you truly want to save money, quit your job and take a six-month sabbatical to wait for the perfect idea to come to you. I'm kidding. Don't do that.

Photo courtesy of Girls at Work

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This article originally appeared on 02.25.21


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Jason Smith, the principal of Stonybrook Intermediate and Middle School in Warren Township, Indiana, had a young student sent to his office recently, and his ability to understand his feelings made all the difference.

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All images provided by Adewole Adamson

It begins with more inclusive conversations at a patient level

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Adewole Adamson, MD, of the University of Texas, Austin, aims to create more equity in health care by gathering data from more diverse populations by using artificial intelligence (AI), a type of machine learning. Dr. Adamson’s work is funded by the American Cancer Society (ACS), an organization committed to advancing health equity through research priorities, programs and services for groups who have been marginalized.

Melanoma became a particular focus for Dr. Adamson after meeting Avery Smith, who lost his wife—a Black woman—to the deadly disease.

melanoma,  melanoma for dark skin Avery Smith (left) and Adamson (sidenote)

This personal encounter, coupled with multiple conversations with Black dermatology patients, drove Dr. Adamson to a concerning discovery: as advanced as AI is at detecting possible skin cancers, it is heavily biased.

To understand this bias, it helps to first know how AI works in the early detection of skin cancer, which Dr. Adamson explains in his paper for the New England Journal of Medicine (paywall). The process uses computers that rely on sets of accumulated data to learn what healthy or unhealthy skin looks like and then create an algorithm to predict diagnoses based on those data sets.

This process, known as supervised learning, could lead to huge benefits in preventive care.

After all, early detection is key to better outcomes. The problem is that the data sets don’t include enough information about darker skin tones. As Adamson put it, “everything is viewed through a ‘white lens.’”

“If you don’t teach the algorithm with a diverse set of images, then that algorithm won’t work out in the public that is diverse,” writes Adamson in a study he co-wrote with Smith (according to a story in The Atlantic). “So there’s risk, then, for people with skin of color to fall through the cracks.”

Tragically, Smith’s wife was diagnosed with melanoma too late and paid the ultimate price for it. And she was not an anomaly—though the disease is more common for White patients, Black cancer patients are far more likely to be diagnosed at later stages, causing a notable disparity in survival rates between non-Hispanics whites (90%) and non-Hispanic blacks (66%).

As a computer scientist, Smith suspected this racial bias and reached out to Adamson, hoping a Black dermatologist would have more diverse data sets. Though Adamson didn’t have what Smith was initially looking for, this realization ignited a personal mission to investigate and reduce disparities.

Now, Adamson uses the knowledge gained through his years of research to help advance the fight for health equity. To him, that means not only gaining a wider array of data sets, but also having more conversations with patients to understand how socioeconomic status impacts the level and efficiency of care.

“At the end of the day, what matters most is how we help patients at the patient level,” Adamson told Upworthy. “And how can you do that without knowing exactly what barriers they face?”

american cancer society, skin cacner treatment"What matters most is how we help patients at the patient level."https://www.kellydavidsonstudio.com/

The American Cancer Society believes everyone deserves a fair and just opportunity to prevent, find, treat, and survive cancer—regardless of how much money they make, the color of their skin, their sexual orientation, gender identity, their disability status, or where they live. Inclusive tools and resources on the Health Equity section of their website can be found here. For more information about skin cancer, visit cancer.org/skincancer.

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Pop Culture

'90s kids share movies that will 'take you back to a better time'

It was a magical time when animals played sports and yet somehow things were just simpler.

YouTube/Upworthy photo illustration

Honey, I shrunk the kid named Matilda while jamming in space!

Everyone knows that '90s movies just hit different. From sports movies to rom-coms to even horror, there was an undeniable innocence, without being overly simplistic or juvenile. They didn’t have nearly the amount of money going into production as they do today, but somehow managed to transport us to magical places.

Movies of the '90s are so iconic that there have been several attempts to reboot beloved titles. Which, let’s face it, tends to be a fool's errand at a cash grab. These movies are so timeless that simply viewing the original is more than fine.

Not sure which movie to start with? You’re in luck—a Reddit user by the name of YouBrokeMyTV asked ’90s kids to share movies that took them “back to a better time,” and because the internet can be a wonderful place, tons of people responded with some beloved classics.

These answers certainly don’t make a definitive list (there are just so, so many gems) but they're a fun glimpse into what made '90s cinema so special. A nostalgic romp through memory lane, if you will.

Enjoy these 14 titles that just might leave you jonesing for a rewatch:

1. "Honey, I Shrunk the Kids"

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A perfect example of how '90s movies were silly, but smart at the same time. And oh so wholesome.

2. "The Sandlot"

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It taught us nothing about baseball, but everything about friendship, rooting for the underdog and (most important) how to make s’mores.

3. "Drop Dead Fred"

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Critics might have run this cult classic through the mud during its inception, but audiences fell in love with the bizarre charm of this story about a mischievous little girl and her anarchist imaginary friend. So take that, snotfaces!

4. "The Goonies"

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Everyone just wanted to set off an epic quest with their friends for pirate treasure after seeing this movie.

5. Tim Burton's "Batman"

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Before the superhero genre was the behemoth it is today, a quirky director and the dude who was best known for playing the creepy demon in "Beetlejuice" breathed new life into comic-book movies. Marvel might be the leader on creating stories with adult themes that are digestible for kids nowadays, but this DC film was the first of its kind. Plus, that soundtrack … forget about it.

6. "Hook"

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Pretty much any '90s film starring Robin Williams was an absolute gem, but this one in particular is timeless. His gift of balancing childlike humor with emotional gravitas lent itself so well to playing the now grown and cynical Peter Pan, who must learn to reclaim his joy (relatable, millennials?). It was a bang-a-rang-er, no question.

7. "Space Jam"

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It had Looney Tunes, it had aliens and it had Michael Jordan. That’s a winning combination.

8. "Matilda"

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I don’t think I’m out of line when I say that this movie helped a lot of kids make their way through difficult childhoods.

9. "The Parent Trap"

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Even '90s reboots were awesome. And how fun it is to see that Lisa Ann Walker—the actress who played Chessy the housekeeper—is not only yet again gracing the screens in NBC’s “Abbott Elementary,” but is also being revered as a style icon on TikTok for her ultra casual looks in the film. We all knew she was onto something with long button downs and shorts.

10. "The Land Before Time"

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No cartoon, not even “The Lion King,” was a better depiction of childhood grief. And yet, despite encapsulating tragedy, director Don Bluth still left viewers hopeful. The subsequent 14 (yes 14) sequels definitely pale in comparison to the original, but "The Land Before Time" continues to stand the test of time nonetheless.

11. "Richie Rich"

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The scene where they play tag on four-wheelers is simply iconic.

12. "Dunston Checks In"

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Man, the '90s were the golden age of animal-centered films. And not just monkeys either—we got sports playing golden retrievers and not one, but two movies starring talking pigs. What a time to be alive. These films were made before CGI had reached the levels it’s at today, and the authentic interactions between humans and creatures reached right through the screen.

13. "George of the Jungle"
george of the jungle, brendan faser

Watch out for the tree!!!

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Have I seen this movie at least 20 times? Probably. It doesn’t get any better than this in terms of silly action films with bird puppets. It’s crazy to think that this role would eventually lead Brendan Fraser to "The Mummy" franchise, turning him into a household name. Though his career has had some tragic ups and downs, we are all grateful for the glorious comeback he’s been having.

14. Anything involving Mary-Kate and Ashley Olsen
mary kate and ashley

Yes, they were professional detectives.

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Whether vacationing in London, Paris or Rome, whether playing magical witches or making a huge billboard so their father could find love … Mary-Kate and Ashley Olsen offered zany, whimsical entertainment while wearing fun outfits. Sometimes, that’s all you need.