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Do you currently have health insurance? Now, more than ever, the answer is likely to be "yes."

Gallup recently released its quarterly Well-Being Index numbers, and when it comes to insurance, the numbers are looking better than ever.


The Affordable Care Act (ACA) was signed into law more than five years ago, and, to put it generously, it's still controversial.

The law has faced (and survived) two Supreme Court challenges. Members of Congress have voted to defund and/or repeal the law more than 50 times. And it remains one of those topics that's probably best not to bring up at the Thanksgiving Day dinner table.



The road here has been a wild one. It must also have been a gold mine for people who make poster boards and markers. Photo by Mark Wilson/Getty Images.

But let's sidestep the rhetoric for a bit and look at the results.

It certainly seems like the ACA is here to stay, especially after it was upheld again just a few weeks ago. So it's worth seeing if the Act is, you know, actually helping people.

In late 2013, just before one of the key provisions of the law was to take effect, there were more uninsured Americans than ever before.

In the Gallup-Healthways Well-Being Index for the fourth quarter of 2013, 17.1% of U.S. adults surveyed had no form of health insurance.

So in 2014, when the key provisions of the law kicked into full effect, it seemed like the moment of truth was finally here. Finally, we'd have the answer to one of the key questions of President Obama's presidency: Will this law actually reduce the number of uninsured Americans?

Now there's good news. Ever since 2014, Gallup has observed a downward trend in uninsured rates.

By the end of the first quarter of 2014, rates dropped below 17%; by the second quarter of 2014, only 15.6% of Americans were without insurance. And by the end of 2015's first quarter, the rate of uninsured Americans was at 11.9%.

Then came the latest numbers, released just after the Supreme Court ruled in favor of key provisions in the law for the second time: 11.4% of Americans are now uninsured, a new record low.

That means that 88.6% of Americans have health insurance coverage now, which is an incredible increase.


The new uninsured rates are pretty impressive. Thanks, Obama. Image via Thinkstock.

Even better, the most improvements were seen in groups with historically high uninsured rates: low-income individuals and people of color.

Between the end of 2013 and the second quarter of 2015, Gallup shows, the uninsured rate for black Americans dropped from 20.9% to 12%; Hispanic people saw their rate drop from 38.7% to 29.1%.

On the whole, uninsured numbers decreased across all ages, races, and income levels.

And with that, the question of whether or not the ACA is helping those most in need has been answered, and it's a resounding "yes."

Photo by Alex Wong/Getty Image.

By making health care more accessible, we're also seeing major on-the-ground improvements.

Those big numbers are one thing. But the millions of people who have seen their insurance situations improve during the past few years are the evidence of true improvements.

They're people like freelancer Andrew Stryker, who told the Washington Post that the ACA helped cut his premiums in half.

And they're people like this employee, who commented on Addicting Info about the struggle to afford insurance on their own.

"I lost my job in 2013 and was offered COBRA at $450 plus per month which I cannot afford on unemployment. I have epilepsy, a pre-existing condition, and was rejected when I shopped for private insurance. Thankfully, the ACA took effect and I now have affordable insurance with the cost based on my low income on unemployment. Without the ACA, I would be left without health insurance leaving me vulnerable to losing the home I worked to pay for over the last 30 years. ... The [ACA] is the best thing that happened to the American people in a very long time. Unfortunately, too many of them don't know it yet, but they will over time."

Politics aside, we're learning an important lesson.

Lives have been changed for the better as a result of expanded insurance access. Let's keep focusing on that priority.

Pop Culture

She bought the perfect wedding dress that went viral on TikTok. It was only $3.75.

Lynch is part of a growing crowd of newlyweds going against the regular wedding tradition of spending loads of money.

Making a priceless memory.

At first glance, one might think that Jillian Lynch wore a traditional (read: expensive) dress to her wedding. After all, it did look glamorous on her. But this 32-year-old bride has a secret superpower: thrifting.

Lynch posted her bargain hunt on TikTok, sharing that she had been perusing thrift shops in Ohio for four days in a row, with the actual ceremony being only a month away. Lynch then displays an elegant ivory-colored Camila Coelho dress. Fitting perfectly, still brand new and with the tags on it, no less.

You can find that exact same dress on Revolve for $220. Lynch bought it for only $3.75.
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Images provided by Pacifico

Making waves in the best way

True

At last, summer is here. And for many people, that means it's time for heading to the beach and maybe even catching some waves. Surfing is a quintessential summertime activity for those who live in coastal communities—it’s not only really fun and challenging, it’s also a great way to celebrate Mother Nature’s beauty. Even after a wipeout, the cool water mixed with warm sunshine offers a certain kind of euphoria. Or, you know, just hanging back on the sand is plenty fun too. Simply being outdoors near the ocean is its own reward.

pacifico quiksilver beach cleanupLet’s protect the places where outdoor adventure happensAll photos provided by Pacifico

However, it's well known that our beautiful beaches are suffering the consequences of overcrowding, pollution and littering. What was once a way of playing in nature is now slowly destroying it. And of course, this affects beachgoers everywhere. The sad truth is—without taking action to preserve all the natural joys the earth provides, we will eventually lose them.

But there is hope. Two popular brands that both have roots in surf culture have teamed up to help make trips to the beach a more sustainable pastime. The best part? You don’t have to know how to hang ten in order to participate.

Pacifico®, a pilsner-style lager originally brought to the U.S. by surfers, and Quiksilver, an iconic apparel company loved by both surfers and beach goers alike, have created a brand-new range of clothing and accessories with sustainability in mind.

Take a look below. These threads are great for all kinds of fun in the sun, without compromising the environment.

pacifico quicksilver beach cleanupsReady to make some waves

The collection launches on July 5 and includes tees and woven shirts, boardshorts, hats, flip-flops and a special beach towel and tote bag. The unique collaboration features the vibrant, colorful designs that are the hallmark of Quiksilver combined with Pacifico elements, created to make a positive impact.

Each item has been thoughtfully curated to minimize an environmental footprint and protect the outdoors. The hats, for example, are made from NetPlus® by Bureo®, a raw material created from South American recycled fishing nets. Additionally, the board shorts are made from recycled plastic bottles, and tees are made with 100% organic cotton. Pretty rad stuff, to put it in surfer lingo.

The prices on these pieces are equally rad, ranging from $28 flip-flops to $60 boardshorts.

In keeping with the sustainable ethos and protecting the places we play, Pacifico and Quiksilver will celebrate the products’ launch by hosting two beach cleanups. The first is on July 5 at Sunset Point in Malibu, California, from 4-5:30pm, and the second is on July 9th at Deerfield Beach in Florida from 8:30 – 10:30am.

pacifico quicksilver clothing lineCleaning up and looking good while doing it

Theses beach cleanups are open to anyone over the age of 21 who’s ready to have some fun while taking care of nature’s playground.

Those who can’t make it to the beach (bummer, dude) don’t have to miss out on all the fun. The new collection will be available on July 5th at www.quiksilver.com/mens-collab-pacifico. And even if you don’t surf, never plan to surf, have no desire to even be near a surfboard, rest assured, the apparel is still cool. Plus sustainable choices are always good fashion.

Our planet provides us with an endless supply of beauty and adventure. But without more mindful actions from humanity, its natural wonders will eventually diminish. Fortunately Pacifico and Quiksilver are making it easier than ever for people to enjoy the great outdoors without jeopardizing it. That’s a wave worth riding.

This article originally appeared on 09.06.17


Being married is like being half of a two-headed monster. It's impossible to avoid regular disagreements when you're bound to another person for the rest of your life. Even the perfect marriage (if there was such a thing) would have its daily frustrations. Funnily enough, most fights aren't caused by big decisions but the simple, day-to-day questions, such as "What do you want for dinner?"; "Are we free Friday night?"; and "What movie do you want to see?"

Here are some hilarious tweets that just about every married couple will understand.

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