+
Joy

A couple in their 50s live permanently on a cruise ship because it's cheaper than a mortgage

They hope to spend around $36,000 a year.

cruise ship, angelyn burk, living on a cruise

The Emperor of the Seas.

Imagine retiring early and spending the rest of your life on a cruise ship visiting exotic locations, meeting interesting people and eating delectable food. It sounds fantastic, but surely it’s a billionaire’s fantasy, right?

Not according to Angelyn Burk, 53, and her husband Richard. They’re living their best life hopping from ship to ship for around $100 a night, depending on the cruise. "Cruise costs vary quite a bit, our goal is to average about $100 per night, for the couple, or less across and entire calendar year," Richard told Upworthy.

The Burks have called cruise ships their home since May 2021 and have no plans to go back to their lives as landlubbers. Angelyn took her first cruise in 1992 and it changed her goals in life forever.

“Our original plan was to stay in different countries for a month at a time and eventually retire to cruise ships as we got older,” Angelyn told 7 News . But a few years back, Angelyn crunched the numbers and realized they could start much sooner than expected.


“We love to travel and we were searching for a way to continuously travel in our retirement that made financial sense,” she said. They looked into deals they could find through loyalty memberships and then factored in the potential sale price of their home and realized their dream was totally affordable.

The rough math makes sense. If the couple hits their goal of spending $100 per night to live on a cruise ship, that’s $36,500 a year. Currently, the average price of a home in Tukwila, Washington—where the couple has a house—is about $607,000. Let's say you moved there today, put down 20% and financed the rest, the mortgage would cost you around $44,000 a year.

Plus, on a cruise ship, the couple doesn’t have to pay for groceries.

The Burks are able to live their dream because they’ve spent a lifetime being responsible. “We have been frugal all our lives to save and invest in order to achieve our goal,” she says. “We are not into materialistic things but experiences.”

Angelyn says that cruising takes the stress out of travel. “It is leisurely travel without the complications of booking hotels, restaurants, and transportation while staying within our budget,” she told 7 News. The couple travels lightly with just two suitcases between them and if they need anything, they just buy it on the ship or in the next port.

The one thing to consider before embarking on a never-ending cruise is COVID-19. The coronavirus is easily spread in close quarters and a cruise ship that recently docked in Seattle had 100 people on board who tested positive for the virus. The CDC recommends that people get vaccinated before going on a cruise and that immunocompromised people should consult with their physicians before traveling.

Richard told Upworthy that he believes COVID-19 safety is still very important and has had both his shots and a booster. "I would suggest wearing a mask at all times when out in public no matter whether on a ship, in a movie theater, at a restaurant or even meeting with friends inside or outside," he said.

After leaving their jobs and the mainland behind, the Burks completed a 21-day cruise via the Panama canal. They look forward to a 50-day cruise around the Adriatic Sea, taking in the sights of Europe, as well as a 51-day cruise from Seattle to Sydney, Australia.

The Burks' favorite destinations, no matter how they get there, are Italy, Canada, Iceland and the Bahamas, but their ultimate favorite is Singapore.

Looking to give it all up and go on a permanent vacation just like the Burks? Angelyn has some advice for those wanting to get started.

This article was updated on May 17, 2022, after a conversation with Richard Burk.

The hosts of our podcast, "Upworthy Weekly" had a pretty funny take on the story.


This article originally appeared on 05.11.22

True

Making new friends as an adult is challenging. While people crave meaningful IRL connections, it can be hard to know where to find them. But thanks to one Facebook Group, meeting your new best friends is easier than ever.

Founded in 2018, NYC Brunch Squad brings together hundreds of people who come as strangers and leave as friends through its in-person events.

“Witnessing the transformative impact our community has on the lives of our members is truly remarkable. We provide the essential support and connections needed to thrive amid the city's chaos,” shares Liza Rubin, the group’s founder.

Despite its name, the group doesn’t just do brunch. They also have book clubs, seasonal parties, and picnics, among other activities.

NYC Brunch Squad curates up to 10 monthly events tailored to the specific interests of its members. Liza handles all the details, taking into account different budgets and event sizes – all people have to do is show up.

“We have members who met at our events and became friends and went on to embark on international journeys to celebrate birthdays together. We have had members get married with bridesmaids by their sides who were women they first connected with at our events. We’ve had members decide to live together and become roommates,” Liza says.

Members also bond over their passion for giving back to their community. The group has hosted many impact-driven events, including a “Picnic with Purpose” to create self-care packages for homeless shelters and recently participated in the #SquadSpreadsJoy challenge. Each day, the 100 members participating receive random acts of kindness to complete. They can also share their stories on the group page to earn extra points. The member with the most points at the end wins a free seat at the group's Friendsgiving event.

Keep Reading Show less
Democracy

This Map Reveals The True Value Of $100 In Each State

Your purchasing power can swing by 30% from state to state.

Image by Tax Foundation .

Map represents the value of 100 dollars.

As the cost of living in large cities continues to rise , more and more people are realizing that the value of a dollar in the United States is a very relative concept. For decades, cost of living indices have sought to address and benchmark the inconsistencies in what money will buy, but they are often so specific as to prevent a holistic picture or the ability to "browse" the data based on geographic location.

The Tax Foundation addressed many of these shortcomings using the most recent (2015) Bureau of Economic Analysis data to provide a familiar map of the United States overlaid with the relative value of what $100 is "worth" in each state. Granted, going state-by-state still introduces a fair amount of "smoothing" into the process — $100 will go farther in Los Angeles than in Fresno, for instance — but it does provide insight into where the value lies.

Keep Reading Show less
Identity

One man turned nursing home design on its head when he created this stunning facility

"What if we design an environment that looks like outside?" he said. "What if I can have a sunrise and sunset inside the building?



92-year-old Norma had a strange and heartbreaking routine.

Every night around 5:30 p.m., she stood up and told the staff at her Ohio nursing home that she needed to leave. When they asked why, she said she needed to go home to take care of her mother. Her mom, of course, had long since passed away.

Behavior like Norma's is quite common for older folks suffering from Alzheimer's or other forms of dementia. Walter, another man in the same assisted living facility, demanded breakfast from the staff every night around 7:30.

Keep Reading Show less

The grandmother was suspicious.

A grandmother always felt her middle granddaughter Lindsay, 15, looked slightly different from the rest of the family because she had blonde, curly hair, while the rest of her siblings’ hair was dark “I thought genetics was being weird and I love her,” she wrote on Reddit’s AITA forum.

But things became serious after Linday’s parents “banned” her from taking things a step further and getting a DNA test. If the family was sure their daughter was theirs, why would they forbid her from seeking clarity in the situation? After the parents laid down the law, the situation started to seem a little suspicious.

“I told my son and [daughter-in-law] that there was something fishy around her birth she needed to know. They denied it and told me to leave it alone,” the grandma wrote.

Keep Reading Show less
Joy

7 things Black people want their well-meaning white friends to know

"You, white friend, need to speak up and say something when I can't."

Growing up black in a white neighborhood.

I grew up black in a very white neighborhood in a very white city in a very white state.

As such, I am a lot of people's only black friend.

Keep Reading Show less

Charlie Munger of Berkshire Hathaway.

Charles Munger, Vice Chairman of Berkshire Hathaway and Warren Buffet’s closest business partner, passed away on Tuesday, November 28, at 99. Buffett and Munger's partnership lasted over 50 years, producing Berkshire Hathaway , one of the largest and most successful conglomerates in history.

When Munger passed, his estimated worth was $2.6 billion . Buffet, 93, is believed to be worth $119 billion.

But Munger was far more than just a wealthy man. Apple CEO Tim Cook called Munger a “keen observer of the world around him,” and he was known for his pithy bits of common-sense wisdom known as “Mungerisms.”

Keep Reading Show less
Health

If you're grieving a loved one this holiday season, here's a gift you can give yourself

After losing her almost-4-year-old daughter to epilepsy, Kelly Cervantes created a "grief companion" that meets people wherever they are in their grief journey.

Images courtesy of Kelly Cervantes

Kelly Cervantes wrote her way through grieving the loss of her daughter, Adelaide.

Kelly Cervantes begins the Introduction to her book with five words: "Grief sucks. It's also weird." It's a concise truth that anyone who has lost a loved one knows all too well.

Grief is a universal experience—none of us get through life without loss—but it's also unique to each person. Most of us are familiar with the popular "stages of grief" theory , but denial, anger, bargaining, depression, and acceptance (along with guilt and a host of things) are less like sequential rungs on a ladder and more like pools you fall into at various times as you stumble your way through the grief process. Grief is not linear and it's not neat and tidy and it's not predictable.

Take it from someone who's been there. Kelly Cervantes lost her daughter, Adelaide, to epilepsy just shy of her 4th birthday. Using writing as a therapeutic tool to help her process Adelaide's medically complex life, death and everything that came after, Kelly created the book she wished she'd had as she was trying to navigate her own grieving process .

Keep Reading Show less