What If Watching One Little Video Saved You Thousands On Your Bills?

Are you all WTF and LOL when trying to understand HMOs and PPOs? Don't get KO'd by health insurance jargon. The characters below have got you covered. But not, um, health-insurance covered. You still need to handle that. Luckily, open enrollment periods for obtaining health care under the Affordable Care Act run annually (next happening Nov. 15, 2014, to Feb. 15, 2015).

OK. I'm going to be real with you. Figuring out my health insurance is confusing, and I work in health policy. This is what I look like when I read over my plan and see the words "co-pay," "provider network," and "deductible."

And that's OK because this stuff can get complicated, and I know I'm not alone. The Kaiser Family Foundation recently asked nearly 1,300 Americans 10 questions about health insurance terms. If this were a pop quiz, 48% of the respondents would have failed. So what else would you do after seeing those results but create an easy-to-understand video explaining health insurance? Check it out: