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Salesman shares the 2 phrases that will make salespeople leave you alone when shopping

"I'm just looking," doesn't work.

via Antoni Shkraba/Pexels

A salesman selling a car to a skeptical woman.

It can be intimidating to be approached by a salesperson when making a big purchase, such as a car or an appliance. They can swoop in like sharks, seeing blood in the water and some refuse to leave you alone, even if you say, “I’m just looking.”

TikTok's @RussFlipsWhips is a car salesman who went viral with a video explaining why “I’m just looking” doesn’t work on a car lot and providing more effective phrases you can use instead.

"There's two main reasons, and here's what you should say instead of 'I'm just looking,'" he said in a video with over 345,000 views. “One is, we hear it every single day. So when somebody tells me, ‘I’m just looking,’ I’m so used to hearing that, I almost like brush it off and ignore it because I’m like, ‘That’s what the customer’s supposed to say.’ “Secondly, every car salesman has had a customer say, ‘I’m just looking,’ and we ended up selling them a car."


Instead, Russell suggests you say: "Hey, I’d really like to look alone. Can I please have your business card?" or “I’m really not in the market for a car.”


@russflipswhips

Replying to @SoyPablo This is what I would say #carsales #carsalesman #cardealership #carbuyingtips

The post received funny responses from folks who may not qualify for a loan. “The ‘I have 2 repos and no money down' line works wonders,’” one TikToker joked. “I just tell them my credit score and they run,” another added.

In the end, Russell’s suggestions show that sometimes, the best way to get our point across is to be direct and honest. There’s absolutely nothing wrong with wanting to shop alone and if the salesperson can respect that request, they deserve the sale if you decide to buy something.


This article originally appeared last year.

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Finance expert deftly points out the double standard between men's and women's hobbies

Maybe manicures and lattes aren't that "silly" after all.

Photo credit: Canva

Are women's manicures the new avocado toast?

We’ve all heard millennial money woes get blamed on “frivolous” purchases like avocado toast, which is, as we know, both laughable and maddening. But just ask financial expert Tori Dunlap, and there are other "double standards” regarding spending habits that are just as frustrating…one prime example being the way we view women’s hobbies versus men’s hobbies.

“I did all this research for my bookFinancial Feministabout the way women spend money versus men, and the frivolous spending, the spending that is the reason you can’t get rich or the reason you can’t get ahead, is only feminine spending,” Dunlap noted in a video posted to her TikTok.

As for “women’s hobbies,” Dunlap listed lattes, manicures, and shopping. Granted, these activities can add up (especially with the price of coffee these days) but often they are shared experiences with friends, or a form of self care (few things are as empowering as a fresh set of nails, after all). So there’s an added mental health benefit.

And yet, it’s these purchases that are “the reason women aren’t rich.” Meanwhile, hobbies traditionally seen as masculine, like NFL season tickets, sports betting, golf and video games, obviously warrant a far heftier price tag, and yet are seen as much more acceptable pastimes.

@herfirst100k 🤯
♬ original sound - Tori Dunlap — Money Expert 💸


Dunlap’s point clearly struck a nerve with many women, who shared their own experiences of being questioned about the frugality of their own hobbies by the men in their life whose choice of entertainment cost a small fortune.

“My husband has probably $20,000 worth of gym equipment. I really just wanted a Dyson air wrap 😂,”

My coworkers & boss made fun of me for spending $200 on a concert ticket ONE time meanwhile they spend $150 on golf EVERY WEEKEND. Not to mention the season tickets to baseball and football game,”

“My dad's tools cost like $100 each but he complains when my mom goes to Micahel’s once a month.”

It was also interesting seeing how many women’s hobbies still served others in some way, whereas men’s hobbies only served themselves.

For example, one person wrote, “I spent $600 on an embroidery machine I can use year-round and for various projects and for gift giving…we spent $3800 on golf clubs for my husband to go golfing 2 to 7 times a year.”

This might come across as a battle of the sexes, but there’s a broader underlying theme at work here. Much like the avocado toast controversy of yore, we see an advantaged subset of society blaming a more disadvantaged group for consuming ‘luxuries,’ rather than seeing the system that creates the disadvantages in the first place. In other words, are we really going to chastise folks for a little retail therapy instead of the money hoarding, resource exploiting billionaires and corporations that give us the real issues? C’mon.

As Dunlap put it, “The reason women aren’t rich is because of systemic oppression.”

Still, at least we can all agree that hobbies do us a world of good—especially if they get us off of blasted screens. So really, as long as it truly does no harm, let’s just let people find joy wherever they can. Be it at sports stadiums, or at the salon.

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This Map Reveals The True Value Of $100 In Each State

Your purchasing power can swing by 30% from state to state.

Image by Tax Foundation.

Map represents the value of 100 dollars.

As the cost of living in large cities continues to rise, more and more people are realizing that the value of a dollar in the United States is a very relative concept. For decades, cost of living indices have sought to address and benchmark the inconsistencies in what money will buy, but they are often so specific as to prevent a holistic picture or the ability to "browse" the data based on geographic location.

The Tax Foundation addressed many of these shortcomings using the most recent (2015) Bureau of Economic Analysis data to provide a familiar map of the United States overlaid with the relative value of what $100 is "worth" in each state. Granted, going state-by-state still introduces a fair amount of "smoothing" into the process — $100 will go farther in Los Angeles than in Fresno, for instance — but it does provide insight into where the value lies.

The map may not subvert one's intuitive assumptions, but it nonetheless quantities and presents the cost of living by geography in a brilliantly simple way. For instance, if you're looking for a beach lifestyle but don't want to pay California prices, try Florida, which is about as close to "average" — in terms of purchasing power, anyway — as any state in the Union. If you happen to find yourself in a "Brewster's Millions"-type situation, head to Hawaii, D.C., or New York. You'll burn through your money in no time.

income, money, economics, national average

The Relative Value of $100 in a state.

Image by Tax Foundation.

If you're quite fond of your cash and would prefer to keep it, get to Mississippi, which boasts a 16.1% premium on your cash from the national average.

The Tax Foundation notes that if you're using this map for a practical purpose, bear in mind that incomes also tend to rise in similar fashion, so one could safely assume that wages in these states are roughly inverse to the purchasing power $100 represents.


This article originally appeared seven years ago.

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Bartender shares her $9.28 paycheck to remind everyone why tipping is so important

Imagine thinking this is OK.

via Aaliyah Cortez / TikTok

A server in Texas shared some personal information on TikTok to remind everyone why it's so important to tip those who serve us our meals, drinks, and cut our hair.

The reminder is important at a time when restaurants, bars and hair salons are reopening across the country and many service industry workers are reeling from the downturn in business during the pandemic.

Aaliyah Cortez filmed a video of her paycheck where she shows that although she worked 70.80 hours during a pay period, she only received a check for $9.28. "So this is why you should always tip your bartenders and servers, anyone who waits on you, or provides a service for you," she said.


@f.aa.ded PSA #psa #fyp #foryou #bartender #server #work #tips #chooseone #CleanFreshHype #photography101 #hardwork #viral
♬ original sound - bronté

The video shows that even though she was paid the criminally low federal minimum tipped wage of $2.13, the money she received in her check was further reduced by taxes, social security, and Medicare payments.

"Of course, I got tips, but this is what I got for my hourly," Cortez said. "This is why you tip."

The rules for wages in tipped industries vary across the country. Texas is among the 16 states where the state minimum cash wage payment is the same as that required under the federal Fair Labor Standards Act ($2.13/hr.).

Now, if a server making $2.13 an hour doesn't reach the federal minimum wage of $7.25 an hour with tips, then their employer must make up the difference.

The best state to work in for tipped wages is California where the minimum wage is $13 to $14 an hour, depending on the size of the business.

In a follow-up video, Cortez further discussed the issue, noting that she doesn't agree with "state laws that allow restaurants to pay under minimum wage and expect the customer to pay our wages," she said.

"I make great money in tips, she added, "However, this is not the case for all service industry workers." According to Cortez, people aren't always that generous with their tips, even though their "state is expecting them to tip."

Cortez's video is a great reminder of two things:

First, that we should all be mindful to take care of those who serve us by giving them a decent tip. Secondly, that the U.S. needs to address the issue of the tipped minimum wage because it hasn't changed in 30 years.

"Since 1991, the federal tipped minimum wage has been frozen at $2.13 an hour," gender economist Katica Rot told NBC. "Meanwhile, the non-tipped federal minimum wage has risen 70.6% and consumer prices have gone up 90.24%."

In fact, tipped employees are twice as likely (and servers three times as likely) to live in poverty than non-tipped workers.

Women bear the biggest burden of the tipped minimum wage. They represent 70% of all workers in tip-dependent occupations.

Recently, the Senate rejected attempts to raise the federal minimum wage as part of the Biden administration's wide-sweeping COVID-19 relief package. Although that fight is far from over, it means the average person needs to step up and do their part to help out.

Cortez says that a big problem with her industry is that people just don't tip enough. Let that be a reminder that in a world where it's been painfully difficult to raise the minimum wage, we are all deputized to help those who serve us by pitching in with a generous tip to show appreciation and humanity.


This article originally appeared on 4.5.21

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