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Hand holding an unplugged electric cord and hand holding rolled up money.

Most adults periodically examine their lives to try to figure out where they can save money. It might be cutting one of the streaming services we're not using or dialing back the Starbucks PSLs. However, the people on the subreddit r/frugal take saving money to a whole new level.

A recent thread posted by u/Jskyesthelimit was chock-full of solid gold advice for anyone looking to trim the budget but who doesn't want to put in a lot of work. (Yeah, yeah — we all know meal-prepping is effective, but who's got the time? We're looking for easy wins, here.)

The prompt, "What's the little effortless, stupid thing you do that TECHNICALLY saves you money?", got some responses and tips you've probably never thought of.

They're small, they're silly — but they do add up.

1. Spend more time outside

"if i go outside and play all day, i don't have consumerist urges to buy stupid shit." - looney417

Can't spend money if you don't go into a store!

It's a good idea to get away from your phone or laptop for a while, too. If you're not careful, you can buy a hundred dollars worth of junk on Amazon before you even realize what's happening.

2. Time your dishwasher runs

"When our dishwasher is full and ready to be started, I set an alarm on my watch for 9pm. I start the dishwasher when the alarm goes off since the electricity rate goes down after 9pm." - misterfuss

dishes, dishwasher, clean dishes, unload dish, money hacks, kitchen hacks A half loaded dishwashervia Nathan Dumloa/Unsplash

Did you know that electricity costs more during "peak hours"? Where I live, power can cost up to 4x as much from 2-7pm versus off-peak hours.

Most people run the dishwasher at night anyway, but you should look up your own local peak hours. Starting the nightly load at 9 instead of 8 every night could actually save you a couple of bucks a month.

I like that you can program a Google Nest to do this for you. It knows how expensive electricity is at different times, and will manage your supercooling for you.3. Fill a large water bottle at work before you leave.

u/MrPerfectionisback swears by this one.

Getting a gigantic, high-quality water bottle could be a great investment if you're able to top it off at the office every day and bring your water bill down a smidge.

4. Use less laundry detergent

Most of us approach laundry detergent with a "fill 'er up" attitude. But, usually, you can get away with even just one tablespoon if your clothes aren't that dirty. and using less will help your clothes last longer.

u/jbblue48089 also recommends using solid bar shampoo and dish soap, which have a longer lifespan than liquid soaps.

5. Re-wear clothes (other than socks and underwear)

Another option from u/ztreHdrahciR — don't wash your clothes at all! At least not right away.

Chances are you can get a few wears out of jeans or even t-shirts and save on laundry costs, to the tune of a few dollars per year.

6. Make your own doggie poo bags

"Use used food bags to pick up the dogs poop." - bezere

Poop bags are expensive! You could easily spend $20-50 per year, depending on what brand you use.

Next time you pack a sandwich for lunch, save that plastic baggie and use it for pick-up duty later on.

7. Charge your phone at work (or wherever there's an outlet)

A good one from u/runmemymo.

Never pass up a chance for free electric!

If you don't work in an office, just carry your phone charger with you. Lots of restaurants and even public spaces have outlets so you can get a little free juice.

8. Poo at work (or wherever there's a bathroom)

u/larkfor says they save a ton of money each year on water and toilet paper by doing their business at work or the office.

Never pass up a chance for free water and toilet paper!

9. Cut sponges in half


sponge, cleaning, money hacks, house keeping, soap, domestic labor A yellow soapy sponge.via Pille R. Priske/Unsplash

u/plaincheeseburger recommends turning one sponge into two.

It will still work exactly the same and last twice as long.

10. Repair old dog toys

I love this one from u/pdxarchitecht!

My dogs love immediately ripping the stuffing out of new toys, which doesn't feel like a great value for my money.

The hack? Put the stuffing back in and add a stitch or two to close it up and save yourself $10 or more.

11. Twist the stems off of peppers if paying by weight

This ingenious and petty tip comes from u/casterix75.

Not all supermarkets charge by weight for bell peppers (or similar produce), but if they do, why pay for the stem? Twist it off and save yourself a few cents at the checkout.

12. Save the cold water when running a shower or bath

An old science teacher taught me this one in high school, recommended in this thread by u/smartquokka.

Put a bucket in the shower or bath to collect the cold water while it's heating up. Use that to water plants, fill the dog bowls, or flush the toilet.

13. Unplug everything at night

via Canva/Photos


Many people recommended this — it's an r/frugal staple.

Appliances on standby still use power, so unplug as many things as possible before going to bed. u/Larkfor estimates this saves them $10 a month or so on power.

14. Library card

Yes. And take advantage of audiobooks, ebooks, and even streaming. My library has many great movies, shows, and lecture series (I love The Great Courses).

15. Credit card points

[I] Use my CC that gets rewards points for all purchases and bills that I can.

My entire family is going in a trip in a few months, and we booked all our flights together, 4.5k of airfare. I very generously offered to put all the airfare on my (2% cash back) card. My entire family paid me back their portion that week, and now I get the $90 in cash back!

These tips are so small they're almost microscopic, but you know what? Most of them are so easy you'd barely notice a difference in your lifestyle and routine. And all together, you could save yourself a decent chunk of money every year by making a few simple changes.

Thanks to the thrifty people of Reddit for sharing their hacks with the rest of us!

This article originally appeared last year.

incognito7nyc/Flickr & Canva Photos

A woman ruffled some feathers with a tour of her $650 NYC micro apartment.

They say New York City is the City of Dreams. Young people all over the world flock to the city when they're ready to start chasing after their biggest ambitions. If you have a passion for theater, television, or the arts, there's no better place to be. Want to become a successful and prestigious stock broker, lawyer, or investment banker? It's all New York, baby. It's a city of immense opportunity and tough competition, but that's what makes it full of life and culture for those who choose to live there.

But all of that doesn't come cheap. The average rent in New York for even just a small, studio apartment is $3,264 per month. That buys you less than 500 square feet. And, even though it seems like you're really pinching pennies by living somewhere so cramped, that price tag is enormous! Even if you account for the higher-than-average salaries in New York.

Most young people just getting started in their careers can't afford that. Not to mention, the competition for good-quality apartments in New York is cutthroat. Still, people are desperate to live there by any means necessary, which has given rise to some really fascinating (and, in some cases, slightly horrifying) micro apartments.

In 2023, one woman went viral for showing off her New York micro apartment. It clocks in at just 80 square feet and cost her, at the time, a meager $650 per month.

new york, new york living, NYC, tiny apartment, micro apartment, apartment tour, budgeting, gen z, millennials, american dream If you like spending all your money on rent, New York is awesome! Giphy

YouTuber Caleb Simpson interviewed the woman, Alaina, for his channel that specializes in featuring interesting and unique living spaces. Alaina's apartment definitely qualifies, though technically the square footage is 80x150, because she's including the vertical space. Every square inch counts!

"So really it just feels like a walk-in closet," Simpson remarks upon entering through the front door.

Alaina shows Simpson around the apartment, which includes a tiny living room slash kitchen area with a mini-fridge, a small sink, and a small stove and microwave. In the main living area, she's placed a fold-out sofa of sorts. Alaina's makeup and pantry foods are all crammed into one small cabinet.

From there...well, there's not much left to see. But Alaina and Simpson check out the loft, which holds Alaina's bed and a little extra storage in the form of hooks where she hangs her bags and purses.

The apartment has no windows. There is a storage cupboard under the stairs, but it's hard to access.

"Every time I want to get something out, something else has to move," Alaina says.

As far as a bathroom, Alaina is lucky enough to have her very own private bathroom complete with shower! Many New York micro apartments feature communal or shared bathrooms, so the private bath is a plus for this tiny space. However, hers is located separate from her apartment, down the hall. And, you might be surprised to hear, it's extremely tiny.

Alaina admits she previously lived in a "luxury" apartment that cost over $3,000 per month, but she wanted to free up money to travel, which prompted her to downgrade.

Watch the whole tour here:

- YouTube www.youtube.com

Alaina says her tiny apartment was a "hot commodity" when she signed the lease, beating out tons of other prospective renters.

Commenters on the video, which has a staggering 24 million views, were more or less horrified at the conditions that New Yorkers were competing over:

"Firetrap . No exits , no windows with fresh air . Cooking with no air flow . Crazy this is even happening"

"I can't even breathe looking at this tiny apartment"

"'In a van, down by the river' has never sounded better."

"NYC should be ashamed and embarrassed to relegate people to live in this kind of space. Not only does it look uncomfortable / unhealty but It looks extremely dangerous. NYC should do better in providing affordable housing with decent square footage."

It's cool and scrappy that Alaina makes the pint-sized apartment work for her as she pursues her dream of living in New York City. We might find it claustrophobic, but the fact that multiple renters were fighting over this space really says a lot about the way our culture is moving.

Younger millennials and Gen Z are sick of chasing after the American Dream of the single-family home with a white picket fence and a golden retriever.

new york, new york living, NYC, tiny apartment, micro apartment, apartment tour, budgeting, gen z, millennials, american dream The City That Never Sleeps Giphy

It's hopelessly out of reach for many of them anyway due to skyrocketing housing prices and stagnant wages. So, they can work their fingers to the bone with multiple jobs and maybe afford a slightly better apartment, but still not be able to save enough for the future—or they could actually enjoy their life with the money they do have.

NBC News writes, "Several years out of Covid lockdowns, younger Americans’ outlays on things like travel, recreation and dining out have been outpacing their older peers’ even as the economy slows. As of last summer, the average Gen Zer or millennial was dropping over $400 a month on nonessentials, compared to about $250 for Gen Xers and less than $200 for baby boomers."

In another YouTube interview, Alaina admits to spending big money on her monthly gym membership: over $300 per month, to be exact. Commenters chastised her for having her priorities mixed up, but honestly, there's nothing backwards at all about wanting to relax at your gym's spa after a long day of work, or travel to the far ends of the world, versus spending all of your money on an OK-but-still-crappy apartment.

In an update in the YouTube video's caption, Simpson writes that Alaina chose not to renew her lease in the micro apartment after filming. But that doesn't mean she regrets her stay.

"It's an adventure," Alaina says. "People need a lot less than they think they need."

Courtesy of Jacalyn Wetzel

5 tips for saving your sanity for family's first Disney trip

Whether you're heading to Disney World or Disneyland, it can cost thousands of dollars. From park tickets to hotels, food and souvenirs, there isn't an easy way to get around spending several paychecks to take a family trip to Disney so most people try to pack in as much as possible for their days at the park. Of course, people like to get their money's worth so they find themselves pushing themselves to spend long hours in the sun with children that are increasingly becoming more whiney as the day progresses.

I've taken my kids to Disney World three times and Disneyland once and I'm here to tell you if you're planning your first family trip to Disney, it doesn't have to be that way. There are ways to avoid turning a fun family trip under the Florida or California sun into meltdown city. Preparation for a less stressful, less expensive trip to Mickey's house starts before you book your trip and with Disney's new "Cool Kid Summer," little ones can feel involved in planning.

Disneyland; Disney World; Disney budget; tips for Disney; family vacation; cool kid summer Family all smiles receiving bag from Disney hotel staffPhoto by Bennett Stoops/WDW PR

Here are 5 things that will save your budget and your sanity on your first family trip to Disney:

1. Disney resorts are amazing but they're not a requirement

It's easy to get caught up in the idea of staying at one of the fantastic Disney resorts, they have so many cool decorations, pools and everyone is ridiculously kind. But unless the resort is your final destination, those couple of thousand dollars can be used elsewhere, like a mortgage payment.

Disney locations are surrounded by hotels that aren't owned by the park so you can stay the same length of time for a fraction of the price. Hotels nearby typically have free shuttles that will take you to the parks. They also offer free breakfast in most cases so there's no need to spend money on breakfast at the park or a Disney resort unless you want to. Disney resorts don't offer complimentary breakfast and the price tag can be a little high.

Disneyland; Disney World; Disney budget; tips for Disney; family vacation; cool kid summer Mickey shaped cinnamon roll with white icingCourtesy of Jacalyn Wetzel

2. Avoid kids becoming hangry

Most people get a little grumpy when their blood sugar drops from hunger, kids are no exception. But when you combine little kids, hungry bellies, excessive heat and a change in routine, parents are in for a meltdown of epic proportions. To avoid inevitable hangry behavior and an empty wallet, going grocery shopping for your hotel room can be a game changer.

Disney allows you to bring in outside food and drinks as long as nothing is in a glass container. This means you can pack plenty of snacks and lunch to bring with you in the park. Because it can be so hot, it may also be a good idea to bring some powdered electrolytes like Liquid IV or Gatorade to make sure everyone stays hydrated. Food and drinks at Disney can most certainly break the bank and when children are throwing a fit because they're hungry, parents are more likely to duck into the closest food establishment regardless of price. Packing your own food will help avoid spending unnecessary money.

Disneyland; Disney World; Disney budget; tips for Disney; family vacation; cool kid summer Rae and Storm Troopers inside Star Wars Rise of the Resistance attractionCourtesy of Jacalyn Wetzel

3. Disney is hot, be prepared and plan cooling breaks

Disney World is hot nearly year round and there's just no escaping that fact. The park sells battery operated fans attached to spray bottles so you can cool off faster. Those nifty little gadgets will run you around $30 a pop if you buy one while walking the park, believe me, you'll covet every passerby's fan after about 10 minutes of walking in the heat. They sell the same misting fans at Five Below for $4, Walmart for $10 and Home Depot for $12. When you're preparing for your trip buy the fans locally and toss them in everyone's bags to bring with them at the park.

Because the fans will not be enough as the day wears on, be sure to work in some cooling breaks. Taking the kids to see The Little Mermaid or Villains: Unfairly Ever After if they're little or Star Wars: Rise of the Resistance for school agers in Hollywood Studios for a little heat break. In Epcot has several indoor attractions, so does Magic Kingdom but if you're looking for a day with the least amount of excessive heat exposure, Animal Kingdom will be your friend. It's very well shaded with lots of trees that create a noticeable difference in temperature compared to the other parks.

Disneyland; Disney World; Disney budget; tips for Disney; family vacation; cool kid summer Disney villain Maleficent with glowing scepterPhoto by Steven A. Diaz/WDW PR

If your hotel isn't far away, don't be afraid to head back to the hotel room for a siesta before tackling more of the park. Your resilience levels will thank you. Creating magic for little ones is hard and it's totally fine if parents are the ones needing a break.

4. Renting a Disney stroller may make you weep with gratitude

There's something about the rented double strollers at Disney that makes the world feel right. They're easy to push and large enough to fit kids that outgrew a traditional stroller years prior. This is one of the few areas where I never mind spending money while at Disney though surprisingly, stroller rental is cheaper than buying one of those misting fans. The double stroller is for kids 100 lbs or less so let your bigger kids rest, promise no one will bat an eye at an 10-year-old in a stroller at Disney. It's hot and you can easily walk over seven miles in just a few hours at the park.

Disneyland; Disney World; Disney budget; tips for Disney; family vacation; cool kid summer Strollers at Animal KingdomPhoto by Adam Fagen/Flickr

The strollers also come in handy for tossing in your bags, sweatshirts, ponchos or anything else you're tired of holding. There are handy stroller parking lots all over the park outside of rides and attractions. So if you're going to be walking around with kiddos 10 and under, you'll never regret renting a stroller.

5. Get the Lightening Lane Passes for rides you don't want to miss

Lightening Lane Passes do cost money but this is an area you'll want to set money aside to use for rides you or your kids have your hearts set on. Lines for rides like Avatar Flight of Passage and Expedition Everest tend to have wait times that exceed 90 minutes so if you don't think your Disney trip will be complete without a ride, get the Lightening Lane Pass.

Disneyland; Disney World; Disney budget; tips for Disney; family vacation; cool kid summer Sebastian from The Little Mermaid with a mother and childCourtesy of Jacalyn Wetzel

The way Lightening Lane works is you purchase the pass through the Disney park app and it tells you what time frame you can use it. This frees up your time to ride something else, get food or watch a show until it's time for you to ride. Once you get back to the ride you just tap your phone or Magicband on the silver ball with Mickey's head on it and when it lights up green you bypass everyone else standing in line. It can make you feel like a celebrity without the paparazzi.

Disney is a once in a lifetime trip for some families and every one that goes deserves to be able to enjoy their trip. You don't have to spend a ton of money at the parks if you don't want to or don't have it. There are plenty of ways to enjoy your trip to Disney without eating ramen for a month after you get back and by planning ahead you can cut down on little ones having big emotions. Using the Cool Kid Summer maps that have easily identifiable cartoon pictures of attractions and a fun scavenger hunts on the back can help littles feel more in control of their fun, too.

Disneyland; Disney World; Disney budget; tips for Disney; family vacation; cool kid summer Adventure guides for family fun at Disney's parks!Photo by Bennett Stoops/WDW PR

If you're heading out to Disney this summer just remember, cooling breaks, hydration and snacks will make the trip much more pleasant for every member of your family.

Image via Canva

People share affordable products under $300 they use daily that have significantly improved their lives.

Frugal shoppers are always on the lookout for good deals to save money. And buying items on a budget that actually prove to be good quality and truly useful is a rare combination.

In a Reddit forum, member @MedfordQuestions posed the question: "What’s something you bought (under $300) that noticeably improved your quality of life and you actually use every day?"

Smart shoppers happily shared the best buys they've made that have had the biggest impact and improvement on their day to day lives. These are 30 of the best products under $300 people use daily that have significantly improved their lives.

shopping, bargain, buying, buy it, shop Ill Take It Brandon Scott Jones GIF by CBS Giphy

"Tons of answers, but today I'm saying curved shower rod. Cost maybe $15 but it pretty much added two full feet of space at shoulder-height and my shower doesn't feel claustrophobic anymore." —@far_tie923

"75 yr old retired lady with my car parked away from my condo front door. A wagon for groceries! OMG! Thankful for it every time I use it. Also, it came in really handy taking my toddler great-niece for her first Trick or Treat!" —@pook1029

"Surprisingly, an electric toothbrush. I kinda thought they were a waste of money until I got one for Christmas about 8 years ago They actually do an incredibly good job." —@STLGentleman111

electric toothbrush, electric toothbrushes, electric toothbrush gif, dental, dentist Camera Teeth GIF by Big Brother 2022 Giphy

"A vacuum robot - especially if you have pets. An air purifier - stopped sneezing every morning as soon as I woke up. Automatic cat feeder - now I just refill (and provide wet food) and its easier to control portions." —@catfvb

"A good ergonomic desk chair. Didn’t realize how much my back was suffering until I upgraded total game changer." —@Nintengodboi

"Noise-canceling headphones. They give me peace of mind whenever I need a break from everything." —@UsefulIdiot85

noise cancelling, noise cancelling headphones, headphones, cancel noise, no noise Season 6 Headphones GIF by Parks and Recreation Giphy

"Leatherman multi-tool. It has saved me in so many situations and is essential when I'm at work." —@Quicky-mart

"Blackout curtains for my room. Absolutely improves my sleep quality, especially during the times of the year when the sun rises earlier." —@lilmemer3132

"I started taking vitamin d3 5000iu daily (with magnesium and vitamin k2 for absorption) because i read it'll help my psoriasis. Didn't help my psoriasis, but my lower back pain was gone. Like poof, disappeared. This might not work for everybody, but it worked for me. All for some cheap vitamins." —@uncultured_swine2099

socks, matching socks, spongebob, buy socks, new socks spongebob socks GIF Giphy

"Throw out all your socks and buy a bunch of identical ones. Never have to worry about matching again." —@DismissDaniel

"A really good pillow!" —@Sunlover67

"For me it was my walking pad for under my desk when I WFH! I am obsessed with it. Before I would sit all day and then feel rushed to immediately get outside and moving after work. Now I walk while I work and have so much more time to do stuff with friends and family after work because I'm multi tasking. I'm also the leanest I've ever been!" —@FairCandyBear

walking pad, walking pad gif, home walking pad, indoor walking pad, steps Motherhood GIF by mom culture® Giphy

"A fitbit. Since I bought my first fitbit ~7 years ago, I move more overall, am much more active, and feel better. Proof? I'm currently on a 1673-day streak of >10K steps/day, my base heartrate is 53, and I'm 70 years old." —@DrGail106

"I have 3 laundry baskets in my trunk for shopping and groceries. It’s much easier to carry in a real full basket than lots of bags. I also find it helps in keeping my car organized and I get to organize the baskets when I put the groceries in the cars." —@morningchampagne

"I recently bought a charger with two USB-C ports and one USB port. I love the flexibility of charging my phone, watch, and something else with one box!" —@TrumpetsGalore4

good sleep, pillows, pillow, cuddle pillow, sleep sleep gif Giphy

"Pillows between your legs. I use a king at 6’0 and adjust based on if my knees like it more if the whole body. The amount of stress it takes off your hips and back is ridiculous. Also a cuddle pillow, which is what I call a super soft pillow I wrap my arms around. Great for your shoulder, and also, obviously, great to cuddle." —@BooksandBiceps

"Kindle. I got mine maybe a month before covid hit and it really helped to keep me entertained during lockdown. I've read over 100 books per year since getting it." —@steff-you

"Coffee mug warmer. Daily at work. It’s the little things." —@ChrisShapedObject

bidet, bidets, bidet gif, bidet toilet, bidet vs toilet homer simpson episode 23 GIF Giphy

"Bidet is THE answer in the summer especially." —@Resident_Letter_214

"Bought a weighted blanket and my sleep improved 100%." —@Single-Zombie-2019

"Adopted my dog for £165 from the shelter. Pure joy every single day." —@Urban_Peacock

screw driver, electric screw driver, electric screw drivers, screw driver gif, screws Shoot Shooting GIF by Stavario Giphy

"Electric screw driver for $15 is my favorite product of the year - built a whole kitchen of Ikea cabinets." —@GUmbagrad

"Zojirushi rice cooker." —@Neerolyte87

"Said it elsewhere, an extra freezer. So good to have the extra space!" —@Nastyoldmrpike

"A Tilley hat. I've had mine for about 10 years. It's been through oceans, pools, rivers, lakes, waterfalls, washing machines...and it still looks brand new. Still has a lifetime warranty. Still has a warranty protecting it against being lost. AND it fits my large, misshapen head. Best $100 I ever spent." —@crunch816

dental floss, dental floss gif, flossing, floss teeth, flossing teeth Maggie Gyllenhaal Teeth GIF Giphy

"Dental floss. Learned my lesson after one root canal. My mouth is so much healthier. I can’t go to bed without flossing or my teeth feel disgusting." —@grptrt

"Prescription eyewear from online seller (ie Zenni). My optomitrist quoted me $ 600 + tax (CAN $)for the lenses alone - not including new frames ($ 375 + tax for the ones I liked). Instead I bought a style of frame I had been wearing for years, and including my complex and somewhat high progressive prescription it was about $ 150.00 USD including shipping. I wear them everyday, have had many complements and best of all I CAN SEE. This was a life changer." —@Kindly-Can2534

"A milk frother. I use it to froth my half and half every morning, the husband uses it to mix pre workout, I use it to mix flavor packets into carbonated water and I use it to mix chocolate collagen in milk for chocolate milk. I’ll never live without one and they cost $10." —@Toby-the-foodbambino