+
upworthy
More

Starting a money talk can be awkward. But these tips may make it easier.

Talking to your boss, partner, or child about money? We got you.

True
TD Ameritrade

Talking about money is tricky business.

Think about it. Many of us share the most intimate details of our lives with friends and coworkers and even on social media. But money? That's still as taboo as it's ever been, and talking about it can get uncomfortable really quickly.


I know, right?! GIF via "Maleficent."

That doesn't change the fact, though, that there are important conversations many people need to have about money. Avoiding them can hurt our relationships and our financial health or those of our loved ones.

So where do you even start? And once you start, where do you go?

Whether you're cleaning the house, going to the gym, or asking someone out, no doubt the act of simply getting started can be a tough one. Just imagine having to do that with the money talk!

Luckily, we've gathered some helpful tips to get you started on three essential money conversations: with your boss, your partner, and your kids.

Tip #1: How to ask your boss for a raise

Help them help you. GIF via "The Office."

It may not seem super helpful, but the answer really is just ask (but be well-prepared, of course!).

Sounds easy enough. Yet for some reason, not many people do it. In a PayScale survey, 57% said they've never negotiated for a higher salary. We know it can be a scary thing to do, but you'll never know unless you ask, right?

Luckily, the numbers are in your favor. According to another survey by PayScale, 75% of workers who asked for a raise actually got one. Which is awesome, but don't forget to ask yourself an important question too: Why do you deserve the raise?

Once you answer that, you'll have an easier time getting the ball rolling and will be much more confident sealing the deal.

Tip #2: How to talk to your partner about money

Don't let it go here. GIF via "The Princess Bride."

The answer: honestly.

Clearly, this is a given. But when it comes to money, sometimes we need a reminder.

In a 2014 survey, one 1 in 3 adults admitted to committing financial infidelity on their partner. And that can manifest itself in a variety of ways — whether it's not being upfront about your spending habits, hiding your financial history, or just making secret purchases.

There's a reason money is the #1 cause of stress in a relationship, and arguments about money are a big predictor of divorce. But it doesn't have to be that way. By being honest at the onset and talking about money on a regular basis, couples can start a healthy dialogue that'll give everyone a much better grasp of how to deal with finances down the road.

Tip #3: How to teach your kids about money

This is clearly what NOT to do. GIF via "Black-ish."

The answer: WITH GAMES!

Money and math are rarely the most exciting topics for kids. And that's where playing games comes in! Susan Beacham, CEO of Money Savvy Generation, tells U.S. News, "Games become something you can use to open the discussion, so it's not always you preaching about money."

You can try a classic board game like Monopoly. Or download a fun educational app for them. Or even pretend to be a customer in your kid's make-believe store. The important thing is that kids learn the nuances of what's going on each step of the way, so that they become familiar with financial literacy early on.

It can be intimidating to talk about money, but there are ways to make it a little easier.

Taking that first step can be challenging, especially in this area, but having a plan of attack certainly eases the burden. Now that you have some starting points, the next step is to do just that — start!

Community

How to end hunger, according to the people who face it daily

Here’s what people facing food insecurity want you to know about solving the hunger problem in America

True

Even though America is the world’s wealthiest nation, about 1 in 6 of our neighbors turned to food banks and community programs in order to feed themselves and their families last year. Think about it: More than 9 million children faced hunger in 2021 (1 in 8 children).

In order to solve a problem, we must first understand it. Feeding America, the nation’s largest domestic hunger-relief organization, released its second annual Elevating Voices: Insights Report and turned to the experts—people experiencing hunger—to find out how this issue can be solved once and for all.

Here are the four most important things people facing hunger want you to know.

Keep ReadingShow less
Pets

Family brings home the wrong dog from daycare until their cats saved the day

A quick trip to the vet confirmed the cats' and family's suspicions.

Family accidentally brings wrong dog home but their cats knew

It's not a secret that nearly all golden retrievers are identical. Honestly, magic has to be involved for owners to know which one belongs to them when more than one golden retriever is around. Seriously, how do they all seem have the same face? It's like someone fell asleep on the copy machine when they were being created.

Outside of collars, harnesses and bandanas, immediately identifying the dog that belongs to you has to be a secret skill because at first glance, their personalities are also super similar. That's why it's not surprising when one family dropped off their sweet golden pooch at daycare and to be groomed, they didn't notice the daycare sent out the wrong dog.

See, not even their human parents can tell them apart because when the swapped dog got home, nothing seemed odd to the owners at first. She was freshly groomed so any small differences were quickly brushed off. But this accidental doppelgänger wasn't fooling her feline siblings.

Keep ReadingShow less
Photo by Long Truong on Unsplash
woman in white sleeveless dress kissing man in blue dress shirt


"It may be the most important thing we do in life; learn how to love and be loved."

At least, that's according to Harvard psychologist and researcher Rick Weissbourd.

He's been collecting data on the sex and love habits of young people for years through surveys, interviews, and even informal conversation — with teens and the important people in their lives.

Through it all, one thing has been abundantly clear:

"We spend enormous amount of attention helping parents prepare their kids for work and school," Weissbourd says. "We do almost nothing to prepare them for the tender, tough, subtle, generous, focused work of developing mature healthy relationships. I'm troubled by that."

Keep ReadingShow less
Sandra Maria/Youtube, Official Lives & Music Videos/Youtube

You can't not sing this song.

The music of Queen has a profound visceral effect on everyone. Few pieces of art can cause complete strangers to put aside their differences and come together in song, but by golly, “Bohemian Rhapsody” is one of them. It would be cheesy if it weren’t so absolutely beautiful.

This pertains even to non-English-speaking countries, it appears. Recently, thousands of Harry Styles concertgoers in Warsaw, Poland, began cheering as those iconic beginning piano notes penetrated the air.
Keep ReadingShow less

Mom shares PSA on about being a sports mom while also working

Being a mom can be challenging enough, but when you add in working full time and kids activities, it feels like you need a few clones to help you out. Recently we signed our youngest up for soccer, he's 5-years-old and happens to be ten years younger than his closest sibling, so I've done the sports stuff.

At one point I was working full-time while my daughter took tap, ballet and jazz while also on a soccer team and my two older boys played soccer, baseball and football. We rarely saw the inside of our home unless it was to sleep, I'm not even sure I knew how my stove worked during those years. Now here we are starting all over again.

So when Mo, a mom running the TikTok page Rex & Mo posted a video ranting about how impossible it feels to add organized activities for kids into the mix, parents everywhere related, myself included.

Keep ReadingShow less
@mychal3ts/TikTok

This is "the power of the library"

Editor's Note: This story discusses suicide. If you are having thoughts about taking your own life, or know of anyone who is in need of help, the 988 Suicide & Crisis Lifeline is a United States-based suicide prevention network of over 200+ crisis centers that provides 24/7 service via a toll-free hotline with the number 9-8-8. It is available to anyone in suicidal crisis or emotional distress.


Libraries aren’t just a place to score free books. For many, they provide safe refuge.

This secondary offering has lately been overshadowed by political controversy, as there has been a laser focus from conservatives on the types of literature libraries provide, especially titles that pertain to LGBTQ and racial topics.

But one librarian’s retelling of a life saving encounter reminds us of how essential these community spaces really are—and it has nothing to do with books at all.

Keep ReadingShow less

When founder Zack Gazzaniga decided to start his own tortilla chip company, Zack's Mighty, his mission was to create a delicious chip that didn’t break in guacamole.

His quest to create the perfect chip took him to Italy, where he acquired Otto File flint corn (a very flavorful variety of flint corn now mostly grown in Italy for polenta), and then back to the U.S. to plant and grow it.

When connecting with farms to partner with to grow the corn, Zack began learning about regenerative agriculture and its benefits for the soil and climate. “Regenerative agriculture made so much sense to me that I decided then that this would be a pillar of our business and a mandate that everyone who grows our corn follows regenerative practices,” he says.

Regenerative agriculture combines conservation and rehabilitation practices to improve farmland soil and combat climate change. These practices include less tillage, crop rotation, cover cropping, and composting.

One of the farmers Zack connected with to grow organic and regenerative corn was Bryce Irlbeck in Manning, Iowa. “We began [fully] regenerative farming in 2019, but have been doing different aspects such as cover cropping and crop rotation for 10 years.”

Bryce’s farm in Iowa was one of Zack’s Mighty’s partner farms that spent two years in partnership with A Greener World, evaluating farm standards, plans, and auditing procedures to receive Certified Regenerative certification. This certification provides a whole-farm assurance of regeneration and sustainability, measuring benefits for soil, water, air, biodiversity, infrastructure, animal welfare, and social responsibility. As of August 2022, all of Zack’s Mighty partner farms were officially certified.

Bryce’s advice to farmers looking to begin regenerative practices is to first “focus on figuring out a [crop] rotation since each area of the country will be different due to markets and weather patterns.”

Zack’s Mighty is thrilled to have cultivated a supply chain that uses organic ingredients and Certified Regenerative corn — ensuring its customers can be proud to align their values with their purchase.

“Our mission to make the best tortilla chip on the market starts with our ingredients and how they are produced. We want to assure our customers that we value transparency and source only high-quality ingredients to create delicious products that are truly good for the planet,” says Zack.