+
More

Starting a money talk can be awkward. But these tips may make it easier.

Talking to your boss, partner, or child about money? We got you.

True
TD Ameritrade

Talking about money is tricky business.

Think about it. Many of us share the most intimate details of our lives with friends and coworkers and even on social media. But money? That's still as taboo as it's ever been, and talking about it can get uncomfortable really quickly.


I know, right?! GIF via "Maleficent."

That doesn't change the fact, though, that there are important conversations many people need to have about money. Avoiding them can hurt our relationships and our financial health or those of our loved ones.

So where do you even start? And once you start, where do you go?

Whether you're cleaning the house, going to the gym, or asking someone out, no doubt the act of simply getting started can be a tough one. Just imagine having to do that with the money talk!

Luckily, we've gathered some helpful tips to get you started on three essential money conversations: with your boss, your partner, and your kids.

Tip #1: How to ask your boss for a raise

Help them help you. GIF via "The Office."

It may not seem super helpful, but the answer really is just ask (but be well-prepared, of course!).

Sounds easy enough. Yet for some reason, not many people do it. In a PayScale survey, 57% said they've never negotiated for a higher salary. We know it can be a scary thing to do, but you'll never know unless you ask, right?

Luckily, the numbers are in your favor. According to another survey by PayScale, 75% of workers who asked for a raise actually got one. Which is awesome, but don't forget to ask yourself an important question too: Why do you deserve the raise?

Once you answer that, you'll have an easier time getting the ball rolling and will be much more confident sealing the deal.

Tip #2: How to talk to your partner about money

Don't let it go here. GIF via "The Princess Bride."

The answer: honestly.

Clearly, this is a given. But when it comes to money, sometimes we need a reminder.

In a 2014 survey, one 1 in 3 adults admitted to committing financial infidelity on their partner. And that can manifest itself in a variety of ways — whether it's not being upfront about your spending habits, hiding your financial history, or just making secret purchases.

There's a reason money is the #1 cause of stress in a relationship, and arguments about money are a big predictor of divorce. But it doesn't have to be that way. By being honest at the onset and talking about money on a regular basis, couples can start a healthy dialogue that'll give everyone a much better grasp of how to deal with finances down the road.

Tip #3: How to teach your kids about money

This is clearly what NOT to do. GIF via "Black-ish."

The answer: WITH GAMES!

Money and math are rarely the most exciting topics for kids. And that's where playing games comes in! Susan Beacham, CEO of Money Savvy Generation, tells U.S. News, "Games become something you can use to open the discussion, so it's not always you preaching about money."

You can try a classic board game like Monopoly. Or download a fun educational app for them. Or even pretend to be a customer in your kid's make-believe store. The important thing is that kids learn the nuances of what's going on each step of the way, so that they become familiar with financial literacy early on.

It can be intimidating to talk about money, but there are ways to make it a little easier.

Taking that first step can be challenging, especially in this area, but having a plan of attack certainly eases the burden. Now that you have some starting points, the next step is to do just that — start!

A Korean mother and her son

A recently posted story on Reddit shows a mother confidently standing up for her family after being bullied by a teacher for her culture. Reddit user Flowergardens0 posted the story to the AITA forum, where people ask whether they are wrong in a specific situation.

Over 5,600 people commented on the story, and an overwhelming majority thought the mother was right. Here’s what went down:

“I (34F) have a (5M) son who attends preschool. A few hours after I picked him up from school today, I got a phone call from his teacher,” Flowergardens0 wrote. “She made absolutely no effort to sound kind when she, in an extremely rude and annoyed tone, told me to stop packing my son such ‘disgusting and inappropriate’ lunches."

Keep ReadingShow less

It's incredible what a double-sided magnet can do.


A new trend in treasure hunting called magnet fishing has blown up over the past two years, evidenced by an explosion of YouTube channels covering the hobby. Magnet fishing is a pretty simple activity. Hobbyists attach high-powered magnets to strong ropes, drop them into waterways and see what they attract.

The hobby has caught the attention of law enforcement and government agencies because urban waterways are a popular place for criminals to drop weapons and stolen items after committing a crime. In 2019, a magnet fisherman in Michigan pulled up an antique World War I mortar grenade and the bomb squad had to be called out to investigate.


Keep ReadingShow less
Pop Culture

Woman was mocked online for calling an $80 purse a 'luxury item.' Her response went viral.

"I'm so grateful that my dad was able to get me one. He worked so hard for that money.”

@zohtaco/TikTok

Zoe Gabriel, showing off her new purse from Charles & Keith

Insults of any kind are painful, but jabs towards someone’s financial status are their own breed.

In January 2023, Singapore-based Zoe Gabriel was on the receiving end of this particular flavor of mockery when she posted a TikTok about a purse from local retail brand Charles & Keith—a gift bought for her by her father.

In her excitement, the 17-year-old called the bag, which costs around $80, a “luxury” item as she unwrapped it. Her excitement was sadly cut short by some of the negative comments she received.

One comment seemed to stand out above the rest and prompted Gabriel to post an emotional response video.

Keep ReadingShow less

Ring doorbell video captures what it's like to be the default parent.

Kids, man. I'm not sure of the scientific way audacity is distributed, but kids have a lot of it and somehow make it cute. That audacity overload is especially interesting when you're the default parent—you know, the parent kids go to for literally everything as if there's not another fully capable adult in the house. Chances are if your children haven't sought you out while you were taking a shower so you could open up a pack of fruit snacks, then you're not the default parental unit.

One parent captured exactly what it's like to be the default parent and shared it to TikTok, where the video has over 4 million views. Toniann Marchese went on a quick grocery run and *gasp* did not inform her children. Don't you fret, they're modern kids who know how to use modern means to get much-needed answers when mom is nowhere to be found. They went outside and rang the doorbell.

Back when we were children, this would've done nothing but make the dogs bark, but for Marchese's kids, who are 3 and 6 years old, it's as good as a phone call.

Keep ReadingShow less
Pop Culture

'American Idol' contestant has perfect response to Katy Perry's 'mom-shaming' joke

The 25-year-old used the moment to stand up for moms everywhere.

@sarabethliebe/TikTok

"Keep loving your babies."

You might recall us singing the praises of Sara Beth, the exuberant young mom with major vocal chops dubbed the “Accidental American Idol.”

During Sara Beth’s initial audition for the show, judge Katy Perry made a joke that rubbed many viewers the wrong way.

Before Sara Beth even began to sing, the 25-year-old revealed that she had three children, which prompted Katy Perry to dramatically stand up from her seat and feign shock. When Sara Beth, all smiles, said, “If Katy lays on the table, I think I’m going to pass out,” Perry retorted, “Honey, you’ve been laying on the table too much.”

Keep ReadingShow less

YouTube creator Steve Mould shows us what echo looks like through an acoustic camera.

It’s bizarre to think about seeing sound, but nowadays we can do just that. If you haven’t seen an acoustic camera before, that’s because they’re mainly used for industrial purposes, but they’ve been available commercially from gfai tech since 2001.

YouTuber Steve Mould, who has a science channel with over 2.1 million subscribers, took the complicated concept of the acoustic camera and made it easy to understand in his latest video, “Acoustic cameras can SEE sound.”

In the video, Mould explains how an acoustic camera is much like your smartphone's video recorder. But it also creates visual representations of sound emanating from where it’s generated within the video.

Keep ReadingShow less