How well do you understand the financial world? Test your knowledge to find out.
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Capital One

Let’s face it — navigating the financial world can be downright terrifying sometimes.

Whether you’re right out of college and looking to sign up for your first credit card, or you’re applying for a mortgage for the first time, the path to achieving financial independence isn’t always a cake walk. For example, maybe you’ve amounted some debt, or you haven’t built up your credit profile yet. Those realities can leave you feeling like you’re in the dark, and have no idea what steps to take next.

Don’t hit the panic button just yet. It is possible to navigate any financial endeavor you’re looking to embark on, whether it’s securing your first mortgage, or getting approved for your first credit card.


However, before you do, let’s see how much you already know about the main pillars of finance — like credit, savings, debt, and investments.

Ready to test your financial knowhow? Then jump on in and choose what you think are the best answers!

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If the past year has taught us nothing else, it's that sending love out into the world through selfless acts of kindness can have a positive ripple effect on people and communities. People all over the United States seemed to have gotten the message — 71% of those surveyed by the World Giving Index helped a stranger in need in 2020. A nonprofit survey found 90% helped others by running errands, calling, texting and sending care packages. Many people needed a boost last year in one way or another and obliging good neighbors heeded the call over and over again — and continue to make a positive impact through their actions in this new year.

Upworthy and P&G Good Everyday wanted to help keep kindness going strong, so they partnered up to create the Lead with Love Fund. The fund awards do-gooders in communities around the country with grants to help them continue on with their unique missions. Hundreds of nominations came pouring in and five winners were selected based on three criteria: the impact of action, uniqueness, and "Upworthy-ness" of their story.

Here's a look at the five winners:

Edith Ornelas, co-creator of Mariposas Collective in Memphis, Tenn.

Edith Ornelas has a deep-rooted connection to the asylum-seeking immigrant families she brings food and supplies to families in Memphis, Tenn. She was born in Jalisco, Mexico, and immigrated to the United States when she was 7 years old with her parents and sister. Edith grew up in Chicago, then moved to Memphis in 2016, where she quickly realized how few community programs existed for immigrants. Two years later, she helped create Mariposas Collective, which initially aimed to help families who had just been released from detention centers and were seeking asylum. The collective started out small but has since grown to approximately 400 volunteers.