How well do you understand the financial world? Test your knowledge to find out.
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Let’s face it — navigating the financial world can be downright terrifying sometimes.

Whether you’re right out of college and looking to sign up for your first credit card, or you’re applying for a mortgage for the first time, the path to achieving financial independence isn’t always a cake walk. For example, maybe you’ve amounted some debt, or you haven’t built up your credit profile yet. Those realities can leave you feeling like you’re in the dark, and have no idea what steps to take next.

Don’t hit the panic button just yet. It is possible to navigate any financial endeavor you’re looking to embark on, whether it’s securing your first mortgage, or getting approved for your first credit card.

However, before you do, let’s see how much you already know about the main pillars of finance — like credit, savings, debt, and investments.

Ready to test your financial knowhow? Then jump on in and choose what you think are the best answers!


Davina Agudelo was born in Miami, Florida, but she grew up in Medellín, Colombia.

"I am so grateful for my upbringing in Colombia, surrounded by mountains and mango trees, and for my Colombian family," Agudelo says. "Colombia is the place where I learned what's truly essential in life." It's also where she found her passion for the arts.

While she was growing up, Colombia was going through a violent drug war, and Agudelo turned to literature, theater, singing, and creative writing as a refuge. "Journaling became a sacred practice, where I could leave on the page my dreams & longings as well as my joy and sadness," she says. "During those years, poetry came to me naturally. My grandfather was a poet and though I never met him, maybe there is a little bit of his love for poetry within me."

In 1998, when she left her home and everyone she loved and moved to California, the arts continued to be her solace and comfort. She got her bachelor's degree in theater arts before getting certified in journalism at UCLA. It was there she realized the need to create a media platform that highlighted the positive contributions of LatinX in the US.

"I know the power that storytelling and writing our own stories have and how creative writing can aid us in our own transformation."

In 2012, she started Alegría Magazine and it was a great success. Later, she refurbished a van into a mobile bookstore to celebrate Latin American and LatinX indie authors and poets, while also encouraging children's reading and writing in low-income communities across Southern California.

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This story was originally published on The Mighty and originally appeared here on 07.21.17

Most people imagine depression equals “really sad," and unless you've experienced depression yourself, you might not know it goes so much deeper than that. Depression expresses itself in many different ways, some more obvious than others. While some people have a hard time getting out of bed, others might get to work just fine — it's different for everyone.

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