College grads almost always make more money than those without a degree. But if you have to take on tens of thousands of dollars in debt to get that pretty little paper, how the heck does that work? Should poorer families just give up? Are colleges criminally expensive? Hear some fascinating insights about the income gap at 7:00. But brace yourself for a plot twist at 8:30, when we find out that the student debt horror stories might be more myth than reality. Then the last few minutes really get down to brass tacks — advice!