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7 secrets to getting more money back on your tax returns.

How to maximize your tax return!

There are plenty of ways the average American can claim major tax benefits.

As we trudge forward into tax season, here are seven secrets to pulling in more money in tax deductions each year — secrets taken straight from the knowledge bank of those who know it best.

1. Bunch your deductions.

GIF from “Hail, Caesar!”

If you're a salaried employee, and you get paid on a W-2 tax basis, you should pool your itemized deductions as much as possible. Itemized deductions are eligible expenses you can report on your tax returns to lower your taxable income.

The more deductions you take over that 2% adjusted gross income threshold, the lower your income tax bill will be. What does that mean, exactly? Well if you have planned deductible expenses, like medical care, spread out over the next couple years, try to pay for them all this year. That way you can claim them as one lump sum on your Schedule A tax form, and you get more money back.

2. Take your work-from-home deduction.

Image by krzyzanowskim/Flickr.

If you work from home, you can deduct a surprising number of things. One big one is the portion of your house that you use for work. This space must be used exclusively for work, on a regular basis, either as your principal place of business or as a place to meet with patients, clients, or customers. For example, if you have a four-room apartment and use the second bedroom only as an office, you can deduct a quarter of your annual rent plus utility fees. But that’s just the beginning. You can also deduct your cell phone bill, Internet bill, all office supplies, including your computer, shipping costs, advertising costs, membership dues, and business travel — just to name a few.

3. Count your out-of-pocket charitable contributions.

GIF from “Sense and Sensibility."

If you regularly buy pet food for the animals you foster from your local shelter, you can deduct it. If you do a lot of driving for your kid’s charitable after-school program, you can deduct 14 cents for every mile. Charitable donations come in many forms, not just big checks. It may take some time to parse it all out, but it definitely adds up.

4. Put money into retirement ... starting now.

Whenever you contribute to a Roth 401(k) or a Roth IRA account, you’re setting yourself up for success because you don’t have to pay taxes on that amount when you withdraw it. The Roth 401(k) in particular has no income limitations, so if you’re employed full-time by a company that offers 401(k) options, you’re eligible. You can deduct the contribution you make to it from your annual taxable income too (an all-around win). The best part is this growing chunk remains tax-free until you retire, so the more you put in there, the better.

5. Don’t forget about state sales tax!

Image by Philip Taylor/Flickr.

This primarily affects states that don’t impose an income tax at all: Alaska, Florida, Nevada, South Dakota, Texas, Washington, and Wyoming. In these states, you can deduct the sales tax you paid on any large or expensive items you purchased, as long as the tax isn’t over the state’s general sales tax rate. The IRS has a handy calculator to help you total these types of deductions.

6. Outsmart the capital gains tax.

GIF from “Spaceballs.”

Stockholders who have stocks that did well this year and who want to sell them normally have to pay a 20% capital gains tax on them. However, the tax is actually taken on the difference between gains and losses, so if you sell stocks that took a loss along with ones that made a profit — rather than selling them one at a time — you’ll be cancelling out that tax altogether. Oh, and you’ll be simultaneously knocking off the income tax you’d normally have to pay on up to $3,000 of your annual income. Win.

7. Get paid through dividends rather than income.

Own your own business? Here’s a little trick from the one-percenters: you pay less taxes on dividends than you do on salaried money. So if you make less than $400,000 a year and you turn a good portion of your income into dividends (a distribution of your company's earnings to its shareholders), you’ll only have to pay a 15% income tax on it. However, you’ll still need to designate a reasonable amount of your income to your salary; otherwise, you’ll get some negative attention from the IRS.

With these pro tips, you're off to a good start.

So share these tips with your family and friends and then enjoy an extra coffee with that extra cash in your wallet. Get 'em in soon – tax season will be over before you know it!

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Joy

A stray dog saves her dying puppy’s life by bringing her to the veterinarian in Istanbul

A dog's motherly instinct and trust in humans saved a puppy's life

@beylikduzu_alfa_veteriner

A stray dog brought her lifeless puppy to the doorstep of a local veterinarian clinic, saving its life.

In the Beylikdüzü district in Istanbul, security camera footage showed a stray dog holding a puppy in its mouth and bringing it to the doorstep of a local veterinary clinic. The veterinarian that answered the door found the puppy lifeless and took it in while the pup’s mother followed.

The puppy received emergency treatment, as it was dying from a slow heartbeat due to the cold outside. Throughout the treatment, the mother dog stayed at her puppy’s side. Thanks to quick action and care, the puppy survived and is being cared for at the clinic alongside its mother. This puppy turned out to be related to another puppy that was brought in by other animal lovers beforehand, with the belief that it was the sole survivor of its litter.

"We thought all of them had died. It turns out there was one sibling that survived,” said veterinarian and clinic owner, Baturalp Oğhan in an interview. “When our technician noticed the situation, he brought it inside. We realized the puppy's heart was beating. We placed it in intensive care. It is currently continuing treatment with its sibling."


A veterinarian treating a puppy on a table in a clinic as a mother dog watches nearbyThe puppy's mother stayed with her child as the veterinarian administered treatment.@beylikduzu_alfa_veteriner


While it is unfortunate that the rest of the litter had passed, this mother dog’s actions not only saved one of her pups but had reunited her with another one.

According to World Population Review, there is a pet dog in 30% of all households globally. There are 90 million pet dogs housed in the United States alone. Bear in mind, that is counting the dogs that are housed and cared for by humans. Just imagine how many dogs are still out there like that mother dog, along with the number of dogs that sadly didn’t make it like that lucky puppy.

Two puppies eating out of a bowlThe puppy is recovering nicely alongside its sibling.@beylikduzu_alfa_veteriner


While it is remarkable that this mother dog, out of memory, instinct, desperation, or a combination of those traits took her puppy to the clinic, the onus cannot be on dogs themselves to receive the help and care they need. Fortunately, there are several animal shelters and clinics that can help care for these animals, but they still need to find ways to get there. Not all of them have smart dog mothers that can get them to a helpful human vet.

Puppy sleeping against a mother dogThe puppy lives thanks to its mother's quick action and trust in local veterinarians.@beylikduzu_alfa_veteriner

If you wish to help out a stray animal, such as a dog or cat, there are some steps you can take to be prepared if the situation presents itself. The Humane Society has a bunch of quality tips, such as keeping your car with supplies like fresh water, bowls, pet food, heavy blankets,and such to keep the animal comfortable while waiting for animal control to arrive at the scene or if you choose to transport them yourself to a nearby shelter. Before you stock up, you should research to see if there are any state or local laws regarding housing lost or stray animals to make sure you’re following the legal methods.

We share a lot of space with “man’s best friend” and the least we can do is be a best friend back to them, especially when they’re in need.

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Internet

Woman delights with insanely accurate recreation of legendary  'Dirty Dancing' routine

Now, I've had the time of my life...

Representative Image|Flickr

Woman recreates famous dance from 'Dirty Dancing' for birthday

You'd likely be hard pressed to find a woman born in the early 80s that hasn't memorized nearly every line from the iconic movie "Dirty Dancing." Many spent hours in front of a mirror practicing every dance Baby had to learn so they could don their flowy dress to give their spins the perfect amount of realism. An entire generation is transported when those famous words, "now, I've had the time of my life...," croon over a speaker no matter where they are.

A woman from Portugal decided she was going to become Baby for her 40th birthday party and she was not messing around. The woman, Raquel, uploaded the video to her social media page Miolo Mole e Bitoca.

Raquel stands in what appears to be a dance hall decorated to look like the infamous last dance that closes out "Dirty Dancing." She's in a pink dress that looks nearly identical to Baby's and that familiar tune starts to play. The camera pans to her partner dressed like Johnny Castle in all black, and yes, they did the dance step by step.

A large screen was set up right behind them playing the dance scene behind the pair as the nailed the dance. Now, they didn't disclose if they practiced the lift in a lake to stay completely true to the movie, but they nailed it nonetheless. Commenters on the internet are absolutely delighted with the recreation of the famous dance.

"Now y'all did that. Man y'all put a smile on my face. Dirty Dancing is my all time favorite movie," someone says.

"I've never smiled like a Cheshire cat as much as I just did watching that! Proper cheese but I loved it," one person writes.

"Not me bawling my eyes out and smiling so big, this is everything! One of my all time favorite movies and you can tell you's had so much fun and share so much love for one another," another commenter cries.

Watch the entire nostalgia inducing video below:

@miolomoleebitoca Meus 40 anos tema Dirty Dancing #dirtydancing #dirtydancingchallenge #patrickswayze ♬ Dirty Dancing: (I've Had) The Time Of My Life - Dynamite

This article originally appeared last year.

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Education

Teacher of the year explains why he's leaving district in unforgettable 3-minute speech

"I'm leaving in hopes that I can regain the ability to do the job that I love."

Lee Allen

For all of our disagreements in modern American life, there are at least a few things most of us can agree on. One of those is the need for reform in public education. We don't all agree on the solutions but many of the challenges are undeniable: retaining great teachers, reducing classroom size and updating the focus of student curriculums to reflect the ever-changing needs of a globalized workforce.

And while parents, politicians and activists debate those remedies, one voice is all-too-often ignored: that of teachers themselves. This is why a short video testimony from a teacher in the Atlanta suburb of Gwinnett County went viral. After all, it's hard to deny the points made by someone who was just named teacher of the year and used the occasion to announce why he will be leaving the very school district that just honored him with that distinction.

In a video carried by Fox5 Atlanta, 2022 Gwinnett County Public Schools Teacher of the Year Lee Allen breaks down what he sees as the overriding problems in the county's school system. While his comments are specific to that of Gwinnett County, it's virtually impossible to not see the overlap across all of America and how the problems have become exponentially more challenging as students have migrated back to in-person learning.

"At the end of this year, I will be leaving Gwinnett County Schools, leaving behind the opportunity to submit for state teacher of the year, roughly $10,000 in salary, and most importantly, the students and colleagues I've built strong relationships with," Allen, a math teacher at Lawrenceville's Archer High School, says at the beginning of his remarks. "I'm leaving in hopes that I can regain the ability to do the job that I love."

Normally, one might assume teacher pay is the overriding issue for educators like Allen. But he makes it clear that he is, in fact, leaving money on the table to avoid what he deems as unacceptable changes to the student body and how the district manages its teachers and the learning environment. Here are his main grievances, in order:

  • "First issue at hand is student apathy and disrespect for school rules and norms. … We have an alarming number of students that simply do not care about learning and refuse to even try."
  • "We are also experiencing incredible disrespect and refusal to follow basic school rules. There is little to no accountability or expectation for grades or behavior placed on students or parents. Rather than being asked what the student can do to improve their understanding, teachers are expected to somehow do more with less student effort."
  • Cell phone use. Teachers simply cannot compete with the billions of dollars tech companies pour into addicting people to their devices. Phones allow constant communication, often being the spark that fuels fights, drug use and other inappropriate meetups throughout the day. We need a comprehensive district plan with support behind it in order to combat this epidemic and protect the learning environment."
  • "Lastly, there is a huge disconnect between administrators and teachers. The classroom in 2022 is drastically different from just three years ago. Most administrators have not been in a classroom full-time in years or even decades. Many teachers do not feel understood, valued or trusted as professionals from administrators and the decisions that they make."

While Allen points fingers at administrators and student behavior, he also says that the pressures put on both students and teachers alike by COVID-19 had a catastrophic impact on learning. "The pandemic has acted as a catalyst and turned a slow negative trend into an exponential crisis," he says.

But he also offers some solutions, stating, "I won't list complaints without offering ideas for improvement."

  • All administrators should spend at least one week in a high needs classroom, "without a suit, without people knowing your title and in the same room, all day, for an entire week."
  • Prioritizing smaller class sizes.
  • Greater transparency from the district in terms of needs and expectations and goals.

"We all want the same thing and we cannot accomplish this without supporting one another," he says near the end of his remarks.

With more than 400,000 views already, it's clear his remarks resonated with people not just inside his school district.

There's almost nothing more important than how we educate our children. And while the national political debate centers on areas of far less importance generated to gin up controversy and campaign fundraising, it's families and local leaders who will need to do the heavy lifting of reprioritizing the fundamental principles of learning and leadership if we want an American educational system that can compete on the global stage in 2022 and beyond. After all, when literal award-winning educators like Allen are walking away, it's clear something more needs to be done.


This article originally appeared three years ago.

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Nail salon made an ad that's so funny people are taking roadtrips just for a manicure

Nailed it.

Representative photos by Wonderlane|Flickr and Aris Leoven|Canva

Canadian nail salon has people packing their bags for a manicure

There are a lot of nail salons out there and without word of mouth it can be impossible to know which salon to visit. This is why many businesses have social media pages to advertise services without having to spend a lot of money on television ad space. Advertising pictures and videos of amazing work can help keep a steady flow of customers, but one Canadian nail salon is going with a different approach.

Henry Pro Nails in Toronto, Canada is leaving the internet in stitches after creating a viral ad for his nail salon. The video takes several viral video clips but instead of the expected ending, Henry pops in completing the viral moment in hilarious different ways.

It opens with a familiar viral video of a man on a stretcher being pulled by EMS when the stretcher overturns flopping the man onto the ground. But instead of it ending with the injured man on the ground, Henry lays out on the floor of his salon and delivers his first line, "come to my nail salon, your nails will look beautiful." The video doesn't stop there and has certainly having the desired effect.

In another clip, a man holds his leg straight up and somehow flips himself into a split. When the camera cuts back to Henry, he's in the splits on the floor of his nail salon promoting loyalty discounts. The ad is insanely creative and people in the comments can't get enough, some are even planning a trip to Toronto just to get their nails done by the now internet famous, Henry.

"I will fly to Canada to get my nails done here just because of this hilarious video. You win this trend for sure," one woman says.

"Get yourself a passport and make a roadtrip! My bf and I are legit getting ours and its only a 4 hr drive from where we are in Pennsylvania. Their prices are a lot better than other places I've been too," another person says while convincing a fellow American citizen to make the trip.

"Omg, where are you located? I would fly to get my nails done by you," one person writes.

"The pedicure I had at Henry’s was the best I have ever had. Unfortunately made all other places disappointing and I don’t live close enough for Henry’s to be my regular spot," someone else shares.

It just goes to show that creative advertising can get people to go just about anywhere, but the service gets them to come back. This isn't Henry's first rodeo at making creative ads, though this one seems to be the one that takes the cake. If you're ever in Toronto and find yourself needing an emergency manicure, Henry's Pro Nails is apparently the place to be.


This article originally appeared last year.

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Pop Culture

Chris Hemsworth's reaction to his daughter wanting a penis deserves a standing ovation

Thor knew exactly how to handle it.

Chris Hemsworth and daughter.

In addition to being the star of Marvel franchise Thor, actor Chris Hemsworth is also a father of three. And, to no one's surprise, he's also pretty much the coolest dad ever.

In a clip from a 2015 interview on The Ellen DeGeneres Show, Hemsworth shared an interesting conversation he had with his 4-year-old daughter India.

"My daughter's kind of envious of my boys," Hemsworth told Ellen. "She came to me the other day, and she's like 'You know, Papa, I want one of those things that Sasha and Tristan have.' And I'm like, 'What do you mean?' She said, 'You know the things in between their legs that you have.'"

Hemsworth said he tried to explain the differences between male and female bodies, but his daughter wasn't having it.

"She goes, 'I really want one!' Hemsworth said. "I'm like, 'A penis?' And she's like, 'I want a penis!'

And then, Hemsworth had the best possible response. He recalls:

She's four and I'm like, 'You know what, you can be whatever you want to be.' And she goes, 'Thanks, Dad.' Runs off into the playground and that was it.

And then, though I cannot confirm, I'm pretty sure the Ellen audience did this:

Major kudos to Hemsworth for taking a potentially awkward parenting situation and turning it into a lesson about love and acceptance.

You can watch the full clip here:

This article originally appeared seven years ago.

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