upworthy
Community

6 states where the minimum wage and cost of living offer the best bang for your buck

The highest state minimum wage in the U.S. is now $16.28 per hour, but some cities are even higher.

map of u.s. showing minimum wage by state

State minimum wages range from $7.25/hr to $17.00/hr in 2024.

Public discourse about minimum wage and living wages has been ongoing for years, with people debating whether the government should mandate a minimum hourly pay for workers. President Franklin D. Roosevelt signed the first federal minimum wage law in 1938, setting the lowest wage a worker could be paid at 25 cents per hour. Nearly a century later, the federal minimum wage is $7.25/hr, holding steady since 2009, with people lobbying to raise it to at least $15/hr for over a decade.

However, in addition to federal law, each state has its own laws, a handful of which establish a state minimum wage higher than $15, a handful of which don't have a set minimum wage at all and everything in between. Cost of living has also been a hot topic as inflation has squeezed everyone's wallets and certain cities and states have become utterly unaffordable, especially for people in low-wage jobs or who who are just starting out in their careers. So how do minimum wage and cost of living correlate state-by-state? Are there any sweet spots with a high(er) minimum wage and low(er) cost of living?

While there’s no perfect storm of super low cost of living and super high minimum wage—for instance, Washington, D.C. has the highest state minimum wage at $17/hr, but housing costs 140% more than the national average—there are some states where the ratio is far more favorable than others. According to Insider Monkey, here are the top six states where you can get the most bang for your minimum wage buck.

6. New Mexico

The Land of Enchantment offers a relatively decent living for its $12/hr minimum wage thanks to the state's below average cost of living. According to Rent Cafe, housing in New Mexico is 8% lower than the national average, monthly utilities are 9% lower, food is 4% lower, transportation is 3% lower and healthcare, goods and services are 2% lower.

According to Smart Asset, Albuquerque, New Mexico ranks as No. 10 in U.S. cities where minimum wage goes the furthest.

5. New Jersey

The Garden State's relatively higher-than-average cost of living is counteracted by relatively solid minimum wage of $14.13/hr. Most of the cost of living in New Jersey is wrapped up in housing, which is 30% higher than the national average, according to Rent Cafe, and utilities, which are 12% higher. Goods and services are 5% higher, but healthcare is 2% lower than the national average. Food and transportation are 1% and 2% higher, respectively.

4. Connecticut

With both a cost of living and minimum wage slightly higher than New Jersey, Connecticut rolls in at No. 4 with a $15/hr minimum wage. Where the Constitution State hits hardest is in utilities, which Rent Cafe places at 30% higher than the national average, and housing, which is 24% higher. Healthcare and goods and services are both 9% higher, while transportation and food are just 1% and 2% above average.

3. Missouri

The Show-Me State says, "Show me the money!" with its somewhat respectable $12/hr minimum wage, which goes pretty far with its relatively low cost of living. Housing is the biggest cost benefit Missouri offers at 18% lower than the national average. But utilities, food, healthcare, and goods and services are also all below average, with only transportation landing right at the national average.

Additionally, St. Louis clocked in at No. 5 for a minimum wage real-world value of $13.68 when adjusting for the city's lower-than-average cost of living.

2. Washington

With the highest state minimum wage in the nation (unless you count Washington, D.C.), Washington's $16.48/hr puts it in second place when accounting for cost of living. Make no mistake, Washington isn't cheap overall, with a cost of living 15% higher than the national average. Housing and transportation hit hard at 29% and 27% higher than the national average, respectively. Healthcare is pricey as well at 20% higher than average. Food costs 12% more, but utilities clock in at 7% less than the national average.

Two cities in Washington hit the top 15 for highest real minimum wage value, though, with Seattle at No. 13 and Spokane at No. 2.

map of united states with these states highlighted in green: Washington, New Mexico, Missouri, Illinois, New Jersey and Connecticut

These six states offer the best minimum wage to cost of living ratio.

Created with mapchart.net

1. Illinois

If you want the best bang for your minimum wage buck, head to the Prairie State with its $13/hr minimum wage and 8% lower than average cost of living. Housing in Illinois is 22% lower than average and utilities are 10% lower. The only expense that comes in higher than average for Illinois is transportation at 3% above average, which isn't enough to keep it out of the top spot.

However, there are some minimum wage sweet spots in certain U.S. cities that aren't reflected in these state rankings. According to Smart Asset, Denver, CO, is the city where minimum wage goes the farthest in the nation. Colorado comes in at a respectable 7th place in state minimum-wage-to-cost-of-living ratio, but Denver has its own mandatory minimum wage of $18.29/hr.

A citywide minimum wage is part of what puts Seattle at the No. 13 spot on that same list. Seattle is one of the most expensive cities in the U.S., but its $19.97 minimum wage for most workers changes the ratio in its favor.

Other cities in the top 10 include Buffalo, NY; Minneapolis, MN; Tucson, AZ; St. Paul, MN; Phoenix, AZ and Stockton, CA.

The minimum wage conversation may vary widely across the U.S., with different costs of living and different state laws on the books. But if you're looking to move someplace where your wage will go the furthest, these six states will likely be your best bet to check out first.


This article originally appeared in June.

Mel Robinson making a TED Talk.

Towards the end of The Beatles’ illustrious but brief career, Paul McCartney wrote “Let it Be,” a song about finding peace by letting events take their natural course. It was a sentiment that seemed to mirror the feeling of resignation the band had with its imminent demise.

The bittersweet song has had an appeal that has lasted generations and that may be because it reflects an essential psychological concept: the locus of control. “It’s about understanding where our influence ends and accepting that some things are beyond our control,” Jennifer Chappell Marsh, a marriage and family therapist, told The Huffington Post. “We can’t control others, so instead, we should focus on our own actions and responses.”

This idea of giving up control, or the illusion of it, when it does us no good, was perfectly distilled into 2 words that everyone can understand as the “Let Them” theory. Podcast host, author, motivational speaker and former lawyer Mel Robbins explained this theory perfectly in a vial Instagram video.

“I just heard about this thing called the ‘Let Them Theory,’ I freaking love this,” Robbins starts the video.

“If your friends are not inviting you out to brunch this weekend, let them. If the person that you're really attracted to is not interested in a commitment, let them. If your kids do not want to get up and go to that thing with you this week, let them.” Robbins says in the clip. “So much time and energy is wasted on forcing other people to match our expectations.”

“If they’re not showing up how you want them to show up, do not try to force them to change; let them be themselves because they are revealing who they are to you. Just let them – and then you get to choose what you do next,” she continued.

The phrase is a great one to keep in your mental health tool kit because it’s a reminder that, for the most part, we can’t control other people. And if we can, is it worth wasting the emotional energy? Especially when we can allow people to behave as they wish and then we can react to them however we choose.

@melrobbins

Stop wasting energy on trying to get other people to meet YOUR expectations. Instead, try using the “Let Them Theory.” 💥 Listen now on the #melrobbinspodcast!! “The “Let Them Theory”: A Life Changing Mindset Hack That 15 Million People Can’t Stop Talking About” 🔗 in bio #melrobbins #letthemtheory #letgo #lettinggo #podcast #podcastepisode

How you respond to their behavior can significantly impact how they treat you in the future.

It’s also incredibly freeing to relieve yourself of the responsibility of changing people or feeling responsible for their actions. As the old Polish proverb goes, “Not my circus, not my monkeys.”

“Yes! It’s much like a concept propelled by the book ‘The Subtle Art of Not Giving a F**k.’ Save your energy and set your boundaries accordingly. It’s realizing that we only have “control” over ourselves and it’s so freeing,” 60DaysToLive2012 wrote.

“Let It Be” brought Paul McCartney solace as he dealt with losing his band in a very public breakup. The same state of mind can help all of us, whether it’s dealing with parents living in the past, friends who change and you don’t feel like you know them anymore, or someone who cuts you off in traffic because they’re in a huge rush to go who knows where.

The moment someone gets on your nerves and you feel a jolt of anxiety run up your back, take a big breath and say, “Let them.”


This article originally appeared last year.

Education

Never know how to answer the 'What do you do' question? This simple formula can help.

How many times have you been asked, "What do you do?" and not known what to say?

Let's face it, our answers to this question are usually a bit blasé.

We’ve all been there. The moment we’re face to face with a stranger and the ice breakers begin rolling in. During this little tête-à-tête, one question is sure to be as inevitable as Thanos himself: “What do you do?”

Even for the most skilled small talkers among us, this is not always a particularly easy question to answer. Not without sounding overly vague, sterile, or, yes, even dull. But as CNBC contributor and author Jessica Chen will tell you, there is a tried-and-true method that not only provides an answer for the “What do you do?” question but inspires authentic connection with others.

Her formula, which is included in her book Smart, Not Loud: How to Get Noticed at Work for All the Right Reasons, is pretty simple and definitely gives you more to work with than just saying your job title, which, barring any astronauts or Grammy award winners reading this, can sound pretty bland for most of us.


Without further ado, here are the 3 points to hit in your answer, according to Chen.

1. Talk about the issues you solve

This can help paint the picture that anyone can relate to, even if they have zero familiarity with your industry. Chen advises putting this in the form of a rhetorical question.

Examples:

  • “You know how cyberattacks are getting more frequent and sophisticated?”
  • “You know how you see ads when you scroll through a news story?”

2. Share the solutions you offer

Now’s your chance to clearly explain how your work addresses the issue you set up in step one. Chen notes that it’s important to think about “real-life implications" of what you do every day:

Examples:

  • “What I do is create software systems that alert companies when a suspicious user tries to access their platform.”
  • “What I do is research the best places to put ads so that they have maximum visibility.”

3. Drop some proof

This is where you tie it all together, using a story or other pertinent company details, in order to solidify your credibility.

  • “In fact, our organization is one of the largest cybersecurity companies in the world with clients like [well-known company].”
  • “In fact, the click-through rate of our ads is around 3%, which is much higher than the industry average.”

Put all those together and you’ve got: “You know how [talk about issues you solve]? So what I do is [share the solutions you offer]. In fact, [drop some proof].” Badda bing, badda boom, a concise, yet well-thought out and impactful answer that actually provides a snapshot of what you do for a living. Side effects might include nods of interest and response in the form of, “Wow, cool!”


If you’re struggling with all things small talk, having a go-to approach, much like this one, isn’t a bad idea. Having things like the FORD method, which is essentially a list of ice breaker questions that will get virtually anyone talking, in the back pocket can really help offset any social jitters that get in the way in the heat of the moment.

Basically, it’s totally okay if you don’t naturally have the gift of gab. But since you will likely have to engage in conversations throughout a good chunk of your life, it might behoove you to find ways to make it less stressful. And even for those of us who are extroverted and can chat with anyone, there are ways in which we can make our communication more impactful.

Nolan Reid / TikTok

There's an old joke slash meme that goes something like this: "Guys literally only want one thing and it's disgusting." Its used to imply, obviously, that men are shallow and crude creatures. TikTok creator and simple-life advocate Nolan Reid, however, has a different idea of what men really want.

Nolan recently made a video about "Little things in life that make men happy."

The hilarious list includes:

  • A fridge full of beer.
  • Drinking said beer in the garage. With your dog. And a good buddy.
  • Finding a cool stick.
  • Kicking a rock.
  • Staring at water.
  • Dropping rocks into said water.

As a fellow man, I would say: Yeah. That pretty much covers it.

It really doesn't take much! Watch Nolan's full video to see the rest, and just appreciate how much joy and satisfaction he gets from these simple thing.




People loved Nolan's list – so much so that they began adding their own ideas of "simple things men love."

The video racked up hundreds of thousands of views across TikTok and Instagram.

One commenter wrote, "He just described my whole personality." Another added, "This guy gets it."

Others chimed in with their own additions to the list, like staring at a fire for hours. Or just peace and quiet.

But most of the nearly 200 comments were just people chiming in to say one thing:

"Hell yeah."

Finally, someone who understands us.

Nolan's ultra-relaxed vision of "masculinity" is honestly so refreshing.

Men on social media are usually bombarded with the Andrew Tates and Jordan Petersons of the world, influencers who constantly berate us to make more money, lose weight and add muscle, sleep with more women, take charge, relentlessly self-improve.

I like Nolan's much chiller idea of masculinity. It reminds me of being a kid, taking pleasure in the simple things, not racing to be anywhere, not trying to impress anyone or prove anything.

Nolan's entire account is a breath of fresh air, an antidote to hustle culture. His videos find joy in:

  • Breaking down cardboard boxes
  • Driving at sunset
  • Going fishing
  • Throwing a frisbee
  • Wearing t-shirts
A daily visit to his page is almost like a meditation. I highly recommend giving him a follow to add a little counterprogramming to your social media feed.

Nolan says in another recent video that he started making TikToks and Instagram reels just for fun, but discovered along the way that he was really passionate about the message.

"I never thought that my simple living and love for little things would resonate with so many of you."

He said he hopes to inspire people to "take a step back and enjoy the good simple things in life."

I suddenly have the urge to go chuck a rock into a river, so I would say: Mission Accomplished!

This article originally appeared last year.

A woman can't believe who just texted her.

It’s funny to think that text messaging has only been a common form of communication for about 25 years. It began to take hold in the late 1990s, but most phones didn’t have full keyboards. You had to multi-tap a number on the handset to get to the correct letter. Needless to say, it took a long time just to get your thoughts out. It could also be expensive. Unlimited text wasn’t a thing back then, so you got dinged for 10 to 20 cents for every message you sent.

In 1998, Donovan Shears of Coventry, England, was so excited to get his first mobile phone for his 18th birthday that he texted a bunch of random numbers while hanging out at a pub where he worked. "I started sending out random text messages, showing off to my friends. I picked the first four digits the same as mine, then the last three digits randomly—it was probably about five or six different numbers—and then didn't think anything of it,” he said, according to the BBC.

But one person responded to his text, an 18-year-old girl named Kirsty in Cleethorpes, Lincolnshire, 100 miles away, who wrote, “Who’s this?” Donovan responded with a simple “Don.” Kirsty had just got a mobile phone, so she figured the text was from someone she had recently given her phone number to. Remember, those were the wonderful days when you didn’t get spam texts randomly saying, “Hi, how are you?” Today, Donovan’s text probably would have been blocked and marked as SPAM.

Donovan and Kirsty then began a conversation that has continued ever since. "That single moment led to over 20 years of love, laughter, and partnership," they said. They began texting each other daily, but after getting £250 ($311) phone bills, they started calling one another. Donovan immediately fell in love with Kirsty's Scottish accent.

Six months after the first text, Kirsty drove to Coventry to meet Donovan in person. "I said to my stepsister, I've got to go and meet this guy, and she was like, 'He could be anyone,' and I was like, 'Yes, I know,' but I was 18 and didn't really think about consequences. I just got on a train and came to Coventry."

The couple danced the night away at a club and then, in pure English tradition, capped the night off with a kebab. "I remember coming back from our first night out, and we just cuddled up; it was kind of magical in a way,” Donovan said, according to Grimsby Live.

The couple married four years later and have two children, Alora, 6, and Stirling, 9. Donovan has nothing but praise for Kirsty: "She is an amazing woman. She's so intelligent, and we know each other so well. She's my best friend as well as my wife."

The story is an incredible example of how the most important relationships in our lives sometimes come together just out of random chance. A meeting at a bar or an interaction at the supermarket can change our lives forever. It’s also a touching example of how the excitement over the ability to send a text message in 1998 brought together two people who never would have met without it. For all the pain that technology brings us in the modern world, there are still many reasons to love its ability to bring people together.

Photo credit: Canva, Note via @nightsayni/Reddit

He's sorry. He didn't mean to be mean.

For the most part, mood swings are pretty normal for kids. But man, can it be a challenge for parents to ride those emotional rollercoasters. After all, to stay completely regulated as someone goes from sweet giggles to unintelligible rage in .0002 seconds takes the tolerance of a trained monk. Still, even a little patience goes a long way with this herculean task.

Take this dad for instance, who recently shared two wildly different handwritten notes from his 5-year-old son, spanned only 10 minutes apart. For context, the dad explained that his son has gotten furious at him for “reading something to him instead of slowly sounding out the sounds for him to read himself.” What a monster, right?

During a time out his son took to cool off, he managed to write this sick burn: “You’re the worst dad in the world. I don’t even like you.”

The little fella must have immediately regretted his choice, because he also wrote another note, which read: “Sorry, sorry. I did not mean to be mean to you,” along with a sad picture of himself for good measure.


Have many, many, many parents been in this exact same boat? Judging by the comments, most certainly. One person wrote, “Kids are... interesting when it comes to mood swings; my 2 year old had a total meltdown this weekend because I opened his yogurt for him (he wanted to open it, but I didn't think he wanted to do it). A few minutes of crying and he popped back together and just ate his yogurt and was happy again.”

Another echoed, “Father of two 5y/os here. This is 100% normal and happens multiple times a week in our home. Lots of emotions at this age.”

One parent even shared how having safe spaces to process those big emotions can help kids develop into pretty emotionally stable adults, writing, “My son at that age would put himself into timeout (I never once put him into timeout but his kindergarten had that system).. so he would go into his room after he said something mean to me.. sit in a corner for 5-10 min and then come out and apologize and say he didn’t mean it.. he is almost 21 now and still the most thoughtful person I know, always considering how his words impact others.”

One person could even relate to the kiddo’s dilemma, saying, “Emotions are big and overwhelming! Sometimes I want to do the dang thing myself and sometimes I just want it done when I think about it. Thankfully in my decades on earth I'm better at recognizing and communicating the difference, but I totally get his frustration.”

gif of man throwing a tantrumIf we don't teach our kids to regulate their emotions early, workplaces might look like this in 20 years.media.giphy.com

But of course the best comment goes to the person who simply appreciated that “Lil bro had a whole character arc.”

It’s funny to see in plain writing the kind of emotional whiplash that every parent experiences once in a while. But this story is also a nice reminder to not take any of it personally. Because sometimes all it takes is ten minutes, and a little compassion, for things to go back to normal again.

Hopefully the dad holds onto these notes to re-read aloud one day. At his son’s wedding perhaps. Or his 21st birthday.