+
More

5 ways financial literacy could make your relationship better than ever.

Aside from politics and religion, what is more polarizing than money?

A 2013 survey found that money is the #1 cause of stress in a relationship.

More so than in-laws or whose turn it is to do the dishes. In fact, arguing about money is easily the top predictor of divorce. Yipes.

But, a deeper understanding of how money works can affect our lives in many surprising ways.


Ways that go beyond just making more of it and can change our relationships for the better.

Jeffrey Dew, Ph.D., a professor at Utah State University, told Upworthy, "Financial literacy is important because it can help inform couples about how to handle their money on a day-to-day basis as well as inform their long-term financial goals."

Well said, Professor Dew. Now, here are five things everyone needs to know about money.

1. Proper planning will lessen your financial stress immensely.

Ahhhh yes! The sweet, soothing touch of financial literacy.

No surprise here! No couple wants to go through the doldrums of financial stress. BUT if you’re smart about your expenses and budget accordingly, there’s peace of mind and, well, peace in general.

One way to start is by signing up for a financial app to help you budget. There are a lot of options out there that let you integrate all your accounts, provide forecasts, and fast-track the stress-relieving process to get you looking like that baby owl in no time. You and your partner can review your accounts, set savings goals, and watch your progress together!

2. Talking about money actually brings you closer together.

A romantic getaway. A candlelit dinner. Fixing your finances.

Yes, all of these can strengthen your relationship. Taking the time to assess your financial situation together not only gives you a clearer idea of where you stand, it reinforces a crucial relationship dynamic — teamwork! By figuring out each of your strengths and weaknesses when it comes to managing money, you can build a solid foundation for working together that you'll use again and again throughout your relationship.

Let's never argue about money again! GIF from "Saturday Night Live."

Teams don’t go splurging on stuff in secret. Teams look out for the well-being of one another and do what’s best for the whole.

3. Understanding your finances will help you predict the future.

Oooohh! I see a comprehensive financial plan in your future.

Well, kind of. For couples, a financial plan is probably the closest thing to a real crystal ball. I mean, it can help both of you figure out exactly where you want to be in five, 10, 20, or 50 years if you want to!

The perfect house? The perfect car? All of it (plus more) can be yours for the incredibly low price of putting in the work and creating a solid plan that makes sense and keeps you on the path toward your goals.

4. Creating a budget will actually save you more time in the long run.

Time is money, money is time, and so on and so on. GIF via Vortex Anomaly.

Breaking down your finances will take time. It’s just a question of how much.

If you put in the work early, you save yourself from all the unnecessary hours rummaging through paperwork and dealing with collectors later on. That’s time you can spend going out, watching "Game of Thrones," or even actually spending your money on experiences and creating memories together.

Which leads me to my last point...

5. You can still treat yo selves, you know.

Aziz knows what's up — style-wise and money-wise.

OK, so this is pretty money-related, but it’s not about having more of it. It’s about understanding that you should enjoy the fruits of your labor.

The trick is finding the middle ground so you can still splurge, just smarter. When you’re efficient with your funds, you can find ways to buy the things you want and maximize every single cent.

Now go call your significant other! Tell them you love them, and tell them you have a plan to ease all your money-related stress.

We did it! We did it! GIF from "Seinfeld."

(Just don’t do it in an "I won the lottery!" kind of way.)

via Chewy

Adorable Dexter and his new chew toy. Thanks Chewy Claus.

True

Every holiday season, millions of kids send letters asking for everything from a new bike to a pony. Some even make altruistic requests such as peace on Earth or helping struggling families around the holidays.

But wouldn’t the holiday season be even more magical if our pets had their wishes granted, too? That’s why Chewy Claus is stepping up to spread holiday cheer to America’s pets.

Does your dog dream of a month’s supply of treats or chew toys? Would your cat love a new tree complete with a stylish condo? How about giving your betta fish some fresh decor that’ll really tie its tank together?

Or do your pets need something more than mere creature comforts such as life-saving surgery?

Keep ReadingShow less
Photo by Jeremy Wong on Unsplash

Teen raises $186,000 to help Walmart worker retire.

In America, many people have to work well past the age of retirement to make ends meet. While some of these people choose to work past retirement age because it keeps them active, some older people, like Nola Carpenter, 81, work out of necessity.

Carpenter has been working at Walmart for 20 years, way beyond most people's retirement age just so that she can afford to continue to pay her mortgage. When 19-year-old Devan Bonagura saw the woman looking tired in the break room of the store, he posted a video to his TikTok of Carpenter with a text overlay that said, "Life shouldn't b this hard..." complete with a sad face emoji.

In the video, Carpenter is sitting at a small table looking down and appearing to be exhausted. The caption of the video reads ":/ I feel bad." Turns out, a lot of other people did too, and encouraged the teen to start a GoFundMe, which has since completed.

Keep ReadingShow less

Philadelphia is taking the city back to the past.

Remember when calling your parents, a tow truck or a friend when you were out and about meant digging in your pocket for a quarter to make a pay phone call? Well, a Philadelphia-based collective, PhilTel, is jumping into the past with a modern twist, by installing free-to-use pay phones throughout the city.

Of course, the pay phones that many of us grew up were removed from public places years ago. There no longer seemed to be a need for them when most people had a phone in their pocket or in their hand. But it's easy to forget that not everyone has or wants that luxury. For some people, staying that connected all the time can be too much and for others, it's simply financially impossible to own a cell phone.

Keep ReadingShow less

This article originally appeared on 07.22.21


As if a Canada goose named Arnold isn't endearing enough, his partner who came looking for him when he was injured is warming hearts and having us root for this sweet feathered couple.

Cape Wildlife Center in Barnstable, Massachusetts shared the story on its Facebook page, in what they called "a first" for their animal hospital.


Keep ReadingShow less
popular

Think all cats are the same? These pictures prove they each have their own personality

Photographer Nils Jacobi shows how cats aren't nearly as aloof as one might think.

All images used with Nils Jacobi's permission. @furryfritz/Instagram

Catographer purrfectly captures cats' purrsonalities.

People often mistakingly attribute a singular personality to cats—usually the words "aloof" or "snobby" are used to describe them. At best, they might be given the "evil genius" label. But in actuality, no two cats are alike. Each has their own distinct ways of being, whether that’s silly, sophisticated, affectionate, downright diabolical or somewhere in between.

This photographer has the pictures to prove it.

Nils Jacobi, better known online as furryfritz, the catographer, has photographed literally thousands upon thousands of cats—from Maine coons who look like they should be in a perfume ad to tabbies in full-on derp mode.
Keep ReadingShow less