+
upworthy
Democracy

These before-and-afters will make you question everything about how our economy works

You'd think it was some sort of natural disaster. Nope. Totally man-made.

These before-and-afters will make you question everything about how our economy works




Images via GooBingDetroit.

Yup. These images were taken only two years apart. And what you're seeing was not an accident.

When the economy crashed in 2008, it was because of shady financial practices like predatory lending and speculative investing, which is basically gambling, only the entire economy was at stake.



When the recession hit, it literally hit home for millions of people. And Detroit was right in the middle of it.

I spoke with Alex Alsup, who works with a Detroit-based tech company that's mapping the city's foreclosed homes to help city officials see the bigger picture and find solutions. He also runs the Tumblr GooBingDetroit, where he uses Google Street View's time machine to document the transformation of Detroit's neighborhoods over the last few years.

assets.rebelmouse.io

"There's a common sentiment that Detroit's looked the way it does for decades, but it's just not true," Alsup said.

It's astonishing to see how quickly so many homes went from seemingly delightful to wholly unlivable.

assets.rebelmouse.io

When the recession went into full force, home values took a nosedive. But the city expected homeowners to pay property taxes as if they hadn't.

Not only does the situation defy logic, but it's like a brass-knuckled face punch to the people the city is supposed to be looking out for. Alsup explains:

"You had houses — tens of thousands of them — that were worth only $20,000 or so, yet owed $4,000 a year in taxes, for which very few city services were delivered (e.g. police, fire, roads, schools). Who would pay that?"

Indeed.

assets.rebelmouse.io

A local group calls what happened to Detroit a "hurricane without water."

And like a real hurricane, homeowners aren't the ones to blame. They're even calling for what is essentially a federal disaster response.

Here are the three strategies they want to see in action — and they can work for basically anywhere in the country that's struggling with a housing crisis.

1. Stop kicking people out of their homes.

They want the city to end foreclosures and evictions from owner-occupied homes. Many people aren't just losing their homes — they've lost jobs, pensions, and services because of budget cuts. Putting them on the street is like a kick in the teeth when they're down.

2. If a home is worth less on the market than what the homeowner owes on their loan, reduce what they owe.

Those are called underwater mortgages. Banks caused this mess, and governments ignored it. It's only fair that people's mortgages be adjusted based the current value of their home.

3. Sell repossessed homes at fair prices to people who actually want to live in them.

Selling to banks and investors only encourages what led to the financial crisis in the first place. Wouldn't it make more sense to sell to people who are going to live in them and have a genuine interest in rebuilding the community?

Housing is a human right. And an economy based on financial markets doesn't care about human rights. Maybe it's time for a new economy?

Click play below for a silent cruise down a once lovely residential block in Detroit.


This article originally appeared on 12.15.14

True

Making new friends as an adult is challenging. While people crave meaningful IRL connections, it can be hard to know where to find them. But thanks to one Facebook Group, meeting your new best friends is easier than ever.

Founded in 2018, NYC Brunch Squad brings together hundreds of people who come as strangers and leave as friends through its in-person events.

“Witnessing the transformative impact our community has on the lives of our members is truly remarkable. We provide the essential support and connections needed to thrive amid the city's chaos,” shares Liza Rubin, the group’s founder.

Despite its name, the group doesn’t just do brunch. They also have book clubs, seasonal parties, and picnics, among other activities.

NYC Brunch Squad curates up to 10 monthly events tailored to the specific interests of its members. Liza handles all the details, taking into account different budgets and event sizes – all people have to do is show up.

“We have members who met at our events and became friends and went on to embark on international journeys to celebrate birthdays together. We have had members get married with bridesmaids by their sides who were women they first connected with at our events. We’ve had members decide to live together and become roommates,” Liza says.

Members also bond over their passion for giving back to their community. The group has hosted many impact-driven events, including a “Picnic with Purpose” to create self-care packages for homeless shelters and recently participated in the #SquadSpreadsJoy challenge. Each day, the 100 members participating receive random acts of kindness to complete. They can also share their stories on the group page to earn extra points. The member with the most points at the end wins a free seat at the group's Friendsgiving event.

Keep ReadingShow less
Education

3,700-year-old Babylonian stone tablet gets translated, changes history

They were doing trigonometry 1500 years before the Greeks.

via UNSW

Dr. Daniel Mansfield and his team at the University of New South Wales in Australia have just made an incredible discovery. While studying a 3,700-year-old tablet from the ancient civilization of Babylon, they found evidence that the Babylonians were doing something astounding: trigonometry!

Most historians have credited the Greeks with creating the study of triangles' sides and angles, but this tablet presents indisputable evidence that the Babylonians were using the technique 1,500 years before the Greeks ever were.

Keep ReadingShow less
Family

'She just needed somebody to help her'—principal adopts student after she's suspended

An unlikely family will celebrate their ninth Christmas together this year.

Canva

Girl sitting in detention

Get ready folks, this story is a bit of a tearjerker.

Back in 2015, Jason Smith, a school principal, met a sixth-grade girl sitting outside his office, waiting to be reprimanded for throwing yogurt at a classmate during lunch.

That girl, Raven Whitaker, would later become his daughter.

Smith recalled with Good Morning America that the 11-year-old looked like a “sweet,” “innocent” child as she admitted to him what she had done.

Trying to reason with her, Smith asked, "Well, if you were out at a restaurant, would you do that there?'"

And that was when Raven told him that she had never really been to a restaurant. As she explained to WTHR, she had spent most of her life in the foster care system, suffering under terrible conditions, and was currently living in a group home.
Keep ReadingShow less
Democracy

This Map Reveals The True Value Of $100 In Each State

Your purchasing power can swing by 30% from state to state.

Image by Tax Foundation.

Map represents the value of 100 dollars.

As the cost of living in large cities continues to rise, more and more people are realizing that the value of a dollar in the United States is a very relative concept. For decades, cost of living indices have sought to address and benchmark the inconsistencies in what money will buy, but they are often so specific as to prevent a holistic picture or the ability to "browse" the data based on geographic location.

The Tax Foundation addressed many of these shortcomings using the most recent (2015) Bureau of Economic Analysis data to provide a familiar map of the United States overlaid with the relative value of what $100 is "worth" in each state. Granted, going state-by-state still introduces a fair amount of "smoothing" into the process — $100 will go farther in Los Angeles than in Fresno, for instance — but it does provide insight into where the value lies.

Keep ReadingShow less
Joy

Terrified, emaciated dog comes to life as volunteer sits with him for human connection

He tries making himself so small in the kennel until he realizes he's safe.

Terrified dog transforms after human sits with him.

There's something about dogs that makes people just want to cuddle them. They have some of the sweetest faces with big curious eyes that make them almost look cartoonish at times. But not all dogs get humans that want to snuggle up with them on cold nights; some dogs are neglected or abandoned. That's where animal shelters come in, and they work diligently to take care of any medical needs and find these animals loving homes.

Volunteers are essential to animal shelters running effectively to fill in the gaps employees may not have time for. Rocky Kanaka has been volunteering to sit with dogs to provide comfort. Recently he uploaded a video of an extremely emaciated Vizsla mix that was doing his best to make himself as small as possible in the corner of the kennel.

Kanaka immediately wanted to help him adjust so he would feel comfortable enough to eat and eventually get adopted. The dog appeared scared of his new location and had actually rubbed his nose raw from anxiety, but everything changed when Kanaka came along.

Keep ReadingShow less

Bill Gates in conversation with The Times of India

Bill Gates sure is strict on how his children use the very technology he helped bring to the masses.

In a recent interview with the Mirror, the tech mogul said his children were not allowed to own their own cellphone until the age of 14. "We often set a time after which there is no screen time, and in their case that helps them get to sleep at a reasonable hour," he said. Gates added that the children are not allowed to have cellphones at the table, but are allowed to use them for homework or studying.

Keep ReadingShow less

John Arthur Greene (left) and his brother Kevin



A childhood game can go very wrong in the blink of an eye.

"You'll never get me!"

“Freeze! Put your hands up."

If you've ever played cops and robbers, you know how the game goes.

Keep ReadingShow less