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People reveal which paid memberships are 100 percent worth every penny

"Costco… For the chicken and food court alone it is worth it."

Photo (left) by Johannes Andersson on Unsplash Photo (right) by Ben Wicks on Unsplash

From National Parks passes to air ambulance services, some memberships are totally worth it.

With the basic cost of living stretching many folks financially, people are always on the lookout for ways to save money. But with long-term commitments and ever-increasing costs, people are also often wary of memberships or subscriptions that might save you money (or at least be worth what they cost), but also might not.

Thanks to a Reddit user who asked fellow Redditors, "What membership is 100% worth every penny you pay for it?" we've got a list of memberships that might actually be worth checking out.

The kinds of memberships people listed vary widely, from warehouse stores to learning programs to medical evacuation services, but everyone who shared made a strong case for why the cost of them are worth it.

Here are the memberships people say are worth every penny:

Emergency Helicopter Services

"I live on an island in Alaska with limited healthcare. An emergency flight to a more capable hospital will cost $50000. For $100 a year I save $49900 if I ever need their services. That $100 covers everyone living under my roof. There is no limit on the number of flights. And seniors pay $75. Of course, the flight isn't a guarantee. Bad weather or the donated jet needing repairs can, and does, prevent you from being flown out." – Ksan_of_Tongass

"Can't believe someone beat me to this.
A year and a half ago, I had to be medevaced to Seattle with a broken back. Price tag on the flight would have been $141,110.89...
Good thing we are a member of the air med network!" – Tedious_research

"More common than you would think. They have this same premise in rural Texas for about $25/m." – sevargmas

The Great Courses (or Wondrium)

"The Great Courses. It’s now under the umbrella of Wondrium (and they have a bunch of other stuff, but I look for the GC stuff) They have hundreds of courses. Each one has roughly 26-40 lectures. They’re the best professors in the world - the ones that students report as their favorite teachers.

My boyfriend and I always have four on Thursdays: a science, an art, a philosophy (or wild card) and a history. We’ve done classes like: botany, the analects of Confucius, The Medici’s, the physics of time, early humans and the history of food.

I’ve got a good deal with them at $10/month all I can stream. Great for lifelong learners." – Shaydie

"I bought a 2 year subscription (when it was 50% off) and never looked back. Ancient Egypt is probably the best course I've ever taken, even including courses I've taken in college. It's old (1999) and some things have been disproven since, but it's still so damn good. Now I'm watching Ancient Mesopotamia, which is also very good." – Ok-Supermarket-1414

"I’ve learned so many things from having a Wondrium subscription (and mostly the great courses ones are my favourites). I think having the streaming version of this versus buying courses has led me to learn so many more things than I would have, and try and some and find out they weren’t really for me." — Shipping_away_at_it

Mountains rising up behind a lake at sunset

Grand Tetons National Park

Photo by Nate Foong on Unsplash

National Parks Pass

"The US National Park Senior Pass. The BEST bargain in the nation." – BrunoGerace

"We toured the us in an rv this year, and the america the beautiful pass paid for itself many, many, many times over." – mushnu

"And if you're not a Senior (or Vet) the annual pass is still a deal. Visit 3 NPs or NMs in a year and it's paid for itself." – Kerensky97

"I’m canadian, I’ve seen national parks in canada, a lot of europe and the us, and it’s not even a fair contest. The national parks in america are s tier amazing sites. Diverse, well cared for yet wild, affordable, etc." – mushnu

The YMCA (though this varies a lot by location and income)

"YMCA - I pay $70 a month for a family of four and it includes use of the pool, gym, and sauna and up to four hours of childcare a day. I go nearly everyday and have lost 60 pounds over the last six months. It’s also my only childcare as a stay at home mom so it keeps me sane." – neopolitandynomite

"Came here to say this! I’m in WI and pay $82/month for my family of 7. We go 3-4 times a week, love it. Also have volunteered to coach soccer and have kids in the youth sports. Pool, hot tub and sauna is like a spa to me." – Martini6288

"My family YMCA membership (one adult + children) is $115/mo, but even so, it's totally worth it! I attend at least 3 group ex classes a week, my kids go in the kid zone, they get swim lessons, T-ball, summer camp, etc at reduced cost. It's also very convenient as we live right across the street. We attend many of their special events too (Halloween party, pumpkins in the pool, etc)." – WhJoMaShRa

AAA

"AAA or equivalent roadside service club in your respective country. A single tow costs more than your membership and it quickly pays for itself. Plus all the other discounts and affiliated services they offer, it is absolutely worth the money." – llcucf80

"Between tows and the times either I or someone I was with locked their keys in their car, it has more than paid for itself. It has been a life saver more than once." – nelsonalgrencametome

"Family car broke down on a road trip. My dad had some upper level AAA membership or something, because they covered the tow, a bus ticket for me home while they got covered in the affiliated hotel for 2 nights, along with meals." – DopeCharma

"I haven't owned a vehicle in over 6 years, up until the last two years I've had a AAA membership.

It's worth mentioning that it's not like insurance, it's your membership. I kept it because I could call them if a friend needed a tow, someone locked their keys in their car, needed gas but no way to get it, flat and no spare, doesn't matter

If you have a membership, youre present, card in hand, doesn't matter who's vehicle it is, you're golden. I even got complete strangers a tow, I wasn't gonna use them.

One time I even got my own vehicle out of an impound using AAA because the tow company was certified with AAA and it was only impounded for expired tags. I didn't pay a dime to the tow company, they just got more from me requesting the tow through AAA to an auto shop

Amazing service, 100% worth every penny." – drklunk

front view of a costco store

Costco can save you on a lot more than just chicken.

Photo by Grant Beirute on Unsplash

Costco

"Costco… For the chicken and food court alone it is worth it." – Peach3ater

"Even if you ONLY buy allergy med from Costco, it’s worth the membership fee. $70 membership + $14 bottle of 365 allergy pills is basically 2-3 months max of Claritin or other brands at regular grocery store." – the_bio

"For me it's my contacts. Just my regular prescription for a year is more of a discount at costco vs 1800contacts than the membership costs." – MRoad

"There are so many things it can save you $10 a month on. It’s insane. My wife and I probably save $120 a month on everything from bulkier groceries/snacks, paper towels/toilet paper, laundry detergent, some clothes, tires and gas. We don’t even drink soda or have pets, both of which can more than pay for a membership. We live an hour away and factor our time/wear and tear on the car into how much it saves us. $120 a month easily even on a light month." – sevseg_decoder

Spotify Premium

"I've had Spotify premium since 2011 and I listen to it all day every day. Best value subscription." – Breakfast_1796

"Undoubtedly this, especially compared to what you used to have to spend on physical media. Even then, you’d be stuck with the same handful of albums with one good track instead of nearly every song ever recorded." – Chewie83

"Sometimes I imagine explaining Spotify to my 16-year-old self. "So for about the price of a single CD a month... You can have all the music ever, on demand. All of it, Whenever you want..." It's honestly a dream come true for me lol." – DAFUQ404

"I've had the spotify family plan since like 2015 or so. 15/month for 6 people? Yes please!!! I'd be paying 10 just for me to have premium. Now my fiancée, my adult children, my bestie, and her husband all have a quality music service." – eyemacwgrl

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This mom had little money for prom, but she still made her kids feel like a million bucks.

In Karin Klein's Southern California community, it's not unusual for families to drop close to $1,000 on a prom dress.

Klein's family has never been one to splurge in that way. As a parent, Klein was always uncomfortable with spending money on something that might only be used once. And her kids' awareness of fashion-related environmental and human rights concerns kept the family on an tight budget.

"There were always a lot of talks [with the kids] about where we place our values," Klein says.

Spending that much for prom might sound over the top, but it's not unheard of. American families are spending on average more than $600 on prom-related expenses according to a 2017 Yahoo Prom Across America survey. For many families struggling to pay rent and put food on the table, $600 isn't just a splurge, it's out of reach.

But prom night doesn't have to cost as much as a used car, and parents like Klein have found realistic ways to keep it affordable.

[rebelmouse-image 19534402 dam="1" original_size="500x281" caption="GIF from "Mean Girls."" expand=1]GIF from "Mean Girls."

Here is how the Klein family spent a fraction of the average prom-related costs in three big spending areas:

1. Attire and accessories

With two kids who wore dresses and one who wore a tux, the Kleins experimented with a variety of options for prom wear.

They purchased new: For her oldest daughter's first prom, Klein bought a slip dress, which she paid to have altered because it was too long. Klein then hand-made a shawl and bought her daughter shoes from a discount store.

Total cost: $160

They reused, borrowed from friends, and wore hand me downs: The next year, her daughter borrowed a dress from a friend and re-wore the shoes she had bought the prior year.

And having used her older sister's first prom dress as a play outfit as a child, Klein's younger daughter decided she wanted to wear that dress to her first prom. They paid to have it cleaned and pressed.

Total cost: Cleaning fees

The dress the Kleins bought new (left) and their eBay steal (right). Photos by Karin Klein, used with permission.

They bought on clearance and from auction websites: For cute shoes and accessories at a great price, the family headed to Payless.

Klein and her girls shopped around, but they didn't really like anything, and the dresses were very expensive. They turned to eBay and found a vintage slip gown for $7.

"I figured for that price it was worth gambling; it came cleaned and pressed, to my surprise, and fit her perfectly," Klein recalls. Her daughter still really loved her shoes from the previous year, so she wore those again.

Klein's youngest daughter liked that prom dress so much that she says that if she ever wants to marry, that ivory dress might do the trick.

Total cost for prom and potential wedding dress: $7

[rebelmouse-image 19534403 dam="1" original_size="448x249" caption="GIF from "Footloose."" expand=1]GIF from "Footloose."

When it came time for her son to attend prom, Klein decided to purchase a tux, dress shirt, tie, and vest on clearance instead of rent them because she figured it was a better investment. He ended up wearing that getup to four proms, and Klein has since loaned it to other kids in need of a tux for prom.

Total cost: $132 plus the joy of an investment paying off for other families.

Lastly, they committed to eliminating corsages and flowers to cut down on both on costs and waste.

In addition to ideas like borrowing, swapping, and thrifting, a number of organizations in communities across the country give away donated prom dresses to those who cannot afford them. Check out the Princess Project or Google "Cinderella project" and your location to find one of these locations in your area.

2. Hair and makeup

Klein's oldest wore her hair down and wore minimal makeup that she did herself for each of her proms.

Cost: $0

[rebelmouse-image 19534404 dam="1" original_size="480x257" caption="GIF from "Romy and Michele's High School Reunion."" expand=1]GIF from "Romy and Michele's High School Reunion."

Klein says her younger daughter did her own make-up and hair but that the hair did not work out so great.

Klein, a writer, happened to be up on a reporting fellowship in an extremely remote area of arctic Alaska around prom time. She gave her husband and daughter instructions for a simple updo, and they managed to get her out the door looking good, but it fell out shortly after. Klein says she was pretty unhappy about it.

"She's not one to make a fuss about things, but it was definitely a disappointment to her," she says. "She hadn't asked to have her hair done professionally, but it was one of those times when a mom wishes she'd been home for her daughter."

After the hair fiasco of the previous year, her daughter asked if she could have her hair put up professionally the following year. Klein obliged.

Total cost: $0 and $65

3. Transportation, food, and post-prom

Klein's daughters sometimes had rides from significant others who could drive or they shared the cost of a party bus with friends. They swung through In-N-Out Burger for dinner.

In Klein's community, a lot of parents rent hotel rooms for their teens for the night, but her family was not comfortable with that for a lot of reasons, so they skipped out.

Total cost: $0-$50

Outside of the actual prom ticket, the Kleins had years where they spent nothing on prom. ‌‌

[rebelmouse-image 19534405 dam="1" original_size="500x281" caption="GIF from "100 Years of Prom in 2 Minutes"/Teen Vogue." expand=1]GIF from "100 Years of Prom in 2 Minutes"/Teen Vogue.

Their most expensive year cost around $280, which is significantly below the American average for the night. The cost of the prom ticket at their school was $70.

In fact, most schools and communities are doing their part to help make sure the night is accessible to everyone.

School administrators are directing families to resources like community dress give-aways and often assist lower-income families with obtaining prom tickets, too. (This school partnered with a non-profit; kids wrote essays in exchange for everything they need for prom.)

The fact is, prom can be affordable. One fun night doesn't have to (and shouldn't) break the bank. As the Kleins have discovered, a creative spirit, knowing where to look for deals, and a commitment to the fun of it all makes all the difference.

Family

You won’t find a happier guy than Zeke. He didn't let life's setbacks get him down.

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TD Ameritrade

It's easy to feel like life is a treadmill.

We're constantly working to make a living, running forward full speed. Sometimes, regardless of how hard we work, there just isn't enough money to go around. It's hard, and it's frustrating, and it can be completely consuming. When you work hard, you want to enjoy life, but access to so much is tied to being able to afford it. 

Here's one guy who's found that his bank account didn't have to determine his happiness. His memories and experiences mattered more. 


Zeke, a World War II pilot, hasn't had the easiest life, but you can't tell by listening to him. He's filled with a love for the small moments that changed his world and made it better. As he puts it, "I'd rather be rich in life than rich in money." 

Now, there's no denying that money is critical to survival.

It's a little easier to take a step back and have this perspective when every single day isn't a fight just to keep a roof over your head. But what Zeke discovered is that once he managed to get the necessities covered, his happiness didn't come from acquiring more things. 

There are ways to find moments of pleasure, regardless of what's in your bank account.

Following Zeke's lead, here are a few tips on how we can all find moments of pleasure in the midst of life's chaos, regardless of what's in our wallet.

1. Relationships matter. So much.

Relationships take a lot of work, but they’re worth it. And I'm not just talking about romantic relationships — although apparently committing to a life partner can add three years to life expectancy. Think about shows like "Friends." Could Rachel have dealt with career challenges and the back and forth of her relationship with Ross without her friends in her corner? Maybe, but it would have been a lot harder.

The people in our lives shape our view of the world and the ways in which we experience it. Healthy relationships make us healthier.

Image by Naveen Kadam/Flickr.

Arthur Aron, Ph.D., psychology professor and director of the Interpersonal Relationships Laboratory at New York’s Stony Brook University, told The Nation’s Health that “relationships are — not surprisingly — enormously important for health, and there are lots of studies on the biological processes that account for the link between relationships and health.” 

So make friends. Dive into love. And nurture those relationships. Because they just may help you to live longer and happier.

2. Go outdoors and smell the fresh air!

Getting outside as often as possible has proven health benefits. From increased brain function to aging gracefully, it seems like spending time outside is the cure-all for a lot of things.

Image by Shinya Suzuki/Flickr.

Environmental psychologist Judith Heerwagon told The Huffington Post, “just looking at a garden or trees or going for a walk, even if it’s in your own neighborhood, reduces stress. ... There’s something about being in a natural setting that shows clear evidence of stress reduction, including physiological evidence — like lower heart rate.”

Best of all? Outdoor activities usually don’t cost a dime. So take a walk, look around you, and let nature work its magic.

3. Enjoying art — for free? Yes, please.

There are some cities that have free events down to a science. In other areas, finding a free show takes a little bit more effort, but they’re out there! 

Regardless of whether you’re being treated to a world-class performance of Shakespeare or a band of kindergarteners practicing their choir tunes, getting out of the house helps you to form memories, meet new people, and do something. Best-case scenario, you see an amazing show that stirs you in some way. Worst-case scenario, you have a story to tell. Either way, you just may have some fun mixing things up.

4. Remember, there's always a new day.

As Victor Hugo wrote in "Les Miserables," "even the darkest night will end and the sun will rise." There’s no science there, just the wise words of a revered author. We’ll take it. Life is an obstacle course, but it’s good to remember that there’s always another day, another chance to wake up and make your day and your life what you want it to be.

Image by Chris Gosselin/Flickr.

Each day won’t be the best day ever, but it also won’t be the worst ever. It’s essentially the Kaizen theory: If we make continual small improvements, in time we’ll see big change.

Money will always be a stressor; we can't escape it. But if you keep working toward the life you want to live, hopefully after a few years you’ll look back and see that you're living it. 

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