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Couple in their 30s live permanently on cruise ships for a little over $10K a year

“I’m not a millionaire ... I just live full-time on cruise ships.”

via Matthew Barra/Pexels

A magnificent cruise ship on the ocean.

Giving it all up and retiring to live on a cruise ship at 32 seems like a lifestyle choice only available to the ultra-wealthy. However, two financially savvy retired school teachers from Tennessee have managed to do just that, spending under $10,000 for the first eight months at sea.

Monica Brzoska, 32, and Jorrell Conley, 36, met in 2015 while teaching in Memphis, Tennessee. The following year, they booked a week-long cruise to Mexico, Belize, and Grand Cayman. After that, they were hooked on cruising together.

Eight years later, in March 2023, they booked a week-long Caribbean cruise. When it was over, instead of returning home to Memphis, they had a wild idea: Why not continue to book consecutive cruises? So, they did just that.

Monica was inspired to start living the life she always wanted after her father fell ill and her mother told her: "Don't wait for retirement. Follow your dreams."



The couple crunched the numbers and found that if they chose the cheapest cabins and used the deals they’ve received from Carnival Cruises, they could book the first 8 months for just under $10,000. “It sounds mad, but the numbers made sense. Accommodation, food and entertainment would be included – we’d only need spending money,” Brzoska told The Sun. “And because we’d been on so many Carnival cruises, we’d earned access to some amazing offers.”

Hopping from ship to ship isn’t difficult for the couple because many disembark from the same ports. But they sometimes have to fly when they can’t walk to the next ocean liner.

The couple then quit their jobs, sold their possessions, and started a new life on the high seas. They rent out their 3-bedroom home in Memphis to maintain steady cash flow. The average 3-bedroom home in the area rents somewhere between $1200 to $1900 a month.



Over the first year of their new life, the couple completed 36 consecutive cruises. They have already visited countless destinations across the globe, but they can’t choose a favorite. "For a cultural experience, we loved Japan," Brzoska told a Carnival Cruise director on Instagram. The couple also loved Greece for its “history” and Iceland because it was the "closest to being on Mars."

One of the most incredible benefits of loving on a cruise ship is that so many things are taken care of for you. The couple never has to cook any meals, do any laundry or drive. Every night, there is something to do, whether it’s checking out a comedy show or enjoying drinks and dancing in the nightclub.



Plus, on cruises, just about all the costs are covered, so you rarely have to open your wallet. It’s a stress-free, all-inclusive lifestyle. Brzoska says that when you remove the everyday stresses from life, it’s great for your marriage. “Without the daily stresses of life, we rarely argued, but always told each other if we needed space or more time together,” she said.

The couple also makes sure to have one date night a week, during which they dress up and have a nice meal together.

Most people may be unable to give it all up and live their lives hopping from ocean liner to ocean liner. But there’s a great lesson in the story of Brzoska and Conley: You never know how much time you have left, so don’t wait for retirement to live the life of your dreams.

Upworthy has reached out to Brzoska for comment and is still awaiting a response.



This article originally appeared in August.

Joy

Couple lives permanently on cruise ships because it costs ‘half’ the price of life on land

"We now have a telephone bill, a ship bill and a few credit card bills for when we go ashore, but that's it.”

via George Desirpis/Pexels

A white cruise ship crosses the sea.

Given the rapidly changing cost of living in the United States, lifestyle options that once seemed luxurious are now starting to look like good deals. A growing trend is that retirees are choosing to spend their golden years on cruise ships instead of living in a retirement community.

The latest examples of this trend are John, 76, and Melody Hennessee, 64. Before retiring, John was a doctor and the couple also owned an art gallery in Stuart, Florida. In 2021, the couple sold everything and purchased an RV to see the country, but after a few years, they were exhausted.

“The constant maintenance, fueling, and planning,” he told Realtor.com.

So, instead, the couple, who had extensive boating experience, decided to cruise the world. In March 2021, they began boat hopping, moving from one cruise ship to another. “I've been a sailor all my life, and we love cruising and traveling,” John told The Daily Mail.

Every day, they wake up in a new location. According to Realtor.com, their favorite spots are Bora Bora, Santorini and Croatia.

The couple even found that it was cheaper to cruise-ship hop than live on land.

"We now have a telephone bill, a ship bill, and a few credit card bills for when we go ashore, but that's it," John told SkyNews. "We no longer have a mortgage or the expense of homes. We no longer have vehicle insurance, property insurance, or utility bills. The list goes on. We are certain cruising is cheaper."

"Right now, it is probably close to half of what it was when we lived on land,” he added. The couple is currently booked on cruises through December 2024, and in 2027, they will embark on the cruise of a lifetime. They have purchased a $2.9 million 600-square-foot cabin on the MV Narrative, a residential cruise ship. They will own the cabin as long as the ship is afloat.

Single 225-square-foot studio residencies on the boat start as low as $597,000.

The ship boasts 20 dining and bar concepts, a theater, 18 decks, laundry service, gyms, and hobby areas and it has a doctor and dentist on hand for emergencies.

The couple loves the hassle-free convenience of living on a cruise ship and they also get to see the world as well. “[The MV Narrative] is gonna take three and a half years to go around the world and every stop, they'll spend at least three to five days, which on a cruise ship you have just a few hours. We really love that concept,” John said.

Life is easy for residents of the NV Narrative because it’s all-inclusive. You never have to pull out your wallet, except for the occasional special meal. The all-inclusive fees start at around $2500 per month per adult.

“We're so excited. We just love the idea of having our own residence on a residential ship,” Melody told The Daily Mail. We are beside ourselves. We're really, really looking forward to it because, like we said, we're cruising now; we have 45 more cruises booked.”

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Psychologist breaks down why cruises are good for our mental health

Popularity has surged since the pandemic. There's a reason why.

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Not a phone in sight. So beautiful.

Cruise life might have taken a hiatus in 2020 (along with everything else), but post-pandemic business is booming. There are more people embarking on cruises than even in 2019, according to the Cruise Lines International Association (TIME). And with overall prices that are lower than a lot of mortgages and rents, many folks opt to cruise full-time.

So…is it just the competitive prices calling us to sea? The promise of adventure, perhaps? Or is it simply the 24-hour buffet that makes it so intriguing?

A psychologist and cruise enthusiast has some compelling thoughts.

In her essay written for Psychology Today, Mary McNaughton-Cassill, PhD, argues that while cruises “may not be for everyone,” they do provide many psychological benefits that improve our mental health.

For one thing, cruises offer the luxury of pure leisure time, which McNaughton-Cassill says “Americans are starved for.”
mental health

You can hear the silence in this picture.

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And she has a point. When was the last time you didn’t have to use up precious mental energy wondering how dinner was going to be taken care of, who would watch the kids, whether or not anything needs to be cleaned, etc., etc. Even on our regular “days off,” many of us just spend it catching up on ignored chores (aka “housework). In a world where burnout and errand paralysis are very, very real, it’s no wonder why having everything taken care of is a grand fantasy.

Second, McNaughton-Cassill explained that going on a cruise all but forces someone to be without their phone for a bit, which helps ease feelings of loneliness.

happy people on a cruise

It's nice not to be lonely.

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Loneliness might have been an issue exacerbated by the pandemic, but it certainly existed before that—and has been on the rise since the 1970s. We know that technology is a double-edged sword in this arena, offering us constant contact through endless pings and social media but often very little community.

But while out at sea, where wi-fi is hardly worth the high price, you can put the phone away without a second thought, and instead enjoy the simple pleasure of connecting with new people. Everyone from the staff to the servers to your fellow travelers get to know you by name, which is a stark contrast to the social cut-off-edness of “real life.”

And for the introverts for whom this scenario sounds like a nightmare, you have the permission to bask in the sweetness of your own thoughts during your social media detox…which honestly could probably still help with the loneliness thing.

Lastly, McNaughton-Cassill notes that going on cruises exposes us to two very therapeutic things most of us get too little of—music and nature. We know that both are good for our physical and mental well-being, and cruise travelers, as they soak up the sun, enjoy the ocean waves, listen to live bands and maybe even dance a little, are certainly exposed to all kinds of these natural remedies.

cruise life

Sunbathe by day, dancing by night.

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It makes sense that in our busy, jam-packed lives, the thought of getting multiple needs met all in one go would be attractive to many people. But even if that sweet cruise life isn’t the right fit for you, finding ways to actually relax, unplug and nourish the soul are so very important. Hopefully if reading this didn’t inspire you to buy a ticket, it at least reminded you to book that overdue massage or slip back in that favorite book for a few hours.

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