Couple retires to live on cruise ships because it's 'cheaper than a nursing home'
It's actually a lot cheaper than assisted living.
A couple is spending their retirement stress-free on cruise ships.
The cost of living in the United States has gone up so much in recent years that living on a cruise ship has become a reasonable idea for some retirees. When Nancy and Robert Houchens of Charlottesville, Virginia, retired, they decided to sell almost everything they had and live out their golden years hopping from cruise ship to cruise ship.
"We had a 3,000-square-foot home full of furniture...and everything we own now would fit in the back of a pickup truck," Robert told USA Today.
“We sold all of our estates except for a little condominium we have in Florida, so when we get too old to cruise, we have somewhere to live,” Nancy added. “And we did keep two vehicles, and what we kept is in half of (Robert's mother's storage unit), which is, I don't know, 10x10 or something. We just walked away from everything.”
Life on a cruise ship is stress-free for the couple because their needs are taken care of on the ship. "It's been great. I don't cook. I don't clean," Nancy told the Miami Herald.
The couple has found that living on a cruise ship isn’t as expensive as some may assume. Even though inflation has driven up the cost of travel in the U.S., it hasn’t significantly impacted the cruise industry.
“It's much cheaper than a nursing home or assisted living. It was just a good fit for us. It's a good fit for a lot of people,” Robert told the Miami Herald.
The couple plans their trips differently than someone who is going on vacation. “We look for the best deal, not the destination,” Nancy told Cruise Passenger.
The couple initially planned to spend $4,000 a month living on the ships. “Our original budget was $4,000 a month. This included gratuities. Of course, things are more expensive now, so that budget has had to increase a little. Depending on where we go, we may or may not need the internet,” she told Cruise Passenger.
“Our phone plan covers most everywhere for 25 cents a minute to call with free internet and texting,” Nancy continued. “We have an annual travel insurance plan, and one of our credit cards also has travel insurance.”
For the Houchens, living on board a cruise ship is definitely cheaper than assisted living. According to the 2020 Genworth Cost of Care Survey, the average monthly cost per person to live in assisted living in Virginia is $5,250 a month, which would cost Houchens over $10,000 a month as a couple.
Further, the roughly $4,000 the couple spends a month includes food, and they don’t have to bother paying for a car. They also try to book their cruises consecutively so they don’t waste money paying for expensive hotels when transferring between cruise lines.
Last July, the Houchens celebrated their 1,000th day sailing with Carnival Cruise Line since the 1980s, and they look forward to countless more days at sea with each other and the new friends they’ve made on their never-ending cruise.
“We cruise Carnival because of the people,” Richard told Travel Pulse. “It isn’t the destinations for us anymore, it’s the journey—and the biggest part of the journey is the people.”
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12 non-threatening leadership strategies for women
We mustn't hurt a man's feelings.
Men and the feels.
Note: This an excerpt is from Sarah Cooper's book, How to Be Successful Without Hurting Men's Feelings.
In this fast-paced business world, female leaders need to make sure they're not perceived as pushy, aggressive, or competent.
One way to do that is to alter your leadership style to account for the fragile male ego.
Should men accept powerful women and not feel threatened by them? Yes. Is that asking too much?
IS IT?
Sorry, I didn't mean to get aggressive there. Anyhoo, here are twelve non-threatening leadership strategies for women.
Encourage.
With permission from Sarah Cooper.
When setting a deadline, ask your coworker what he thinks of doing something, instead of just asking him to get it done. This makes him feel less like you're telling him what to do and more like you care about his opinions.
Sharing ideas.
With permission from Sarah Cooper.
When sharing your ideas, overconfidence is a killer. You don't want your male coworkers to think you're getting all uppity. Instead, downplay your ideas as just "thinking out loud," "throwing something out there," or sharing something "dumb," "random," or "crazy."
Email requests.
With permission from Sarah Cooper.
Pepper your emails with exclamation marks and emojis so you don't come across as too clear or direct. Your lack of efficient communication will make you seem more approachable.
Idea sharing.
With permission from Sarah Cooper.
If a male coworker steals your idea in a meeting, thank him for it. Give him kudos for how he explained your idea so clearly. And let's face it, no one might've ever heard it if he hadn't repeated it.
Sexism.
With permission from Sarah Cooper.
When you hear a sexist comment, the awkward laugh is key. Practice your awkward laugh at home, with your friends and family, and in the mirror. Make sure you sound truly delighted even as your soul is dying inside.
Mansplain.
With permission from Sarah Cooper.
Men love explaining things. But when he's explaining something and you already know that, it might be tempting to say, "I already know that." Instead, have him explain it to you over and over again. It will make him feel useful and will give you some time to think about how to avoid him in the future.
Mistakes.
With permission from Sarah Cooper.
Pointing out a mistake is always risky so it's important to always apologize for noticing the mistake and then make sure that no one thinks you're too sure about it. People will appreciate your "hey what do I know?!" sensibilities.
Promotions.
With permission from Sarah Cooper.
Asking your manager for a promotion could make you seem power- hungry, opportunistic, and transparent. Instead, ask a male coworker to vouch for you. Have your coworker tell your manager you'd be great for the role even though you don't really want it. This will make you more likely to actually get that promotion.
Rude.
With permission from Sarah Cooper.
Sometimes not everyone is properly introduced at the start of a meeting. Don't take it personally even if it happens to you all the time, and certainly don't stop the meeting from moving forward to introduce yourself. Sending a quick note afterward is the best way to introduce yourself without seeming too self-important.
Interruptions.
With permission from Sarah Cooper.
When you get interrupted, you might be tempted to just continue talking or even ask if you can finish what you were saying. This is treacherous territory. Instead, simply stop talking. The path of least resistance is silence.
Collaboration.
With permission from Sarah Cooper.
When collaborating with a man, type using only one finger. Skill and speed are very off-putting.
Disagreements.
With permission from Sarah Cooper.
When all else fails, wear a mustache so everyone sees you as more man-like. This will cancel out any need to change your leadership style. In fact, you may even get a quick promotion!
In conclusion...
With permission from Sarah Cooper.
Many women have discovered the secret power of non-threatening leadership. We call it a "secret power" because no one else actually knows about it. We keep our power hidden within ourselves so that it doesn't frighten and intimidate others. That's what makes us the true unsung heroes of the corporate world.
About the Author: Sarah Cooper
Sarah Cooper is a writer, comedian, and author of 100 Tricks to Appear Smart in Meetings. Her new book, How to Be Successful Without Hurting Men's Feelings, is out now.
The comedic book cover.
With permission from Sarah Cooper.
A satirical take on what it's like to be a woman in the workplace, Cooper draws from her experience as a former executive in the world of tech (she's a former Googler and Yahooer). You can get the book here.
This article was originally published on March 25, 2019.