An unthinkable way to lose your mom and why it's important we talk about it now.

Instead of talking about me, my pre-existing conditions, my frustration and fear of what millions of Americans stand to lose because of the American Health Care Act, let’s talk about you.

More specifically, let’s talk about your mother.

You know those stomachaches she’s been getting on and off for the last six months or so? Maybe it hasn’t been six months. Maybe they started over the holidays: She was complaining about it at Thanksgiving while you were standing next to her mashing potatoes, but you weren’t really paying attention. At Christmas, she seemed a little more run down than usual, but, you know, she’s getting old. Aren’t we all, right?! She said something about menopause, and you noped the fuck out of that conversation. You don’t need to hear about how she and your father haven’t had sex in two months because she’s in pain or how sometime around Easter she started losing weight really fast because she’s so nauseated she can’t eat anything.


She did go to her doctor, but he told her it was probably stress.

She might start an antidepressant. She has the prescription, they gave her one, but she hasn’t filled it yet because deep down she doesn’t think she’s depressed. She just feels sick, except it’s kind of vague. She doesn’t really want to tell anyone lest she worry them unnecessarily. It's a mother's trait. It’s probably nothing.

Six months from now, she finds out too late that it’s ovarian cancer.

She should have known — that’s what her aunt had, but of course no one talked about it "back then." Apparently they don’t really talk about it enough now either.

She tells you the news when you breeze into town the night before Thanksgiving  —  too late to really help her with dinner preparations, but she lets you pour yourself a glass of the good wine. You start crying almost immediately, yet she seems eerily calm about it.

See, she had a bunch of other stuff in her medical record  —  high cholesterol, for one. She had ovarian cysts as a younger woman, not that she ever told you. She thought they'd gotten better after she had kids. Maybe they didn’t. Maybe she should have paid more attention.

In any case, she can’t seem to get her insurance company to pay attention.

She doesn’t want to have more tests or even see her doctor because for a while there, the co-pays were getting "a little out of hand," she'd thought.

Then it seemed like her insurance company was just denying everything her doctor wanted her to have. She tries to explain that to them, tries to say it wasn’t that she didn’t want to have the biopsy or the CT scan, she was just worried about the bill. Her doctor tells her she is being "noncompliant," but she would be wiling to comply if she thought she and your father could afford it.

She’s supposed to be on these medications, but they aren’t covered. Her doctor doesn’t seem to understand the disconnect between the pharmacy and the insurance provider. He suggests that she just call the pharmaceutical company directly and ask about getting it through charity care or something.

Your father says they’ll remortgage the house if they have to, but your mother says, "Oh, no, no, no. We’ll figure something out."

They haven’t yet. She knows they need to be thinking about it, but she’s feeling very tired.

She’s going to have to stop working soon  —  she’s been taking too many sick days.

Maybe she could get short-term disability, but this whole situation doesn’t exactly feel short-term. She would ask more questions, but she’s just so tired. She hurts. She’s not sleeping well, and she doesn’t have much of an appetite. When the timer on the oven goes off and she turns to tend to it, you see how thin she’s gotten, but you don’t say anything.

Later that night, when you’re in your childhood bedroom trying to fall asleep, you hear your dad’s weird, honking crying from the hall bathroom.

She dies by Christmas. At her funeral, you realize she was so much more than just your mother.

First, she was a daughter. It turns out your grandmother also dies just after the New Year, and everyone whispers that it was a broken heart that did it.

She was the love of your father’s life. Even though it always made you feel awkward to consider it, now that she’s gone and he’s the broken half that’s left, you understand completely what it means that he loved her longer than you did.

She was the "beloved" older sister, the "cool" cousin, the "fun" aunt.

You find out three different women considered her their best friend, and more people than you’d ever met or known about at least considered her a good friend or a shoulder to cry on.

You realize midway through the service that several generations of her students are there, and the ones that are now in college revert back into runny-nosed first-graders when they see you. She was the "favorite teacher," "the best teacher," "the only teacher who ever." Her colleagues tell you, with their tired, red-rimmed eyes, she had been nominated for Teacher of the Year for the fifth time, that they’re going to put a bench with her name on it in the courtyard, that her picture is hanging in the office.

You leave rather abruptly, excusing yourself as you twist away from the conversation. You look for your dad and find him out back of the funeral home, by where they park the hearses.

"She would rather have died than make us lose the house or dip into the money we set aside for you," he says, and his voice isn't unkind and there's no blame placed on her or you.

"Why the hell was she even thinking about money if she was so sick?" you sputter.

"If she was going to die, she didn’t want to bankrupt us. It was hard enough if she wasn’t able to work, but, you know — medical bills on top of that. It was a lot, kiddo. She was trying to protect us."

"She didn’t want to think that you’d ever be in that position, where you couldn’t afford to be sick. Where a funeral was cheaper than another round of treatment, or a hospital stay," he continues.

"She didn’t want be a burden on you or me or anyone. She didn’t want to be the reason we lost the house or used up the money we had set aside for you. She didn’t want to have to go on the Facebook and ask people to donate money to us."

"People would have. If they’d known," you begin to say.

"She didn’t want it to be like that," he says simply. "She worked hard all her life. She paid her dues. She just thought — I mean I guess we all thought that was enough, you know? To have rights. To have access to health care without losing your shirt."

"She was my mother," you squeak, and you’re crying now, "I loved her. I love her. I would have done anything. I didn’t know  —  she didn’t  —  I didn’t even know ..."

Your father, who has never been all that good at hugs, wraps an arm around your shoulder. He smells like American Spirits and shoe polish and that perpetual new carpet smell of a funeral parlor.

"She loved you more than anything. Like any parent, she just wanted to make sure you’d have a better life than she did," he says, and it’s so quiet, you hardly hear his words. But the weight of them you feel.

This story first appeared on Medium and is reprinted here with permission.

Images courtesy of John Scully, Walden University, Ingrid Scully
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Since March of 2020, over 29 million Americans have been diagnosed with COVID-19, according to the CDC. Over 540,000 have died in the United States as this unprecedented pandemic has swept the globe. And yet, by the end of 2020, it looked like science was winning: vaccines had been developed.

In celebration of the power of science we spoke to three people: an individual, a medical provider, and a vaccine scientist about how vaccines have impacted them throughout their lives. Here are their answers:

John Scully, 79, resident of Florida

Photo courtesy of John Scully

When John Scully was born, America was in the midst of an epidemic: tens of thousands of children in the United States were falling ill with paralytic poliomyelitis — otherwise known as polio, a disease that attacks the central nervous system and often leaves its victims partially or fully paralyzed.

"As kids, we were all afraid of getting polio," he says, "because if you got polio, you could end up in the dreaded iron lung and we were all terrified of those." Iron lungs were respirators that enclosed most of a person's body; people with severe cases often would end up in these respirators as they fought for their lives.

John remembers going to see matinee showings of cowboy movies on Saturdays and, before the movie, shorts would run. "Usually they showed the news," he says, "but I just remember seeing this one clip warning us about polio and it just showed all these kids in iron lungs." If kids survived the iron lung, they'd often come back to school on crutches, in leg braces, or in wheelchairs.

"We all tried to be really careful in the summer — or, as we called it back then, 'polio season,''" John says. This was because every year around Memorial Day, major outbreaks would begin to emerge and they'd spike sometime around August. People weren't really sure how the disease spread at the time, but many believed it traveled through the water. There was no cure — and every child was susceptible to getting sick with it.

"We couldn't swim in hot weather," he remembers, "and the municipal outdoor pool would close down in August."

Then, in 1954 clinical trials began for Dr. Jonas Salk's vaccine against polio and within a year, his vaccine was announced safe. "I got that vaccine at school," John says. Within two years, U.S. polio cases had dropped 85-95 percent — even before a second vaccine was developed by Dr. Albert Sabin in the 1960s. "I remember how much better things got after the vaccines came out. They changed everything," John says.

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via Wikimedia Commons and Goalsetter

America's ethnic wealth gap is a multi-faceted problem that would take dramatic action, on multiple fronts, to overcome. One of the ways to help communities improve their economic well-being is through financial literacy.

Investopedia says there are five primary sources of financial education—families, high school, college, employers, and the military — and that education and household income are two of the biggest factors in predicting whether someone has a high level of financial literacy.

New Orleans Saints safety, two-time Super Bowl Champion, and social justice activist Malcolm Jenkins and The Malcolm Jenkins Foundation hope to help bridge the wealth gap by teaching students about investing at a young age.

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2020 was difficult (to say the least). The year was full of life changes, losses, and lessons as we learned to navigate the "new normal." You may have questions about what the changes and challenges of 2020 mean for your taxes. That's where TurboTax Live comes in, making it easy to connect with real tax experts to help with your taxes – or even do them for you, start to finish.

Not only has TurboTax Live helped millions of people get their taxes done right, but this year they've also celebrated people who uplifted their communities during a difficult time by surprising them with "little lifts" to help out even more.

Here are a few of their stories:


Julz, hairdresser and salon owner

"As a hairdresser and salon owner, 2020 was extremely challenging," says Julz. "Being a hairdresser has historically been a recession-proof industry, but we've never faced global shut down due to health risk, or pandemic, not in my lifetime. And for the first time, hairdressers didn't have job security."

Julz had to shut down her salon and go on unemployment benefits for the first time. She also had to figure out how she was going to support herself, her staff and her business during this difficult time. But many other beauty industry professionals didn't have access to the resources they needed, so Julz decided to help.

"My business partner and I began teaching basic financial literacy to other beauty industry professionals," she says. "Transitioning our business from behind the chair to an online academy was a challenge we tackled head-on so that we could move hairdressers into this new space of education, and create a more accessible curriculum to better serve our industry.

Julz connected with a TurboTax Live expert who helped her understand how unemployment affected her taxes and gave her guidance on filing quarterly estimated taxes for her small business. "I was terrified to sit at a computer and tackle this mess of receipts," Julz says, so "it was great to have some virtual handholding to walk me through each question."

In addition to giving Julz the personalized tax advice she needed, TurboTax Live surprised her with a "little lift" that empowered her to help even more beauty professionals. "When my tax expert Diana surprised me with a little lift, I was moved to tears," says Julz. "With that little lift, I was able to establish a scholarship fund to help get other hairdressers the education they deserve."


Alana, new mom

Alana welcomed her first child in 2020. "I think my biggest challenge was figuring out how to be a mom, with no guidance," she says. "My original plan was to have my mom by my side, teaching me the ropes, but because of COVID, she wasn't able to come out here."

She was also without a job for most of 2020 and struggled to find something new.

So, Alana took it as a sign: she decided to launch her own business so she could support her new baby, and that's exactly what she did. She started a feel-good company that specializes in creating affirmation card decks — and she's currently in the process of starting a second, video-editing business.

TurboTax Live answered Alana's questions about her taxes and gave her some much-needed advice as she prepared to launch her businesses. Thanks to their "little lift," they provided her with a little emotional support too.

"I got my mom a plane ticket to finally [have her] meet [my daughter] for her first birthday," Alana says. "I was also able to get a new computer," which helped her invest in her new business and work on her video editing skills. "It's helped my family and me so much," she says.


Michael, science teacher

When schools shut down across the country last year, Michael had to learn how to adapt to a virtual classroom.

"As a teacher, I had to completely revamp everything," he says, so that he could keep his students engaged while teaching online. "At the beginning, it was a nightmare because I had no idea. I had to go from A-Z within a couple of weeks."

Michael's TurboTax Live expert answered his questions about how working from home affected his taxes and helped him uncover surprising tax deductions. To top it all off, his expert surprised him with brand new science equipment and supplies, which allowed him to create an entire line of classes on YouTube, TikTok, Instagram, and Facebook. "Now I can truly potentially reach millions of children with my lessons," he says. "I would never have taken that leap if not for the little lift from TurboTax Live."



Ricky, motivational youth speaker

As a motivational speaker, Ricky was used to doing his job in person, but, he says, "when COVID-19 hit, it altered my ability to travel and visit schools in person [because] schools moved to fully virtual or hybrid models."

He knew he had to pivot — so he began offering small virtual group workshops for student leadership groups at middle and high schools.

"This allowed me to work with student leaders to plan how they would continue making a positive impact on their school community," he says. He wasn't sure how being remote would affect his taxes, but TurboTax Live Self-Employed gave him the advice and answers that he needed to keep more money in his pocket at tax time — and the little lift he received from them has helped him serve even more students.

"[It] has been a major blessing," he says "There will be multiple schools and student groups from across the country that I can hold leadership workshops with to empower them with the tools to be inspirational leaders in their school, community, and world."

Plus, he says, it was great knowing he had an expert to help him figure out how being remote affected his taxes. "I felt confident and assured in the process of filing my taxes knowing I had an expert working with me, says Ricky. "There were things my expert knew that I would not have considered when filing on my own."

Filing your taxes doesn't have to be intimidating, especially after a year like 2020. TurboTax Live experts can give you the "little lift" you need to get your taxes done. File with the help of an expert or let an expert file for you! Go to TurboTax Live to get started.