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Millennial says boomers have it backward when they talk about wasting money on 'luxuries'

Things couldn't have been more different.

via Canva

A young couple can't handle high prices and their dad says to save money.

One of the big talking points in the great American millennials versus baby boomers debate is whether the younger generation has knee-capped itself by its lavish spending habits that have prevented them from owning homes. If millennials stopped buying $14 avocado toast and $1,000 iPhones, would they be able to save enough for a down payment on a modest home?

Freddie Smith, 36, of Orlando, Florida, recently went viral on TikTok for a video in which he challenged the boomer argument with statistics from the Bureau of Labor, Federal Reserve, and the U.S. Census Bureau. Smith believes that the older generations misunderstand millennial finances because their concept of luxury is based on 1980s economics. Smith says that for baby boomers, essentials such as rent and child care were much more affordable, but items considered luxuries (TVs, CD players, computers) were much more expensive.

How is the economy different for millennials than it was for baby boomers?

"The main shift is that core essentials—housing, education, healthcare, and even food—have become more expensive," Smith said. "Housing and rent, for instance, now outpace wage growth, making homeownership feel unattainable for many. The cost of childcare has also skyrocketed, and food prices have increased.”

"As a result, I think older generations have a different perspective on luxury versus necessity,” Smith continued. “They grew up in a time when hard work typically led to financial stability, whereas today, even with hard work, many people struggle with the high costs of housing, rent and medical expenses. Basic survival used to be far more affordable, allowing people more financial room to build a stable life."

Smith’s numbers don’t lie. For a person in the '80s to own three TVs, a CD player, a cellphone, a microwave, and a computer, it would cost them 3.5 years of rent or a 20% downpayment on the average home. So, it was irresponsible for someone in that period to purchase all of what was known then as luxuries. However, these days, for a Millennial to have the average apartment and the equivalent amount of "luxuries" would only cost a little over one month's rent.

1980s, boomers, millennialsA 1980s computer and television. via Canva

"But if you skip that daily $6 Starbucks drink, you’ll have enough for the downpayment in 29.22 years," Yokahana joked in the comments. "I hate that housing and transportation have become luxuries," Molly added. "Imagine spending 3x your rent on a microwave," Donutdisaster wrote.

Why are luxury goods more affordable now than they were in the '80s?

The price of manufactured goods has steadily fallen over the last few decades due to technological improvements and trade policies that have allowed the U.S. to import goods from places where labor costs are cheaper. "International, global competition lowers prices directly from lower-cost imported goods, and indirectly by forcing U.S. manufacturers to behave more competitively, with lower prices, higher quality, better service, et cetera," Sociologist Joseph Cohen of Queens University said, according to Providence Journal.

Why are housing prices so high?

Housing prices in the US have soared due to the low inventory caused by the Great Recession, mortgage rates, and zoning laws that make building more challenging. Rents have increased considerably since the pandemic due to low inventory, inflation, barriers to home ownership, and the fact that more people want to live alone than with a roommate or romantic partner.

Smith’s breakdown of the economic changes over the past two generations makes a strong case for the idea that millennial financial troubles have more to do with systemic problems than spending habits. The boomers got a bad deal regarding luxury items, and the millennials with necessities. Wouldn’t living in a world where both were affordable in the same era be great?

This article originally appeared in February

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Pop Culture

Gen Xers share the 13 times 'extremely wrong' Gen Zers tried to lecture them about history

Whatever, you weren't even alive for 9/11.

via LAPD/Wikimedia Commons, Reagan White House Photographs/Wikimedia Commons and rds323/Wikimedia Commons

Ronald Regan, the Twin Towers and OJ Simpson.

A funny thing happens when you get older: you have to listen to younger people recall historical moments that you lived through, but they didn’t. It gets worse when some of these young whipper-snappers think they know more about the event than those alive when it happened.

Gen Xers, those born approximately between 1965 and 1980, lived through many pivotal moments in history, including the end of the Vietnam War, the Challenger disaster, the War on Terror, the AIDS epidemic, the contested 2000 election, 9/11, the election of Barack Obama, the attempted assassination of President Ronald Reagan, the death of Kurt Cobain and the OJ Simpson murder trial.

So, it’s funny for people in their 40s and 50s to be lectured by a Gen Zer (those born between 1997 and 2012) about moments they saw firsthand. A few years back, an X user named SameOldStay brought the issue to the attention of many Gen Xers in a viral tweet.


Recently, a group of Redditors on the Gen X forum took up the cause. People started sharing the times when young people tried to lecture them about historical moments that they never lived through but most likely heard about on TikTok.

1. Don't tell me about 9/11

"I was an airline pilot on 9/11 flying from Atlanta to LaGuardia. Don't f**k with me, younglings."

"A younger Millennial once insisted to me that we dial 911 for emergencies in honor of the victims of 9/11."

2. Gen Z OJ takes

"My oldest kid told me how OJ Simpson may not have killed his ex-wife, and the matching DNA was likely his son Jason. Listen here, I didn’t watch court TV for 6 weeks and read 20 books on the case to have you lecture me about a 10-second TikTok clip that 'solved' the crime of the century!! You don’t even know who Kato is!"

3. Rose-colored glasses

“'In 1986, you could work part-time at a yogurt shop in LaJolla, CA and afford a 3 bedroom home on the ocean.' No. Parts of this country have always been super expensive to live in."

"I admit to getting tired of hearing how easy it was for me to get through college and such 25ish years ago. I also remember the 70s and 80s, and amazingly, my parents could not afford a giant house with one person working as a coffee shop attendant."

"Every generation has some hardships, and today's young people have been screwed over in some ways, but they go way overboard with how easy it was for everyone before them."

4. Why are they arguing?

"I teach middle school and have had this happen. Kids are arguing with me, and I’m like, 'See this little crack in the floorboard? I was literally standing on it RIGHT HERE while watching this happen LIVE on TV.'"

"Younger people, kids, and most people in general now, have super easy, fast access to information, right or wrong. They usually don't ask people who've actually lived through it, they just swipe and click and choose the information that is more shocking or in line with whatever ideas they already have about the event."



5. Culture isn't that homogenous

"The most common one I see is from younger writers proclaiming that 'The entire country was up in arms about [insert major event]'... I was there, the reality is that most of the country didn't really care either way, but a few hundred protestors made a lot of noise."

"It’s the same with the past. Like the roaring ‘20s. Everyone thinks the flappers and the whole F. Scott Fitzgerald vibe was everywhere when all of that was actually a smaller set of people."

6. The Iraq war

"Someone was explaining how we had to invade Iraq to find the people who did 9/11. It was just too much for me to even try."

"Close, close friend of mine was killed in Iraq (with me there). At the funeral, his son accepted the flag the military presents to the next of kin. The photo became really famous. Had a Gen Zer tell the picture was staged by the military as military propaganda (without realizing how dumb the thought of the military spreading pictures of crying 7-year-olds in an attempt to improve their image, is). I tried showing them pictures, etc to show the family is real. She responded by saying I was one of 'those.'"

7. Nuclear bomb drills

"I've had people tell me I'm making up the nuclear bomb drills we did in elementary school in the 80s."

8. History-challenged

"I was chaperoning my daughter’s trip to Washington DC. The Millennial tour guide said he was going to take the kids to see the Challenger Space Shuttle."

9. No, Communism isn't great

"Imagine being a person who grew up in former soviet union listening to young people talk about the benefits of communism."



10. Haunted Mansion history

"I was chaperoning a trip to Disney, and one of the teens confidently told me The Haunted Mansion ride was based on the movie with Eddie Murphy. She was wondering why Eddie Murphy didn’t appear in the ride. The other Gen Xer I was with explained the ride came first, like Pirates of the Caribbean."

11. AIDS was very, very, very bad

"I had someone tell me that AIDS wasn’t a big deal because well 'they had drugs for that.' I literally said to them I need you to shut up right now because you’re looking like the most stupid person in the planet right now. Pulled out old Google and showed them how many people died, why, and how horrid it was. Like I had friends who died."

12. The attitude is the problem

"This happened to me yesterday. It wasn't so much that this zygote was wrong, it was how obnoxiously arrogant and condescending he was about it."

13. Y2K wasn't a big deal

"My favorite is the retconned Y2K they had to ‘live through.'"

"Yeah, I don't recall Y2K being taken seriously by the masses."

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gen x
Pop Culture

Gen Zers share 17 of their biggest 'Boomer' complaints that a lot of us secretly agree with

Does anybody like QR code menus?

via Yerling Villalobos/Unsplash

A Baby Boomer thinks people are "too sensitive" these days.

Even though there is a considerable age gap between Gen Zers (those aged 12 to 27) and Baby Boomers (60 to 70), the younger generation admits that they share many complaints with the older generation.

A recent Reddit post by a user named bangbangskeetskeet23 asked Gen Zers, “What’s the most Boomer complaint you have?” and many of them shared that they don’t like how technology has taken over every aspect of their lives. They also feel that common human decency has gone out the window in many ways.

What’s interesting about the Gen Zers’ admissions is they were born in the Internet era and most of them can’t remember a time without smartphones. But even though they are digital-age natives, they can’t help but feel uneasy about how big tech has taken over our lives.

One wonders if they’ll be the last generation to share that sentiment.



Here are 17 of the most Boomer complaints shared by Gen Z.

1. No more QR code menus

"I hate QR code menus. Give me the damn plastic-covered menu that hasn’t seen a Clorox wipe in years."

"It's just annoying because your phone might die, or you have kids and they might not have phones, or you might have parents and they might not have phones. Or you don't want to go out to eat and be staring at your phones."

2. Computerized cars

"I hate tech in cars. With a passion. I want a hand break. I want levers and dials and buttons with physical feedback."

"When those touch buttons break, it’s so expensive to fix and it’s getting harder to work on cars unless you go to a dealer and they way overcharge."

3. They don't make things like they used to

"I was just talking to my fiancé about this! Recently, a refrigerator from the 1940s was found abandoned in a Texas field. Someone picked it up and brought it home, plugged it in without fixing anything and it still worked like brand new. Someone stitched the TikTok and said that we would never have a product like that again. Everything now is designed to break, so you have to go spend more money with that specific company."

4. Kids need boredom

"Young people these days can't seem to sit down, shut up, and enjoy the moment; it's always Go! Go! Go! I blame smartphones and the virtually unrestricted access to the internet. Seriously, chill out, breathe, and just sit. Don't pull out your phone, just sit, relax, and observe; the world ain't goin' nowhere."



5. People are too sensitive

"Yes, it's great that we're becoming less tolerant of prejudice, but there are a**holes everywhere. You need to be able to build up some resilience for your own sake."

"Being a victim is not cool, it makes you look helpless. Being self-reliant is cool."

6. "What's your Insta?"

"Everyone you meet asks for your social media profile. I don’t have any. You wanna talk to me, here’s my number."

7. Get off your phone

"Why is everyone always on their phones? When I see friend groups all sitting around on their phones instead of talking to each other it's depressing. Having phones banned at schools is actually not a bad idea. Kids are glued to their screens all day and then complain they have bad social skills or no friends, which is just... come on now. And I'm no extrovert myself but at least make an effort."

"Went to a bach party recently with a bunch of girls I knew from college that i hadnt seen in a few years. I swear, the whole time, they were either planning content, making content, or posting content. It was bizarre. It felt like we were just presenting the image of having fun rather than actually just having it. Half the time i spent drinking in silence in a circle while everyone stared at their phone in matching pink t shirts telling esch other how many likes the most recent TikTok they posted had received. It was like a black mirror episode."



8. iPads are frying your brain

"Kids are being so messed up by unrestricted internet access. The iPads are deep frying their brains before they even get a chance to use them. I keep seeing videos and comments from teachers about how poorly students are doing, kids can’t even read, think critically, and are just being pushed through to the next grade even if they fail. I’m so worried for the future when these kids grow up and are let loose on the rest of us."

9. Loud background music

"Why the hell is background music in restaurants and stores so goddamn loud. Looking at you Chipotle."

"There’s a reason for this. The louder it is, the faster people eat and leave. The faster this happens, the more money they make."

10. Pick up your phone

"How people absolutely refuse to pick up their phones. Believe me, I’m a 99% text me kinda of guy. But there are certain times like when my car is on fire and I need you to pick up your phone and people still refuse to."

11. Can I speak with a human?

"Why does it take me 30 minutes and press 20 buttons to get a real human on the phone."

"Companies consider employees to be a tax. They avoid them at all costs. They'll spend 100x a salary for technology to avoid a human--yet they expect everyone to be able to purchase their products. We're doomed."


12. Everything requires an app

"I hate that you need an app for everything. Don’t get me wrong, I love apps. I couldn’t get through my day without Spotify, YouTube, my banking apps, etc. but when f**kers like McDonald’s want me to get an app just so I can get menu items at their normal prices, they can f**k right off."

13. What happened to grocery baggers?

"The people don’t bag our groceries at the grocery store anymore and they will start scanning the next persons groceries before we’re even halfway done getting ours together, suddenly we’re feeling rushed to death and the next persons groceries are lumped in a pile with ours on a small space. pisses me right off."

14. The broccoli haircut

"I’m sorry but that broccoli haircut is just awful."



15. Today's music is terrible

"I don't like the current music (from like around 2020 to today)."

16. Bring back respect

"There’s no more honor or respect in our society anymore. I try to be as nice and positive as I can to people around me and I want to help people and make people's lives better but it just doesn’t feel like you can do that anymore. It’s like if I’m driving and see someone stuck on the side of the road I want to help them but it’s like there’s a 50/50 chance I either get robbed or they freak out thinking I’m going to hurt them or something since it’s almost unheard of that people just help each other."

17. More dress codes

"School dress codes are necessary and we should call out underage and barely legal kids for dressing in inherently sexual clothing as dressing inappropriately, as well as young people wearing their literal pajamas in public. I’m sorry if I were a male teacher and my students were wearing Daisy Dukes shorts and sports bras by themselves, I would be uncomfortable. It is a child wearing clothing that is extremely revealing even for adults. School dress codes are about teaching kids how to dress in public. As my mom would say: 'Too many kids out here are dressing like ragamuffins.'"

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Internet

Millennials bond over these 16 'old people hills' they'd gladly die on

Long live skinny jeans, laptops for big purchases and using your blinker!

Photo credit: Canva

Maybe we're getting old, but that doesn't mean we're wrong.

There comes a point in every adult’s life when suddenly everything younger generations are doing seems baffling, if not downright annoying. You’re convinced that the ways things were done back in your day were better, and, of course, you’re gonna complain a bit.

And that’s when the harsher reality sets in—you’re old.

But don’t fret. After all, getting older is a gift not given to everyone. Plus, you won’t be alone in your grumblings. Especially when we’ve got the internet.

Recently, someone by the username @Thel200ster recently asked millennials on Reddit to name their “old person hill” they’d gladly die on.

The OP started with text message “reactions,” which have apparently ”gotten so out of hand.”

They continued, “Younger people I text seem to think you have to attach a reaction to every text message, be it a haha, a heart, a thumbs up, a !!, or what have you. It’s gotten to the point that I’m worried about people thinking I’m rude for not using them.

But they suck. My ‘reaction’ to your text message is my reply. It feels so reductive and Orwellian and I hate how limiting and canned these responses are. Back in my day we used words to communicate our feelings!”

Is this resonating just a bit? Congrats, you’re old! And there’s even more “old people hills” to die on where that came from.

Here are some of our faves:

1.“No, you cannot listen to music / videos / calls / whatever in public without headphones.” -u/Yman_j

u/ZelnormWow added:

“I so get why boomers hated GenX and their boom boxes now. Our lord and savior Sony Walkman did not come to earth and give his life so I have to listen to you watch the same 45 second TikTok on loop for 15 minutes.”



via GIPHY


2. “Social media was better when it only showed you relevant content from friends/followed pages, and allowed you to sort by most recent so your longest scrolling session would last 10-20 minutes.” -u/ Zonda1996

3. “New car headlights are too damn bright” -u/pnwerewolf

“My astigmatisms agree!!!” quipped u/Tiny_Independence761

On the subject of cars…

4. A car’s turn signal should ALWAYS be used to signal a turn. Yes, I’m talking about you Steve when you say ‘well I don’t see anyone around’ YOU DON’T KNOW THAT FOR SURE, STEVE.” -u/falconwolverine

5. “STOP SPEEDING IN NEIGHBORHOODS AND PUT YOUR DAMN PHONE DOWN!” -u/Typical80sKid


via GIPHY


6. “I hate downloading an ap for every frickin’ thing. I ain’t clogging up my phone just for 1 baseball game ticket. Email to me a PDF of my ticket yo.” -u/beekaybeegirl

u/BrokenLink100 added:

“I went to a restaurant once where they had the QR codes for menus. That doesn’t bother me as long as the online menu has been properly formatted for mobile devices. But this QR code took you to the Apple Store to download the restaurant’s app just so you could view the menu. I asked for a physical menu, and the waitress said “oh our menu is on our app!” Like it was a totally acceptable thing. We ended up going someplace else anyway.”

7. “Not everything needs to be recorded/photographed and posted online. Whether it’s for good, taking excessive vacation pictures or for bad, like recording arguments between strangers.” -u/Li-IonClub

“Your lips to God’s ears. I also feel passionately about this one. People need to come to grips with the fact that driving is BY FAR the most dangerous thing people do on a regular basis,” the OP commented.

8. “If I say something to you, I'd like an acknowledgement that you heard me.” -u/pie_12th


via GIPHY


9. “Manners. Manners go a long way. Having and using manners make you feel good. It is about respecting other humans beings and showing them that you do. It feels good to be polite, respectful, and generous. Manners are not disingenuous. They help others feel welcome, comfortable, appreciated, and at ease. Always use ‘please,’ ‘thank you,’ hold doors open for people. Acknowledge others, be considerate of other people. Wish others well. Don’t be afraid to smile first. Think of how your actions impact others. Think of the next person. Be kind. Help others feel appreciated for sharing this existence with you.” -u/Jocelyn_Jade

10. “I am not instantly available at any waking moment just because it is technically possible for me to see your message immediately on my electronic device. If we didn't have prior plans to be in contact, please allow 24-48 hours for response to all non-emergency communications.” -u/KuriousKhemicals

11. “I hate dealing with touchscreen keyboards. I don't think I'll ever be able to type on them nearly as fast as I can on a physical keyboard.” -u/lahdetaan_tutkimaan

Speaking of tech…

12. “Important stuff is reserved for laptops and computers. Booking a flight, studying for an exam, etc.” -u/ThatEmoNumbersNerd

13. “We do not need to follow every single trend we see on the internet.Just because it's a trend does not mean you must do it.No, you DON'T need the new expensive super big gulp metal cup that comes in an array of colors.No, you DON'T need to buy a bunch of clear plastic/glass containers to restock your fridge/pantry when food ALREADY comes in containers.No, you DON'T need make your home look like it came from a magazine or sad beige channel.No, you DON'T need a 100 step skincare routine.No, you DON'T need to get filler just because your face is maturing out of teen hood.Trends come and go, and thanks to our ever shortening attention spans, they go almost as soon as they come.Pretty soon, people will regret spending all their time and money on those trends and then move on to the next big trend that will leave them equally, if not more, unfulfilled.Just be happy with what you have.” -u/Spookybeagle

With similar gusto, u/Archeressrabbit wrote:

"Kiddo, you can't change your style every two weeks and attach core to a random buzzword. You need to look into your soul, your lifestyle, your likes and dislikes, and make boundaries about what goes on your body. I hate to go back in my day, but back in my day when we were goth, we only had the power of our imaginations and our DIY skills to create a look. We ripped fishnets, shredded jeans, raided Halloween stores army surplus and thrift stores, learned to sew, forgot to hem, held our clothes together with safety pins and hot glue, used white out on our combat boots, made our jewelry, used copious amounts of eyeliner and dyed our hair with kool-aid and splat. We made our styles ourselves. If we did buy something, we either had to save up for docs and Tripp pants, and God forbid you were Lolita because those dresses started at 500 dollars in those days."

Of course, millennial folks felt differently about their own clothing trends. -u/Notaninterestingcat declared “My black leggings will have to be pulled from my cold dead hands.”


via GIPHY


14. “Tips should be for sit down meals in restaurants only. I should not be asked to tip at random places like a clothing store or when I get my oil changed.” -u/New_Ad_7170

15. “Kids need to stop ‘diagnosing’ themselves with all sorts of mental health conditions…There is a reason why we have diagnostic criteria…So many kids I meet are self-diagnosing based on a 30-second TikTok they saw. Many 20-somethings I know are doing it as well.On a related note, the overuse and misuse of ‘therapy language’ also needs to stop…Like, come on.” - u/dribdrib

Lastly, but perhaps most important of all…

16. “The way that Gen Z makes hearts with their hands makes me deeply unsettled.” -u/TheRainbowConnection

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