"To me, this building was just a gift."
Brian Olesen never imagined he would end up homeless.
The former U.S. Air Force medic had led a full and active life, complete with a long career in the medical field, a 20-year marriage, and a love of anything aquatic. But after hip surgery and chronic back pain left him disabled in 2013, he lost his ability to work. Due to changes in eligibility requirements, he couldn't qualify for federal veteran housing programs. His back issues were difficult to prove medically, so he didn't qualify for disability. Though he'd worked his whole life, having no income for five years took its toll. He got evicted from a couple of apartments and found himself living on the streets.
But in 2018, two things completely turned Olesen's life around. He was able to both qualify for disability and to move into an affordable housing community in Miami's Goulds neighborhood called Karis Village.
When people think of affordable housing, they don't usually picture a place like Karis Village. The 88-unit development is brand new, and built with an attention to design that is not always expected for developments that serve as home to people on limited incomes. The apartments have tile floors, marble countertops, and all new appliances and furniture, and the grounds are beautiful and well-kept, with a playground and common areas for residents to gather.
Brian Olesen in his kitchen at Karis VillageCapital One
Karis Village isn't just a housing development; it's a home and a community. Half of the units are set aside for veterans who have experienced homelessness, like Olesen. The other half are largely occupied by single-parent families.
"To me, this building was just a gift," says Olesen. "All of the different parties that got together to put this building together… making half the building available to veterans. We've got no place to go."
Addressing veteran homelessness was one of the goals of Karis Village, which was built through a partnership that included Carrfour Supportive Housing — a mission-driven, not-for-profit affordable housing organization in southern Florida — and Capital One's Community Finance team. More than just an affordable place to live, the community has full-time staff on hand to help coordinate services—from addiction recovery programs to transportation options to job search and placement. Also included are peer counselors who provide emotional and psychological support for residents.
Karis Village, an affordable housing community in Miami, Florida.Capital One
Carrfour President and CEO Stephanie Berman says the core function of the services team on site is to build a supportive community.
"Often when you think of folks leaving homelessness and coming into housing, you think of shelters or some kind of traditional housing," she says. "You don't really think about a community, and that's really what we build and what we operate. What we're really striving to create is community. We find that our families thrive when you create a sense of community."
The intention to create a supportive community at Karis Village was a priority from the get go. Fabian Ramirez, a Capital Officer on Capital One's Community Finance team, says the bank did a listening tour in southern Florida to explore community development and affordable housing options in the area and to hear what was most needed. After deciding to partner with Carrfour, the bank provided not only an $8 million construction loan and a $25 million low income housing tax credit (LIHTC) investment to help build Karis Village, but it also kicked in a $250,000 social purpose grant to help fund the social support services that would be put in place for residents.
"It's not just all about providing the brick and mortar," says Ramirez. "It's about being able to contribute to the sustainability of the development and of the lives of the people who move into the building."
Olesen says he and his fellow residents benefit greatly from the network of support services offered in the building. He says a counselor comes to meet with him once a month, sometimes right in his apartment. He also gets help maintaining a connection with the Veteran Affairs office. Other services include social workers and counselors for drug addiction and alcoholism.
Olesen loves being around other veterans, and he says hearing the sound of children playing keeps the community lively. He says anywhere else he could afford to live on disability wouldn't be nearly as nice and would likely involve shared kitchens and bathrooms and neighborhoods you wouldn't want to go out in at night.
If it weren't for Karis Village, Olesen says he doesn't know where he would be today: "I had nowhere to go and this is a safe, beautiful place to spend my retirement."
"I don't think they could have done a much better job of putting this place together and supplying us with what we need," he says. "I have so much appreciation for the ability to have a place to live. And then you add to that that it's beautiful and completely furnished and you didn't need to bring anything—I don't know what more you could ask for."
Karis Village and another development for veterans built the same year enabled the neighborhood of Goulds to meet the requirements set forth by the U.S. Department of Housing and Urban Development to declare an end to veteran homelessness in the area.
Ending veteran homelessness altogether is a complex task, but communities like Karis Village show how it can be done—and done well. When government agencies, non-profit organizations, and corporate funding programs come together to solve big problems, big solutions can be built and maintained.
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Jim and Carol lived an active, exciting life together as husband and wife. But when Jim was struck by a car while cycling near his home, their life changed dramatically. Jim was left needing round-the-clock care, and Carol, a retired nurse, took on the role of caregiver.
Every day, Carol helps Jim through his physical therapy and personal grooming routines. "If we don't do what we do on a daily basis to help him move forward, he'll become more and more dependent," Carol says. "Some days the challenges are very difficult."
More than 40 million Americans are in Carol's shoes, providing unpaid caregiving to loved ones who are disabled, elderly, or otherwise in need of assistance. With baby boomers getting older and people living longer, many middle-aged people find themselves caring for aging parents or grandparents. Others may have a developmentally delayed adult child at home, or a family member who has become disabled due to an accident or illness. From cooking to cleaning to bathing, caregivers help others do everyday tasks they aren't able to do for themselves.
Hygiene and grooming are a big part of a caregiver's job, and anything that makes those tasks easier is a good thing. That's why Gillette's new TREO razor, specifically designed for shaving other people, caught our eye.
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Another Methodist teen rejects church membership before the entire congregation to protest anti-LGBT policies
Eight other teens did the same earlier this year
Fourteen-year-old Kat Miller took a firm stand for LGBT rights in front of the entire congregation at the Batavia Zion United Methodist Church in Batavia, Wisconsin when she rejected her membership over the church's anti-gay policies.
After two years of participating in the church's confirmation program, she was set to become a member of the church but balked due to its recent policy changes that discriminate against the LGBT community.
Miller and three other confirmands took the pulpit at the church, reading personal faith statements that outlined what Methodism want to them. Only Miller's had an additional paragraph that shocked the congregation.
"I believe the most important values of a Christian life are to accept everyone who is willing to believe in being a good person in God's realm… Yet, the stance of the UMC, the organization, does not resonate with what I believe," Kat said.
Therefore, she said, she would not become a member of the United Methodist Church.
The reaction she received from the congregation was decidedly mixed.
"I was frustrated and disappointed," Kat said according to USA Today. "I didn't think that other people, who aren't the pastor and aren't confirming me in my faith, should be able to say that my faith statement is wrong."
RELATED: Methodist teens rejected their memberships before the entire congregation to protest its anti-LGBT policies
Eight teens in in Omaha, Nebraska, received a positive reaction from their congregation when they refused to be confirmed as members of the church.
On Easter Sunday at the First United Methodist Church in Omaha, Nebraska, a group of eight 13 and 14-year-old UMC youth stood up to the church's anti-LGBT policies by refusing to be confirmed for the time being.
In case you needed a reason to believe that this generation will save us all, here it is. The entire confirmation class at First United Methodist Omaha decided not to join at this time in protest of the UMC's anti lgbtq+ policies. 🌈❤️ pic.twitter.com/mDjwMTu9ZJ
— Sheri Shuler (@SheriShuler) April 28, 2019
The group made its announcement in the form of a letter read before the entire congregation.
We have spent the year learning about our faith and clarifying our beliefs. Most of us started the confirmation year assuming that we would join the church at the end, But with the action of the general conference in February, we are disappointed about the direction the United Methodist denomination is heading. We are concerned that if we join at this time, we will be sending a message that we approve of this decision.
We want to be clear that, while we love our congregation, we believe that the United Methodist policies on LGBTQ+ clergy and same sex marriage are immoral. Depending on how this church responds to the general conference action, we will decide at a later time whether or not to become officially confirmed. But until then, we will continue to stand up against the unjust actions that the denomination is taking. We are not standing just for ourselves, we are standing for every single member of the LGBTQ+ community who is hurting right now, Because we were raised in this church, we believe that if we all stand together as a whole, we can make a difference.
The teens were greeted with a standing ovation from the congregation and received the full support of its minister, Reverend Ken Little. "Myself and our associate pastor are in full support of their decision," Little said according to Religion News. "We're proud of them. It's not an easy thing to do to resist."
As previously reported in Upworthy, at a United Methodist Church (UMC) conference in St. Louis last February, delegates voted 438-384 for a proposal called the Traditional Plan that bans openly-gay people from being ordained as ministers or serving in the church.
It also forbid any UMC funds from going "to any gay caucus or group, or otherwise use such funds to promote the acceptance of homosexuality."
A majority of American delegates voted against the plan, but it was passed with support from conservatives and delegates from UMC strongholds in Africa and the Philippines.
The decision has created a schism in the church with some UMCs flying gay flags, performing same-sex weddings, and withholding payments to the main offices in protest.
Facebook / RoseMary Klontz
The couple that dresses together stays together, or at least in the case of these two lovebirds.
Francis and RoseMary Klontz, who will celebrate their 68thwedding anniversary next month, have been coordinating their outfits since they first started dating in high school.
"My mother got us matching shirts when we were in high school – well, I picked them out — and we've been matching ever since," Rosemary told CBS Sacramento.
The Plumas Lake, Calif. couple, who've served together in ministry at churches throughout the West for decades, first met in middle school.
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