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Here's the plan to erase student debt for more than 42 million Americans right now.

There are two things that most of us can reasonably agree on:

  1. That education is important and should be provided to any American that needs, wants, or otherwise shows interest in obtaining it.
  2. That paying for that education has become catastrophically difficult. And though it used to be that one could go to college, get a good job upon graduating, and then buy a nice house complete with a fenced-in backyard in which to raise 2.5 children, that's now a pipe dream many university students can't even afford to think about.

So what do we do? Some cities, including San Francisco, have already made their community colleges free for residents. But that's just one small step towards a future where education's affordable for everyone.

On Monday, presidential hopeful Elizabeth Warren released a memo on how the college system could be altered to make it achievable for all.


Warren's proposing that more college be free and that federal Pell grants be expanded. She's also suggesting that student loan debts should be wiped out, ensuring that future generations get a leg up on their futures.

"As states have invested less per-student at community colleges and public four-year colleges, the schools themselves have raised tuition and fees to make up the gap," Warren wrote in a post on Medium.

"And rather than stepping in to hold states accountable, or to pick up more of the tab and keep costs reasonable, the federal government went with a third option: pushing families that can’t afford to pay the outrageous costs of higher education towards taking out loans."

The result, Warren points out is "a huge student loan debt burden that’s crushing millions of families and acting as an anchor on our economy."

"It’s reducing home ownership rates. It’s leading fewer people to start businesses. It’s forcing students to drop out of school before getting a degree. It’s a problem for all of us."

Here's what Warren's plan would look like.

Under her proposed policy, Warren would wipe out $50,000 worth of student loans for anyone who's annual household income is less than $100,000. Anyone with a household income of less than $250,000 would also receive substantial reductions.

Those whose incomes are higher than $250,000 would continue paying off student loans without changes. However, as Huffington Post notes, the proposed plan would help 42 million people in The United States. That's 95% of anyone who's attended or is currently attending college.

Warren's plan also includes a significant amount of money being invested in historically black colleges and universities, more diversity in two and four-year colleges, and an end to the government-helping fund for-profit colleges, which prey on economically disadvantaged communities.

The policy sounds great — more students attaining college degrees while being allowed more control over their financial futures — but it's going to be a tall order to implement right now.

Aside from hand-wringing concern trolls who are already out in full force on Twitter, demanding to know why anyone would go to a college they can't afford (while ignoring that higher education has become so expensive that even state schools are out of reach for many), there's the very real issue of convincing voters that the $1.25 trillion the program would cost over ten years is viable.

Warren believes it would be possible by raising the tax on families that earn more than $50 million a year, something that might also ruffle some feathers during the next election cycle.

Still — a population that's educated and not overwhelmed with debt? That sounds pretty good no matter who you voted for in the last election.

Photo courtesy of Girls at Work

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14 things that will remain fun no matter how old you get

Your inner child will thank you for doing at least one of these.

Photo by Annie Spratt on Unsplash

Swings can turn 80-year-olds into 8-year-olds in less that two seconds.

When we’re kids, fun comes so easily. You have coloring books and team sports and daily recess … so many opportunities to laugh, play and explore. As we get older, these activities get replaced by routine and responsibility (and yes, at times, survival). Adulthood, yuck.

Many of us want to have more fun, but making time for it still doesn’t come as easily as it did when we were kids—whether that’s because of guilt, a long list of other priorities or because we don’t feel it’s an age-appropriate thing to long for.

Luckily, we’ve come to realize that fun isn’t just a luxury of childhood, but really a vital aspect of living well—like reducing stress, balancing hormone levels and even improving relationships.

More and more people of all ages are letting their inner kids out to play, and the feelings are delightfully infectious.

You might be wanting to instill a little more childlike wonder into your own life, and not sure where to start. Never fear, the internet is here. Reddit user SetsunaSaigami asked people, “What always remains fun no matter how old you get?” People’s (surprisingly profound) answers were great reminders that no matter how complex our lives become, simple joy will always be important.

Here are 14 timeless pleasures to make you feel like a kid again:

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All images provided by Adewole Adamson

It begins with more inclusive conversations at a patient level

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Adewole Adamson, MD, of the University of Texas, Austin, aims to create more equity in health care by gathering data from more diverse populations by using artificial intelligence (AI), a type of machine learning. Dr. Adamson’s work is funded by the American Cancer Society (ACS), an organization committed to advancing health equity through research priorities, programs and services for groups who have been marginalized.

Melanoma became a particular focus for Dr. Adamson after meeting Avery Smith, who lost his wife—a Black woman—to the deadly disease.

melanoma,  melanoma for dark skin Avery Smith (left) and Adamson (sidenote)

This personal encounter, coupled with multiple conversations with Black dermatology patients, drove Dr. Adamson to a concerning discovery: as advanced as AI is at detecting possible skin cancers, it is heavily biased.

To understand this bias, it helps to first know how AI works in the early detection of skin cancer, which Dr. Adamson explains in his paper for the New England Journal of Medicine (paywall). The process uses computers that rely on sets of accumulated data to learn what healthy or unhealthy skin looks like and then create an algorithm to predict diagnoses based on those data sets.

This process, known as supervised learning, could lead to huge benefits in preventive care.

After all, early detection is key to better outcomes. The problem is that the data sets don’t include enough information about darker skin tones. As Adamson put it, “everything is viewed through a ‘white lens.’”

“If you don’t teach the algorithm with a diverse set of images, then that algorithm won’t work out in the public that is diverse,” writes Adamson in a study he co-wrote with Smith (according to a story in The Atlantic). “So there’s risk, then, for people with skin of color to fall through the cracks.”

Tragically, Smith’s wife was diagnosed with melanoma too late and paid the ultimate price for it. And she was not an anomaly—though the disease is more common for White patients, Black cancer patients are far more likely to be diagnosed at later stages, causing a notable disparity in survival rates between non-Hispanics whites (90%) and non-Hispanic blacks (66%).

As a computer scientist, Smith suspected this racial bias and reached out to Adamson, hoping a Black dermatologist would have more diverse data sets. Though Adamson didn’t have what Smith was initially looking for, this realization ignited a personal mission to investigate and reduce disparities.

Now, Adamson uses the knowledge gained through his years of research to help advance the fight for health equity. To him, that means not only gaining a wider array of data sets, but also having more conversations with patients to understand how socioeconomic status impacts the level and efficiency of care.

“At the end of the day, what matters most is how we help patients at the patient level,” Adamson told Upworthy. “And how can you do that without knowing exactly what barriers they face?”

american cancer society, skin cacner treatment"What matters most is how we help patients at the patient level."https://www.kellydavidsonstudio.com/

The American Cancer Society believes everyone deserves a fair and just opportunity to prevent, find, treat, and survive cancer—regardless of how much money they make, the color of their skin, their sexual orientation, gender identity, their disability status, or where they live. Inclusive tools and resources on the Health Equity section of their website can be found here. For more information about skin cancer, visit cancer.org/skincancer.

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via Lewis Speaks Sr. / Facebook

This article originally appeared on 02.25.21


Middle school has to be the most insecure time in a person's life. Kids in their early teens are incredibly cruel and will make fun of each other for not having the right shoes, listening to the right music, or having the right hairstyle.

As if the social pressure wasn't enough, a child that age has to deal with the intensely awkward psychological and biological changes of puberty at the same time.

Jason Smith, the principal of Stonybrook Intermediate and Middle School in Warren Township, Indiana, had a young student sent to his office recently, and his ability to understand his feelings made all the difference.

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