Seattle man served with $1.1 million medical bill after 62-day COVID-19 hospitalization

Michael Flor, 70, miraculously survived a two-month hospitalization for COVID-19, but when he received the bill for his hospital stay, it nearly gave him a heart attack.
"I opened it and said 'holy shit!' " Flor told The Seattle Times. "I had to look at it a number of times… to see if I was seeing it right," said Flor. He spent 62 days in an intensive care unit which included an induced coma. At one point his situation was so dire a nurse put a phone to his ear so his family could tell him goodbye.
"He was as sick as you can get, with basically every organ system shutting down," said Dr. Anne Lipke, a pulmonary and critical-care specialist at Swedish Medical Center in Washington, according to The Seattle Times.
Flor's 181-page bill had nearly 3,000 itemized charges. His room averaged about $9,700 a day and his ventilator about $2,835 per day. Drug costs account for about a quarter of the entire bill.

The total cost for Flor's illness will be even greater than his current charges. The current bill doesn't include his time in a skilled nursing facility, dialysis and the individual doctors who treated him.
According to America's Health Insurance Plans, the average cost to treat someone with COVID-19 is around $30,000.
The good news is that Flor won't have to foot much of the bill, if any of it. He's insured by Medicare and Medicare Advantage through Kaiser Permanente. The insurance company says it will waive most out-of-pocket costs for COVID-19 patients in 2020.
The federal government also has put plans in place to help pay for the medical costs associated with the crisis. The Families First Coronavirus Response Act (FFCRA), Coronavirus Aid, Relief and Economic Security (CARES) Act require that "private health issuers and employer group health plans cover COVID-19 testing and services furnished during the pandemic, with no out-of-pocket expense."
Congress also pledged more than $100 billion to help insurance companies and healthcare providers defray the costs of the pandemic.
Flor's incredibly massive bill is another example of the high costs of healthcare in the United States. Even though the money won't necessarily come out of his pocket, the cost will be paid for by U.S. taxpayers and insurance companies — which are eventually shared by everyone.
Americans pay almost four times as much for pharmaceutical drugs and double the administrative costs of citizens in comparable developed countries. Health care providers in the U.S. also charge significantly more for their services.
If the country enacted laws that would help cut down the cost of healthcare, it would drastically decrease the price we pay for private insurance and as well as social health programs such as Medicare and Medicaid.
Flor is happy to be alive, but the tremendous costs incurred by his hospitalization have put a damper on the joy he should feel after his recovery.
"I feel guilty about surviving... Why did I deserve all this? Looking at the incredible cost of it all definitely adds to that survivor's guilt," he said.
"It was a million bucks to save my life, and of course I'd say that's money well-spent," he told The Times. "But I also know I might be the only one saying that."
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Resurfaced video of French skier's groin incident has people giving the announcer a gold medal
"The boys took a beating on that one."
Downhill skiing is a sport rife with injuries, but not usually this kind.
A good commentator can make all the difference when watching sports, even when an event goes smoothly. But it's when something goes wrong that great announcers rise to the top. There's no better example of a great announcer in a surprise moment than when French skier Yannick Bertrand took a gate to the groin in a 2007 super-G race.
Competitive skiers fly down runs at incredible speeds, often exceeding 60 mph. Hitting something hard at that speed would definitely hurt, but hitting something hard with a particularly sensitive part of your body would be excruciating. So when Bertrand slammed right into a gate family-jewels-first, his high-pitched scream was unsurprising. What was surprising was the perfect commentary that immediately followed.
This is a clip you really just have to see and hear to fully appreciate:
- YouTube youtu.be
It's unclear who the announcer is, even after multiple Google inquiries, which is unfortunate because that gentleman deserves a medal. The commentary gets better with each repeated viewing, with highlights like:
"The gate the groin for Yannick Bertrand, and you could hear it. And if you're a man, you could feel it."
"Oh, the Frenchman. Oh-ho, monsieurrrrrr."
"The boys took a beating on that one."
"That guy needs a hug."
"Those are the moments that change your life if you're a man, I tell you what."
"When you crash through a gate, when you do it at high rate of speed, it's gonna hurt and it's going to leave a mark in most cases. And in this particular case, not the area where you want to leave a mark."
Imagine watching a man take a hit to the privates at 60 mph and having to make impromptu commentary straddling the line between professionalism and acknowledging the universal reality of what just happened. There are certain things you can't say on network television that you might feel compelled to say. There's a visceral element to this scenario that could easily be taken too far in the commentary, and the inherent humor element could be seen as insensitive and offensive if not handled just right.
The announcer nailed it. 10/10. No notes.
The clip frequently resurfaces during the Winter Olympic Games, though the incident didn't happen during an Olympic event. Yannick Bertrand was competing at the FIS World Cup super-G race in Kvitfjell, Norway in 2007, when the unfortunate accident occurred. Bertrand had competed at the Turin Olympics the year before, however, coming in 24th in the downhill and super-G events.
As painful as the gate to the groin clearly as, Bertrand did not appear to suffer any damage that kept him from the sport. In fact, he continued competing in international downhill and super-G races until 2014.
According to a 2018 study, Alpine skiing is a notoriously dangerous sport with a reported injury rate of 36.7 per 100 World Cup athletes per season. Of course, it's the knees and not the coin purse that are the most common casualty of ski racing, which we saw clearly in U.S. skier Lindsey Vonn's harrowing experiences at the 2026 Olympics. Vonn was competing with a torn ACL and ended up being helicoptered off of the mountain after an ugly crash that did additional damage to her legs, requiring multiple surgeries (though what caused the crash was reportedly unrelated to her ACL tear). Still, she says she has no regrets.
As Bertrand's return to the slopes shows, the risk of injury doesn't stop those who live for the thrill of victory, even when the agony of defeat hits them right in the rocks.