There are a lot of things in life that cause people to say or think, "That will never happen to me." Maybe for some of those things, it's true. But honestly, we are all susceptible to some trauma, some misfortune, some twists and turns in life. I'm not a fan of scare tactics or living life in fear. The idea that "it can happen to anyone" is really more about having some empathy for people you consider to be "others."