Here are 10 images. By the time I reached the third one, I was crying. By the 10th, I was furious.

Normally, a picture is worth a thousand words. I'd say each image here is worth millions of words. And millions of tears.

 Andrea Garcia-Vargas
08.21.14

FACT CHECK TIME.

Our fact-checkers gave a thumbs-up to all the dates and ages above. But many of you, I'm sure, would like to know the backstories to the chilling images. Here they are.

John Crawford was holding a toy gun as he stood in the toy section of a Walmart. Before the police shot him to death in that same aisle, John managed to say, "It's not real." But it was too late for John.

Sean Bell was going to get married. One night, he was driving away from his bachelor party with his friends, Joseph and Trent. Suddenly, he hit a minivan. Four undercover police officers from the minivan began to shoot at them without warning, firing a total of 50 bullets at the three unarmed men. A wounded Joseph turned to Sean and said, "S, I love you, son." Sean's reply: "I love you, too." Joseph and Trent survived, but their best friend, Sean, didn't make it.

One of the witnesses in the Trayvon Martin trial, Rachel Jeantel, was on the phone with Trayvon moments before the scuffle with George Zimmerman that ended his life. One of the last things she heard the unarmed Trayvon say to the man who was following him with a gun that fateful night: "Why are you following me for?"

Michael Brown died August 2014. Ferguson, Missouri, police officer Darren Wilson shot him at least six times, twice in the head. Michael was not armed. His friend and eyewitness reported that Michael said: "I don't have a gun. Stop shooting." Minutes later, he was on the ground, bleeding. Dr. Michael M. Baden, the man who did Michael's autopsy, told the New York Times, "In my capacity as the forensic examiner for the New York State Police, I would say, 'You're not supposed to shoot so many times.'"

Amadou Diallo died right outside his own apartment in the Bronx. He was unarmed. Four police officers shot 41 bullets, hitting Amadou 19 times. Later, they claimed that they had mistaken Amadou for a serial rapist. That same day, some of the last words he said to his mother as he spoke over the phone were, "Mom, I'm going to college."

Eric Garner died July 2014. He was unarmed. Police officers were trying to arrest him for allegedly selling untaxed cigarettes. Eric suffered from asthma, and as a police officer put his arm around Eric's neck during the arrest, he managed to gasp, "I can't breathe!" The New York City medical examiner's office ruled Eric's death a homicide, pointing out that the officer's chokehold might have been a big factor.

Jonathan Ferrell had been in a traffic accident and was knocking on a homeowner's door for help. He was unarmed. An attorney later described a video of the incident, which reportedly showed that when police officers approached Jonathan, he was holding his hands out in a non-threatening manner. The police officers never identified themselves. One of them fired 12 times, and 10 of those bullets hit him. Even as Jonathan lay on the ground, bleeding and dying from 10 gunshot wounds, the officers handcuffed him. Jonathan's dead body remained handcuffed all the way to the medical examiner's office.

Oscar Grant was on a subway train in Oakland when a police officer forced him out of the car and onto the subway platform. Oscar was lying down when a second police officer shot a bullet into his back. "You shot me! You shot me!" Oscar yelled before he died. That officer later testified that he meant to use his Taser on Oscar instead of his handgun. A court later ruled that the two had no legal reason to get Oscar — who was unarmed — off the train.

Kimani Gray was standing on a street in Brooklyn when police officers approached him. The officers claimed that when they approached Kimani, he pulled a gun from his waistband and pointed it at them. But one eyewitness, Tishana King, said Kimani never pointed a gun. She also said the police officers didn't identify themselves when they approached. Police officers shot Kimani at least seven times, even though Kimani hadn't shot a single bullet. One witness said some of Kimani's last words were, "Please don't let me die."

Kendrec McDade died after a man called Oscar Carillo made a phony 911 call, telling police officers that he had just been the victim of an armed robbery. He later admitted that he had lied about the guns. The two officers eventually found Kendrec in an alleyway. They began shooting after Kendrec apparently moved his hands to his waistband. But Kendrec didn't have a gun on him. All he had was a cellphone in his pocket. Court documents show that Kendrec's last words were, "Why did you shoot me?"

Final fact check: All 10 of these men were black.

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He was a homeless veteran. Karis Village offered him not just a home, but a community.

"To me, this building was just a gift."

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Brian Olesen never imagined he would end up homeless.

The former U.S. Air Force medic had led a full and active life, complete with a long career in the medical field, a 20-year marriage, and a love of anything aquatic. But after hip surgery and chronic back pain left him disabled in 2013, he lost his ability to work. Due to changes in eligibility requirements, he couldn't qualify for federal veteran housing programs. His back issues were difficult to prove medically, so he didn't qualify for disability. Though he'd worked his whole life, having no income for five years took its toll. He got evicted from a couple of apartments and found himself living on the streets.

But in 2018, two things completely turned Olesen's life around. He was able to both qualify for disability and to move into an affordable housing community in Miami's Goulds neighborhood called Karis Village.

When people think of affordable housing, they don't usually picture a place like Karis Village. The 88-unit development is brand new, and built with an attention to design that is not always expected for developments that serve as home to people on limited incomes. The apartments have tile floors, marble countertops, and all new appliances and furniture, and the grounds are beautiful and well-kept, with a playground and common areas for residents to gather.

Brian Olesen in his kitchen at Karis VillageCapital One

Karis Village isn't just a housing development; it's a home and a community. Half of the units are set aside for veterans who have experienced homelessness, like Olesen. The other half are largely occupied by single-parent families.

"To me, this building was just a gift," says Olesen. "All of the different parties that got together to put this building together… making half the building available to veterans. We've got no place to go."

Addressing veteran homelessness was one of the goals of Karis Village, which was built through a partnership that included Carrfour Supportive Housing — a mission-driven, not-for-profit affordable housing organization in southern Florida — and Capital One's Community Finance team. More than just an affordable place to live, the community has full-time staff on hand to help coordinate services—from addiction recovery programs to transportation options to job search and placement. Also included are peer counselors who provide emotional and psychological support for residents.

Karis Village, an affordable housing community in Miami, Florida.Capital One

Carrfour President and CEO Stephanie Berman says the core function of the services team on site is to build a supportive community.

"Often when you think of folks leaving homelessness and coming into housing, you think of shelters or some kind of traditional housing," she says. "You don't really think about a community, and that's really what we build and what we operate. What we're really striving to create is community. We find that our families thrive when you create a sense of community."

The intention to create a supportive community at Karis Village was a priority from the get go. Fabian Ramirez, a Capital Officer on Capital One's Community Finance team, says the bank did a listening tour in southern Florida to explore community development and affordable housing options in the area and to hear what was most needed. After deciding to partner with Carrfour, the bank provided not only an $8 million construction loan and a $25 million low income housing tax credit (LIHTC) investment to help build Karis Village, but it also kicked in a $250,000 social purpose grant to help fund the social support services that would be put in place for residents.

"It's not just all about providing the brick and mortar," says Ramirez. "It's about being able to contribute to the sustainability of the development and of the lives of the people who move into the building."


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Olesen says he and his fellow residents benefit greatly from the network of support services offered in the building. He says a counselor comes to meet with him once a month, sometimes right in his apartment. He also gets help maintaining a connection with the Veteran Affairs office. Other services include social workers and counselors for drug addiction and alcoholism.

Olesen loves being around other veterans, and he says hearing the sound of children playing keeps the community lively. He says anywhere else he could afford to live on disability wouldn't be nearly as nice and would likely involve shared kitchens and bathrooms and neighborhoods you wouldn't want to go out in at night.

If it weren't for Karis Village, Olesen says he doesn't know where he would be today: "I had nowhere to go and this is a safe, beautiful place to spend my retirement."

"I don't think they could have done a much better job of putting this place together and supplying us with what we need," he says. "I have so much appreciation for the ability to have a place to live. And then you add to that that it's beautiful and completely furnished and you didn't need to bring anything—I don't know what more you could ask for."

Karis Village and another development for veterans built the same year enabled the neighborhood of Goulds to meet the requirements set forth by the U.S. Department of Housing and Urban Development to declare an end to veteran homelessness in the area.

Ending veteran homelessness altogether is a complex task, but communities like Karis Village show how it can be done—and done well. When government agencies, non-profit organizations, and corporate funding programs come together to solve big problems, big solutions can be built and maintained.

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