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5 ways you can escape the evil clutches of identity theft.

What do you do if someone else becomes you?

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Ad Council + AICPA

Identity theft is a very real villain in the United States.

GIF from "The Avengers."


In fact, it has been for a long time.

The very first identity thieves operated IRL. They used a technique called "ghosting," where they would take on the identity by literally obtaining and using the real documents of a dead person or, in more extreme cases, murder their victims and live their lives.

By the 1960s, scammers would frequently call an unsuspecting stranger, tell them they had just won cash, and ask for their personal information in order to release their "winnings."

Once the '80s rolled around, the authorities were more vigilant and criminals had to resort to other dirty tactics — like literally going through your trash and looking for discarded paperwork with personal information (bank statements, pay stubs, bills, you name it).

Yet as technology has continued to advance, so have the powers of identity thieves.

GIF from "Guardians of the Galaxy."

Now, someone can manipulate all your information without even being in the same country as you.

Using spyware, phishing, or pharming techniques, these criminals can hack your personal records, prevent you from getting a job, or worse, take out a loan in your name — all from the comfort of their own computer.

This is probably not a huge surprise to you. In a recent survey by the AICPA, 21% of respondents said they experienced identity theft in the past year, while 50% said they expect it to happen to them in the coming year — not a good sign.

But don't fear too much! This evil can be defeated with a solid plan of attack.

GIF from "Deadpool."

We teamed up with David Almonte, a CPA and audit senior at Grant Thornton, to find ways to combat this new breed of criminal. When asked about them, David said: "They're not trying to make things too complicated because they don't have time for that. They want the easy victims. So I think our job is to educate the people that don't know the basics."

The evildoers won't know what hit 'em. Here are five ways that'll help save the day.

1. Establish an impenetrable shield.

GIF from "Captain America: The First Avenger."

To ensure your online safety, start by using solid, complex passwords (not the word "password") for all your online accounts and changing them up every once in a while. Just make sure you memorize them and never write them down. (Don't be that person who leaves passwords sticky-noted to the computer for the whole office to see.)

In fact, some go the extra mile and install added security measures such as text or email verification. If you're not sure how to do this, just contact your bank and they'll be happy to help you out.

2. Maximize your arsenal of information.

GIF from "Iron Man 2."

You have unprecedented access to all your personal information, so use that to your advantage. But where to start? Well, if you're just paying attention to this issue now, David says, "The most important thing you can do is to get your credit report. Make sure everything's on there."

Check out your bank statements regularly as well. If you have trouble keeping track, you can download a personal finance app to make it easier to see your accounts at a glance. When you're in control, nothing will get past you.

3. Outsmart the enemy with a clever strategy.

GIF from "Guardians of the Galaxy."

Hackers aren't the only ones allowed to have tricks up their sleeves. Stay out of sight and make yourself harder to track — request paperless statements, use cash and checks more often, or even limit your online transactions.

If you're a heavy card user though, David suggests reaching for your credit card rather than your debit card when you're out on the town.

"With your credit card, you're usually liable for $50 of fraudulent charges, and most credit cards will waive that. ... If someone steals your debit card and ... say you have $5,000 in your account and they spend all $5,000, whether or not you're going to get that back, you're out $5,000 until it gets handled."

4. Set up emergency signals.

GIF from "Batman v. Superman: Dawn of Justice."

This is your last line of defense. Since our phones are always by our side, best to make the most out of it. Customize your security settings so you can monitor your accounts much better through apps, SMS notifications, or any other mobile options they may offer.

"Set up the free alerts, get the apps, everything!" adds David. You want to be contacted right away whenever a certain amount gets charged to your card.

Sadly, things can still go wrong and you could find yourself compromised. If that happens...

5. Don’t hesitate to call in reinforcements.

GIF from "Avengers: Age of Ultron."

You are never alone, my friend. And David knows that. "If you do end up getting your identity stolen or you think it got stolen, freeze all your credit cards, contact the Federal Trade Commission, your local police, and your credit card companies. The worst thing you can do is do nothing."

No matter what's thrown your way, the moment something feels wrong, you have to take action. After all, that's what superheroes always do, right?

Have no fear — you got this.

Images courtesy of Letters of Love
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When Grace Berbig was 7 years old, her mom was diagnosed with leukemia, a cancer of the body’s blood-forming tissues. Being so young, Grace didn’t know what cancer was or why her mother was suddenly living in the hospital. But she did know this: that while her mom was in the hospital, she would always be assured that her family was thinking of her, supporting her and loving her every step of her journey.

Nearly every day, Grace and her two younger sisters would hand-make cards and fill them with drawings and messages of love, which their mother would hang all over the walls of her hospital room. These cherished letters brought immeasurable peace and joy to their mom during her sickness. Sadly, when Grace was just 10 years old, her mother lost her battle with cancer.“

Image courtesy of Letters of Love

Losing my mom put the world in a completely different perspective for me,” Grace says. “I realized that you never know when someone could leave you, so you have to love the people you love with your whole heart, every day.”

Grace’s father was instrumental in helping in the healing process of his daughters. “I distinctly remember my dad constantly reminding my two little sisters, Bella and Sophie, and I that happiness is a choice, and it was now our job to turn this heartbreaking event in our life into something positive.”

When she got to high school, Grace became involved in the Leukemia & Lymphoma Society and a handful of other organizations. But she never felt like she was doing enough.

“I wanted to create an opportunity for people to help beyond donating money, and one that anyone could be a part of, no matter their financial status.”

In October 2018, Grace started Letters of Love, a club at her high school in Long Lake, Minnesota, to emotionally support children battling cancer and other serious illnesses through letter-writing and craft-making.


Image courtesy of Letters of Love

Much to her surprise, more than 100 students showed up for the first club meeting. From then on, Letters of Love grew so fast that during her senior year in high school, Grace had to start a GoFundMe to help cover the cost of card-making materials.

Speaking about her nonprofit today, Grace says, “I can’t find enough words to explain how blessed I feel to have this organization. Beyond the amount of kids and families we are able to support, it allows me to feel so much closer and more connected to my mom.”

Since its inception, Letters of Love has grown to more than 25 clubs with more than 1,000 members providing emotional support to more than 60,000 patients in children’s hospitals around the world. And in the process it has become a full-time job for Grace.

“I do everything from training volunteers and club ambassadors, paying bills, designing merchandise, preparing financial predictions and overviews, applying for grants, to going through each and every card ensuring they are appropriate to send out to hospitals.”

Image courtesy of Letters of Love

In addition to running Letters of Love, Grace and her small team must also contend with the emotions inherent in their line of work.

“There have been many, many tears cried,” she says. “Working to support children who are battling cancer and other serious and sometimes chronic illnesses can absolutely be extremely difficult mentally. I feel so blessed to be an organization that focuses solely on bringing joy to these children, though. We do everything we can to simply put a smile on their face, and ensure they know that they are so loved, so strong, and so supported by people all around the world.”

Image courtesy of Letters of Love

Letters of Love has been particularly instrumental in offering emotional support to children who have been unable to see friends and family due to COVID-19. A video campaign in the summer of 2021 even saw members of the NFL’s Minnesota Vikings and the NHL’s Minnesota Wild offer short videos of hope and encouragement to affected children.

Grace is currently taking a gap year before she starts college so she can focus on growing Letters of Love as well as to work on various related projects, including the publication of a children’s book.

“The goal of the book is to teach children the immense impact that small acts of kindness can have, how to treat their peers who may be diagnosed with disabilities or illness, and how they are never too young to change the world,” she says.

Since she was 10, Grace has kept memories of her mother close to her, as a source of love and inspiration in her life and in the work she does with Letters of Love.

Image courtesy of Grace Berbig

“When I lost my mom, I felt like a section of my heart went with her, so ever since, I have been filling that piece with love and compassion towards others. Her smile and joy were infectious, and I try to mirror that in myself and touch people’s hearts as she did.”

For more information visit Letters of Love.

Please donate to Grace’s GoFundMe and help Letters of Love to expand, publish a children’s book and continue to reach more children in hospitals around the world.

This article originally appeared on 07.22.15



"So just recently I went out on a Match.com date, and it was fantastic," begins Dr. Danielle Sheypuk in her TEDx Talk.

If you've ever been on a bunch of Match.com dates, that opening line might make you do a double take. How does one get so lucky?!

Not Dr. Sheypuck's actual date.

Not Dr. Sheypuck's actual date. Photo by Thinkstock.


But don't get too jealous. Things quickly went downhill two dates later, as most Match.com dates ultimately do. This time, however, the reason may not be something that you've ever experienced. Intrigued? I was too. So here's the story.Gorgeous!

Gorgeous! Photo from Dr. Sheypuk's Instagram account, used with permission.

She's a licensed clinical psychologist, an advocate, and a model — among other things. She's also been confined to a wheelchair since childhood. And that last fact is what did her recent date in.

On their third date over a romantic Italian dinner, Sheypuk noticed that he was sitting farther away from her than usual. And then, out of nowhere, he began to ask the following questions:

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Images courtesy of AFutureSuperhero and Friends and Balance Dance Project
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The day was scorching hot, but the weather wasn’t going to stop a Star Wars Stormtrooper from handing out school supplies to a long line of eager children. “You guys don’t have anything illegal back there - any droids or anything?” the Stormtrooper asks, making sure he was safe from enemies before handing over a colorful backpack to a smiling boy.

The man inside the costume is Yuri Williams, founder of AFutureSuperhero And Friends, a Los Angeles nonprofit that uplifts and inspires marginalized people with small acts of kindness.

Yuri’s organization is one of four inaugural grant winners from the Upworthy Kindness Fund, a joint initiative between Upworthy and GoFundMe that celebrates kindness and everyday actions inspired by the best of humanity. This year, the Upworthy Kindness Fund is giving $100,000 to grassroots changemakers across the world.

To apply, campaign organizers simply tell Upworthy how their kindness project is making a difference. Between now and the end of 2021, each accepted individual or organization will receive $500 towards an existing GoFundMe and a shout-out on Upworthy.

Meet the first four winners:

1: Balance Dance Project: This studio aims to bring accessible dance to all in the Sacramento, CA area. Lead fundraiser Miranda Macias says many dancers spend hours a day at Balance practicing contemporary, lyrical, hip-hop, and ballet. Balance started a GoFundMe to raise money to cover tuition for dancers from low-income communities, buy dance team uniforms, and update its facility. The $500 contribution from the Kindness Fund nudged Balance closer to its $5,000 goal.

2: Citizens of the World Mar Vista Robotics Team: In Los Angeles, middle school teacher James Pike is introducing his students to the field of robotics via a Lego-building team dedicated to solving real-world problems.

James started a GoFundMe to crowdfund supplies for his students’ team ahead of the First Lego League, a school-against-school matchup that includes robotics competitions. The team, James explained, needed help to cover half the cost of the pricey $4,000 robotics kit. Thanks to help from the Upworthy Kindness Fund and the generosity of the Citizens of the World Middle School community, the team exceeded its initial fundraising goal.

Citizens of the World Mar Vista Robotics Team video update youtu.be

3: Black Fluidity Tattoo Club: Kiara Mills and Tann Parker want to fix a big problem in the tattoo industry: there are too few Black tattoo artists. To tackle the issue, the duo founded the Black Fluidity Tattoo Club to inspire and support Black tattooers. While the Brooklyn organization is open to any Black person, Kiara and Tann specifically want to encourage dark-skinned artists to train in an affirming space among people with similar identities.

To make room for newcomers, the club recently moved into a larger studio with a third station for apprentices or guest artists. Unlike a traditional fundraiser that supports the organization exclusively, Black Fluidity Tattoo Club will distribute proceeds from GoFundMe directly to emerging Black tattoo artists who are starting their own businesses. The small grants, supported in part with a $500 contribution from the Upworthy Kindness Fund, will go towards artists’ equipment, supplies, furnishings, and other start-up costs.

4: AFutureSuperhero And Friends’ “Hope For The Holidays”: Founder Yuri Williams is fundraising for a holiday trip to spread cheer to people in need across all fifty states.

Along with collaborator Rodney Smith Jr., Yuri will be handing out gifts to children, adults, and animals dressed as a Star Wars’ Stormtrooper, Spiderman, Deadpool, and other movie or comic book characters. Starting this month, the crew will be visiting children with disabilities or serious illnesses, bringing leashes and toys to animal shelters for people taking home a new pet, and spreading blessings to unhoused people—all while in superhero costume. This will be the third time Yuri and his nonprofit have taken this journey.

AFutureSuperhero started a GoFundMe in July to cover the cost of gifts as well as travel expenses like hotels and rental cars. To help the nonprofit reach its $15,000 goal, the Upworthy Kindness Fund contributed $500 towards this good cause.

Think you qualify for the fund? Tell us how you’re bringing kindness to your community. Grants will be awarded on a rolling basis from now through the end of 2021. For questions and more information, please check out our FAQ's and the Kindness Toolkit for resources on how to start your own kindness fundraiser.

@elenisabracos on TikTok

Look, it’s a sad situation for anyone to hear that Adele will not be gracing the stage any time soon. The beloved singer woefully announced on Instagram last Friday (Jan 21) that her planned residency in Las Vegas “wasn’t ready” due to coronavirus. Half of her crew had been infected, making it “impossible to finish the show.”

But for one fan in particular, who has tried—and failed miserably—to catch Adele live on three separate occasions, the news hit particularly hard. Luckily, her sense of humor proves that any tragedy can turn into comedy gold.

This story, with all its hilarious twists and turns, is quite the delightful saga. And though it doesn’t erase all the gutting disappointments left from pandemic cancellations, it does serve as wholesome entertainment.

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This article originally appeared on August 14, 2016


Time travel back to 1905.

Back in 1905, a book called "The Apples of New York" was published by the New York State Department of Agriculture. It featured hundreds of apple varieties of all shapes, colors, and sizes, including Thomas Jefferson's personal favorite, the Esopus Spitzenburg.






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