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Realtor breaks down how outrageously house prices have risen against income in just four years

Is buying a home still part of the American Dream?

home price increase

Realtor Freddie Smith shows the math of why millennials can't afford a house.

Does this conversation sound familiar?

Millennial: "Housing costs are ridiculous. And now mortgage rates are double what they were a few years ago. How am I supposed to afford to buy a house?"

Boomer: "You know what the interest rate was on my first house? Over 16%. I'd have loved to have a 7% interest mortgage!"

Millennial: "But you could raise a family on a single middle-class income when you were my age. That's just not possible now."

Boomer: "Well, maybe if you stopped buying avocado toast and Starbucks, you could afford a house."

Millennial: [blank stare]


Generational battles over economics aren't new, but some eras provide more fodder for such exchanges than others. Right now, it's the cost of housing that has younger people feeling stuck while older folks (or people who were lucky enough to land a house several years ago) are sitting pretty on the equity they've gained since the pandemic started.

Those of us who already own a house and aren't thinking of selling any time soon may not be fully aware of how drastically things have changed for those in the homebuying market. One realtor on TikTok shared a breakdown of the numbers, and it is eye-opening.

Watch this explainer from Freddie Smith:

@fmsmith319

Housing cost from 1995 vs 2019 vs 2023

Umm, yeah. It would take a truckload of avocado toast to even come close to making up for that increase. And these numbers are assuming you could even afford an $84,000 down payment. First-time homebuyers can often qualify for a 3% down loan, which makes it easier to get into the house but increases the monthly payment.

People in the comments commiserated, and many people asked what they were supposed to do in light of this reality. Some suggested buying land and putting a cheap mini-home on it until they had enough saved up to build a house. Others said to wait it out because the current market isn't sustainable and we may see a housing crash. (Though, as one commenter pointed out, "[In] 2019 we were told everything would crash but instead everything went up in record numbers.")

Some blamed the current administration, completely ignoring the global pandemic of the past three years that resulted in economic upheaval and ongoing fallout everywhere. The immediate housing market has always been somewhat unpredictable, and it's a crapshoot as to whether or not it's the best time to buy.

But when you can't even come close to affording it, it's a moot question anyway. Surely, something's got to give, but the question is what, when and how.

Smith has many, many videos showing the math behind the housing market. Follow him on TikTok for more.

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O Organics make eating organic affordable

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Friendsgiving might have started as a novel alternative to Thanksgiving, but today it’s an American holiday in its own right.

For many, especially millennials and Gen Zers, Friendsgiving offers an opportunity to get creative with their celebrations without being obligated to outdated, even problematic traditions or having to break the bank.

However, some of us might not want to go to the extreme of only having pizza and beer. What if there were a way to balance the decadence of a traditional Thanksgiving meal while still keeping it easy and laid-back? And could we make it healthy too?

As it turns out, we can.

Here’s a super simple breakdown of what your next Friendsgiving prep could look like. An appetizer, salad, side, entree, and dessert. All done in an hour—even quicker if you assign certain dishes to different partygoers. #spreadsheetsrule

But wait, it gets better—all of these meals can be made organic at an affordable price, using O Organics® at Albertsons. O Organics helps shoppers find quality ingredients at reasonable prices every day of the year. Friendsgiving is no different.

Without further ado, let’s get cooking!

Appetizer: Charcuterie Board


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Nothing quite hits like the fancy, grown-up version of Lunchables. Crackers, meats, cheeses, and various fancy toppings that can be combined in endless ways. The easiest form of culinary creativity there is.

You already know how to make one of these bad boys, but here’s a basic template if you’re needing a dose of inspo:

Meats: Some tasty choices here are salami, prosciutto, sausage, etc. I made a smaller-scale board and decided to go with salami. If you or your friends aren’t a fan of pork, sliced turkey or smoked salmon are some yummy alternatives.

Cheese: The possibilities are endless here. You can even opt for a dairy-free cheese option!

Bread or Crackers: Artfully arranged. Speedily snacked upon. Some O Organics options here and here.

Fillers: this is where the charcuterie really shines. Fill in the spaces with splashes of color and flavor. Be sure to go for both savory and sweet. That means olives, sliced cucumbers, bell peppers, nuts, and a vibrant array of fresh or dried fruit. A yummy fruit spread doesn’t hurt either.

Time: 5 min

Salad: Squash And Feta Salad

Ingredients:

(3-4 servings)

1 small red onion (O Organics sells them in a bag)

1 bag O Organics frozen Butternut Squash

6 cups fresh O Organics spinach, arugula, kale, or whatever salad green you like

1/4 cup O Organics pecans

1/4 cup O Organics Extra Virgin Olive Oil

O Organics Lemon and Olive Oil Salad Dressing

CrumbledO Organics Goat Cheese

Salt and pepper

Chop some onions. Sautee them in olive oil. Add a bag of frozen squash. Dress some salad greens with dressing. Add the onions and squash. Top with pecans, cheese, salt and pepper. Badda bing badda boom.

Time: 10 minutes

Side: Autumn Seasoned Air Fryer “Roasted” Potatoes

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As any millennial will tell you, we love our air fryers. Nothing quite ticks all the quick, easy and healthy boxes quite like one. And if you haven’t yet had a perfectly crispy on the outside, buttery soft on the inside air fryer potato, then what are you waiting for?

Ingredients:

One 3 pound bag of O Organics red or russet potatoes—honestly any potato will do

2 Tablespoons O Organics olive oil

1 tsp Italian Seasoning

That’s it. No really.

Cut potatoes into one-inch pieces. Coat with olive oil. Sprinkle seasoning. Cook in an air fryer at 400 degrees for 10 minutes. Toss the potatoes in the basket and continue to cook for 8-10 minutes or until tender and crisp.

Time: 20 minutes. TOPS.

Entree: Coconut Chicken Curry

cravingsomethinghealthy.com

Because who needs turkey? This one pot piéce de rèsistance is the very essence of Friendsgiving—unique, versatile and not without a little spice.

Being the entree, this dish calls for a few more ingredients, but is honestly not much more demanding. You’re basically looking at 15 minutes for prep, and about 30 minutes to simmer.

Ingredients:

1 tablespoon O Organics olive oil

1 medium onion diced

2 teaspoons ginger minced

2 teaspoons green curry paste

2 teaspoons curry powder

2 cups O Organics Thai Style Curry Chicken Broth

1 large sweet potato peeled and cut into 1-inch dice

1 15-ounce can O Organics full-fat coconut milk

2 ½ cups O Organics cooked chicken breast

1 8.8 ounce package O Organics 7 Grains & Lentils Blend

1 16 ounce bag of O Organics frozen peas

½ teaspoon salt or to taste

Lime juice

Cilantro

Chopped O Organics cashews to garnish

Using a Dutch oven (or large pot with a lid), saute the onion and ginger in olive oil over medium heat, for about 4 minutes. Add the curry paste and curry powder and saute for one more minute.

Add the Thai Style Curry Chicken Broth and the diced sweet potato. Bring the mixture to a boil, and then cover with a lid, reduce the heat to medium-low and catch up with friends for 20 minutes while the dish simmers.

When the sweet potato is tender, shake the can of coconut milk well and pour it into the pot. Add the chicken, 7 Grains & Lentils Blend, and peas. Bring to a boil, and then reduce the heat and let the curry simmer for another 10 minutes.

Congrats! You are finished. You can add salt, lime juice, cilantro, extra curry powder/paste, or garnish with roasted cashews. Each bowl is customizable.

Time: 40 min

Dessert: Holiday Kettle Corn Bark

onbetterliving.com

Of course, you can always opt for pie, but sometimes people might want to opt for something a bit more bite-sized when it comes to desserts—especially after a hefty meal. This sweet and salty finger food does the trick quite nicely.

Ingredients:

1 bag (6 oz) O Organics Kettle Corn Organic Popcorn (about 9 cups)

1 bag (10 oz) O Organics Semi-Sweet Chocolate Chips

8 oz white chocolate, broken into small pieces

1 cup pistachios, roasted and salted

2/3 cup O Organics Dried Cranberries

2 tbsp O Organics Organic Coconut Oil

1 tsp salt

Line a 12x17-inch baking sheet with wax or parchment paper. Spread kettle corn on the lined baking sheet in one thin single layer. Put the semi-sweet chocolate chips with 1 tablespoon coconut oil in a microwave-safe bowl and microwave in 30-second intervals until the chocolate is melted and smooth. Drizzle the melted chocolate evenly over kettle corn, reserving about a 1/3 cup for finishing touches. Sprinkle the pistachios and cranberries over the kettle corn evenly.

Follow the same melting instructions for the white chocolate, then drizzle evenly over the kettle corn. You can follow with any remaining semi-sweet chocolate for a layered effect. Let the kettle corn stand for 5 minutes.

Place the kettle corn bark in the freezer for 10 minutes to harden. Once the bark has hardened, break into pieces.

Time: 20 minutes.

OR…if you want to make life even easier…just grab some pints of ice cream and call it a day. No judgment here.

Time: literally a few seconds to open the freezer and grab some bowls.

And there you have—a no muss, no fuss, healthy and affordable Friendsgiving spread. Spend less time in the kitchen and more time with your chosen family.

Get to your nearest Albertsons today and find everything you need to make these yummy dishes! No Albertsons in your area? You can also find O Organics products exclusively at Safeway, Vons, Jewel-Osco, ACME, Shaw’s, Star Market, Tom Thumb, Randalls, and Pavilions.

A young woman drinking bottled water outdoors before exercising.



The Story of Bottled Waterwww.youtube.com

Here are six facts from the video above by The Story of Stuff Project that I'll definitely remember next time I'm tempted to buy bottled water.

1. Bottled water is more expensive than tap water (and not just a little).

via The Story of Stuff Project/YouTube


A Business Insider column noted that two-thirds of the bottled water sold in the United States is in individual 16.9-ounce bottles, which comes out to roughly $7.50 per gallon. That's about 2,000 times higher than the cost of a gallon of tap water.

And in an article in 20 Something Finance, G.E. Miller investigated the cost of bottled versus tap water for himself. He found that he could fill 4,787 20-ounce bottles with tap water for only $2.10! So if he paid $1 for a bottled water, he'd be paying 2,279 times the cost of tap.

2. Bottled water could potentially be of lower quality than tap water.

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Two souls connecting over the loss of their fathers. (Phew, grab a tissue for this one, folks.)

via Mandy Patinkin / TikTok

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Major tantrums can be especially hard for parents who didn't have good parenting examples themselves. It takes superhuman patience to be the parents we want to be some days, and none of us does it perfectly all the time. When a child is screaming and crying over something irrational and nothing seems to be working to get them to stop, exhausted parents can lose their cool and respond in ways they normally wouldn't.

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Well, thanks to one person, we need wonder no more—at least about what-they're-seeing part.

The TikTok channel Mr. Kitters the Cat (@mr.kitters.the.cat) gives us a cat's-eye view of the world with a camera attached to Mr. Kitters' collar. And the result is an utterly delightful POV experience that takes us through the daily adventuring of the frisky feline as he wanders the yard.

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