Man lives on a cruise ship 300 days a year because it costs the same as renting in Florida
He told Insider it only costs him about $30,000 a year.

A ship crusing beautiful blue waters
Living permanently on a cruise ship seems like a dream of the uber-wealthy. You spend your days lounging on the deck by the pool or touring an exotic location. Nights are spent dancing in the nightclub or enjoying live entertainment. You no longer have to worry about traffic, cooking or laundry. Your life has become all-inclusive as long as you’re on board.
At Upworthy, we’ve shared the stories of a handful of people who’ve been able to spend their lives on a permanent cruise because they’ve figured out how to do so affordably. Or, at least, at about the same cost of living on land. Insider recently featured the fantastic story of Ryan Gutridge, who spends about 300 nights a year living on Royal Caribbean’s Freedom of the Seas. He only leaves the ship for a few weeks a year during the holidays.
Gutridge works in IT as an engineer for a cloud solution provider and can do his full-time job right from the ship. “I do meetings in the morning and afternoons, but I can also go to lunch and socialize or meet people at the gym,” he tells Insider. “I've even met people that I stay in contact with and that have come back and cruised on this ship with me multiple times since.”
Gutridge says that living and working on a cruise ship has improved his mental health. “Working from home was isolating. I don't have kids or pets, so it's easy to become somewhat introverted, but cruising has really helped and made me a lot more social,” he says.
So, how does he afford life on a permanent vacation?
“I have a spreadsheet that automatically records all my expenses, which helps. I also set a budget every year,” he says. “This year, my base fare budget is about $30,000, and last year when I started really looking at the numbers and evaluating how much base fare I paid to be on a ship for 300 nights, I found it was almost neck-and-neck with what I paid for rent and trash service for an apartment in Fort Lauderdale, Florida.”
Currently, the average price for a one-bedroom apartment in Fort Lauderdale is $2,088 which would cost Gutridge about $25,000 a year.
Gutridge believes that the key to living on the ship affordably is loyalty programs. He’s actually spending less in 2023 than he did in 2022, even though he’s spent more time cruising.
“Now, because I cruise so often with Royal Caribbean, I've moved up in its loyalty program. My drinks and internet are free. If people are going to do something like what I do, I recommend trying different brands because they all offer something different. But once you commit to one, you should stick to it so you reach those loyalty levels,” he says.
When he’s not on the ship, he makes doctor and dentist appointments and spends time with his friends. Then, it's back on the high seas, where he has a routine. Monday through Friday, he works, eats healthy, and goes to the gym. On the weekends he'll let loose and have a few drinks.
If the ship arrives at a location he enjoys, he’ll take a PTO day from work and go sightseeing.
Eventually, Gutridge wants to get rid of his apartment and sell his car, so his primary residence is a Royal Caribbean ship. “I have a strong relationship with the crew on this ship,” he says. “It's become a big family, and I don't want to rebuild those relationships on another ship — I joke that I have 1,300 roommates.”
This article originally appeared two years ago.
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Student smiling in a classroom, working on a laptop.
Students focused and ready to learn in the classroom.
Fish find shelter for spawning in the nooks and crannies of wood.
Many of these streams are now unreachable by road, which is why helicopters are used.
Tribal leaders gathered by the Little Naches River for a ceremony and prayer.

Communications expert shares the perfect way to gracefully shut down rude comments
Taking the high ground never felt so good.
A woman is insulted at her job.
It came out of nowhere. A coworker made a rude comment that caught you off guard. The hair on the back of your neck stands up, and you want to put them in their place, but you have to stay tactful because you're in a professional setting. Plus, you don't want to stoop to their level.
In situations like these, it helps to have a comeback ready so you can stand up for yourself while making making sure they don't disrespect you again.
Vince Xu, who goes by Lawyer Vince on TikTok, is a personal injury attorney based in Torrance, California, where he shares the communication tips he's learned with his followers. Xu says there are three questions you can ask someone who is being rude that will put them in their place and give you the high ground:
Question 1: "Sorry, can you say that again?"
"This will either make them have to awkwardly say the disrespectful remark one more time, or it'll actually help them clarify what they said and retract their statement," Xu shares.
Question 2: "Did you mean that to be hurtful?"
The next step is to determine if they will repeat the disrespectful comment. "This calls out their disrespect and allows you to learn whether they're trying to be disrespectful or if there's a misunderstanding," Xu continues.
Question 3: "Are you okay?"
"What this does, is actually put you on higher ground, and it's showing empathy for the other person," Xu adds. "It's showing that you care about them genuinely, and this is gonna diffuse any type of disrespect or negative energy coming from them."
The interesting thing about Xu's three-step strategy is that by gracefully handling the situation, it puts you in a better position than before the insult. The rude coworker is likely to feel diminished after owning up to what they said, and you get to show them confidence and strength, as well as empathy. This will go a lot further than insulting them back and making the situation even worse.
Xu's technique is similar to that of Amy Gallo, a Harvard University communications expert. She says that you should call out what they just said, but make sure it comes out of their mouth. "You might even ask the person to simply repeat what they said, which may prompt them to think through what they meant and how their words might sound to others," she writes in the Harvard Business Review.
More of Gallo's suggested comebacks:
“Did I hear you correctly? I think you said…”
“What was your intention when you said…?”
“What specifically did you mean by that? I'm not sure I understood.”
“Could you say more about what you mean by that?”
Ultimately, Xu and Gallo's advice is invaluable because it allows you to overcome a negative comment without stooping to the other person's level. Instead, it elevates you above them without having to resort to name-calling or admitting they got on your nerves. That's the mark of someone confident and composed, even when others are trying to take them down.