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A PERSONAL MESSAGE FROM UPWORTHY
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Capital One Impact Initiative

He was a struggling kid. Now he's a successful career man. Here's how.

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Capital One Future Edge

Daniel Jones never had it easy. Before he was 18, he'd lost his mother and any chance at a stable home life. Then he had to change schools.

Jones, who was living with his older brother at the time, was reaching a breaking point. His brother had three children of his own and Jones knew that, family or not, his sibling couldn't take care of him for long. He also knew he needed to get back into school as quickly as possible.

He had two choices: either go to school near where he lived, or fib on his paperwork and go to a school that would push him towards a better future. But there was another problem — the school that he wanted to attend was across town.


Even though Jones got in, he couldn't apply for transportation privileges because that would reveal he was living out of district. That didn't stop him.

Most days, he only had enough money to take a city bus across Richmond, Virginia, one way. After a full day at school, he walked seven miles back to his house where he'd have just enough time to do his homework and start preparing to do it all over again the next day.

[rebelmouse-image 19397679 dam="1" original_size="700x394" caption="Photo by Austin Nicomedez/Unsplash" expand=1]Photo by Austin Nicomedez/Unsplash

Despite all that, Jones has no regrets. “If I were to go to the other school, I wouldn't be where I am today," he says.

That walk home from school ended up leading him to a program that changed his life.

“I saw a little white, short bus, at the middle school which is right next door [to the high school]," Jones recalls. “One day I walked up to the bus and I asked them, 'What is this?' And they said, 'it's the Boys & Girls Club.'"

So Jones signed up for the Boys & Girls Club, but he wasn't planning on joining any after-school activities. “That bus brought me within a mile of my house," he says. “I started using the transportation."

Despite his initial plan, he found himself getting involved in the Club, and eventually a counselor recommended Jones for an internship with Capital One's Catapult program — a five-week training course for youth who have the potential but not yet the skills for professional careers. Catapult is an organization supported by Capital One's Future Edge initiative — an effort focused on helping people succeed in a digital economy by advancing skills for the 21st century, small business development and financial well-being.

Catapult's mission is to provide opportunity youth—young adults who are high school graduates ages 18 to 24—the chance to be great with the skills, experiences, and support that will empower them to reach their full potential through professional training, financial education, and workplace mentoring.

The goal is to equip participants with the skills and knowledge to move from minimum wage jobs to impactful careers with a focus on entry-level employment at Capital One.

Jones wasn't sure how effective the program would be at first.

“The first thing that came into my mind was internships aren't paid," says Jones. “And then when they let me know that the internship was paid, I didn't think about a career, I didn't think about development, nothing like that, I just thought, hey, I can make money doing this."

As someone who's had to fight for survival from a young age, Jones didn't have the luxury of thinking about his financial future. All he could think about was right now. And right now he wouldn't mind spending five weeks learning about financial well-being in order to collect a paycheck.

So, the day after he turned 18, Jones joined the Catapult program. It's a decision that he says has made him a better man, and not just in terms of business savvy.

Through the Catapult program, Jones connected with the program's facilitator, Jonathan Bennett, training associate at Capital One, who he says made it clear that if Jones was going to build a strong future, he was going to have to start thinking about the long term. Suddenly, Jones started to see all of the possibilities open to him for the first time.

“My mind changed from trying to get a check to thinking, hey, this could be a career that I could do for the next 10, 20 years of my life," recalls Jones. “It could give me the money to start my own businesses, do the things I wanted to do, and change peoples' lives."

For Jones, learning to take control of his finances felt like a whole new world. "People who come from my background, they say, 'make enough to survive.' We don't ever hear, 'you need to make enough to make investments, you need to make enough to be able to build your own business from the ground up.' That kind of knowledge is a blessing."

At the end of his training, Jones was offered a job at Capital One, where he's currently a Senior Fraud Coordinator.

Photo of Daniel Jones. Photo via Capital One.

What's more, he joined Knolls Community Corps Council, which centers around volunteering in the community — something he'd never thought he'd do before. Jones, who knows the pain of losing a parent, is working with a local foster group to plan an event for the kids.

He's also looking forward to something much more long term. Since joining Catapult, Jones has learned to drive, gotten his license and bought a car. Now he plans to go to college, earn a degree in Health Administration and get an MBA. His goal is to launch a business that makes hospital food better. It was inspired by his mom and grandma's comments about hospital food when they were hospitalized before passing away.

Now Jones is taking what he's learned and giving back to the people around him, starting with his friends and neighbors.

He helps his neighbors with financial advice, gives them tips on how to interview, and even spruces up resumes. Most of the people he's helped have gotten the job they wanted. He's making sure that those he cares about know that they, too, can focus their future on "more than just tomorrow."

Being part of the program has also changed the way Jones looks at the world. "I wasn't very optimistic," notes Jones. "Jon Bennett helped me mold into a smart business planner, and a good agent, but, more importantly, he made me a better man altogether."

Financial capital is important, Jones says, but social capital is priceless.

Catapult also helped Jones build a sense of community, so when he's giving back, he's not doing it alone.

Catapult graduation ceremony at Capital One's 1717 Innovation Center in Richmond (Daniel Jones is second from left; Kyle Jacobs is kneeling in the center).

One of Jones' friends is Kyle Jacobs, a 22-year-old who started a non-profit for underserved youth after joining Catapult. Before the program, Jacobs was living in an abandoned house without running water. He'd left college and, due to a large amount of debt, was unable to pursue his goal of joining the police academy.

Jacobs didn't even know that he owed as much money as he did. Financial well-being had just never been part of his education.

During training at Catapult, Jacobs learned how to create a budget and manage a credit card.

“A lot of the problems I was having my whole life were based around money," says Jacobs. "The Catapult program not only taught me all of the important things like credit, but it also taught me how to manage my money when I started making money."

Joining Catapult, Jacobs says, helped him avoid a dangerous path. It helped him build a social network. He views the people with the Catapult program as family. And now that he's working at Capital One as a Senior Fraud Intake Representative in Richmond, Jacobs wants to help others achieve the same things he has. He's already started working on creating his own non-profit.

Kyle Jacobs at his desk at Capital One.

“It's me finding kids that were in my same situation and teaching them the basic life skills that they aren't gonna learn from their parents," says Jacobs. "Because a lot of them aren't necessarily concerned about graduating and getting a job. They're more concerned about surviving."

Jacobs is working with six children right now and, like Jones, is passing the skills that he's learned in the program to the youth he mentors.

“I really want to broaden their perspective on things," he says. “I'm taking them to financial well-being classes at the Capital One café in Richmond's Carytown neighborhood. Teaching them how to network. I'm helping them build their small businesses."

Both men want to use what they've learned in the program to transform the community around them — to show that a different future isn't just a dream; it's within grasp with the right tools and guidance.

"People tend to say, "Hey, I can change the world," says Jones. "That's really broad. People from my community think they can't change their own world, let alone someone else's.

“I want to instill that mindset of if you put your best foot forward, if you set your goals, if you put in the work, you can always achieve whatever goals you want to achieve in life," he continues. "I want to help people develop in a way that they don't just think about tomorrow, but they think about the next five years from now, next 10 years from now."

Science

Researchers dumped tons of coffee waste into a forest. This is what it looks like now.

30 dump truck loads and two years later, the forest looks totally different.

One of the biggest problems with coffee production is that it generates an incredible amount of waste. Once coffee beans are separated from cherries, about 45% of the entire biomass is discarded.

So for every pound of roasted coffee we enjoy, an equivalent amount of coffee pulp is discarded into massive landfills across the globe. That means that approximately 10 million tons of coffee pulp is discarded into the environment every year.



When disposed of improperly, the waste can cause serious damage soil and water sources.

However, a new study published in the British Ecological Society journal Ecological Solutions and Evidence has found that coffee pulp isn't just a nuisance to be discarded. It can have an incredibly positive impact on regrowing deforested areas of the planet.

via British Ecological Society

In 2018, researchers from ETH-Zurich and the University of Hawaii spread 30 dump trucks worth of coffee pulp over a roughly 100' x 130' area of degraded land in Costa Rica. The experiment took place on a former coffee farm that underwent rapid deforestation in the 1950s.

The coffee pulp was spread three-feet thick over the entire area.

Another plot of land near the coffee pulp dump was left alone to act as a control for the experiment.

"The results were dramatic." Dr. Rebecca Cole, lead author of the study, said. "The area treated with a thick layer of coffee pulp turned into a small forest in only two years while the control plot remained dominated by non-native pasture grasses."

In just two years, the area treated with coffee pulp had an 80% canopy cover, compared to just 20% of the control area. So, the coffee-pulp-treated area grew four times more rapidly. Like a jolt of caffeine, it reinvigorated biological activity in the area.

The canopy was also four times taller than that of the control.

Before and after images of the forest

The forest experienced a radical, positive change

via British Ecological Society

The coffee-treated area also eliminated an invasive species of grass that took over the land and prevented forest succession. Its elimination allowed for other native species to take over and recolonize the area.

"This case study suggests that agricultural by-products can be used to speed up forest recovery on degraded tropical lands. In situations where processing these by-products incurs a cost to agricultural industries, using them for restoration to meet global reforestation objectives can represent a 'win-win' scenario," Dr. Cole said.

If the results are repeatable it's a win-win for coffee drinkers and the environment.

Researchers believe that coffee treatments can be a cost-effective way to reforest degraded land. They may also work to reverse the effects of climate change by supporting the growth of forests across the globe.

The 2016 Paris Agreement made reforestation an important part of the fight against climate change. The agreement incentivizes developing countries to reduce deforestation and forest degradation, promote forest conservation and sustainable management, and enhance forest carbon stocks in developing countries.

"We hope our study is a jumping off point for other researchers and industries to take a look at how they might make their production more efficient by creating links to the global restoration movement," Dr. Cole said.


This article originally appeared on 03.29.21

Pop Culture

Keanu Reeves gets emotional while sharing how much 'The Matrix' means to him

Reeves shared his favorite memories of each of his biggest films. When he got to 'The Matrix,' there was a noticeable change.

The Late Show with Stephen Colbert/Youtube

"'The Matrix’ changed my life."

Keanu Reeves might have broken into the industry through “Bill and Ted,” and was an established '90s action actor thanks to films like “Speed” and “Point Break.” But his iconic role as Neo in “The Matrix” truly catapulted him into stardom.

For many, “The Matrix” was both a thrilling cinematic escape and a powerful spiritual experience—exploring what it means to be human in the digital age, all while kicking ass in cool leather trench coats. And Reeves was the hero that took us on that journey.

Of course, he would go on to be the center of another legendary franchise with “John Wick” and would become a legend off-camera as a genuinely compassionate and generous person. But to think—we might have not had any of it had Reeves never taken that red pill.

It turns out that not even Reeves himself takes that moment in his life for granted.


During a recent interview with Stephen Colbert on “The Late Show,” the host mentioned several of Reeves’ movies that were celebrating an anniversary this year — “Bill and Ted’s Excellent Adventure,” 35; “Point Break,” 33; “Speed,” 30; “The Matrix,” 25; and “John Wick,” 10.

Colbert then asked Reeves to name a fond memory from each of these iconic movies in a lightning-round style. Reeves was able to get out simple answers like “friendship” for “Bill and Ted” and “the genius of Catherine Bigelow” for “Point Break,” but when he got to “The Matrix,” there was a palpable, emotional pause.

After about twenty seconds, Reeves replied, “’The Matrix’ changed my life. And then, over these years, it’s changed so many other people’s lives in really positive and great ways.”

Gathering himself, he concluded, “As an artist, you hope for that when you get to do a film or tell a story…it’s the best.”

It was so well said that Colbert didn’t bother trying to get a memory for “John Wick” but instead shook his hand and ended the segment.

Watch:

"The Matrix" Changed My Life - Keanu Reeves Shares Fond Memories Of His Most Iconic Filmswww.youtube.com

Down in the comments, people were once again moved by Reeves’ heartfelt authenticity.

“Keanu's response to the Matrix question was so profound.”

“That really got me. So moving. As for the movie itself, to this day, The Matrix is still the most mind-blowing experience I've ever had in a theatre!”

“The answer, his face, his body language, how he changed his emotion so fast just gave me chills and I cried. He knows the truth.”

“What a real dude. There's a reason everyone loves him.”

“Do we all simply want to burst into tears when he emotionally recounts how The Matrix has touched people?”

“To this day, The Matrix remains my favorite movie of all time. Full stop. It's amazing to see him get so emotional when he talks about it.”

“He almost made me cry, that was a raw emotional sincere comment he made - just beautiful.”

“The Academy Awards will honor Keanu Reeves one day with a lifetime achievement award. No doubt. The Matrix is the best sci-fi movie ever made and Keanu was brilliant in the role. A beautiful human being. I always support his work. I wish him the best this world offers.”

By the way, if all this Matrix nostalgia has got you wishing you could see it on the big screen again, you’re in luck! AMC will be presenting a special anniversary screening of it in September.

Family

Naming twins is an art. Here are some twin names people say are the best they've ever heard.

With twins, all the regular pressures of having a baby are doubled, including choosing a name.

Are you in favor of rhyming twin names? Or is it too cutesy?

Having twins means double the fun, and double the pressure. It’s a fairly known rule to name twins in a way that honors their unique bond, but that can lead to overly cutesy pairings that feel more appropriate for nursery rhyme characters than actual people. Plus, it’s equally important for the names to acknowledge each twin’s individuality. Again, these are people—not a matching set of dolls. Finding the twin baby name balance is easier said than done, for sure.

Luckily, there are several ways to do this. Names can be linked by style, sound or meaning, according to the baby name website Nameberry. For example, two names that share a classic style would be Elizabeth and Edward, whereas Ione and Lionel share a similar rhythm. And Frederica and Milo seem to share nothing in common, but both mean “peaceful.”

Over on the /NameNerds subreddit, one person asked folks to share their favorite twin name pairings, and the answers did not disappoint.


One person wrote “Honestly, for me it’s hard to beat the Rugrats combo of Phillip and Lillian (Phil and Lil) 💕”

A few parents who gave their twin’s names that didn’t inherently rhyme until nicknames got involved:

"It's the perfect way! Christmas cards can be signed cutely with matching names, but when they act out you can still use their full name without getting tripped up.😂"

"The parents of a good friend of mine did this: her name is Allison and her sister is Callie. Their names don’t match on the surface, but they were Alli and Callie at home."

“Alice and Celia, because they’re anagrams! Sound super different but have a not-so-obvious implicit connection.”

This incited an avalanche of other anagram ideas: Aidan and Nadia, Lucas and Claus, Liam and Mila, Noel and Leon, Ira and Ria, Amy and May, Ira and Ari, Cole and Cleo…even Alice, Celia, and Lacie for triplets.

Others remembered name pairs that managed to sound lovely together without going into cutesy territory.

twin names, twins, babies, baby namesThese matching bunny ears though. Photo credit: Canva

“I know twin toddler boys named Charlie and Archie and they go so well together,” one person commented.

Another wrote, “Tamia and Aziza. I love how they follow the same sound pattern with the syllable endings (-uh, -ee, -uh) without being obnoxiously matchy matchy.”

Still another said, “Lucy and Logan, fraternal girl/boy twins. I think the names sound so nice together, and definitely have the same 'vibe' and even though they have the same first letter they aren't too matchy-matchy.”

Other honorable mentions included: Colton and Calista, Caitlin and Carson, Amaya and Ameera, Alora and Luella, River and Rosie, and Eleanor and Elias.

One person cast a vote for shared style names, saying, “If I had twins, I would honestly just pick two different names that I like separately. I tend to like classic names, so I’d probably pick Daniel and Benjamin for boys. For girls my two favorites right now are Valerie and Tessa. I think Val and Tess would be cute together!”

Overall though, it seems that most folks were fans of names that focused on shared meaning over shared sound. Even better if there’s a literary or movie reference thrown in there.

twin names, twins, babies, baby namesMany adult twins regret that their names are so closely linked together. Photo credit: Canva

“My mom works in insurance, so I asked her. She’s seen a lot of unique ones, but the only twins she remembers are Gwenivere [sic] and Lancelot... bonus points... little brother was Merlin,” one person recalled.

Another shared, “If I had twin girls, I would name them Ada and Hedy for Ada Lovelace and Hedy Lamarr, both very early computer/tech pioneers. Not that I’m that into tech, I just thought it was a brilliant combination.”

Other great ones: Susan and Sharon (think the original “Parent Trap”), Clementine and Cara (types of oranges), Esme and Etienne (French descent), Luna and Stella (moon and stars), Dawn and Eve, plus various plant pairings like Lily and Fern, Heather and Holly, and Juniper and Laurel.

Perhaps the cleverest name pairing goes to “Aubrey and Zoe,” since…wait for it… “they’re A to Z.”

It’s easy to see how naming twins really is a cool opportunity for parents to get creative and intentional with their baby naming. It might be a challenge, sure, but the potential reward is having the most iconic set of twins ever. Totally worth it!

Entrepreneur Richard Branson.

To paraphrase a popular adage about a tree falling in the woods: If you have a meeting and nobody takes notes of what was said, did the meeting ever really occur in the first place?

That’s the core question at the center of one of billionaire entrepreneur, Virgin Group founder, adventurer and philanthropist Richard Branson’s most important habits. He takes pen-and-paper notes during every meeting.

"I love learning," Branson explained on the “Worklife” podcast with Adam Grant. "I can never understand how people can have a meeting with somebody and not take notes. If you're having a meeting with a group of people where you're planning to sort out issues and not take notes, you're only going to remember two or three things from that meeting. And quite often from a meeting, you might have a list of 20 ideas that come out of it."


He’s got a great point. If people only leave the meeting remembering a handful of ideas, then some great suggestions that should be followed up on magically disappear. The good ideas that deserved reconsidering have been blown away into the ether, never to be considered again.

Branson believes that following up on ideas presented at meetings can take a company up another level.

"It's important to follow up on and it's very important to get back to the person who came up with those ideas and either respond positively or say why you disagree. By dealing with all those small things quickly, you go from potentially becoming an average company into becoming an exceptional company, and the staff who work there are really appreciative that their issues have been dealt with," Branson concludes.

The entrepreneur blames the lack of note-taking squarely on men. He adds that leaving all the note-taking to women does a real disservice to men.



“In my experience, 99 percent of people in leadership roles don’t take notes. What’s more, males are less likely to take notes than their female counterparts,” Branson writes on LInkedIn. “Not only is this unfair to women, but it’s also disadvantageous to men. It’s time for men to step up and do their share of support work. On top of counteracting gender bias in the work force, it will also give men a better understanding of what going on within the business and what needs to be done to make things run more effectively.”

Running meetings without taking notes also makes it harder for meaningful work actually to get done. “This often happens with, for instance, politicians. We will have a meeting, talk about dozens of ideas to improve things, and they won’t write anything down. They might remember one of the ideas, but what about all of the others? They will have to muddle through and little will get done,” he wrote on Virgin’s blog.

Ultimately, it’s essential for people to take notes because great ideas can be lost forever without them. “No matter how big, small, simple or complex an idea is, get it in writing,” Branson wrote. “But don’t just take notes for the sake of taking notes, go through your ideas and turn them into actionable and measurable goals. If you don’t write your ideas down, they could leave your head before you even leave the room.”



A woman is losing herself to her smartphone.

When we ask ourselves, “Who am I?” there are many different places to go for answers, whether it’s psychology, spirituality, or connecting with our inner barometer that tells us when we’re being authentic.

There’s also the big question: Is life about finding oneself or creating oneself? Is there a true you lurking deep inside your heart and mind, or is life all about creating the person you always wanted to be through discipline and self-cultivation?

One thing is for sure: our thoughts are a big part of who we are. As the Buddha once said: “We are what we think. All that we are arises with our thoughts. With our thoughts we make the world.”


However, in a world where so many people are constantly locked into their smartphones, consuming everyone else’s thoughts on TikTok, YouTube, Reddit, Facebook, Twitter, and Instagram, at what point do we lose our unique sense of self after being filled with others' ideas?

social media, the self, social media addictionA girl is losing herself to her smartphone. via Cottonbro studio/Pexels

This question was recently brought up on Reddit, where Accomplished-Bend898 made an interesting point about the self in the social media era.

“Social media is killing you, but not in the way you think,” Accomplished-Bend898 wrote. “When you passively consume so much content, it fills your brain. To the brim. And at the same time, you aren’t spending any time alone with your own thoughts. You’ve become a consumer, not a contributor.”

“So your own, true thoughts start to merge with the hivemind of the internet,” the Redditor continued. “And whatever information the algorithms think you want to hear becomes what you actually believe. And so you are becoming less and less you.”

Accomplished-Bend898 simplified their theory into a math equation: “Passive content consumption - time alone with your own thoughts = the death of the real you.”

The idea that social media is killing people’s individuality is a bold and scary claim in a world where nearly everyone is on one platform or another. But for many, it rings true. Have you known anyone who fell down a rabbit hole on Twitter or TikTok, and their worldview began to change slowly over time? The more they viewed videos or tweets on a topic, the more the algorithm fed them the same content, creating a feedback loop that forever altered their personality.

If social media hasn’t wholly cut off people’s internal monologues and moments of thoughtful solitude, then they have definitely been curtailed. Studies show that the average person now spends 2 hours and 23 minutes a day looking at social media.

Although it’s hard to determine whether social media crowds out our own thoughts, it does cause cognitive overload, which makes it difficult to focus and process information correctly. This, in turn, makes it harder to think deeply about the information presented to us, making it easier to fall for misinformation.

Whether or not social media is killing “the real you” or “real us,” it has, undeniably, stunted our collective ability to hear our own thoughts.

social media, the self, social media addictionA man is losing herself to her smartphone.via Cottonbro studio/Pexels

Social media allows people to express themselves in ways that were unimaginable 20 years ago. However, instead of breeding a culture of individualism, it has created one of collectivism, where people are eager to follow the latest trends or conform to groupthink.

“Trends create a culture of conformity; if one doesn’t stay up to date with what’s ‘in,’ they are quickly categorized as ‘other.’ Extending beyond social media, people who wear certain clothing or listen to music that isn’t considered relevant to today’s trends are instantly judged,” Anahai Pellathy writes at The Standard. “Rather than choosing what to wear or how to act based on personal preference, people tend to rely upon trends and external perceptions.”

In addition, people are less likely to flaunt their individuality when they believe their actions are being judged by those who view their posts.

“Authenticity suffers under the constant gaze,” Hoan Westerberg, a writer focused on technology’s effect on people, writes on Medium. “Psychological studies show heavy social media users report lower self-esteem and life satisfaction than light users. When we constantly evaluate ourselves through the lens of others, we lose sight of our core identity.”

Although much work remains to determine whether spending too much time on social media is really “killing the real you,” there are enough warning signs to be concerned that we are losing the best part of ourselves to technology.

social media, the self, social media addictionPeople are losing themselves to smartphone addiction.via Cottonbro studio/Pexels

So, if you’re looking to reconnect with your true self, Accomplished-Bend898 has some suggestions for reducing screen time or making it healthier.

Don’t sleep next to your phone

Your brain will crave the first thing you feed it, so wait at least an hour after waking up to check it for anything.

Get a good screen time app

Built-in screen time settings are no match for your monkey brain. BePresent is my favorite because it uses actual psychology to combat phone addiction.

Delete social media from your phone

Force yourself to use it only on your computer so it is more intentional.

Turn your phone to greyscale

Greyscale will make your screen time a lot more boring. On an iPhone, go to Settings > Accessibility > Display & Text > Color Filters > Grayscale.

Replace scrolling with another activity

When you reduce your screen time by several hours per day, you need to replace it with something meaningful in your life. Start small and find out what motivates you.